Colorado Motorcycle Insurance
Motorcycle – Colorado

Motorcycle Insurance Colorado Springs

Minimum Requirements: Motorcycle Insurance Colorado Springs

If you need the state minimum of Motorcycle Insurance Colorado Springs, be sure to give A Plus Insurance a call. We offer great, low rates to accolade your needs. If you are at all curious about how much higher liability limits would cost you, ask your insurance agent to give you multiple quotes.

The State of Colorado requires all drivers to carry at least the minimum liability limits, listed below. This will pay out to the other party if you are found at Fault in an accident. Bodily Injury up to $25,000 each person, and a total of $50,000 each accident, with $15,000 for property damage.

StateMinimum Coverage RequirementsAverage Cost for Minimum Liability Coverage
Motorcycle Insurance Colorado Springs

Drivers may be able to increase their liability limits for little to no extra cost for much greater coverage. Other coverages such as Uninsured Motorist and Medical Payments are also available to add to a liability insurance policy.

Motorcycle Insurance Colorado Springs – Scenic Drives

  • If you are in the Colorado Springs area and looking for your next ride location for that bike you just bought, here are some of our recommendations.
  • We would definitely hit up the Gold Belt Byway, a national scenic route that winds through Colorado. There is some history behind the name but were all about the ride so we’ll save that for later.
  • Some sights to see are Pikes Peak, Royal Gorge, and Phantom Canyon. Keep in mind however, some of the roads contained in the Byway are small dirt roads so do your research and plan accordingly.
  • Other scenic drives may include Trail Ridge road, the Million dollar highway, the golden loop historic parkway, and skyline drive.

Motorcycle Insurance Colorado Springs – Coverages Needed

  • Now that you have your trip planned out here are some motorcycle insurance details one may need to consider.
  • The first is that as a driver liability insurance is required. Sometimes in life there’s choices to be made but in the state of Colorado liability insurance is on the list of must haves. After all it’s the law. What liability coverage is needed? $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $15,000 per accident for property damage.
  • If this seems excessive keep in mind in the case of an accident sometimes these minimum requirements may not even be enough to cover expenses incurred at an incident. Therefore med-pay coverage is an addition requirement. If all this seems excessive please remember the risks involved with riding a motorcycle and insurance is a way to protect yourself and others.
  • Please see Colorado’s State DMV website for more useful information in regards to important considerations in Colorado. Without motorcycle insurance Colorado Springs, riders can expect to be subject to all kinds of penalties and fines that just aren’t worth it.
  • On top of this if you are in an accident without insurance you become personally liable for expenses that may occur. So, square away your insurance policy and load up your gas tank and you’ll be on your way to the perfect ride in Colorado.

SR22 Motorcycle Insurance Colorado Springs

If you’re in need of SR-22 insurance for your motorcycle in Colorado Springs, here’s what you should consider:

  1. Understand SR-22 Requirement: An SR-22 is a form that your insurance company files with the state to confirm that you meet the minimum liability insurance requirements. It’s often required if you’ve been convicted of certain driving offenses or if you’ve had your license suspended.
  2. Contact Your Insurance Provider: Not all insurance companies offer SR-22 filings for motorcycles, so you’ll need to check with your current provider or shop around for one that does.
  3. Purchase an SR-22 Motorcycle Insurance Policy: Once you find an insurer that offers SR-22 filings for motorcycles, purchase the required policy. Ensure that it meets the minimum liability insurance requirements set by the state of Colorado.
  4. Understand the Cost: SR-22 insurance typically comes with higher premiums due to the increased risk associated with your driving history. The exact cost will depend on factors such as your driving record, age, motorcycle type, and coverage limits.
  5. Maintain Continuous Coverage: It’s crucial to maintain continuous insurance coverage while you have an SR-22 requirement. If your policy lapses or is canceled, your insurer is obligated to notify the Colorado Department of Motor Vehicles (DMV), which could lead to further penalties or license suspension.
  6. Follow DMV Instructions: The Colorado DMV may have specific instructions or requirements regarding your SR-22 filing, such as the duration of the filing period. Make sure to comply with any directives provided by the DMV to avoid complications.
  7. Monitor Your Driving Record: While under an SR-22 requirement, strive to improve your driving record and avoid any further traffic violations or incidents. This can help demonstrate to insurers and the DMV that you’re a responsible rider.
  8. Plan for the Future: SR-22 filings are typically required for a specific period, such as three years. As the end of the filing period approaches, work on maintaining a clean driving record and improving your creditworthiness to potentially qualify for lower insurance rates in the future.

It’s crucial to consult with your insurance provider and the Colorado DMV for specific guidance tailored to your situation. They can provide you with the necessary information and assistance regarding SR-22 filings for motorcycles in Colorado Springs.

Frequently Asked Questions About Motorcycle Insurance in Colorado Springs

Q1: What are the minimum insurance requirements for motorcycles in Colorado Springs?

A1: In Colorado Springs, motorcycle riders are required to have liability insurance coverage. The minimum liability limits may vary, so it’s important to check with your insurance agent to ensure compliance with local regulations.

Q2: What additional coverage options are available for motorcycle insurance?

A2: Motorcycle insurance in Colorado Springs offers various coverage options, including comprehensive and collision coverage, uninsured/underinsured motorist coverage, and coverage for accessories and custom parts. You can tailor your policy to meet your specific needs.

Q3: How can I find affordable motorcycle insurance rates in Colorado Springs?

A3: To find affordable motorcycle insurance rates in Colorado Springs, consider comparing quotes from multiple insurance companies. Factors such as your riding experience, the type of motorcycle you own, and your desired coverage levels can impact your rates. A licensed insurance agent can provide guidance and help you find the most suitable policy.

Additional Helpful LInks

Additional Colorado Insurance
Cheap Liability Insurance Colorado Springs
SR22 Insurance Colorado
Colorado Springs Homeowners Insurance
Progressive Insurance in Colorado
Colorado DMV
Motorcycle Insurance Colorado Springs


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Last Updated on by Marlon Moss

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