Best Car Insurance Quote Options in Murfreesboro, TN

Discover peace of mind on Murfreesboro roads with A Plus Insurance, your trusted insurance brokerage. Call now for a free quote and let us tailor the perfect car insurance coverage for you.

Tennessee State Liability Requirements

Required Liability Coverage:
$25,000 bodily injury liability per person
$50,000 bodily injury liability per accident
$25,000 property damage liability per accident
Uninsured Motorist Coverage: Rejection Form
Medical Payments: Rejection Form

Where to Find the Most Affordable SR22 Car Insurance Quotes in Murfreesboro, TN?

If you need SR22 insurance in Murfreesboro, TN, finding an affordable policy is possible by comparing quotes from insurers specializing in high-risk drivers.

How to Lower Your SR22 Insurance Costs

  • Maintain a Clean Driving Record – Avoiding traffic violations can help reduce your premiums over time.
  • Take a Defensive Driving Course – Some insurers offer discounts for completing an approved course.
  • Compare Multiple Quotes – Rates for SR22 insurance vary by provider, so it’s crucial to shop around.
  • Opt for Higher Deductibles – Choosing a higher deductible can lower your monthly payments.

Get an SR22 Insurance Quote in Murfreesboro Today

Needing SR22 coverage doesn’t mean you have to pay high premiums. Compare Murfreesboro SR22 insurance quotes now and secure affordable coverage today!

Insurance CompanyAvg. Monthly Rate
Dairyland$86
Progressive Insurance$101
Mendota Ins. Company$102
National General$103
The General$105
Liberty Mutual$114
Acceptance RTR$115
State Auto$115
AssuranceAmerica$120
Allstate$123
GAINSCO$127
Geico$133
USAA$135
Bristol West$138

SR22 Insurance Process in  Murfreesboro, TN

01.

Consultation​

02.

Quote

03.

Filing

04.

Policy Management

What Are the Top Broadform and Non-Owners Car Insurance Options in Murfreesboro, TN?

If you don’t own a car but still need insurance coverage to drive legally, broadform or non-owners car insurance is the best solution. These policies cover liability protection when driving a borrowed or rented vehicle, helping you meet Tennessee state insurance requirements.

How to Lower Non-Owners Insurance Costs

  • Maintain a Clean Driving Record – Fewer violations mean lower premiums.
  • Choose Higher Deductibles – Opting for a higher deductible can reduce your monthly payments.
  • Compare Insurance Quotes – Prices for broadform and non-owners policies vary, so always shop around.
  • Ask About Discounts – Some insurers offer multi-policy or safe driver discounts to non-owners.

Get a Non-Owners Insurance Quote in Murfreesboro Today

Need broadform or non-owners car insurance in Murfreesboro? Compare affordable quotes from top providers and stay protected on the road!

Insurance CompanyAvg. Monthly Rate
Dairyland$65
Progressive Insurance$105
The General$123
Bristol West$136
Mendota Ins. Company$136
Geico$171
Allstate$209
State Farm$233
Acceptance RTR$250

How to Get the Lowest Liability-Only Car Insurance Quotes in Murfreesboro, TN?

If you’re looking for affordable liability-only car insurance in Murfreesboro, TN, comparing multiple quotes is the best way to secure the lowest rate. Liability-only insurance covers bodily injury and property damage if you’re at fault in an accident, making it a budget-friendly option for drivers who don’t need full coverage.

Ways to Lower Your Liability Insurance Costs

  • Compare Multiple Quotes – Rates vary, so shopping around can save you hundreds per year.
  • Maintain a Clean Driving Record – Fewer tickets or accidents means lower insurance rates.
  • Bundle Your Policies – Combining auto, home, or renters insurance can unlock discounts.
  • Increase Your Deductible – A higher deductible can lower monthly premiums.
  • Ask About Discounts – Many insurers offer savings for safe driving, autopay, and paperless billing.

Get the Cheapest Liability Insurance in Murfreesboro Today!

Looking for low-cost car insurance in Murfreesboro? Compare liability-only insurance quotes from top providers today and find the best rate for your budget!

Insurance CompanyAvg. Monthly Rate
The General$81
Bristol West$92
Progressive Insurance$92
National General$105
Mendota Ins. Company$110
AssuranceAmerica$112
USAA$114
Allstate$115
Dairyland$118
Nationwide$119
Acceptance RTR$141
Geico$145
Travelers$149
21st Century$153

Where Can I Find the Cheapest Full Coverage Car Insurance in Murfreesboro, TN?

Finding affordable full coverage car insurance in Murfreesboro, TN, means looking beyond just the price. Full coverage insurance includes:

Comprehensive Insurance – Covers non-collision damages like theft, fire, or weather-related incidents.

Liability Insurance – Covers damages or injuries you cause to others.

Collision Insurance – Pays for damages to your car after an accident.

How to Lower Your Full Coverage Car Insurance Costs

  • Increase Your Deductible – A higher deductible lowers monthly premiums.
  • Maintain a Good Credit Score – A higher credit score means better insurance rates.
  • Ask About Discounts – Look for savings on safe driving, multi-car policies, and anti-theft devices.
  • Compare Multiple Quotes – Prices vary by insurer, so shopping around can help you find the best deal.

Get the Best Full Coverage Insurance in Murfreesboro Today!

Want the cheapest full coverage car insurance in Murfreesboro? Compare quotes now to find the best policy at the lowest rate!

Insurance CompanyAvg. Monthly Rate
Progressive Insurance$136
National General$138
American Family$143
Travelers$143
The General$146
Farmers$147
Mendota Ins. Company$148
Nationwide$148
Bristol West$157
GAINSCO$162
21st Century$168
USAA$170
State Farm$176
AssuranceAmerica$178

Which Auto Insurance Offers the Best Rates for DUI, Accidents, and Violations in Murfreesboro, TN?

Looking for affordable car insurance in Murfreesboro after a DUI, accident, or traffic violation? High-risk drivers often face higher premiums, but there are ways to save.

  • Which companies offer the best rates? Some insurers specialize in high-risk auto insurance, including SR22 coverage for DUI-related suspensions. Comparing multiple providers can help find the lowest rates.
  • How can you lower costs? Taking a defensive driving course, maintaining a clean record, and asking about discounts for safe driving or policy bundling can reduce premiums over time.
  • What are the average rates? Insurance rates depend on your driving history, but high-risk coverage in Tennessee can be more affordable with the right insurer.

Need cheap car insurance after a DUI or accident in Murfreesboro? Get a free quote today and see how much you can save!

Insurance CompanyAvg. Monthly Rate
AssuranceAmerica$155
Dairyland$156
Acceptance RTR$171
Progressive Insurance$176
Nationwide$177
GAINSCO$182
Geico$182
Mendota Ins. Company$182
The General$183
Bristol West$184
21st Century$192
National General$193
USAA$211
Allstate$213

How to Get the Cheapest Auto Insurance with Poor Credit in Murfreesboro, TN?

Need affordable auto insurance in Murfreesboro, TN, but have a low credit score? Many insurers use credit history to determine rates, but there are ways to lower your premiums:

  • Which companies offer the best rates? Some insurance companies in Tennessee specialize in policies for drivers with poor credit and may offer more competitive pricing.
  • How can you save money? Choosing a higher deductible, maintaining a clean driving record, and bundling policies can help offset higher rates.
  • Are there discounts available? Look for safe driver discounts, multi-policy savings, or pay-in-full discounts to reduce your monthly payment.
  • Does improving credit help? Yes! While you can find cheap car insurance with bad credit, gradually improving your credit score may unlock lower rates over time.

Need a low-cost auto insurance quote in Murfreesboro? Get a free quote today and compare rates from top insurers!

Insurance CompanyAvg. Monthly Rate
Dairyland$165
Progressive Insurance$167
AssuranceAmerica$169
Nationwide$170
Acceptance RTR$171
Mendota Ins. Company$172
The General$179
GAINSCO$180
21st Century$185
American Family$185
USAA$186
State Auto$188
Travelers$194
National General$197

What Is the Best Car Insurance for Good Credit Holders in Murfreesboro, TN?

If you have good credit in Murfreesboro, TN, you can qualify for lower car insurance rates. Insurers consider a high credit score a sign of financial responsibility, which often means cheaper premiums.

  • Which companies offer the best rates? Many Tennessee insurance providers offer discounted rates for drivers with good or excellent credit. Comparing quotes can help find the best deal.
  • How can you maximize savings? Look for multi-policy discounts, safe driver savings, and pay-in-full options to reduce costs even further.
  • How much can good credit save you? Drivers with high credit scores may pay up to 20% less for auto insurance compared to those with lower scores.

Want the cheapest car insurance in Murfreesboro for good credit holders? Get a free quote today and start saving!

Insurance CompanyAvg. Monthly Rate
Nationwide$136
GAINSCO$139
Acceptance RTR$145
Mendota Ins. Company$146
National General$146
21st Century$149
Dairyland$150
The General$152
Geico$154
AssuranceAmerica$155
Progressive Insurance$157
Bristol West$158
Safeco$166
Farmers$175

How to Save with Bundle/Homeowners Discounts on Car Insurance in Murfreesboro, TN?

Want to save money on car insurance in Murfreesboro, TN? Bundling your auto and homeowners insurance is one of the easiest ways to lower your monthly premiums.

  • How much can you save? Many insurance companies in Tennessee offer 10% to 25% discounts when you bundle home and auto insurance with the same provider.
  • Who qualifies for bundling discounts? Homeowners, renters, and condo owners can take advantage of multi-policy savings when combining insurance policies.
  • Are there other ways to reduce costs? Installing home security systems, anti-theft devices in your car, and maintaining a clean driving record may qualify you for additional discounts.

Looking for the best home and auto insurance bundle in Murfreesboro? Get a free quote today and start saving!

Insurance CompanyAvg. Monthly Rate
Dairyland$125
21st Century$129
Acceptance RTR$132
Nationwide$140
Mendota Ins. Company$142
AssuranceAmerica$143
GAINSCO$144
Bristol West$150
Geico$152
The General$157
American Family$161
Progressive Insurance$163
State Farm$164
Safeco$169

What Are the Best Auto Insurance Options for Young Drivers in Murfreesboro, TN?

Are you a young driver in Murfreesboro, TN, looking for affordable car insurance? Insurance rates for young drivers are often higher, but there are ways to reduce costs while still getting good coverage.

  • Which companies offer the best rates? Some Tennessee insurance providers offer student discounts and good driver incentives to help lower premiums.
  • How can young drivers save money?
    • Take advantage of good student discounts (for maintaining a B average or higher).
    • Choose a higher deductible to reduce monthly payments.
    • Drive safely to qualify for accident-free discounts over time.
  • What type of coverage is best? Liability-only insurance is the cheapest option, but full coverage may be necessary for financed vehicles.

Need affordable auto insurance for young drivers in Murfreesboro? Get a free quote today and find the best rates for your situation!

Insurance CompanyAvg. Monthly Rate
Progressive Insurance$140
Bristol West$141
Dairyland$141
Acceptance RTR$145
National General$146
The General$153
AssuranceAmerica$167
American Family$171
USAA$171
Farmers$172
GAINSCO$172
Allstate$174
Mendota Ins. Company$180
21st Century$182

01.

Contact Us​

02.

Details

03.

Quote

04.

Decision

Why does my Murfreesboro zip code affect my car insurance rates?

In Murfreesboro, several local factors significantly influence the cost of auto insurance rates. The city’s unique weather conditions, crime rates, population density, and demographic trends play a crucial role in determining insurance premiums. Here’s how these specific factors affect auto insurance rates in Murfreesboro:

  1. Weather Conditions and Climate: Murfreesboro experiences a variety of weather conditions, including severe storms and occasional flooding. These extreme weather events can lead to higher risks of vehicle damage, thus potentially increasing insurance premiums.
  2. Crime Rates: Areas in Murfreesboro with higher crime rates, particularly vehicle theft and vandalism, can see increased insurance costs due to the elevated risk to insurers.
  3. Population Density: As a growing city, Murfreesboro’s increasing population density can lead to more traffic congestion and higher chances of road accidents, influencing insurance companies to raise premiums.
  4. Demographics: The demographic composition, including the age distribution of drivers (such as a higher proportion of young drivers), can affect risk assessments and insurance rates. Younger, less experienced drivers typically face higher premiums.
  5. Road Conditions and Traffic Patterns: The state of road infrastructure and common traffic patterns in Murfreesboro also play a role. Poor road conditions and areas prone to heavy traffic can lead to a higher likelihood of accidents, impacting insurance costs.

Understanding these local factors can help residents of Murfreesboro make informed decisions about their auto insurance and potentially find ways to mitigate higher costs.

ZIP CODES IN Murfreesboro, TN

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Don’t give up…we can help you find affordable rates, need an SR-22? We got you!

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Homeowners, renters, and mobile home owners: make sure you have the protection you need.

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Motorcycles, RVs, ATVs, life insurance, you name it…we can help!

Honda CR-V
Subaru Outback
Ford Escape
Jeep Wrangler
Toyota RAV4
Chevrolet Equinox
Mercedes-Benz S-Class
BMW M4
Audi R8
Tesla Model S
Dodge Charger Hellcat
Ford Mustang Shelby GT500

Frequently Asked Questions about Car Insurance Quotes in  Murfreesboro


What factors influence car insurance quotes in Murfreesboro?

Several factors, such as your driving history, vehicle type, and coverage preferences, impact car insurance quotes. For personalized insights, call us at 1.888.445.2793.

How can I lower my car insurance premium in Murfreesboro?

To reduce your car insurance premium, consider bundling policies, maintaining a good driving record, and exploring available discounts. Connect with our experts for tailored advice.

What types of coverage does A Plus Insurance offer for Murfreesboro drivers?

A Plus Insurance provides comprehensive coverage options, including liability, collision, and comprehensive insurance. Contact us for a free quote and personalized guidance.

Here’s What Our Clients Say About Us​

Last Updated on by Brian Muse

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