- Auto Insurance Parker CO
- Discounts Available Auto Insurance Parker
- What is the meaning of auto insurance?
- Auto Insurance Parker- Sample Insurance Rates
- Auto Insurance Parker- Dmv Addresses and Phone Numbers
- Auto Insurance Parker-Discounts offered by each company
- Below are some yearly average statistics for Auto Insurance for Parker Colorado based off of Age and Gender.
- What factors affect auto insurance rates in Parker, CO?
- How can I find the best auto insurance coverage in Parker, CO?
- Is there a contact number for discussing auto insurance in Parker, CO?
- Who gives the lowest car insurance rates?
- Which car insurance is the cheapest one?
- Why do insurance companies require a down payment?
- Auto Insurance Parker Article Details
- What We Do at A Plus Insurance
Discounts Available Auto Insurance Parker
There are multiple discounts available. What surprise is Manny is how many discounts you actually can qualify for. Most of the time the difference between you getting a discount and not is asking your agent the right questions to see what discounts you can get. There are many discounts such as safe driver discount, marital discount,
Proof of prior insurance discount, emergency braking discount, student driver discount, and so many more. The best thing is for you to talk to your agent to see what discounts are best for you.
| Impact on rates | Discounts Available |
| High | Auto Pay |
| Mild | Multi Vehicle |
| High | Advanced Quote |
| Mild | Education Discount |
| Very High | Continuous Insurance |
| Mild | Homeowners |
| High | No Accidents or Violations |
| Mild | Married |
| Mild | Military |
What is the meaning of auto insurance?
[Auto Insurance Parker] is a crucial financial safeguard for drivers, providing protection against financial loss in the event of accidents, theft, or other unforeseen incidents involving your vehicle. It serves as a contract between you and the insurance provider, where you pay premiums in exchange for coverage as outlined in your policy.
Key Aspects of Auto Insurance:
- Coverage for damages to your vehicle
- Liability coverage for bodily injury or property damage to others
- Additional coverage options such as comprehensive and collision
- Legal requirements and minimum coverage limits vary by state
In Parker, Colorado, securing the right [auto insurance policy] ensures you comply with legal requirements while safeguarding your finances and assets. Compare quotes from reputable insurers like [Progressive], [Allstate], and [Dairyland], considering factors like coverage options, deductibles, and discounts to find the best policy for your needs.
Auto Insurance Parker- Sample Insurance Rates
These are the sample rates there’s a lot of variables that go into an Auto insurance Parker rate. it can be age, Gender, education, zip code, driving history, and much much more. The rates below show how all of those different factors come into play. The table below will explain what insurance can cost depending on those insurance factors below. This sample rate is a direct representation of driving who purchase car insurance.
| Sample Rates in Parker, Colorado |
| Sample Quote/ policy location: Parker Agent :Shawn Current Company: Bristol West Previous Company: Bristol West Who: Age: 50 Vehicle: Oldsmobile Toronado Type of coverage: full coverage , sr22 Notes: rates, high risk Rate: $144 |
| Sample Quote/ policy location: Parker Agent :Amy Current Company: Progressive Previous Company: Viking Who: Age: 56 Vehicle: Land Rover Defender 110 Type of coverage: liability only , med pay Notes: motorist, snapshot Rate: $216 |
| Sample Quote/ policy location: Parker Agent :Crystal Current Company: Travelers Previous Company: Sentry Who: Homeowner Age: 57 Vehicle: Mitsubishi Mighty Max Regular Cab Type of coverage: liability insurance , med pay Notes: vehicle, Insurance Card Rate: $280 |
| Sample Quote/ policy location: Parker Agent :Shawn Current Company: Progressive Previous Company: none Who: Driver Age: 34 Vehicle: BMW M6 Type of coverage: auto insurance , state min Notes: violations, deductible Rate: $227 |
| Sample Quote/ policy location: Parker Agent :Lauren Current Company: Progressive Previous Company: Sentry Who: motorist Age: 64 Vehicle: Ford E250 Cargo Type of coverage: full coverage , med pay Notes: by phone, print Rate: $234 |
| Sample Quote/ policy location: Parker Agent :Shawn Current Company: Progressive Previous Company: Farmers Who: Driver Age: 18 Vehicle: Pontiac Sunbird Type of coverage: , uninsured motorist Notes: print, automobile Rate: $314 |
Auto Insurance Parker- Dmv Addresses and Phone Numbers
The department of motor vehicles is run by the state of Colorado. The DMV or department motor vehicles in Parker Colorado is where you will need to do all legal and state required Mandates to operate your vehicle to state requirements. A lot of questions that we receive is whether to register the vehicle first or to get insurance first.
The department of motor vehicles requirements that you show proof of insurance on your current vehicle prior to receiving your registration for that vehicle. If there’s any additional questions we understand that the department of motor vehicles can be hard to get in touch with feel free to ask one of our agents that is up-to-date on the laws of Colorado state requirements.
https://dmv.colorado.gov/driver-license-office-locations
| Parker Registration And Titling Office |
| 16522 Keystone Blvd. #F |
| Parker, CO 80134 |
| (303) 660-7440 |
| Parker Driver License Office |
| 17924 Cottonwood Dr |
| Parker, CO 80134 |
| (303) 205-5600 |
Auto Insurance Parker-Discounts offered by each company
Of course everyone likes to save money these days, why not capitalize on all the auto insurance discounts that you can? These discounts could potentially mean saving hundreds on your auto insurance policy. It’s always a good idea to ask your agent what discounts if any are available to you. The data below shows discounts available for Auto Insurance Parker for Travelers and The General.
| Travelers | The General |
| Auto Pay | Homeowners |
| Multi Vehicle | Paid in Full |
| Multi Policy | Auto Pay |
| No Accidents or Violations | Continuous Insurance |
| Paid in Full | Multi Vehicle |
| Homeowners | No Accidents or Violations |
| Continuous Insurance | Married |
| Married |
Welcome to Parker, Colorado, a town that’s got a lot to offer for the whole family. From the charming historic downtown, to our expansive parks and trails, to our beautiful open spaces and one-of-a-kind cultural arts center, you’ll soon realize that Parker is your kind of place. Just stroll our neighborhood streets or visit one of our local businesses and you’ll see for yourself.
Parker is where the wild spirit of the West meets the heritage and charm of small town life, with a healthy dose of cultural attractions and innovations thrown in the mix. If you love Colorado, you’re going to love Parker.
| Type Of Coverage | Minimum Requirement |
| Bodily Injury Liability | $25,000 Per Person $50,000 Per Accident |
| Property Damage Liability | $15,000 Per Accident |
| Personal Injury Protection/ Medical Payments | Optional Coverages starting at $2000/ Not Required by the State |
| Uninsured/Underinsured Motorist Bodily Injury Liability | Optional Coverages starting at $25,000 Per Person $50,000 Per Accident Not Required by the State |
| Comprehensive | Optional Coverages |
| Collision | Optional Coverages |
| Rental Reimbursement/ Roadside Assistance | Optional Coverages |
Below are some yearly average statistics for Auto Insurance for Parker Colorado based off of Age and Gender.
| Age | Men | Women |
| 20 | $2,994 | $2,680 |
| 30 | $1,403 | $1,515 |
| 40 | $1,364 | $1,427 |
| 50 | $1,315 | $1,315 |
| 60 | $1,259 | $1,224 |
| 70+ | $1,389 | $1,289 |
Above is a comparison of car insurance rates in Parker for different age groups and Gender. Car insurance rates change as the age of driver changes and also how its dependent on gender. For example average Car insurance in Parker for a male driver age ( 20 ) is $2442 while for the same age average car insurance rates goes down reaching $2045 for women.
Criteria for Determining Eligibility for Home and Auto Insurance Discounts
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Good Credit Score
A good credit score is one of the top criteria for determining eligibility for insurance discounts. Insurers often provide lower rates to individuals with strong credit histories, as it indicates responsible financial behavior.
Key Benefit: Eligible for up to 20% in premium discounts.
Call us at 1.888.445.2793 to check if your credit score qualifies you for discounts. Text Us -
Safe Driving Record
Maintaining a clean driving record is crucial for unlocking auto insurance discounts. Drivers with no accidents or violations in the last three to five years often qualify for reduced rates.
Key Benefit: Potential savings of up to 30% for safe drivers.
Call us at 1.888.445.2793 to see how much you could save. Text Us -
Claims-Free History
If you have not filed any claims in recent years, you may be eligible for claims-free discounts on both home and auto insurance. Insurers reward customers who have a low risk of filing claims.
Key Benefit: Save up to 15% on premiums.
Call us at 1.888.445.2793 to find out if your claims-free status qualifies you for discounts. Text Us -
Home Safety Features
Installing safety features such as smoke detectors, burglar alarms, and fire sprinklers can help lower your home insurance premiums. These features reduce the risk for insurers, which translates into discounts for homeowners.
Key Benefit: Discounts of up to 10% for home safety improvements.
Call us at 1.888.445.2793 to discuss which safety features qualify. Text Us
What factors affect auto insurance rates in Parker, CO?
Auto insurance rates in Parker, CO can be influenced by factors such as driving history, type of vehicle, coverage options, and the area’s specific risks.
How can I find the best auto insurance coverage in Parker, CO?
To find the best auto insurance coverage in Parker, CO, consider comparing quotes from multiple providers, assessing coverage options, and checking for discounts that apply to your situation.
Is there a contact number for discussing auto insurance in Parker, CO?
For inquiries about auto insurance in Parker, CO, please call us at 1.888.445.2793.
Who gives the lowest car insurance rates?
The lowest car insurance rates are often provided by companies that offer discounts and competitive pricing, such as Progressive, Dairyland, and The General. Rates vary based on individual circumstances, so it’s beneficial to compare quotes and policies.
Which car insurance is the cheapest one?
The cheapest car insurance depends on various factors including your driving record, location, and the type of coverage you need. Providers like Gainsco and Bristol West often offer competitive rates for budget-conscious drivers.
Why do insurance companies require a down payment?
Insurance companies typically require a down payment as a commitment from the policyholder, ensuring some financial responsibility. It also helps in distributing the cost of the policy over its term, making it more manageable for the policyholder.
Auto Insurance Parker Article Details
- Topic: Auto Insurance in Parker, CO
- Description: Learn about auto insurance options in Parker, Colorado, and get the coverage you need for your vehicle.
- Author: Learn and Serve Insurance
- Publisher: Learn and Serve Insurance
- Main Page URL: https://learnandserve.org/auto-insurance-parker/
- Article Body: This article provides information about auto insurance options in Parker, Colorado. Whether you need full coverage or liability insurance, we can help you find the right policy at competitive rates.
- Mentions:
- Auto Insurance
- Parker, CO
For inquiries or to get a quote, call us at 1.888.445.2793.
What We Do at A Plus Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
Last Updated on by Marlon Moss