What do you call an apple that plays the trumpet? A tooty fruity! Welcome to Fruita Colorado! Our insurance rates will leave you craving dessert!
See What People Are Saying About Us!
Veronica was super helpful with finding me the most affordable car insurance. She answered all my questions and made sure I understood the whole process, since this was new to me! I would definitely recommend her to others!!
Owner Response: Thank you Andrea, we are so happy we could help!
Insurance policy notes: National General was the least expensive for a 2019 Honda CRV – able to provide immediate proof of insurance
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Andrea I.
6/21/2022
Alexis was really awesome!! She helped me out with everything I needed with out a hiccup!! This girl know what she’s doing and she deserves all 5 stars 🌟 with a big smile to go with it!! Thank you for your help Alexis!!!
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Isaiah R.
11/08/2023
Amazing experience, Crystal took her time and fount me the best rates regardless on how complicated my situation was! I won’t be using anyone else!
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Heather L.
9/27/2023
Lauren was so awesome great and excellent customer service, very helpful, and friendly. She walked me the whole way through and gave me a great quote.
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jessica s.
3/15/2023
Very helpful
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Jenny C.
12/21/2021
Great great service. Glade I met them. Will highly recommend them.
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Billie P.
3/08/2023
notes: single male 53 purchase immediate non owners policy GA Prior insurance Safeway Lincoln
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Ben G.
5/21/2022
Great work Alexandra!!!
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andrew s.
11/08/2022
So far so good. We just got our insurance but Lauren made it easy and explained the details.
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Natasha F.
11/08/2023
Marlon Moss with A Plus Insurance was great helping me find insurance after I dealt with lapse if coverage due to identity theft. He looked around for lowest priced insurance with good coverage for us and we got it immediately the same day actually within the same phone call! Marlin is great talk to and has wonderful communication skills. That’s why I’ve given him five stars.
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Arlene H.
1/19/2023
Hey this a a great friendly company was looking everywhere to get good an cheap rates they hooked me up an loved the service an conversation threw the process check them out got my thumbs up for sure
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Dante J.
3/07/2023
Crystal was soo sweet and made the process so stress free! I truly feel as if I got the best possible deal, and she helped me understand everything clearly each step of the way. I received all the information I could and found a great deal. If I ever need more insurance, I won’t be calling anywhere else! Update 3/9/2023 I cannot explain enough how easy and helpful going through A+ Insurance is. Crystal Farley is always very helpful and easy to talk to, as well as everyone else I’ve had the opportunity to speak with when calling in. I have no stress when needing to update Insurance because A+ Insurance handles it all for me and ensures I am covered without breaking the bank. I will never use anywhere else for Insurance.
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Ary A.
3/15/2023
Thank you Lauren. You made my bad day Good . Kindness goes along way
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Beth M.
8/08/2022
Crystal went above and beyond to get us our insurance. Thank her for all her help.
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Chris G.
7/05/2023
I love this company, especially Veronica
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Marlon M.
12/25/2022
Great customer service, attentive and patient with all the questions I had. Would recommend to friends and family who are looking for any coverage.
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Dan V.
12/21/2021
I have been a value customer for 3 years I honestly can say. A Plus Insurance service is the best I have ever dealt with There are very understanding very knowledgeable and will go out they way to help to have the best coverage for your vehicle at a affordable price The staff is so wonderful & pleasant to talk too they have excellent customer service Mrs.Katie Thank for you Do . Ms.Alexandra who was a great help with the understanding of my renew policy I really appreciate the staff for all you all do Thanks and I hope you as team have a great safe. Happy Independence Day weekend.
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laura g.
7/14/2022
Amazing personal customer service and care! Got me great rates and lots of options to find my best fit!
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aimee22094
11/17/2023
Very easy insurance transaction and extremely helpful 👌
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Ron B.
3/08/2022
Great lots of help and very kind.
Response from Owner: Thank you so much Kaitlyn! Please let us know if you need a renters policy. Proof of prior insurance discount applied while reshopping rates from Dairyland to Mendota to save money.
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Kaitlyn T.
7/14/2022
Excellent service. Crystal is very friendly and patient.
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Christopher T.
8/30/2023
My experience with you guys was over 5 – stars , Alexis K. was great and really helped with everything we needed . will be recommending to others !
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Aleah P.
11/17/2023
Alexandria was the most Pleasant and polite person that I’ve ever spoke to on the phone I give her five thumbs up she said she don’t even doing the job for 4 months I told her she acts like she’s been doing the job for at least 5 years experience y’all should definitely think about her for Future boss
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Brandy t.
1/08/2023
Marlon is the best agent, very recommended!
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Amichay
3/30/2023
Discounts available for Insurance in Fruita, CO by Company
If you are a good and safe driver, have multiple vehicles with the same insurance company, and pay for your insurance in full? If you answered yes to any of those questions, do you know you may be able to get some auto insurance discounts? If you look at the chart below you can see two different carriers and what kind of discounts they offer.
Assurance America
Bristol West
Continuous Insurance
Multi Policy
Paid in Full
Homeowners
Homeowners
Auto Pay
Auto Pay
Advanced Quote
Multi Vehicle
Paid in Full
Married
No Accidents or Violations
No Accidents or Violations
Married
Multi Vehicle
Continuous Insurance
Insurance Fruita
Fruita DMV address and phone number
Fruita DMV Office
325 E Aspen Ave
Fruita, CO 81521
Phone: (970) 244-1664
Fruita Registration and Title Office
200 S Spruce St
Grand Junction, CO 81501
Phone: (970) 244-1664
Above is the contact information for the local DMV in Fruita, Colorado. Due to Covid-19, appointments may require scheduling several weeks in advance. The DMV has helpful links on their website, such as frequently asked questions, and hours of operations. You are also able to renew tags online and get replacement IDs that may be quicker than scheduling an appointment.
Insurance Fruita: Other types of Insurance
We use multiple different companies that offer multiple different coverages. Are you looking to buy a house or start a business this year? Here at A Plus, we offer much more than liability insurance in Fruita. We would love to help you find the best quote for any of your insurance needs! Check out the chart below and see some of the other coverages and out top companies we work with.
Type of Coverage
Our Top Companies
Home Insurance
Travelers, ASI, Foremost Star
Business Insurance
BTIS, Hiscox
RV Insurance
Progressive, Travelers
Motorcycle Insurance
Dairyland, Progressive
Renters Insurance
ASI, Foremost
Boat Insurance
Travelers, Progressive
Commercial Auto Insurance
Progressive
Insurance Fruita – How Age and Gender Impact your Rate
Age
Male
Female
16-18
$ 231.84
$ 184.09
19-24
$ 193.20
$ 161.00
25-30
$ 139.84
$ 124.84
31-40
$ 110.40
$ 106.08
41-50
$ 109.48
$ 98.44
50-65
$ 99.36
$ 101.48
65+
$ 106.08
$ 114.08
Good things come with age; they say. The same can be said with your auto insurance rates. Yes, the older you get, you can see a decrease in your insurance rates! You have much more experience in driving the older you are if you maintain a good record, you could see some great rates. Check out the list above, that shows the price difference in rates by gender and age.
Violations and how long they impact your auto insurance rates in Fruita
insurance fruita
Accidents happen, and sometimes they may not even be your fault. Regardless, when it comes to driving on the road’s violations happen. The question is, how much of an impact do violations have on your record and your auto insurance rates in Fruita? We listed some violations below and what kind of affect they can have on your rates and for how long.
Violation Name
Major, Minor, or Non Moving
How Long it Will Affect Your Insurance Rates
Using a Cell Phone with Driving
Minor
3 Years
Improper Lane use
Minor
3 Years
Failure to maintain Clear Distance (tailgating
Minor
3 Years
Parking
Non Moving
NA*
Driving without a License
Major
3 Years
No Proof of insurance
Non Moving
NA*
Failure to Use Turn Signal
Minor
3 Years
Failure to Yeld
Minor
3 Years
DUI
Major
10 Years
Reckless Driving
Major
5 Years
Expired Tags
Non Moving
NA*
Failure to Stop for a Pedestrian Side walk
Minor
3 Years
Violations Affect Your Insurance Fruita, CO
Insurance Fruita, Colorado: The Top 10 vehicles we insure
1
Subaru
2
Lexus
3
Honda
4
Volvo
5
Chevrolet
6
Cadillac
7
Ford
8
Acura
9
Toyota
10
Audi
11
Nissan
12
Buick
The highly rated vehicles to insure in Fruita are listed below. Subaru is the number one vehicle we insure, while Buick is the last on the list. Subaru’s are great for daily drivers, exploration, or weekend trips. They do well in most types of weather conditions. Toyota is number 9, which isn’t surprising as Toyotas are known to “last forever”.
Liability Insurance Fruita
The state minimum liability requirements vary from state to state. Liability insurance in Fruita, and the entire state of Colorado, requires you carry 25/50/15. Liability protects others from you in the event of an accident. Understanding the limits better – $25,000 per person for bodily injury, up to $50,000 per accident, and $15,000 for property damage would pay out to the other party if you were at fault.
Your credit and how it affects your insurance rates in Fruita
Insurance Fruita: Credit Impact on Insurance Rates
Excellent
$113.22
Good
$127.58
Average
$153.61
Poor
$217.26
Do you have good or excellent credit? If so, you can see yourself getting some rather good rates for your auto insurance! Now even if you may not have the best of credit, you can still obtain auto insurance, but you may see that you will have higher rates. Check out some statistics we did for Fruita, CO. We listed the average premium based on credit score.
Insurance Fruita – Rating Factors that Impact your Rate
There are quite a few factors that impact your auto insurance rates in Fruita. When getting an auto quote, the insurance carrier will ask you some of these questions and take that into consideration. Do you know all the factors? We made it easy for you, and listed just a few of them below and listed how much of an impact they have on your rates.
Factor
Rate Impact
Type of Vehicle Coverage
Medium
Anual Mileage
Low
lien holder
None
anti theft device
Low
Age
High
Claims History
Medium
Insurance History
Medium
vehicle safety features
Medium
vehicle performance (symbol)
Medium
How long have you owned the vehicle
Low
Insurance Fruita
Our client in Fruita, CO saves an average of $597.55 on Insurance
Number of Candy bars you could buy
435
Months of Netflix you could afford with your savings
43
Number of Peanuts you could buy
107568
Everybody loves to save money, and we love to help our customers save that money! For example, let’s look at how we have helped some new customers in Fruita, Colorado save money and how much we saved them! The numbers above speak for themselves, and just look at some of the great things they can now buy and enjoy with them money they saved!
Weather and driving conditions in Fruita
Weather conditions should determine how much extra time you give yourself to get somewhere, and how carefully you are driving. If it is snowing in the winter time, the roads may be slick so give yourself an extra 10 minutes and stay back a couple extra car lengths from the person in front of you to give yourself a longer reaction time. An extra 10 minutes could prevent an accident.
Liability insurance in car insurance refers to coverage that pays for injuries and damages you cause to others in an accident. It is a mandatory coverage in most states and does not cover damages to your own vehicle.
Does comprehensive mean full coverage?
Comprehensive insurance is a part of what is often referred to as full coverage, but it does not constitute full coverage by itself. It covers damages to your vehicle caused by events other than collisions, such as theft, vandalism, or natural disasters.
What is miscellaneous vehicle coverage?
Miscellaneous vehicle coverage typically refers to insurance for vehicles that don’t fall under standard auto or motorcycle categories. This can include coverage for RVs, ATVs, boats, and other specialized vehicles, providing protection against various risks associated with these types of vehicles.
A plus Insurance is the way to go. Alexis was wonderful quick and made everything easy. Walked me through every step and answered all questions and the best part saved me tons of money ! Needing quality service and Insurance A plus is the way to go. Thank you!
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justin c.
10/28/2023
This agent was amazing
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Jessica D.
1/20/2023
Marlon was awesome and helped me get a great rate, great company!
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Brandon S.
2/03/2023
Excellent service
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Melissa S.
9/27/2023
Awesome saved us tons!!!
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Thug W.
6/15/2022
My insurance agent, miss Jola, was very professional, courteous, and knowledgeable concerning all of my many questions. She worked hard to find me the best rates possible and I would recommend her services to anyone. Thank you Jola -Christopher-
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MINDRAIL M.
9/14/2022
insurance notes: first time Business owner 28 purchase online truck insurance quotes Colorado Prior insurance Nationwide Infinity
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Stephanie V.
5/21/2022
very helpful & patient with all my questions. Found a fantastic rate the honesty couldn’t be beat anywhere else.
Notes: first time Young driver 23 bargain competitive SR22 insurance young driver Colorado Prior insurance. Inexpensive coverage found through Bristol West.
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Samantha A.
6/30/2022
amazing
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elijah g.
7/17/2022
Lauren was excellent! She saved me $950/year, and walked me through the details of FOUR policies from cars to biz insurance, and answered every question on add-ons and prices, sent me all the docs via email to sign, and I paid, and got my ID cards all within an hour! Amazing service!
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Steve S.
11/08/2023
Alexis is new to the company but she very sweet, caring, funny, easy to talk and very professionally. She was quick to find a reasonable car insurance that I could afford for that I appreciate her for that. I can’t thank you enough. 🙂
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Nikki W.
11/10/2023
Jola was excellent. I honestly have never had that good of customer service on the phone. Thank you so much for making this transition so easy.
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Jeffrey M.
12/08/2022
Crystal was so amazing & helpful. She was so patient when I couldn’t find my wallet. She got the best price She could for me & for that I’m thankful. Thank you Crystal
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Chrisa M.
10/11/2023
Mrs. Jola is a insurance agent angel! She was so helpful! My wife and I have never been treated so kindly by an insurance agent. We will definitely be referring our friends and family to Progressive thru A Plus Insurance. Thanks again, Jola, your customer service skills are phenomenal and you have saved our family so much money! ❤
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robbie n.
11/21/2021
Crystal Farley did an excellent job finding the best policy at the most affordable rate! She is very knowledgeable and a pleasure to work with! I highly recommend A Auto Insurance!!
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Jason
6/23/2023
A Plus insurance is awesome! Great people, friendly and helpful. Crystal helped me save money with a new policy. I recommend A Plus to anyone needed insurance.
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Bill
8/30/2023
Thank you Lauren. You made my bad day Good . Kindness goes along way
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Beth M.
8/14/2022
Fast easy and stress free!
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Alec K.
8/14/2022
Marlon was AMAZING, attentive and fast. I couldn’t be any more appreciative of the service I received today! All of my worries vanished with one call. He’s very helpful and great at anything he does I’m sure .
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Destiny J.
2/22/2023
Lauren was extremely helpful. She reached out immediately, she was very responsive, and helped me throughout the process. Thanks 😊
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Jennifer S.
11/07/2022
So far so good. We just got our insurance but Lauren made it easy and explained the details.
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Natasha F.
11/08/2023
great customer services
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Lakisha T.
8/29/2023
Marlon was great, he helped me find a low rate quickly i was very satisfied!
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Karlie R.
2/28/2023
Alexandra was great! She was very knowledgeable and helpful. I Will definitely recommend her to my friends and family!
