Discover Affordable Auto Insurance Options in Knoxville, TN

Looking for comprehensive coverage in Knoxville? A Plus Insurance offers tailored car insurance quotes to safeguard your vehicle and peace of mind. Call for a free quote today!

Tennessee State Liability Requirements

Required Liability Coverage:
$25,000 bodily injury liability per person
$50,000 bodily injury liability per accident
$25,000 property damage liability per accident
Uninsured Motorist Coverage: Rejection Form
Medical Payments: Rejection Form

How to Find Low-Cost Auto Insurance for Young Drivers in Knoxville, TN

Young drivers in Knoxville, TN can find affordable car insurance quotes by exploring options with insurers like GEICO and State Farm. These companies offer competitive rates for younger drivers. Beyond choosing the right insurer, young drivers can lower their rates by maintaining good grades for student discounts, opting for a higher deductible, and taking defensive driving courses.

Insurance CompanyAverage Monthly Rate
Bristol West$139
American Family$141
Progressive Insurance$144
Acceptance RTR$154
National General$157
21st Century$171

Where to Get the Cheapest Auto Insurance with Bad or Poor Credit in Knoxville, TN

For those with bad or poor credit in Knoxville, TN, affordable car insurance is available through providers like Assurance America and Progressive. They offer rates that consider more than just credit scores. To further reduce premiums, individuals should work on improving their credit scores, choose a policy with a higher deductible, and look for insurers that offer discounts for automatic payments or paperless billing.

Insurance CompanyAverage Monthly Rate
National General$158
The General$159
Acceptance RTR$164
Mendota Ins. Company$167
Progressive Insurance$173
State Auto$186
21st Century$193
Bristol West$197

Best Car Insurance Quotes Knoxville with Bundle/Homeowners Discounts

In Knoxville, TN, bundling car insurance with other insurance products like motorcycle or homeowners insurance can lead to significant savings. Companies like Allstate and Nationwide offer attractive bundle discounts.

Homeowners can maximize savings by maintaining a good claim history, installing safety devices in their homes and vehicles, and regularly reviewing their policy for any additional savings opportunities.

Insurance CompanyAverage Monthly Rate
21st Century$135
Mendota Ins. Company$136
Acceptance RTR$140
Bristol West$143
The General$153
Progressive Insurance$154
State Auto$160
American Family$167

Who Offers the Least Expensive SR22 Auto Insurance in Knoxville, TN?

Drivers requiring SR22 insurance in Knoxville, TN, can find affordable options with The General and Dairyland. These companies specialize in SR22 coverage. Drivers can keep costs down by maintaining a clean driving record post-SR22, choosing a policy with a higher deductible, and driving a vehicle that is cheaper to insure.

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2024 Car insurance quotes Knoxville
Progressive Insurance$95
Mendota Ins. Company$97
National General$98
The General$98
Acceptance RTR$101
21st Century$125
Liberty Mutual$130

SR22 Insurance Process in Knoxville, TN



We gather detailed information, ensuring you have all the facts before making a decision.



Receive your SR22 insurance quote, customized to your unique needs and credit profile



We work closely with the insurance carrier to ensure that the sr22 is filed with the state


Policy Management

Our policy service doesn’t end once the documents are signed. We’re here for you, month to month.

Top Choices for Low-Cost Car Insurance for Female Drivers in Knoxville, TN

Drivers requiring SR22 insurance in Knoxville, TN, can find affordable options with The General and Dairyland. These companies specialize in SR22 coverage. Drivers can keep costs down by maintaining a clean driving record post-SR22, choosing a policy with a higher deductible, and driving a vehicle that is cheaper to insure.

21st Century$136
Progressive Insurance$141
The General$141
Bristol West$144
Mendota Ins. Company$145
National General$150
Acceptance RTR$157
American Family$164

Discover the Best Liability Only Car Insurance Quotes Knoxville, TN

For liability only insurance in Knoxville, TN, drivers can turn to insurers like GEICO and State Farm for competitive rates. This minimal coverage option is generally more affordable. Drivers can lower their premiums by driving vehicles with a low insurance cost, maintaining a clean driving record, and choosing a higher deductible.

The General$86
Acceptance RTR$90
National General$91
Progressive Insurance$92
Mendota Ins. Company$97
Bristol West$101
21st Century$110
American Family$114
State Farm$125

How to Get the Least Expensive Car Insurance with Good Credit in Knoxville, TN

Drivers with good credit in Knoxville, TN, can secure lower car insurance rates from providers like Suncoast and Allstate. A high credit score often translates to lower premiums. To enhance savings, drivers should regularly check their credit reports for accuracy, opt for electronic billing, and inquire about additional discounts for responsible financial behavior.

Acceptance RTR$141
National General$143
The General$155
Bristol West$159
Progressive Insurance$159
Mendota Ins. Company$161
21st Century$162
American Family$165

Where to Find the Cheapest Auto Insurance for DUI, Accidents, and Violations in Knoxville, TN

Individuals in Knoxville, TN, with a history of DUIs, accidents, or violations can find affordable insurance through carriers like The General and Progressive. These insurers offer policies that cater to high-risk drivers. To reduce insurance costs, it’s crucial to maintain a clean driving record moving forward, complete a state-approved driving course, and consider a policy with a higher deductible.

Acceptance RTR$161
National General$168
Bristol West$181
Mendota Ins. Company$181
The General$182
21st Century$185
Progressive Insurance$194
Liberty Mutual$201

Finding the Cheapest Broadform/Non-Owners Car Insurance in Knoxville, TN

For the cheapest broadform or non-owners car insurance in Knoxville, TN, drivers should look at companies like Dairyland and Nationwide. These insurers provide flexible options for drivers who don’t own a vehicle but require insurance coverage. To keep premiums low, drivers should maintain a good driving history, opt for limited coverage that meets their needs, and compare quotes regularly to ensure they are getting the best deal.

How to Get a Free Car Insurance Quote Knoxville, TN


Contact Us​

Start by reaching out to us, either online, by phone, or in person. Provide basic personal and vehicle information to initiate the quote process.



Provide more detailed information about your driving history, the vehicle you wish to insure, and any specific coverage needs or preferences you have



We will process your information and present you with a customized insurance quote, outlining coverage options and prices tailored to your needs.



Review the provided quote at your leisure. If you decide to proceed, you can finalize the policy, setting up payment and coverage start dates.

Why does my Knoxville zip code affect my car insurance rates?

In Knoxville, various factors significantly influence auto insurance rates. These include local weather conditions, crime rates, population density, and demographic profiles. Each of these elements contributes uniquely to how insurance premiums are calculated in the area.

  1. Weather Conditions and Climate: Knoxville experiences a range of weather conditions, including heavy rainfall and occasional snow, which can increase the likelihood of accidents due to slippery roads. This increased risk can lead to higher auto insurance rates.
  2. Crime Rates: The local crime rate, especially regarding vehicle theft and vandalism, directly impacts insurance costs. Areas with higher crime rates typically see increased insurance premiums due to the greater risk of theft or damage to vehicles.
  3. Population Density: Higher population density often correlates with increased traffic and a higher likelihood of accidents. In densely populated areas like certain parts of Knoxville, this can lead to higher insurance rates due to the elevated risk of collisions.
  4. Demographics: The demographic makeup, including the age distribution of drivers in Knoxville, can affect insurance rates. Younger drivers, typically under 25, are often considered higher risk, which can influence overall insurance costs in areas with a younger population.
  5. Economic Factors: The general economic environment, including average income levels and employment rates in Knoxville, can also impact insurance rates. These factors can influence the types of coverage that residents choose and their ability to afford comprehensive insurance.

ZIP CODES IN Knoxville, TN

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Motorcycles, RVs, ATVs, life insurance, you name it…we can help!

Top models known for their lower insurance costs:

Certain cars are cheaper to insure due to factors like safety ratings, repair costs, theft rates, and overall risk. Vehicles with advanced safety features, good crash-test ratings, and lower repair expenses tend to have lower insurance premiums. Additionally, cars less prone to theft or with moderate engine power often come with cheaper insurance rates.

Honda CR-V
Subaru Outback
Ford Escape
Jeep Wrangler
Toyota RAV4
Chevrolet Equinox

WORST CARS known for their higher insurance costs

Certain cars command higher insurance premiums due to factors like high repair costs, increased theft rates, powerful engines, and elevated accident risks. These vehicles often include luxury cars, high-performance models, and some electric vehicles, contributing to pricier insurance rates.

Mercedes-Benz S-Class
Audi R8
Tesla Model S
Dodge Charger Hellcat
Ford Mustang Shelby GT500

Frequently Asked Questions about Car Insurance Quotes in Knoxville

What factors influence car insurance quotes in Knoxville?

Several factors affect car insurance quotes, including driving history, vehicle make/model, coverage limits, and ZIP code.

How can I get a personalized car insurance quote in Knoxville?

Contact A Plus Insurance at 1.888.445.2793 for a personalized car insurance quote tailored to your needs.

Are there specific discounts available for car insurance in Knoxville?

Yes, various discounts, such as safe driver discounts or bundled policies, may be available. Contact us to explore available discounts.

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Last Updated on by Veronica Moss

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