Best Car Insurance Quote Options in Murfreesboro, TN

Discover peace of mind on Murfreesboro roads with A Plus Insurance, your trusted insurance brokerage. Call now for a free quote and let us tailor the perfect car insurance coverage for you.

Tennessee State Liability Requirements

Required Liability Coverage:
$25,000 bodily injury liability per person
$50,000 bodily injury liability per accident
$25,000 property damage liability per accident
Uninsured Motorist Coverage: Rejection Form
Medical Payments: Rejection Form

Where to Find the Most Affordable SR22 Car Insurance Quotes: Murfreesboro, TN?

The most affordable SR22 car insurance quotes in Murfreesboro, TN, can be found through thorough comparison and consideration of various insurance providers. SR22 is a certificate of financial responsibility required for certain drivers. To secure the best rates, individuals should focus on maintaining a clean driving record and consider taking a defensive driving course, as these factors can significantly influence insurance premiums.

Insurance CompanyAvg. Monthly Rate
Dairyland$86
Progressive Insurance$101
Mendota Ins. Company$102
National General$103
The General$105
Liberty Mutual$114
Acceptance RTR$115
State Auto$115
AssuranceAmerica$120
Allstate$123
GAINSCO$127
Geico$133
USAA$135
Bristol West$138

SR22 Insurance Process in  Murfreesboro, TN

01.

Consultation​

We gather detailed information, ensuring you have all the facts before making a decision.

02.

Quote

Receive your SR22 insurance quote, customized to your unique needs and credit profile

03.

Filing

We work closely with the insurance carrier to ensure that the sr22 is filed with the state

04.

Policy Management

Our policy service doesn’t end once the documents are signed. We’re here for you, month to month.

What Are the Top Broad form/Non-Owners Car Insurance Options in Murfreesboro, TN?

Top broadform/non-owners car insurance options in Murfreesboro, TN, cater to those who don’t own a car but require coverage for driving rented or borrowed vehicles. When searching for the best non-owner insurance, potential clients should look into policies that offer flexible coverage limits. Additionally, maintaining a good driving history and opting for higher deductibles can further reduce the insurance rates.

Insurance CompanyAvg. Monthly Rate
Dairyland$65
Progressive Insurance$105
The General$123
Bristol West$136
Mendota Ins. Company$136
Geico$171
Allstate$209
State Farm$233
Acceptance RTR$250

How to Get the Lowest Car Insurance Quotes Murfreesboro Liability Only?

To get the lowest cost for liability-only insurance in Murfreesboro, TN, one should compare quotes from multiple insurance companies. Liability-only coverage is usually more affordable than full coverage as it provides protection against damages or injuries to others in an accident you cause. To lower these rates, consider bundling this policy with other insurance types or demonstrating safe driving habits to qualify for discounts.

Insurance CompanyAvg. Monthly Rate
The General$81
Bristol West$92
Progressive Insurance$92
National General$105
Mendota Ins. Company$110
AssuranceAmerica$112
USAA$114
Allstate$115
Dairyland$118
Nationwide$119
Acceptance RTR$141
Geico$145
Travelers$149
21st Century$153

Where Can I Find the Cheapest Full Coverage Car Insurance in Murfreesboro, TN?

Finding the cheapest full coverage car insurance quotes in Murfreesboro, TN, involves looking beyond just the price. Full coverage includes liability, collision, and comprehensive insurance, providing a comprehensive safety net. To reduce costs, individuals can opt for a policy with a higher deductible, ensure they have a good credit score, and inquire about discounts for anti-theft devices or safe driving records.

Insurance CompanyAvg. Monthly Rate
Progressive Insurance$136
National General$138
American Family$143
Travelers$143
The General$146
Farmers$147
Mendota Ins. Company$148
Nationwide$148
Bristol West$157
GAINSCO$162
21st Century$168
USAA$170
State Farm$176
AssuranceAmerica$178

Which Auto Insurance Offers the Best Rates for DUI, Accidents, and Violations in Murfreesboro, TN?

The best rates for car insurance quotes in Murfreesboro, TN, post-DUI, accidents, or violations, can be found by carefully comparing different insurers who specialize in high-risk coverage. Rates will be higher due to the increased risk, but taking a certified driving course and demonstrating improved driving habits can help lower premiums over time.

Insurance CompanyAvg. Monthly Rate
AssuranceAmerica$155
Dairyland$156
Acceptance RTR$171
Progressive Insurance$176
Nationwide$177
GAINSCO$182
Geico$182
Mendota Ins. Company$182
The General$183
Bristol West$184
21st Century$192
National General$193
USAA$211
Allstate$213

How to Obtain Cheapest Auto Insurance with Poor Credit in Murfreesboro, TN?

Obtaining the cheapest auto insurance with poor credit in Murfreesboro, TN, is challenging but possible. Insurers consider credit scores as a factor in determining risk and pricing policies. Improving your credit score over time, choosing a higher deductible, and seeking discounts for safe driving can help mitigate high costs.

Insurance CompanyAvg. Monthly Rate
Dairyland$165
Progressive Insurance$167
AssuranceAmerica$169
Nationwide$170
Acceptance RTR$171
Mendota Ins. Company$172
The General$179
GAINSCO$180
21st Century$185
American Family$185
USAA$186
State Auto$188
Travelers$194
National General$197

What Is the Best Car Insurance for Good Credit Holders in Murfreesboro, TN?

Good credit holders in Murfreesboro, TN, often have access to the best car insurance rates. Insurers view a high credit score as an indicator of responsibility, which typically translates to lower risk and, consequently, lower premiums. To maximize benefits, good credit holders should compare rates and inquire about additional discounts like multi-policy bundling.

Insurance CompanyAvg. Monthly Rate
Nationwide$136
GAINSCO$139
Acceptance RTR$145
Mendota Ins. Company$146
National General$146
21st Century$149
Dairyland$150
The General$152
Geico$154
AssuranceAmerica$155
Progressive Insurance$157
Bristol West$158
Safeco$166
Farmers$175

How to Save with Bundle/Homeowners Discount on Car Insurance in Murfreesboro, TN?

Saving on car insurance in Murfreesboro, TN, through bundle/homeowners discounts is a smart strategy. By bundling car insurance with homeowners or other types of insurance, one can often receive a substantial discount on premiums. Additionally, ensuring both your home and car are equipped with safety features can lead to further reductions.

Insurance CompanyAvg. Monthly Rate
Dairyland$125
21st Century$129
Acceptance RTR$132
Nationwide$140
Mendota Ins. Company$142
AssuranceAmerica$143
GAINSCO$144
Bristol West$150
Geico$152
The General$157
American Family$161
Progressive Insurance$163
State Farm$164
Safeco$169

What Are the Best Auto Insurance Options for Young Drivers in Murfreesboro, TN?

The best auto insurance options for young drivers in Murfreesboro, TN, involve finding policies that offer a balance between comprehensive coverage and affordable rates. Young drivers can benefit from looking into student discounts, opting for higher deductibles, and maintaining a clean driving record to keep insurance costs manageable.

Insurance CompanyAvg. Monthly Rate
Progressive Insurance$140
Bristol West$141
Dairyland$141
Acceptance RTR$145
National General$146
The General$153
AssuranceAmerica$167
American Family$171
USAA$171
Farmers$172
GAINSCO$172
Allstate$174
Mendota Ins. Company$180
21st Century$182

01.

Contact Us​

Start by reaching out to us, either online, by phone, or in person. Provide basic personal and vehicle information to initiate the quote process.

02.

Details

Provide more detailed information about your driving history, the vehicle you wish to insure, and any specific coverage needs or preferences you have

03.

Quote

We will process your information and present you with a customized insurance quote, outlining coverage options and prices tailored to your needs.

04.

Decision

Review the provided quote at your leisure. If you decide to proceed, you can finalize the policy, setting up payment and coverage start dates.

Why does my Murfreesboro zip code affect my car insurance rates?

In Murfreesboro, several local factors significantly influence the cost of auto insurance rates. The city’s unique weather conditions, crime rates, population density, and demographic trends play a crucial role in determining insurance premiums. Here’s how these specific factors affect auto insurance rates in Murfreesboro:

  1. Weather Conditions and Climate: Murfreesboro experiences a variety of weather conditions, including severe storms and occasional flooding. These extreme weather events can lead to higher risks of vehicle damage, thus potentially increasing insurance premiums.
  2. Crime Rates: Areas in Murfreesboro with higher crime rates, particularly vehicle theft and vandalism, can see increased insurance costs due to the elevated risk to insurers.
  3. Population Density: As a growing city, Murfreesboro’s increasing population density can lead to more traffic congestion and higher chances of road accidents, influencing insurance companies to raise premiums.
  4. Demographics: The demographic composition, including the age distribution of drivers (such as a higher proportion of young drivers), can affect risk assessments and insurance rates. Younger, less experienced drivers typically face higher premiums.
  5. Road Conditions and Traffic Patterns: The state of road infrastructure and common traffic patterns in Murfreesboro also play a role. Poor road conditions and areas prone to heavy traffic can lead to a higher likelihood of accidents, impacting insurance costs.

Understanding these local factors can help residents of Murfreesboro make informed decisions about their auto insurance and potentially find ways to mitigate higher costs.

ZIP CODES IN Murfreesboro, TN

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Don’t give up…we can help you find affordable rates, need an SR-22? We got you!

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Homeowners, renters, and mobile home owners: make sure you have the protection you need.

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Motorcycles, RVs, ATVs, life insurance, you name it…we can help!

Top models known for their lower insurance costs:

Certain cars are cheaper to insure due to factors like safety ratings, repair costs, theft rates, and overall risk. Vehicles with advanced safety features, good crash-test ratings, and lower repair expenses tend to have lower insurance premiums. Additionally, cars less prone to theft or with moderate engine power often come with cheaper insurance rates.

Honda CR-V
Subaru Outback
Ford Escape
Jeep Wrangler
Toyota RAV4
Chevrolet Equinox

WORST CARS known for their higher insurance costs

Certain cars command higher insurance premiums due to factors like high repair costs, increased theft rates, powerful engines, and elevated accident risks. These vehicles often include luxury cars, high-performance models, and some electric vehicles, contributing to pricier insurance rates.

Mercedes-Benz S-Class
BMW M4
Audi R8
Tesla Model S
Dodge Charger Hellcat
Ford Mustang Shelby GT500

Frequently Asked Questions about Car Insurance Quotes in  Murfreesboro


What factors influence car insurance quotes in Murfreesboro?

Several factors, such as your driving history, vehicle type, and coverage preferences, impact car insurance quotes. For personalized insights, call us at 1.888.445.2793.

How can I lower my car insurance premium in Murfreesboro?

To reduce your car insurance premium, consider bundling policies, maintaining a good driving record, and exploring available discounts. Connect with our experts for tailored advice.

What types of coverage does A Plus Insurance offer for Murfreesboro drivers?

A Plus Insurance provides comprehensive coverage options, including liability, collision, and comprehensive insurance. Contact us for a free quote and personalized guidance.

Here’s What Our Clients Say About Us​

Last Updated on by Veronica Moss

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