Copperas Cove Insurance

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Cheap Car Insurance Copperas Cove Texas

Weather And Driving Conditions in Copperas Cove

Weather can impact the driving conditions and the way you drive. If the roads are wet and rainy, that may cause slippery conditions and poor visibility. It is important that you prepare for the weather conditions and take appropriate actions to ensure you are safe and others around you are safe as well.

Copperas Cove, Texas
Summer high: The July high is around 95 degrees
Winter Low: The January low is 37 degrees
Rain: 33 Inches of rain a year
Snow: 0 inches of snow per year

Liability Insurance Requirements for Copperas Cove

StateMinimum Coverage RequirementsAverage Cost for Minimum Liability Coverage
Texas30/60/25$610
The state minimum liability insurance requirements in Copperas Grove, Texas are 30/60/25. Liability protects others from you in the event of an accident, in this case there would be $30,000 each person for bodily injury and up to $60,000 per accident and $25,000 for property damage. You can choose to increase the liability limits if you wish, or carry the minimum required.

Top 10 Vehicles We Insure In Copperas Cove

Below are the top vehicles we insure in Copperas Grove Texas. Top on the list is the Honda, Buick and Toyota. These cars are all great on gas and generally reasonable to insure as far as cost. At the bottom of the list is the Volvo, Volkswagen and General Motors, this could be because the cost to insure is higher than others based on the cost of parts for these Models.

1Honda
2Buick
3Toyota
4Acura
5Hyundai
6Subaru
7Cadillac
8Mazda
9Ford F-Models
10Volvo
11Volkswagen
12General Motors

Company Ratings AM Best And JD Power

COMPANYJ.D. POWER CLAIMSA.M. BEST RATING
Erie Insurance879A+
Nationwide867A+
Safeco (A division of Liberty Mutual)855A
Allstate Auto Insurance853A+
Travelers865A++
Automobile Club Group857A++
Esurance844A+
CSAA Insurance Group847A
COUNTRY Financial896A+
MAPFRE Insurance842A
USAA900A++
Farmers Insurance865A
NJM Insurance Co.875A+
Insurance companies are ranked using Am Best and JD power. Rankings are based on customer service, claims process, price, discounts available and much more. This is just like an online review, but from a reliable source that specializes in insurance companies. If you are considering a company, look them up using these sources to see how they rank and if they will be a good fit for you.

SR22 Insurance Rates In Copperas Cove

SR-22 rates in Copperas Grove, Texas are generally the same anywhere else. The rates depend upon the insurance company, not the individual which is a common misconception. Usually, SR-22 is a one time $25 fee for each term, some companies like Dairyland, do not charge a fee, and others may charge a percentage of the premium.

SR22 Insurance Rates in Copperas Cove, Texas
Below is amount the amounts company adds to the premium to file the SR22 with the state.
CompanyAverage (SR22 Fee)
Assurance America$25
Bristol West$35
DairylandFree
Gains Co$25
Mendota$25
Progressive5% (average)
State FarmSR22 Not available
The General$25
TravelersSR22 Not available

Insurance Companies We Represent In Copperas Cove

Insurance Companies in Copperas Cove, Texas that we represent
Safeway
Progressive
Foremost Star
ASI
Assurance America
Dairyland
Victory
Suncoast
USLI
Orion 181
Bristol West
Gainsco
Mendota
Travelers
Best Choice
The General
We represent several insurance companies, giving our customers options to fit their tailored needs. Each customer is unique and may require different coverages. Some well-known companies we work with include, Progressive, Travelers, Gainsco, and ASI. We also work with smaller companies like Mendota, and Suncoast Insurance. Smaller companies are often able to offer lower rates then larger corporate companies.

How Age And Gender Affect Your Insurance Rates In Copperas Cove

Age and gender do play a role in determining customers insurance premiums. An older female with extensive driving experience will receive cheaper insurance rates because they are less likely to be involved in an accident. Starting out, younger drivers are less experienced and more likely to cause an accident, or file a claim which will result in a higher premium.

AgeMaleFemale
16-18$ 231.84$ 184.09
19-24$ 193.20$ 161.00
25-30$ 139.84$ 124.84
31-40$ 110.40$ 106.08
41-50$ 109.48$ 98.44
50-65$ 99.36$ 101.48
65+$ 106.08$ 114.08

Sample Insurance Rates In Copperas Cove

Sample Rates in Copperas Cove, Texas
Sample Quote/ policy location: Cleburne
Agent :Jola
Current Company: Bristol West
Previous Company: Foremost
Who: client Age: 59 Vehicle: Jaguar XK Series
Type of coverage: , med pay
Notes: id cards, Driver
Rate: $148
Sample Quote/ policy location: Cleburne
Agent :Crystal
Current Company: Bristol West
Previous Company: Progressive
Who: Age: 67 Vehicle: Chevrolet Astro Passenger
Type of coverage: liability , sr22
Notes: Speeding , proof of insurance
Rate: $221
Sample Quote/ policy location: Cleburne
Agent :Crystal
Current Company: Progressive
Previous Company: Bristol West
Who: Age: 33 Vehicle: Kia Sephia
Type of coverage: liability , med pay
Notes: policy, policy
Rate: $181
Sample Quote/ policy location: Cleburne
Agent :Lauren
Current Company: Bristol West
Previous Company: Mendota
Who: Female Age: 34 Vehicle: Honda Accord
Type of coverage: , med pay
Notes: state filing, multiple lines
Rate: $193
Sample Quote/ policy location: Cleburne
Agent :Katie
Current Company: Travelers
Previous Company: Geico
Who: Homeowner Age: 21 Vehicle: Oldsmobile Ciera
Type of coverage: liability , state min
Notes: coverage, high risk
Rate: $248
Sample Quote/ policy location: Cleburne
Agent :Jola
Current Company: Suncoast
Previous Company: None
Who: client Age: 25 Vehicle: Suzuki X-90
Type of coverage: liability only , sr22
Notes: online, coverage
Rate: $305
Below are sample rates our agents have insured in Copperas Grove, Texas. One instance, our agent was able to provide our female customer a rate of $149 for on her Jaguar. She was only needing liability insurance, but opted for Medical payments which pays out $5000 per person in the event of an accident.
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Last Updated on September 9, 2021 by Shawn Christie

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