Understanding South Carolina Insurance Law Requirements
Just like most states in the United States, South Carolina requires its drivers to be covered with a certain level of liability insurance. Driving without coverage can lead to a person being charged with increasing fines and the eventual loss of their driving privileges. Should a person cause an accident without being covered, they could end up paying thousands of dollars out of their own pocket. This information will help drivers to understand South Carolina Car Insurance laws so they can know their responsibilities and can make sure they are properly covered.
Clemson and the entire state of South Carolina requires drivers obtain these minimum limits for vehicle insurance:
- $25,000 bodily injury per person
- $50,000 bodily injury per accident
- $25 property damage for each accident
South Carolina Insurance
These are the absolute minimums for South Carolina automobile Insurance. Though it is legal to drive with this minimum amount of coverage, it behooves a person to work with an insurance agent to determine the best level of car coverage. Driving with these bare minimums does not offer protection against uninsured motorists and does not provide any coverage for a driver’s own car, should they be held liable for an accident.
Many drivers feel more comfortable being fully covered. A full coverage policy, with added comprehensive coverage, can insure a car against theft, vandalism, and other types of damage. To find out what type of coverage a person needs, it would be prudent for them to sit down with an insurance agent and go over their options to determine what areas they need coverage for and which ones they can do without to save money on their policy.
Those who are in need of car insurance can use this site to gain access to multiple quotes. This will allow shoppers to ensure they are getting the best level of coverage, along with a price that will fit in well with their budget. There is a wealth of information available through the site or you can call by phone and speak with an agent to receive valuable help and guidance in purchasing a policy.
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119 W Woodside Cir
Liberty, SC. 29657
(864) 372 2334