AUTO TEXAS
COPPERAS COVE INSURANCE
Early settlers chose Copperas Cove due to the surrounding mountains. Never settle for the wrong insurance rate, we can shop around for you!
Weather And Driving Conditions in Copperas Cove
Weather can impact the driving conditions and the way you drive. If the roads are wet and rainy, that may cause slippery conditions and poor visibility. It is important that you prepare for the weather conditions and take appropriate actions to ensure you are safe and others around you are safe as well.
| Copperas Cove, Texas |
| Summer high: The July high is around 95 degrees |
| Winter Low: The January low is 37 degrees |
| Rain: 33 Inches of rain a year |
| Snow: 0 inches of snow per year |
Liability Insurance Requirements for Copperas Cove
| State | Minimum Coverage Requirements | Average Cost for Minimum Liability Coverage |
| Texas | 30/60/25 | $610 |
Top 10 Vehicles We Insure In Copperas Cove
Below are the top vehicles we insure in Copperas Grove Texas. Top on the list is the Honda, Buick and Toyota. These cars are all great on gas and generally reasonable to insure as far as cost. At the bottom of the list is the Volvo, Volkswagen and General Motors, this could be because the cost to insure is higher than others based on the cost of parts for these Models.
| 1 | Honda |
| 2 | Buick |
| 3 | Toyota |
| 4 | Acura |
| 5 | Hyundai |
| 6 | Subaru |
| 7 | Cadillac |
| 8 | Mazda |
| 9 | Ford F-Models |
| 10 | Volvo |
| 11 | Volkswagen |
| 12 | General Motors |
Company Ratings AM Best And JD Power
| COMPANY | J.D. POWER CLAIMS | A.M. BEST RATING |
| Erie Insurance | 879 | A+ |
| Nationwide | 867 | A+ |
| Safeco (A division of Liberty Mutual) | 855 | A |
| Allstate Auto Insurance | 853 | A+ |
| Travelers | 865 | A++ |
| Automobile Club Group | 857 | A++ |
| Esurance | 844 | A+ |
| CSAA Insurance Group | 847 | A |
| COUNTRY Financial | 896 | A+ |
| MAPFRE Insurance | 842 | A |
| USAA | 900 | A++ |
| Farmers Insurance | 865 | A |
| NJM Insurance Co. | 875 | A+ |
SR22 insurance rates In Copperas Cove
SR-22 rates in Copperas Grove, Texas are generally the same anywhere else. The rates depend upon the insurance company, not the individual which is a common misconception. Usually, SR-22 is a one time $25 fee for each term, some companies like Dairyland, do not charge a fee, and others may charge a percentage of the premium.
| SR22 Insurance Rates in Copperas Cove, Texas | |
| Below is amount the amounts company adds to the premium to file the SR22 with the state. | |
| Company | Average (SR22 Fee) |
| Assurance America | $25 |
| Bristol West | $35 |
| Dairyland | Free |
| Gains Co | $25 |
| Mendota | $25 |
| Progressive | 5% (average) |
| State Farm | SR22 Not available |
| The General | $25 |
| Travelers | SR22 Not available |
Insurance Companies We Represent In Copperas Cove
| Insurance Companies in Copperas Cove, Texas that we represent |
| Safeway |
| Progressive |
| Foremost Star |
| ASI |
| Assurance America |
| Dairyland |
| Victory |
| Suncoast |
| USLI |
| Orion 181 |
| Bristol West |
| Gainsco |
| Mendota |
| Travelers |
| Best Choice |
| The General |
How Age And Gender Affect Your Insurance Rates In Copperas Cove
Age and gender do play a role in determining customers insurance rates in Copperas Cove An older female with extensive driving experience will receive cheaper insurance rates because they are less likely to be involved in an accident. Starting out, younger drivers are less experienced and more likely to cause an accident, or file a claim which will result in a higher premium.
| Age | Male | Female |
| 16-18 | $ 231.84 | $ 184.09 |
| 19-24 | $ 193.20 | $ 161.00 |
| 25-30 | $ 139.84 | $ 124.84 |
| 31-40 | $ 110.40 | $ 106.08 |
| 41-50 | $ 109.48 | $ 98.44 |
| 50-65 | $ 99.36 | $ 101.48 |
| 65+ | $ 106.08 | $ 114.08 |
Sample insurance rates In Copperas Cove
| Sample Rates in Copperas Cove, Texas |
| Sample Quote/ policy location: Cleburne Agent :Jola Current Company: Bristol West Previous Company: Foremost Who: client Age: 59 Vehicle: Jaguar XK Series Type of coverage: , med pay Notes: id cards, Driver Rate: $148 |
| Sample Quote/ policy location: Cleburne Agent :Crystal Current Company: Bristol West Previous Company: Progressive Who: Age: 67 Vehicle: Chevrolet Astro Passenger Type of coverage: liability , sr22 Notes: Speeding , proof of insurance Rate: $221 |
| Sample Quote/ policy location: Cleburne Agent :Crystal Current Company: Progressive Previous Company: Bristol West Who: Age: 33 Vehicle: Kia Sephia Type of coverage: liability , med pay Notes: policy, policy Rate: $181 |
| Sample Quote/ policy location: Cleburne Agent :Lauren Current Company: Bristol West Previous Company: Mendota Who: Female Age: 34 Vehicle: Honda Accord Type of coverage: , med pay Notes: state filing, multiple lines Rate: $193 |
| Sample Quote/ policy location: Cleburne Agent :Katie Current Company: Travelers Previous Company: Geico Who: Homeowner Age: 21 Vehicle: Oldsmobile Ciera Type of coverage: liability , state min Notes: coverage, high risk Rate: $248 |
| Sample Quote/ policy location: Cleburne Agent :Jola Current Company: Suncoast Previous Company: None Who: client Age: 25 Vehicle: Suzuki X-90 Type of coverage: liability only , sr22 Notes: online, coverage Rate: $305 |
Last Updated on by Treasure Coleman