Vehicle Insurance: All about Liability Insurance in Vermont

Minimum Liability Requirements for Vermont: 25/50/10

Vermont Auto Insurance Requirements: Is Vermont An At-Fault State?

The answer is Yes! Vermont is one of the states that is known for being an at-fault state, meaning in Vermont who were to cause an accident insurance is authorized to pay for the damage. Vermont car insurance laws legally require liability insurance these listed are the minimum liability coverages.

  • $25,000 liability coverage for bodily injury or death of one person in an accident caused by the owner/driver of the insured vehicle
  • $50,000 liability coverage for total bodily injury or death liability in an accident caused by the owner/driver of the insured vehicle
  • $10,000 liability coverage for property damage per accident caused by the owner/driver of the insured vehicle

Vermont Auto Insurance Requirements: Cost for Liability Only

CityPrice
Highgate$106.00
Bristol$108.00
Burlington$94.00
Hartford$88.00
Bennington$104.00
Richmond$91.00
Barre city$99.00
St. Albans$103.00
Richford$108.00
Colchester$98.00
Weathersfield$93.00
Milton$90.00
Morristown$96.00
Winooski$103.00
Derby$94.00
Barton$99.00
Hinesburg$89.00
Charlotte$88.00
Vergennes$97.00
Underhill$89.00
Newport$87.00
Shelburne$105.00
Rutland$95.00
Essex$105.00
Stowe$95.00
Jericho$105.00
St. Albans city$88.00
Berlin$96.00
Westminster$97.00
Chester$99.00
Bellows Falls$104.00
Shaftsbury$100.00
Waterbury$94.00
Putney$88.00
Thetford$106.00
Rockingham$96.00
Pittsford$100.00
Middlebury$102.00
Manchester$99.00
Fair Haven$91.00
East Montpelier$96.00
Enosburgh$88.00
Williamstown$98.00
Georgia$86.00
Ferrisburgh$92.00
Poultney$105.00
Swanton$103.00
Lyndon$102.00
Pownal$92.00
Vermont Auto Insurance Requirements

Vermont Auto Insurance Requirements: Vermont Car Insurance Laws

Besides liability insurance is a legal requirement, You also have Uninsured/Underinsured Motorist Coverage which is 50/100/10.

Uninsured/Underinsured Motorist Coverage is also legally required in Vermont, It goes toward helping bills that were caused in an accident by an uninsured/underinsured driver who is found at fault.

  • $50,000 bodily injury coverage per person is the total of what an insurer will pay for a single person injured in your vehicle by an uninsured/underinsured driver.
  • $100,000 bodily injury coverage per accident reflects the maximum dollar amount paid for all injuries in your vehicle by an uninsured/underinsured driver if more than one person is hurt.
  • $10,000 property damage coverage per accident is the upper limit dollar paid for damage caused to your vehicle by an uninsured/underinsured driver.

Vermont Auto Insurance Requirements: Should I Upgrade to Full Coverage

CityAverage Cost
Brambleton$174
Ashburn$178
Laurel$167
Montclair$179
Leesburg$168
Tuckahoe$152
Hampton$166
Neabsco$177
Blacksburg$177
Hopewell$166
Woodlawn CDP$182
Radford$161
Lake Ridge$162
Fairfax$147
Oakton$167
McNair$162
Cherry Hill$156
Fredericksburg$146
Virginia Beach$161
Portsmouth$159
Chantilly$174
South Riding$151
Chester$162
Short Pump$147
Lincolnia$168
Buckhall$168
Salem$148
Fair Oaks$176
Richmond$154
Merrifield$177
Norfolk$164
Tysons$177
Sudley$158
Franconia$173
Bailey’s Crossroads$160
Linton Hall$147
Marumsco$174
Waynesboro$174
Arlington$169
Harrisonburg$152
Herndon$153
West Springfield$176
Rose Hill$153
Kingstowne$164
Lorton$165
Reston$174
Suffolk$147
Roanoke$171
Centreville$168
Bon Air$154
Chesapeake$163
Staunton$169
Dale City$161
Danville$159
Alexandria$174
Springfield$148
Culpeper$163
Charlottesville$149
Annandale$146
Christiansburg$160
Newport News$178
Burke$179
Franklin Farm$146
Meadowbrook$150
Mechanicsville$147
Idylwood$173
Winchester$176
Manassas$174
Cave Spring$180
Sterling$150
Petersburg$160
McLean$163
West Falls Church$150
Burke Centre$171
Vermont Auto Insurance Requirements
car icon

Don’t give up…we can help you find affordable rates, need an SR-22? We got you!

house icon

Homeowners, renters, and mobile home owners: make sure you have the protection you need.

motorcycle icon 2

Motorcycles, RVs, ATVs, life insurance, you name it…we can help!

Vermont Auto Insurance Requirements: Best Auto Insurance in Vermont

Although liability and uninsured/underinsured are legal Vermont auto insurance requirements in Vermont you still have the additional option of other possible coverages which could be…

Auto Insurance Coverage Types Explained

  • Comprehensive: This will pay for damages to your vehicle that arise from non-collision circumstances (though it also covers collisions with animals). It covers perils such as theft and damage related to weather events.
  • Collision: This will pay for damages after a collision with another motorist or a stationary object.
  • Loan/Lease Payoff: Also known as gap coverage, this will pay the difference between what you owe on a loan and your car’s actual cash value. This will help if you currently owe more than your car is actually worth.
  • Medical Payments: This will go towards paying for your medical expenses as well as those in your vehicle. It is available regardless of who is at fault.
  • Rental Car Reimbursement: If your car is unable to be driven, this coverage will pay for a rental car until yours can be fixed.
  • Roadside Assistance: Many insurance companies offer some form of roadside assistance that can help with things such as flat tires, dead batteries, and towing expenses.

Who Has the Lowest Liability Price in Vermont (By City)

CityAverage Cost
ChristiansburgProgressive
Lake RidgeThe General
NorfolkProgressive
BurkeFarmers
SterlingProgressive
Dale CityLiberty Mutual
McLeanFarmers
HerndonGeico
SudleyThe General
TysonsProgressive
BrambletonThe General
Linton HallThe General
FranconiaGeico
Cave SpringProgressive
AlexandriaDairyland*
ChesterThe General
SpringfieldGeico
HopewellThe General
MechanicsvilleLiberty Mutual
ChesapeakeThe General
MontclairThe General
OaktonNational General
LaurelFarmers
WinchesterGeico
MarumscoProgressive
CulpeperProgressive
ChantillyBristol West
SalemGeico
IdylwoodThe General
Franklin FarmDairyland*
McNairThe General
Fair OaksProgressive
ArlingtonThe General
AnnandaleDairyland*
West SpringfieldDairyland*
HamptonNational General
DanvilleThe General
Burke CentreBristol West
AshburnThe General
CharlottesvilleProgressive
RadfordDairyland*
BlacksburgThe General
FairfaxProgressive
TuckahoeProgressive
Woodlawn CDPProgressive
LincolniaFarmers
Vermont Auto Insurance Requirements

Vermont Auto Insurance Requirements: Best Prices

CarrierLiabilityFull Coverage
Geico$81$185
National General$81$134
The General$88$164
Progressive$95$160
Mendota$104$177
Assurance America$106$169
Bristol West$110$173
Travelers$114$151
Dairyland$119$212
State Auto$119$199
State Farm$123$151
American Family$131$159
Safeco$132$197
Acceptance RTR$133$161
USAA$135$151
Liberty Mutal$138$202
Allstate$140$157
21 Centry$150$172
Nationwide$156$162
Gainsco$174$163
Farmers$176$148
Here’s What Our Clients Say About Us​

What factors affect auto insurance rates in Parker, CO?

Auto insurance rates in Parker, CO can be influenced by factors such as driving history, type of vehicle, coverage options, and the area’s specific risks.

How can I find the best auto insurance coverage in Parker, CO?

To find the best auto insurance coverage in Parker, CO, consider comparing quotes from multiple providers, assessing coverage options, and checking for discounts that apply to your situation.

Is there a contact number for discussing auto insurance in Parker, CO?

For inquiries about auto insurance in Parker, CO, please call us at 1.888.445.2793.

What are the requirements for car insurance in Vermont?

In Vermont, the requirements for car insurance typically include liability insurance for bodily injury and property damage. It’s important to comply with the state’s minimum insurance coverage limits.

OTHER HELPFUL LINKS: SUGGESTIONS

Additional Vermont Insurance
Auto Insurance | Vermont
Full Coverage Insurance | Vermont
Motorcycle Insurance | Vermont
SR22 Insurance | Vermont
Homeowners Insurance | Vermont
Vermont Auto Insurance Requirements

Last Updated on by Marlon Moss

Spread the love
Scroll to Top