What do you call an apple that plays the trumpet? A tooty fruity! Welcome to Fruita Colorado! Our insurance rates will leave you craving dessert!
See What People Are Saying About Us!
I spent almost all day trying to get the right insurance coverage with the right price until I found Cameron he's such. A life saver very respectful courtese and just all about your needs you know what a gentle men I really really like Camerons work I give him ten stars excellent costumer service skills bravo Cameron keep up the good work way to go bro......thanx again , Your recent costumer Diana Cancino
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Diana C.
10/03/2023
Outstanding service. Very helpful!!!
notes: young motorist 37 find coverage homeowners insurance proof of insurance OH Prior insurance Allstate Looking to bundle Auto insurance with Buick Rendevous
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Mitchell J.
6/21/2022
My Agent Jola was unbelievable. Her assistance and communication was second to none. She managed my unusual circumstances and had the perfect solution. Thanks so much. You're the best.
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Mark N.
11/08/2022
GREAT PERSON, KIND AND HELPED ME WITHOUT ANY PROBLEMS. THANK YOU
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Patty W.
11/04/2022
Was very nice and did good at explaining everything to me and was fast and efficient
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Cierra B.
7/14/2022
notes: single male 53 purchase immediate non owners policy GA Prior insurance Safeway Lincoln
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Ben G.
5/21/2022
Truly an incredibly smooth and easy experience when looking for auto insurance thanks to Crystal!
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Chandler P.
8/30/2023
I worked with Lauren McKenzie for my quote. I moved from Georgia recently and my insurance with Geico went up 3x literally. I worked with Lauren for quotes for 2 cars and 2 people including my spouse and surprisingly quote was lower for 2 people then currently I am paying for a single person. Moreover she guided me how to change registration/plates after get insurance card. I 100% recommend this company to my friends and family. I would recommend promotion/hike for Lauren McKenzie. Thanks
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Maulik K.
5/15/2022
Lauren made the process painless!:)
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Emily G.
5/21/2022
She made this the most painless experience. Helped out with finding the best quote and great sense of humor.
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Sean R.
2/21/2022
Hey this a a great friendly company was looking everywhere to get good an cheap rates they hooked me up an loved the service an conversation threw the process check them out got my thumbs up for sure
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Dante J.
3/07/2023
Jola was excellent. I honestly have never had that good of customer service on the phone. Thank you so much for making this transition so easy.
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Jeffrey M.
12/08/2022
Great experience. Great customer service
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Danita M.
10/21/2022
Service was excellent!!! Agent Marlon was very kind and made me feel comfortable in my insurance search. Highly recommend
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Tanisha T.
9/09/2022
Lauren helped me from the beginning to the end. So pleasant and Kind. You my call personal and I could tell she really cared and found the best rates!! Hands down she is AWESOME!!
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laporcha r.
11/21/2021
Notes: married couple residents of Ohio, Ages 56 and 59 looking to have a quick prompt quote on truck insurance driver Ohio Prior insurance: none Nissan Truck insured
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Chris H.
7/07/2022
Very helpful and quick to getting me what I needed.
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Natalia G.
12/21/2021
Marlon was very helpful
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Trisha T.
2/03/2023
Jola is amazing at what she does. Every time I need help with something on my policy, she always goes above and beyond to make sure I have everything I need. She's very friendly and helpful and provides excellent customer service. Thank you!
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SAMCRO_Reaper420 P.
11/21/2021
I have used this company for a long time and I couldn't ask for a better insurance lady. I rate 10/10 recommend Chrystal
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Coleson
3/01/2023
Notes: single landlord age 42 investment in a liability only policy to fix a suspended license. broad form premium Utah Prior insurance Viking Ford escape to be added later.
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Nydia's L.
6/21/2022
Agent Marlon with A+ Insurance is the best. He did everything he could to get me the type of insurance I needed at an incredible rate. I highly recommend working with Mr. Marlon for anyone that is needing any type of insurance.
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Joshua W.
8/29/2024
Crystal helped me and she was amazing!! You guys are so blessed to have her on your Team. Thanks girl! You rock! Don’t change
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Amber K.
6/13/2023
I have been a value customer for 3 years I honestly can say. A Plus Insurance service is the best I have ever dealt with There are very understanding very knowledgeable and will go out they way to help to have the best coverage for your vehicle at a affordable price The staff is so wonderful & pleasant to talk too they have excellent customer service Mrs.Katie Thank for you Do . Ms.Alexandra who was a great help with the understanding of my renew policy I really appreciate the staff for all you all do Thanks and I hope you as team have a great safe. Happy Independence Day weekend.
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laura g.
7/14/2022
Discounts available for Insurance in Fruita, CO by Company
If you are a good and safe driver, have multiple vehicles with the same insurance company, and pay for your insurance in full? If you answered yes to any of those questions, do you know you may be able to get some auto insurance discounts? If you look at the chart below you can see two different carriers and what kind of discounts they offer.
Assurance America
Bristol West
Continuous Insurance
Multi Policy
Paid in Full
Homeowners
Homeowners
Auto Pay
Auto Pay
Advanced Quote
Multi Vehicle
Paid in Full
Married
No Accidents or Violations
No Accidents or Violations
Married
Multi Vehicle
Continuous Insurance
Insurance Fruita
Fruita DMV address and phone number
Fruita DMV Office
325 E Aspen Ave
Fruita, CO 81521
Phone: (970) 244-1664
Fruita Registration and Title Office
200 S Spruce St
Grand Junction, CO 81501
Phone: (970) 244-1664
Above is the contact information for the local DMV in Fruita, Colorado. Due to Covid-19, appointments may require scheduling several weeks in advance. The DMV has helpful links on their website, such as frequently asked questions, and hours of operations. You are also able to renew tags online and get replacement IDs that may be quicker than scheduling an appointment.
Insurance Fruita: Other types of Insurance
We use multiple different companies that offer multiple different coverages. Are you looking to buy a house or start a business this year? Here at A Plus, we offer much more than liability insurance in Fruita. We would love to help you find the best quote for any of your insurance needs! Check out the chart below and see some of the other coverages and out top companies we work with.
Type of Coverage
Our Top Companies
Home Insurance
Travelers, ASI, Foremost Star
Business Insurance
BTIS, Hiscox
RV Insurance
Progressive, Travelers
Motorcycle Insurance
Dairyland, Progressive
Renters Insurance
ASI, Foremost
Boat Insurance
Travelers, Progressive
Commercial Auto Insurance
Progressive
Insurance Fruita – How Age and Gender Impact your Rate
Age
Male
Female
16-18
$ 231.84
$ 184.09
19-24
$ 193.20
$ 161.00
25-30
$ 139.84
$ 124.84
31-40
$ 110.40
$ 106.08
41-50
$ 109.48
$ 98.44
50-65
$ 99.36
$ 101.48
65+
$ 106.08
$ 114.08
Good things come with age; they say. The same can be said with your auto insurance rates. Yes, the older you get, you can see a decrease in your insurance rates! You have much more experience in driving the older you are if you maintain a good record, you could see some great rates. Check out the list above, that shows the price difference in rates by gender and age.
Violations and how long they impact your auto insurance rates in Fruita
insurance fruita
Accidents happen, and sometimes they may not even be your fault. Regardless, when it comes to driving on the road’s violations happen. The question is, how much of an impact do violations have on your record and your auto insurance rates in Fruita? We listed some violations below and what kind of affect they can have on your rates and for how long.
Violation Name
Major, Minor, or Non Moving
How Long it Will Affect Your Insurance Rates
Using a Cell Phone with Driving
Minor
3 Years
Improper Lane use
Minor
3 Years
Failure to maintain Clear Distance (tailgating
Minor
3 Years
Parking
Non Moving
NA*
Driving without a License
Major
3 Years
No Proof of insurance
Non Moving
NA*
Failure to Use Turn Signal
Minor
3 Years
Failure to Yeld
Minor
3 Years
DUI
Major
10 Years
Reckless Driving
Major
5 Years
Expired Tags
Non Moving
NA*
Failure to Stop for a Pedestrian Side walk
Minor
3 Years
Violations Affect Your Insurance Fruita, CO
Insurance Fruita, Colorado: The Top 10 vehicles we insure
1
Subaru
2
Lexus
3
Honda
4
Volvo
5
Chevrolet
6
Cadillac
7
Ford
8
Acura
9
Toyota
10
Audi
11
Nissan
12
Buick
The highly rated vehicles to insure in Fruita are listed below. Subaru is the number one vehicle we insure, while Buick is the last on the list. Subaru’s are great for daily drivers, exploration, or weekend trips. They do well in most types of weather conditions. Toyota is number 9, which isn’t surprising as Toyotas are known to “last forever”.
Liability Insurance Fruita
The state minimum liability requirements vary from state to state. Liability insurance in Fruita, and the entire state of Colorado, requires you carry 25/50/15. Liability protects others from you in the event of an accident. Understanding the limits better – $25,000 per person for bodily injury, up to $50,000 per accident, and $15,000 for property damage would pay out to the other party if you were at fault.
Your credit and how it affects your insurance rates in Fruita
Insurance Fruita: Credit Impact on Insurance Rates
Excellent
$113.22
Good
$127.58
Average
$153.61
Poor
$217.26
Do you have good or excellent credit? If so, you can see yourself getting some rather good rates for your auto insurance! Now even if you may not have the best of credit, you can still obtain auto insurance, but you may see that you will have higher rates. Check out some statistics we did for Fruita, CO. We listed the average premium based on credit score.
Insurance Fruita – Rating Factors that Impact your Rate
There are quite a few factors that impact your auto insurance rates in Fruita. When getting an auto quote, the insurance carrier will ask you some of these questions and take that into consideration. Do you know all the factors? We made it easy for you, and listed just a few of them below and listed how much of an impact they have on your rates.
Factor
Rate Impact
Type of Vehicle Coverage
Medium
Anual Mileage
Low
lien holder
None
anti theft device
Low
Age
High
Claims History
Medium
Insurance History
Medium
vehicle safety features
Medium
vehicle performance (symbol)
Medium
How long have you owned the vehicle
Low
Insurance Fruita
Our client in Fruita, CO saves an average of $597.55 on Insurance
Number of Candy bars you could buy
435
Months of Netflix you could afford with your savings
43
Number of Peanuts you could buy
107568
Everybody loves to save money, and we love to help our customers save that money! For example, let’s look at how we have helped some new customers in Fruita, Colorado save money and how much we saved them! The numbers above speak for themselves, and just look at some of the great things they can now buy and enjoy with them money they saved!
Weather and driving conditions in Fruita
Weather conditions should determine how much extra time you give yourself to get somewhere, and how carefully you are driving. If it is snowing in the winter time, the roads may be slick so give yourself an extra 10 minutes and stay back a couple extra car lengths from the person in front of you to give yourself a longer reaction time. An extra 10 minutes could prevent an accident.
Liability insurance in car insurance refers to coverage that pays for injuries and damages you cause to others in an accident. It is a mandatory coverage in most states and does not cover damages to your own vehicle.
Does comprehensive mean full coverage?
Comprehensive insurance is a part of what is often referred to as full coverage, but it does not constitute full coverage by itself. It covers damages to your vehicle caused by events other than collisions, such as theft, vandalism, or natural disasters.
What is miscellaneous vehicle coverage?
Miscellaneous vehicle coverage typically refers to insurance for vehicles that don’t fall under standard auto or motorcycle categories. This can include coverage for RVs, ATVs, boats, and other specialized vehicles, providing protection against various risks associated with these types of vehicles.
notes: single person boat owner 37 buy coverage boat insurance snapshot UT Prior insurance Foremost pontoon boat
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Stephanie G.
4/21/2022
Lauren did a fantastic job helping me find a new policy! She went above and beyond to assist me in a difficult financial time to help me find a policy that worked for me financially. She was kind, efficient and thorough!
Owner Response: Thank you, Hanna. It was our pleasure getting your auto and renters policies set up today!
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Hanna E.
5/21/2022
My insurance agent, Marlon, was thorough and efficient in helping me find the best quote possible. It was half the price that I had paid earlier this year, and he was quick and easy. Friendly, too, I may add! Thank you for your help!
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Bobbi m.
11/16/2022
Crystal was super helpful made everything super simple and quick!
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Yesenia C.
6/21/2022
Katie has been so kind and helpful. She was understanding, worked hard, and was able to get me a lower rate.
Notes: Married couple with a youthful driver. Looking for Auto insurance on 2015 CHRYSLER TOWN & COUNTRY and 2005 FORD MUSTANG investment friendly options for renters insurance snapshot Discount. WI Prior insurance Discount through Bristol West.
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Raven R.
7/16/2022
My experience with you guys was over 5 - stars , Alexis K. was great and really helped with everything we needed . will be recommending to others !
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Aleah P.
11/17/2023
Veronica Miller was super helpful and patient with the whole long process. Very happy to write my new policy. Thank you so much
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Jeffrey M.
11/24/2023
Marlon is the best agent, very recommended!
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Amichay
3/30/2023
Lauren was great, very easy to deal with. Made the process very easy.
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sam b.
3/08/2022
I was very impressed with the timely response after reaching out as well as the conversation from start to finish. Very easy process and such a friendly experience. Highly recommend A plus and a big thanks to Crystal for all the help! Will definitely be extending the gratitude and passing A plus along to friends and family.
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Aaron F.
8/02/2023
Gentleman in Greenville tried his best to find a better rate for me.
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anthony t.
12/21/2021
I absolutely love these ladies. I found out the first woman who I got my auto policy from is the mother of the woman who just fixed my rental insurance from!!! Make sure you request Crystal or her mom.
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Destiny D.
2/21/2022
Marlon, was a great insurance agent he helped me find a great policy, and answered any questions I had. Thank you so much.
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sherisha a.
10/14/2022
My agent Amanda Moss did an outstanding job. I got Mossed tonight and now I can get my license. Thanks Amanda
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Albert L.
12/24/2023
Quick quote and affordable!
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Felicia S.
1/19/2024
Crystal went above and beyond for me! She spent nearly an entire day finding me a better car insurance rate. I have never had an insurance agent spend HOURS and care as much as Cyrstal did. I would recommend A+ insurance to anyone looking for an agent that truly cares, especially if you are "high risk." Thank you Crystal for spending hours helping me find a way to save money!!!
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Amy L.
3/15/2023
notes: single male 53 purchase immediate non owners policy GA Prior insurance Safeway Lincoln
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Ben G.
5/21/2022
Marlon was great! he answered all my questions very friendly. I would definitely recommend, if you are in search for good car insurance. Thank you! Very much! 🙂
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Jessica R.
8/18/2024
A Plus found auto insurance for me that cost less than half what another well known insurance company was offering me. I'm paying a bit less than what I was in Florida and I'm grateful. My representative was courteous to my hearing needs and the process was easy. Highly recommend them.
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Joy T.
9/21/2021
By far the best car insurance I've ever had! Crystal went above and beyond to help me, and I couldn’t be happier. I had only ever used major carriers before and always had terrible experiences. I’m so grateful I found Calhan Auto Insurance and can't recommend them enough!
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Kirsti V.
4/02/2025
Very affordable and friendly care
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Kelly B.
3/06/2024
notes: first time insured 45 buy coverage auto insurance to drive a vehicle home from the dealership. coverage WI Prior insurance Sentry Mitsubishi
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Bryan T.
6/21/2022
They are awesome. Constant communication, great rates. Love them!!!
