By Lauren McKenzie | Licensed Agent/CSR at Learnandserve.org | Powered by A Plus Insurance
- Colorado Car Insurance
- COLORADO CAR INSURANCE MINIMUM REQUIREMENTS BY LAW
- What kind of car insurance do I need in Colorado?
- COLORADO CAR INSURANCE FULL COVERAGE CALCULATOR
- CHEAP COLORADO AUTO INSURANCE LIABILITY ONLY
- CAR INSURANCE COLORADO CHEAP FULL COVERAGE RATES
- AFFORDABLE FULL COVERAGE – DISCOUNTS
- COLORADO FULL COVERAGE OPTIONS
- COLORADO CAR INSURANCE RELATED LINKS
- What types of car insurance are required in Colorado?
- How can I get the best car insurance rates in Colorado?
- Need assistance with car insurance in Colorado?
- How much is car insurance per month in Colorado?
- What Our Customers Say
- INSURANCE SERVICES WE OFFER
- FAQs About Colorado Car Insurance at A Plus Insurance
COLORADO CAR INSURANCE MINIMUM REQUIREMENTS BY LAW
What kind of car insurance do I need in Colorado?
Colorado requires drivers all drivers to obtain at least the State Minimum Liability Limits in order to register a vehicle in the State of Colorado. The liability limits that are required are a starting point for drivers. Drivers may choose to increase their liability limit to greater, and/or add additional coverages to their insurance policy.
The minimum limits Limits Required :
- $25,000 for bodily injury per person
- $50,000 for bodily injury per accident
- $15,000 for property damage
Optional Coverages offered by the State :
Uninsured Motorist Bodily Injury Protection & Property Damage
Medical Payments
COLORADO CAR INSURANCE FULL COVERAGE CALCULATOR
CHEAP COLORADO AUTO INSURANCE LIABILITY ONLY
Liability Insurance will cover you for any damages you are found liable for in the event of an accident. Drivers looking for insurance on an older vehicle, or just looking for the bare minimum requirements can opt for liability coverage only. Liability is generally lower than the cost of full coverage insurance, and will only protect others from you in the event of an accident. Some sample liability costs are :
| Company | Average Price |
|---|---|
| Progressive Insurance | $86 |
| The General | $91 |
| Acceptance RTR | $93 |
| Dairyland | $100 |
| USAA | $101 |
| Geico | $103 |
| National General | $104 |
| Mendota Ins. Company | $106 |
| AssuranceAmerica | $108 |
| Allstate | $137 |
| Travelers | $138 |
| Bristol West | $142 |
| Liberty Mutual | $147 |
| Nationwide | $149 |
| 21st Century | $150 |
CAR INSURANCE COLORADO CHEAP FULL COVERAGE RATES
Full coverage car insurance will protect the vehicle in the event of an accident, or claim regardless of fault. Full coverage generally runs a little bit more expensive than liability insurance, because you have a lot more coverage for the vehicle with full coverage.
Some drivers may be required to carry full coverage insurance if they are financing a vehicle and have a lienholder. Even if you purchase a newer vehicle outright, that may not require full coverage, it is good to have for newer vehicles in the event of an accident or claim.
| Average Cost | Company |
|---|---|
| $132 | National General |
| $143 | Progressive Insurance |
| $146 | Travelers |
| $148 | Bristol West |
| $148 | State Farm |
| $151 | Farmers |
| $154 | 21st Century |
| $156 | USAA |
| $161 | Liberty Mutual |
| $163 | AssuranceAmerica |
| $164 | Mendota Ins. Company |
| $165 | American Family |
| $168 | GAINSCO |
| $169 | Geico |
| $173 | Allstate |
| $181 | Acceptance RTR |
| $184 | Safeco |
| $186 | The General |
| $188 | Nationwide |
| $209 | Dairyland |
| $218 | State Auto |
AFFORDABLE FULL COVERAGE – DISCOUNTS
Savings on Colorado Auto Insurance is a concern for a lot of drivers. Who wants to pay more than they need to? Insurance companies base insurance premiums on several rating factors such as the location of the driver, age/gender, marital status, and the type of vehicle they are looking to insure. Aside from these rating factors, there are other discounts that are automatically factored into the insurance premium that you may not know about.
| Bundled Discount |
| Early Renewal |
| Multi Car |
| Good Student |
| Home- Owner |
| Senior |
| Accident-Free |
| Good/Safe Driver |
| Low Mileage |
| Defensive Driver course |
| Anti theft |
| Anti Lock Breaks |
| Auto Pay |
| Pay In Full |
| Paperless |
| Continuous Insurance |
| Military |
| Education Discount |
| Occupation |
| Driver Training |
COLORADO FULL COVERAGE OPTIONS
Insurance policies can be very customizable, meaning you only have to pay for the coverages you need. If you need, or desire full coverage car insurance but are not interested in any extras, such as roadside assistance, you can just opt for the most basic full coverage insurance policy. Some common full coverage insurance options are :
| Comprehensive coverage | If your car is damaged or totaled due to an event out of your control (theft, vandalism, fire, glass breakage, hitting an animal, or weather-related issues) |
|---|---|
| Collision coverage | For example Collision coverage can pay to repair or replace your vehicle, minus your deductible, if your vehicle collides with another vehicle or object— regardless of fault. Collision and Comprhensive coverage explained here |
| Loan/lease payoff coverage | Loan/lease payoff coverage, also known as Gap Insurance, can cover the difference between what you owe on your vehicle loan and what the vehicle was worth before it was totaled. |
| Rental car reimbursement | If you’re involved in a covered accident and unable to drive your vehicle, rental car reimbursement coverage can reimburse you for the cost of a rental car while your vehicle is being repaired up to the selected limit. Does my Auto Policy Cover Rental Cars |
| Roadside assistance | Roadside includes battery jumps, winching, gas delivery, locksmith services, flat tire changes, and more. Coverages will vary based on your Insurance provider. |
COLORADO CAR INSURANCE RELATED LINKS
| Liability Insurance | Colorado |
| Full Coverage Insurance | Colorado |
| Motorcycle Insurance | Colorado |
| SR22 Insurance | Colorado |
| Homeowner’s Insurance | Colorado |
| Progressive Insurance in Colorado |
What types of car insurance are required in Colorado?
In Colorado, drivers are required to have liability insurance covering bodily injury and property damage. Additionally, uninsured/underinsured motorist coverage is mandatory.
How can I get the best car insurance rates in Colorado?
To find the best car insurance rates in Colorado, compare quotes from multiple insurers, maintain a good driving record, inquire about available discounts, and adjust coverage limits.
Need assistance with car insurance in Colorado?
Feel free to call us at 1.888.445.2793 for assistance with car insurance in Colorado. Our team is ready to help you find suitable coverage.
How much is car insurance per month in Colorado?
The cost of car insurance per month in Colorado can vary widely depending on several factors, including your driving history, the type of vehicle you own, your location, coverage limits, and more. To get an accurate quote for your specific situation, please contact us at 1.888.445.2793 or use our online quote request form. Our experienced agents will help you find the best rates for your car insurance needs in Colorado.
What Our Customers Say
INSURANCE SERVICES WE OFFER
Homeowners Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
FAQs About Colorado Car Insurance at A Plus Insurance
What types of car insurance does A Plus Insurance offer in Colorado?
A Plus Insurance in Colorado offers various types of car insurance, including liability insurance, full coverage insurance, SR-22 insurance, and more. Our experienced agents can help you choose the right coverage for your needs and budget.
How can I get a car insurance quote in Colorado from A Plus Insurance?
Obtaining a car insurance quote in Colorado from A Plus Insurance is easy. You can request a quote online through our website or call our office at [Your Office Number]. Our agents will provide you with competitive rates and helpful guidance.
Are there any discounts available for car insurance policies in Colorado?
Yes, A Plus Insurance in Colorado offers discounts on car insurance policies to help you save money. These discounts may include multi-policy discounts, safe driving discounts, and more. Contact us at [Your Office Number] to learn about available discounts.
Last Updated on by Alexis Karapiperis