Violations That Impact Your Motorcycle Insurance Pueblo Rates
Accidents and violations can haunt us so to speak for a long period of time. These things affect our rates and cause us some understandable frustration. Some of the biggest violations can be an at fault accident, reckless driving, driving without a license, speeding, and no proof of insurance. Check out the data below for more violations in Pueblo.
Violation Name
Major, Minor, or Non Moving
How Long it Will Affect Your Insurance Rates
No Proof of insurance
Non Moving
NA*
Failure to maintain Clear Distance (tailgating
Minor
3 Years
Running a Traffic Light or Stop Sign
Minor
3 Years
Driving without a License
Major
3 Years
Failure to Use Turn Signal
Minor
3 Years
Failure to Use a Seat Belt
Non Moving
NA*
Non-At-Fault Acccident
Minor
NA*
Failure to Yeld
Minor
3 Years
Expired Tags
Non Moving
NA*
Crossing over a Center Divider
Minor
3 Years
Improper Lane use
Minor
3 Years
Reckless Driving
Major
5 Years
Cheap Motorcycle Insurance
If you own a motorcycle and live in Pueblo, Colorado it’s beneficial to know what the insurance laws are.
Minimum liability limits are required on your bike. Those limits are 25,000/50,000/15,000. 25,000 for bodily injury per person, and per accident. 15,000 for property damage per accident. And a 50,000 combined single limit is required for your insurance policy on your motorcycle.
Wearing a motorcycle helmet is absolutely mandatory for riders 17 years old and younger. Riders are required to wear safety goggles or approved glasses to protect their eyes and ensure good visualization.
Motorcycle riders are required to carry a motorcycle endorsement on your driver’s license. These can be obtained by visiting your local DMV branch in Colorado.
A motorcycle carrying a passenger, is required to have footrests for said passenger. There are no age restrictions in Colorado for passengers on a motorcycle. Any moped or motorcycle must have at least 1 headlamp in the front of the bike when operating their motorcycle. In addition, each moped or motorcycle must have a red rear reflector installed.
There is a deadline in Colorado to report a crash, that is 10 days. Crashes are always required to be reported when there is an injury, death, or any vehicle damage.
Who Has the Cheapest?
Let’s see who is the most competitive for motorcycle insurance in Colorado. One of the best rated companies is a Geico. Along with their great rates, they offer a wide variety of additional coverages to make you feel safe on the road.
Next up is Liberty Mutual. Much like their competitor Geico they also have great rates and offer some additional coverages as well.
Farmers Insurance has been in business for years and boasts great coverages, and excellent customer service.
Allstate Insurance, also a large top competitor, offers great rates to fit your needs and convenient online quotes that will be a breeze to complete! Be sure to get several quotes to compare your options for your Motorcycle Insurance needs!
Motorcycles, RVs, ATVs, life insurance, you name it…we can help!
Justine was kind, efficient and did a great...read moreJustine was kind, efficient and did a great job! Affordable rates, quick and easy set-up... A+ 👍read less
K B.
12/21/2021
Was very nice and did good at explaining...read moreWas very nice and did good at explaining everything to me and was fast and efficientread less
Cierra B.
7/14/2022
great staff, will help you out with whatever...read moregreat staff, will help you out with whatever you needread less
Cody B.
7/21/2021
Great lots of help and very kind.
Response from...read moreGreat lots of help and very kind.
Response from Owner: Thank you so much Kaitlyn! Please let us know if you need a renters policy. Proof of prior insurance discount applied while reshopping rates from Dairyland to Mendota to save money. read less
Kaitlyn T.
7/14/2022
Cam is so handsome 😍
Marlon M.
1/09/2023
Your phone will get blown up for 3...read moreYour phone will get blown up for 3 days by random insurance people all of them got their information from these guysread less
J T.
7/21/2021
Jola provided excellent customer service and got me...read moreJola provided excellent customer service and got me a great policy for a fair price. Recommend 10/10read less
Tyler W.
7/21/2020
Amazing!! Always finds the best price for the...read moreAmazing!! Always finds the best price for the policy i am looking for! Thanks so much! You guys are Awesome!!read less
Tracy L.
7/21/2020
Had a wonderful experience with A Plus Insurance....read moreHad a wonderful experience with A Plus Insurance. Lauren was a big help, very prompt in responses and got me a great deal on insurance! Highly recommend!read less
Ellie P.
7/21/2020
I've used A+ insurance for years, best value...read moreI've used A+ insurance for years, best value out there and truly focused on customer service.Highly recommend!read less
Jeny B.
7/21/2021
Veronica was very pleasant as well as professional....read moreVeronica was very pleasant as well as professional. Most definitely knew how to do her job proficiently. I will definitely use her again in 6 months when its time to renew my policy.
Insurance Notes:
Multi Vehicle with Multiple drivers. Discounts applied, Paperless Discounts, EFT Discounts, 2010 BMW, 2010 GMC Terrain... Resonable insurance policy for Full coverage. read less
Embry B.
6/21/2022
Jola was so great at helping me! She...read moreJola was so great at helping me! She didn’t mind how much I wanted to compare the prices on things and was so kind and patient through a few bumps in the road we had during the process! Really felt taken care of, thank you!read less
Stephanie S.
7/21/2021
Ive been working with them for years. Always...read moreIve been working with them for years. Always responsive and helpfulread less
Mitchell K.
7/21/2021
Very helpful and efficient
Diane R.
11/23/2022
Jola has such a great personality, she was...read moreJola has such a great personality, she was so helpful. And provided me with everything I needed.read less
Crystal M.
9/21/2021
Very professional!
AUTRA25
7/21/2021
Unlike other agents I've recently dealt with, Justine...read moreUnlike other agents I've recently dealt with, Justine was very helpful and professional. She seemed to appreciate my business and I appreciated her getting my quote back to me in a timely manner. It was a pleasure doing business with her.read less
Steve R.
12/21/2021
amazing
Insurance notes: single male 37 purchase prompt...read moreamazing
Insurance notes: single male 37 purchase prompt car insurance Discounts applied. AZ Prior insurance American Strategic Jeepread less
elijah g.
7/07/2022
Notes:
married motorist age 29 finds Direct...read moreNotes:
married motorist age 29 finds Direct vehicle insurance with multiple lines in AZ Prior insurance Viking :Mitsubishi and SR22 filingread less
Ashley P.
6/21/2022
Alexandria was the most Pleasant and polite person...read moreAlexandria was the most Pleasant and polite person that I've ever spoke to on the phone I give her five thumbs up she said she don't even doing the job for 4 months I told her she acts like she's been doing the job for at least 5 years experience y'all should definitely think about her for Future bossread less
Brandy t.
12/28/2022
Very helpful!
Melissa L.
11/30/2022
Crystal was awesome!!! Not only was she helpful...read moreCrystal was awesome!!! Not only was she helpful with getting me insurance but she is very personable and I really needed this. Thank you!!read less
Emily C.
7/21/2021
Amazing and dedicated staff very reliable great insurance...read moreAmazing and dedicated staff very reliable great insurance great rates. Jola and Crystal are very helpful and awesome!read less