- Need an SR-22 But Don’t Own a Car? Here’s What to Do in Alaska
- Full Coverage SR-22 Insurance Rates in Alaska by Company and City
- Alaska SR-22 Laws: What You Need to Know
- Important Reminder: SR-22 and Child Support in Alaska
- SR-22 Insurance Cost in Alaska: Liability-Only Coverage Rates
- SR-22 Insurance in Alaska: Company Filing Fees & Average Costs
- 10 Reasons You May Be Required To Carry SR-22 Insurance In Alaska
- SR-22 Insurance in Alaska for DUI Offenses
- Who Has the Cheapest SR-22 Insurance in Alaska? (By City)
- Frequently Asked Questions about SR22 Insurance in Alaska
- What is SR22 insurance?
- Do I need SR22 insurance in Alaska?
- How can A Plus Insurance help with SR22 insurance in Alaska?
- SR22 Insurance in Alaska: A Comprehensive Guide
- What We Do at A Plus Insurance
Need an SR-22 But Don’t Own a Car? Here’s What to Do in Alaska
If you need SR-22 insurance in Alaska but don’t own a vehicle, you can still meet state requirements with a Broadform or Named Operator policy. These policies cover you as a driver, rather than a specific car, ensuring you stay compliant with Alaska’s SR-22 requirements.
How Does SR-22 Insurance Work Without a Car?
- Broadform Policy – Covers any vehicle you drive, but typically offers liability-only coverage.
- Named Operator Policy – Provides coverage only when driving non-owned vehicles, making it a cost-effective option.
- Insurance Company Reports to the DMV – Your insurer files the SR-22 certificate with the Alaska DMV and notifies them if your policy is canceled, terminated, or lapses.
Who Needs an SR-22 in Alaska?
- Drivers with DUIs, reckless driving, or multiple violations
- Individuals with a license suspension or revocation
- Those required by the court or DMV to prove financial responsibility
Get SR-22 Insurance in Alaska Without a Car
Need affordable non-owner SR-22 insurance? Compare quotes today and get instant coverage to reinstate your license!
Full Coverage SR-22 Insurance Rates in Alaska by Company and City
If you need SR-22 insurance in Alaska with full coverage, costs can vary based on your city, driving history, and insurance provider. Below is a breakdown of the average full coverage SR-22 insurance rates by top companies in Alaska.
What Affects SR-22 Insurance Costs in Alaska?
- Driving Record – More violations (DUIs, accidents, multiple tickets) lead to higher premiums.
- City of Residence – Urban areas like Anchorage tend to have higher rates due to traffic congestion and accident risks.
- Insurance Provider – Rates vary widely, so it’s important to compare quotes from multiple insurers.
- Vehicle Type – Financing a newer or high-value vehicle will require full coverage, increasing costs.
Get Affordable Full Coverage SR-22 Insurance in Alaska
Looking for the cheapest SR-22 full coverage rates? Compare quotes today and get instant coverage to stay compliant and protect your vehicle!
City | Average Cost |
---|---|
Kalifornsky | $180 |
Farmers Loop | $163 |
Lazy Mountain | $179 |
Butte | $171 |
Wrangell | $152 |
Ester | $169 |
Kotzebue | $168 |
Kenai | $174 |
Delta Junction | $151 |
Sutton-Alpine | $165 |
Wasilla | $151 |
Goldstream | $149 |
Anchorage | $160 |
Nikiski | $150 |
Knik-Fairview | $159 |
Susitna North | $161 |
Fishhook | $165 |
Nome | $157 |
Fairbanks | $155 |
King Cove | $150 |
Meadow Lakes | $149 |
Craig | $171 |
Tanaina | $162 |
Healy | $161 |
Big Lake | $159 |
Chevak | $161 |
Sterling | $148 |
Cohoe | $178 |
Skagway | $172 |
Petersburg | $147 |
Steele Creek | $162 |
Houston | $163 |
Gateway | $151 |
Salcha | $180 |
Tok | $174 |
Homer | $177 |
Deltana | $166 |
College | $164 |
Talkeetna | $163 |
Cordova | $152 |
Savoonga and Buffalo Soapstone | $173 |
Sand Point | $162 |
Funny River | $173 |
Lakes | $182 |
Unalaska | $153 |
Dillingham | $162 |
Juneau | $158 |
Farm Loop | $162 |
Kodiak | $156 |
Willow | $161 |
Bear Creek | $160 |
Chena Ridge | $155 |
Kodiak Station | $157 |
Fritz Creek | $162 |
Palmer | $151 |
Sitka | $159 |
Haines | $151 |
Anchor Point | $151 |
Valdez | $177 |
Alaska SR-22 Laws: What You Need to Know
If your driving privileges have been suspended or revoked in Alaska, you may need to file an SR-22 to reinstate your license. An SR-22 is not a type of insurance, but a certificate proving that you carry the state-required minimum liability coverage.
When Is an SR-22 Required in Alaska?
You may need an SR-22 if you have:
- A DUI or reckless driving conviction
- Multiple traffic violations or at-fault accidents
- Driving without insurance or a license suspension
- Court-ordered proof of financial responsibility
How Does SR-22 Insurance Work?
- Your insurance company files the SR-22 with the Alaska DMV.
- You must maintain continuous coverage for the required period (typically 3 years).
- If your policy lapses or gets canceled, your insurer must notify the DMV, which could result in another license suspension.
Get SR-22 Insurance in Alaska Today
Need an SR-22 certificate to reinstate your license? Compare affordable SR-22 insurance quotes today and get instant coverage!
Important Reminder: SR-22 and Child Support in Alaska
Did you know that failure to pay child support in Alaska can result in a suspended driver’s license? If your license is suspended due to missed child support payments, you may be required to file an SR-22 to have it reinstated.
How Child Support Affects Your License and SR-22 Requirements
- The Alaska Child Support Services Division (CSSD) can suspend your license if you fall behind on payments.
- To reinstate your license, you may need to:
- Catch up on past-due child support payments.
- File an SR-22 certificate with the Alaska DMV to prove you have valid auto insurance.
- Maintain continuous coverage for the required period (typically 3 years).
How to Reinstate Your License After a Child Support Suspension
- Contact the Alaska Child Support Services Division to resolve outstanding payments.
- Check with the Alaska DMV to confirm whether an SR-22 filing is required.
- Obtain an SR-22 insurance policy from a licensed provider and ensure it stays active.
Need SR-22 Insurance in Alaska?
If you need SR-22 coverage to reinstate your license, compare affordable SR-22 insurance quotes today and get back on the road!
SR-22 Insurance Cost in Alaska: Liability-Only Coverage Rates
If you need SR-22 insurance in Alaska but want to keep costs low, liability-only coverage is the most affordable option. Your location, driving record, and vehicle age can all impact your rates. Many drivers with older vehicles (10+ years old) choose liability-only SR-22 coverage to meet state requirements without overpaying.
Factors Affecting SR-22 Liability Insurance Costs in Alaska
- Driving Record – More violations (DUI, multiple tickets, reckless driving) mean higher premiums.
- City of Residence – Larger cities like Anchorage tend to have higher rates due to traffic and accident risks.
- Vehicle Age – Older cars often only need liability coverage, keeping costs lower.
- Coverage Limits – Alaska’s minimum liability requirement is 50/100/25, but increasing your limits can offer better financial protection.
Get an Affordable SR-22 Liability Insurance Quote in Alaska
Looking for cheap SR-22 insurance? Compare rates today and get the best liability-only SR-22 coverage in Alaska!
City | Price |
Steele Creek | $86.00 |
Kalifornsky | $89.00 |
Homer | $86.00 |
Sutton-Alpine | $97.00 |
Kodiak | $94.00 |
Badger | $89.00 |
Wrangell | $88.00 |
Anchorage | $101.00 |
Chena Ridge | $103.00 |
Juneau | $96.00 |
Kotzebue | $101.00 |
Haines | $109.00 |
Big Lake | $95.00 |
Fritz Creek | $91.00 |
Petersburg | $104.00 |
Hooper Bay | $100.00 |
Goldstream | $100.00 |
Cohoe | $107.00 |
Anchor Point | $110.00 |
Talkeetna | $95.00 |
Diamond Ridge | $97.00 |
North Pole | $96.00 |
Savoonga and Buffalo Soapstone | $110.00 |
Sitka | $108.00 |
Tok | $90.00 |
Skagway | $87.00 |
Valdez | $98.00 |
Susitna North | $90.00 |
Willow | $96.00 |
Seward | $106.00 |
Fishhook | $91.00 |
Prudhoe Bay | $91.00 |
College | $107.00 |
Kenai | $92.00 |
King Cove | $91.00 |
Dillingham | $106.00 |
Farmers Loop | $91.00 |
Butte | $92.00 |
Wasilla | $96.00 |
Healy | $105.00 |
Eielson AFB | $110.00 |
Nunapitchuk | $106.00 |
Knik-Fairview | $94.00 |
Craig | $109.00 |
Kodiak Station | $102.00 |
Point MacKenzie | $95.00 |
Cordova | $87.00 |
Ridgeway | $96.00 |
Utqiagvik | $98.00 |
Palmer | $94.00 |
Nikiski | $109.00 |
Ketchikan | $96.00 |
Lakes | $101.00 |
Bethel | $95.00 |
Sterling | $96.00 |
Tanaina | $90.00 |
Soldotna | $93.00 |
Bear Creek | $98.00 |
Ester | $107.00 |
Meadow Lakes | $96.00 |
Delta Junction | $87.00 |
SR-22 Insurance in Alaska: Company Filing Fees & Average Costs
If you need SR-22 insurance in Alaska, most insurance companies charge a flat $25 filing fee per policy term. However, not all providers offer SR-22 coverage, so it’s important to compare options before purchasing a policy.
For drivers with vehicles over 10 years old, many choose liability-only coverage to keep costs lower while still meeting Alaska’s SR-22 requirements.
What Affects SR-22 Costs in Alaska?
- Driving History – More violations (DUI, reckless driving, multiple tickets) lead to higher premiums.
- Vehicle Type – Older cars may not need full coverage, reducing costs.
- Insurance Provider – Some companies don’t offer SR-22 coverage, so compare quotes to find the best deal.
Get Affordable SR-22 Insurance in Alaska
Need cheap SR-22 insurance? Compare quotes from top providers and get your SR-22 filing done today!
City | Price |
Steele Creek | $86.00 |
Kalifornsky | $89.00 |
Homer | $86.00 |
Sutton-Alpine | $97.00 |
Kodiak | $94.00 |
Badger | $89.00 |
Wrangell | $88.00 |
Anchorage | $101.00 |
Chena Ridge | $103.00 |
Juneau | $96.00 |
Kotzebue | $101.00 |
Haines | $109.00 |
Big Lake | $95.00 |
Fritz Creek | $91.00 |
Petersburg | $104.00 |
Hooper Bay | $100.00 |
Goldstream | $100.00 |
Cohoe | $107.00 |
Anchor Point | $110.00 |
Talkeetna | $95.00 |
Diamond Ridge | $97.00 |
North Pole | $96.00 |
Savoonga and Buffalo Soapstone | $110.00 |
Sitka | $108.00 |
Tok | $90.00 |
Skagway | $87.00 |
Valdez | $98.00 |
Susitna North | $90.00 |
Willow | $96.00 |
Seward | $106.00 |
Fishhook | $91.00 |
Prudhoe Bay | $91.00 |
College | $107.00 |
Kenai | $92.00 |
King Cove | $91.00 |
Dillingham | $106.00 |
Farmers Loop | $91.00 |
Butte | $92.00 |
Wasilla | $96.00 |
Healy | $105.00 |
Eielson AFB | $110.00 |
Nunapitchuk | $106.00 |
Knik-Fairview | $94.00 |
Craig | $109.00 |
Kodiak Station | $102.00 |
Point MacKenzie | $95.00 |
Cordova | $87.00 |
Ridgeway | $96.00 |
Utqiagvik | $98.00 |
Palmer | $94.00 |
Nikiski | $109.00 |
Ketchikan | $96.00 |
Lakes | $101.00 |
Bethel | $95.00 |
Sterling | $96.00 |
Tanaina | $90.00 |
Soldotna | $93.00 |
Bear Creek | $98.00 |
Ester | $107.00 |
Meadow Lakes | $96.00 |
Delta Junction | $87.00 |
10 Reasons You May Be Required To Carry SR-22 Insurance In Alaska
Any major violations will result in, and require SR22 Insurance in Alaska. Stay safe and drive safe to avoid an increased insurance premium.
1. | Failure to maintain mandatory insurance coverage required by state law |
2. | Multiple Traffic Offenses |
3. | Excessive points violations |
4. | Previous incarceration |
5. | License suspension for failure to pay fines |
6. | Suspension of license due to child support |
7. | Too many tickets in short period of time |
8. | At Fault accident with no insurance |
9. | DWI (Driving while intoxicated) |
10. | Driving while Suspended/revocation |
SR-22 Insurance in Alaska for DUI Offenses
If you’ve been convicted of a DUI in Alaska, the state requires you to carry SR-22 insurance to reinstate and maintain your driving privileges. The length of time you must keep an SR-22 filing depends on the number of offenses on your record.
How Long Do You Need SR-22 Insurance for a DUI in Alaska?
- First DUI Offense – SR-22 required for 5 years
- Second DUI Offense – SR-22 required for 10 years
- Third or More DUI Offenses – SR-22 required for up to 20 years
What Happens If You Don’t Maintain SR-22 Insurance?
- Your license will be suspended again if your policy lapses.
- Your insurance company must notify the DMV if you cancel or miss a payment.
- You may face higher fines and longer SR-22 requirements for non-compliance.
Need SR-22 Insurance After a DUI in Alaska?
A DUI can impact your insurance rates, but affordable SR-22 coverage is available. Compare quotes today and get your SR-22 filing done fast!
Never Drink & Drive – It’s Not Worth the Risk
A DUI conviction leads to fines, license suspension, and higher insurance costs. Plan ahead—use a designated driver, rideshare, or taxi to stay safe on the road.
Who Has the Cheapest SR-22 Insurance in Alaska? (By City)
Looking for the lowest-priced SR-22 insurance in Alaska? Rates vary depending on your location, driving history, and insurer. Below is a breakdown of the cheapest SR-22 providers in major Alaskan cities to help you find the best deal.
How to Get the Best SR-22 Insurance Rate in Alaska
- Compare multiple quotes – Rates vary widely by insurer, so check different companies.
- Improve your driving record – Fewer violations mean lower premiums over time.
- Choose liability-only coverage – If you drive an older vehicle, full coverage may not be necessary.
- Ask about discounts – Some companies offer savings for safe driving, bundling policies, or paying upfront.
Find the Cheapest SR-22 Insurance in Your City
Need affordable SR-22 insurance in Alaska? Get a free quote today and find the lowest rate in your city!
City | Average Cost |
---|---|
Tok | The General |
Seward | The General |
Soldotna | Progressive |
Willow | Geico |
Sand Point | Farmers |
Fishhook | The General |
King Cove | Progressive |
Sitka | Liberty Mutual |
Wasilla | Farmers |
Tanaina | The General |
Nikiski | Progressive |
Craig | Progressive |
Nome | Progressive |
Kotzebue | The General |
Big Lake | Geico |
Kodiak Station | Progressive |
Hooper Bay | Dairyland* |
Cordova | Progressive |
Badger | Bristol West |
Sterling | Progressive |
Fritz Creek | Geico |
Cohoe | Geico |
Palmer | National General |
Point MacKenzie | Progressive |
Metlakatla | Geico |
Farmers Loop | The General |
Anchorage | Progressive |
Lakes | Bristol West |
Steele Creek | Geico |
Ketchikan | Geico |
Ester | Geico |
Funny River | Bristol West |
Meadow Lakes | Progressive |
Butte | Progressive |
Kenai | Liberty Mutual |
Prudhoe Bay | The General |
Homer | Liberty Mutual |
Chena Ridge | Progressive |
Kodiak | Liberty Mutual |
Salcha | Geico |
Eielson AFB | Dairyland* |
Unalaska | The General |
Delta Junction | The General |
Kalifornsky | Geico |
Wrangell | Liberty Mutual |
Farm Loop | Bristol West |
Diamond Ridge | National General |
Dillingham | Liberty Mutual |
North Pole | Progressive |
Sutton-Alpine | The General |
Lazy Mountain | Geico |
Utqiagvik | The General |
Fairbanks | Progressive |
SR-22 Insurance in Alaska
- Multi-Policy Discount: Bundling your home and auto insurance can save you money. Many insurance companies offer discounts when you combine multiple policies. Text Us to learn more.
- Safe Driver Discount: Maintaining a clean driving record with no recent accidents or violations could make you eligible for a safe driver discount on your auto insurance. Call us at 1.888.445.2793 to check your eligibility.
- Good Credit Score: A higher credit score can result in lower insurance premiums. Some insurance companies offer discounts based on your credit rating, making it important to keep your score in good standing. Text Us for more details.
- Claims-Free Discount: If you have not filed any claims in a certain period, you may qualify for a claims-free discount, which can reduce your monthly insurance rates. Call us at 1.888.445.2793 to check if you’re eligible.
- Home Safety Devices: Installing home safety features such as smoke detectors, burglar alarms, and sprinkler systems may make you eligible for discounts on your homeowners insurance. Text Us to learn more about safety-related discounts.
- Low Mileage Discount: Driving fewer miles each month can qualify you for a low mileage discount on your auto insurance, potentially lowering your rates. Call us at 1.888.445.2793 to see if this applies to your vehicle insurance.
- Military or Affiliation Discount: Many insurance companies offer discounts to military personnel, veterans, and members of certain organizations. Text Us to inquire about eligibility for this discount.
- New Home Discount: If your home was recently built or renovated, some insurance companies offer discounts for newer homes. Call us at 1.888.445.2793 for more information.
- Vehicle Safety Features: Vehicles with advanced safety features like anti-lock brakes, airbags, or anti-theft systems may qualify for discounts on auto insurance. Text Us to find out if your vehicle qualifies.
- Early Renewal Discount: Renewing your policy before the expiration date can sometimes earn you an early renewal discount, reducing your premium for the next policy term. Call us at 1.888.445.2793 for guidance.
Frequently Asked Questions about SR22 Insurance in Alaska
What is SR22 insurance?
SR22 insurance is a certificate of financial responsibility required for individuals with a history of certain violations. It proves that you have the necessary coverage, often mandated by the state, to reinstate your driving privileges.
Do I need SR22 insurance in Alaska?
Alaska may require SR22 insurance for individuals with specific violations. To determine if you need SR22 insurance and for assistance, please call A Plus Insurance at 1.888.445.2793.
How can A Plus Insurance help with SR22 insurance in Alaska?
A Plus Insurance can help you find the best rates for SR22 insurance in Alaska. Call us at 1.888.445.2793 for personalized assistance and quotes tailored to your needs.
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Last Updated on by Brian Muse