- Sample Auto Insurance Rates in Alaska: See what You MIGHT pay
- See If You Should Upgrade to Full Coverage
- CHEAPEST FULL-COVERAGE AUTO INSURANCE IN ALASKA
- BEST SR-22 INSURANCE IN ALASKA
- CHEAPEST AUTO INSURANCE WITH BAD OR POOR CREDIT IN ALASKA
- BEST LIABILITY-ONLY ALASKA CAR INSURANCE
- LEAST EXPENSIVE INSURANCE FOR FEMALE DRIVERS IN ALASKA
- CHEAPEST INSURANCE FOR YOUNG DRIVERS IN ALASKA
- LOWEST-COST CAR INSURANCE FOR MALE DRIVER IN ALASKA
- BEST AUTO INSURANCE WITH BUNDLE/HOMEOWNERS DISCOUNT IN ALASKA
- What Is The "Best" Auto Insurance in Alaska Then?
- Factors That Go into auto premium costs
- Frequently Asked Questions
- INSURANCE SERVICES WE OFFER
Sample Auto Insurance Rates in Alaska: See what You MIGHT pay
Should you Add more coverage?
See If You Should Upgrade to Full Coverage
New A Plus Insurance Customers in Alaska Save on Average $594…that’s almost 435 candy bars!
CHEAPEST FULL-COVERAGE AUTO INSURANCE IN ALASKA
The Alaskan flag has eight gold stars in the shape of the big dipper…so it’s no surprise that many drivers want an 8 star insurance policy with a monthly rate that dips low.
Having full coverage does not mean your rate will be as high as Mount McKinley, in fact you may be surprised that the premium is affordable.
Average Monthly Full Coverage Rates on Insurance for Alaska
| Car Insurance Company | Average Monthly Payment |
|---|---|
| Bristol West | $133 |
| Travelers | $140 |
| Nationwide | $141 |
| American Family | $142 |
| National General | $142 |
Understand that rates are subject to fluctuate per individual. This chart demonstrates on average what you may pay for a full coverage auto policy. Many variables will go into the total cost factor for each person when calculating Alaska Insurance policies.
BEST SR-22 INSURANCE IN ALASKA
An SR-22 is a certificate of financial responsibility required for drivers that have serious violations on their records. It is not a type of insurance, but it is required all the same.
Some insurance companies don’t take high-risk drivers, but we can work with you to find a carrier will and a rate that you can afford.
Average Monthly Rates With an Alaska SR-22 Insurance Policy
| Car Insurance Company | Average Monthly Payment |
|---|---|
| Dairyland | $93 |
| Mendota | $93 |
| Progressive | $101 |
| The General | $108 |
| Assurance America | $109 |
CHEAPEST AUTO INSURANCE WITH BAD OR POOR CREDIT IN ALASKA
So many factors contribute to your premium and one of them is your credit score. Insurance in Alaska or any state is all about whether the driver is an insurable risk.
That is why it is so important to shop around, here at A Plus Insurance our Agents will do the shopping with you.
Alaska Insurance Average Monthly Rates With Poor or Bad Credit
| Car Insurance Company | Average Monthly Payment |
|---|---|
| Nationwide | $150 |
| Bristol West | $153 |
| The General | $157 |
| 21st Century | $160 |
| Assurance America | $163 |
BEST LIABILITY-ONLY ALASKA CAR INSURANCE
Liability Only insurance in Alaska is the most basic form of insurance you can have on a vehicle. When looking for the most basic, go with the state minimum.
That means having:
Bodily injury liability: $50,000 per person and $100,000 per accident. Property damage liability: $25,000.
Uninsured/underinsured motorist bodily injury: $50,000 per person and $100,000 per accident.
Average Monthly Rates Liability Only
| Car Insurance Company | Average Monthly Payment |
|---|---|
| Dairyland | $84 |
| Bristol West | $92 |
| AssuranceAmerica | $100 |
| GEICO | $102 |
| Acceptance RTR | $106 |
LEAST EXPENSIVE INSURANCE FOR FEMALE DRIVERS IN ALASKA
Are you tackling those icy roads like the talented Lisa Kelly?!
This could impact your insurance rate.
Gender is one of the factors that decide how much a driver’s premium is, and usually it ends up positive for a female driver! Go ladies!
For certain states the male pays more while in other states the female does, what about here in the frozen north? Statistics are still inconclusive, but the fact remains: Shop Around!
Average Monthly Rates For Female Drivers
| Car Insurance Company | Average Monthly Payment |
|---|---|
| National General | $129 |
| Acceptance RTR | $135 |
| Mendota | $145 |
| Progressive | $145 |
| The General | $145 |
CHEAPEST INSURANCE FOR YOUNG DRIVERS IN ALASKA
Alaska Insurance rates tend to be higher for a younger driver in Alaska and many other States. This is because younger drivers get into more accidents statistically. Therefore a driver under 25 in Alaska is paying sometimes two times more in insurance.
Can it be lowered? Yes! If you are young there are ‘Good Student’ Discounts with a ‘B’ average and ‘Usage-Based’ driving monitors that can lower your rate for not using your phone.
In either case, there are options for a young driver looking for Insurance in Alaska.
Average Monthly Rates For Young Drivers
| Car Insurance Company | Average Monthly Payment |
|---|---|
| National General | $138 |
| Progressive Insurance | $139 |
| Dairyland | $143 |
| Mendota | $147 |
| American Family | $153 |
LOWEST-COST CAR INSURANCE FOR MALE DRIVER IN ALASKA
Unfortunately, the statistics are against the males. The National Highway Traffic Safety Administration asserts that men simply cause more accidents. Weird, huh?
Not as weird as the Alaskan law against whispering in someone’s ear while they are moose hunting! While the gender gap with insurance is a hot debate, the premiums are comparable.
Average Monthly Rates For Males in Alaska
| Car Insurance Company | Average Monthly Payment |
|---|---|
| Progressive | $152 |
| 21st Century | $153 |
| Nationwide | $156 |
| AssuranceAmerica | $163 |
| Mendota | $163 |
BEST AUTO INSURANCE WITH BUNDLE/HOMEOWNERS DISCOUNT IN ALASKA
It is way too cold NOT to bundle up in this part of the US. The same is true of insurance, don’t freeze your opportunity to save money.
If you have auto insurance and homeowners insurance, bundle them together. One will offer the other great discounts!
Average Monthly Rates With a Bundle Discount
| Car Insurance Company | Average Monthly Payment |
|---|---|
| Assurance America | $133 |
| National General | $134 |
| The General | $140 |
| Nationwide | $146 |
| Bristol West | $148 |
What Is The “Best” Auto Insurance in Alaska Then?
The cheapest insurance rates in all of the U.S. are here! You can also take active steps to keep your premium as low as possible. Here are 3 quick tips:
How To Keep Your Auto Insurance Rates Low
1. Improve your driving record: violations wreak havoc on your premiums
2. Ask for available discounts with an insurance agent here at A Plus
3. Increase your deductible. Higher deductibles mean lower monthly rates.
Factors That Go into auto premium costs
Although we do our best to show the average cost amongst insurance carriers, not everyone will get that exact price point for Alaska auto insurance.
Insurance is not a “cookie cutter” process. One policy premium and coverage might be perfect for one person, where as, for another individual they may need just the policy with no added coverages.
Along with that statement, each person has different circumstances which may be more favorable for a certain price range, versus, other certain circumstances may increase the total cost.
Here is a few lists of reasons that can go into the overall cost of an Alaska Insurance auto policy’s.
| Location / Zip code |
| Driving History / Violations |
| Gender |
| State Requirements |
| Marital Status |
| Credit History |
| Vehicle Make and Model |
Lastly, after all factors are considered, ask your agent what additional discounts that you could be eligible for receiving in order to lower the policy price!
Frequently Asked Questions
Is Alaska an at fault state?
Alaska is a “Fault” Car Accident State. Alaska follows a “fault” system when it comes to financial responsibility for injuries, vehicle damage, and other losses stemming from a car accident
Headlight use in Alaska?
The law requires headlights for extended periods of time during the winter months. Certain Alaskan roadways require headlights to be on at all times year-round.
What makes a vehicle street legal in Alaska?
If your vehicle was manufactured before 1949, you’ll need to ensure it has Hydraulic brakes on each wheel and halogen or sealed beam headlights among other items expected by most states.
Who offers Cheap Auto Insurance in Alaska?
Our Agents at A Plus Insurance offer Auto Insurance, representing multiple insurance companies to be able to find the best price.
INSURANCE SERVICES WE OFFER
Homeowners Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
| Additional Alaska Insurance Links |
|---|
| The Best Car Insurance In Alaska |
| Motorcycle Insurance In Alaska |
| Auto Insurance with an SR22 in Alaska |
| Alaska Auto Insurance |
| Progressive Insurance in Alaska |
Last Updated on by Shawn Christie