Like most things in life credit does affect your car insurance rates. See the table below for rates in Waxahachie averaged by best, to worst credit scores.
|Credit Impact on Insurance rates in Waxahachie|
Average Premium by Score
Discounts you may be eligible for In Waxahachie, Texas
Based on your insurance history, marital status, education background you could be eligible for several discounts on your auto insurance policy. See the information above for other possible discounts!
|Impact on rates||Discounts Available|
|High||No Accidents or Violations|
|High||Paid in Full|
|Very High||Continuous Insurance|
Do age and gender matter when it comes to your car insurance rates?
Statically, women do pay less than men on their car insurance premiums. Age also is a large factor in making up your insurance rates, drivers over the age of 25 should see lower rates!
|16-18||$ 231.84||$ 184.09|
|19-24||$ 193.20||$ 161.00|
|25-30||$ 139.84||$ 124.84|
|31-40||$ 110.40||$ 106.08|
|41-50||$ 109.48||$ 98.44|
|50-65||$ 99.36||$ 101.48|
|65+||$ 106.08||$ 114.08|
Insurance Rating factors and how they can impact your premiums in Waxahachie, Texas
Many different factors go into making up your car insurance premiums. Some of these factors are listed below with a degree in how much they impact your rate individually.
|Vehicle Make and Model||Medium|
|How many drivers per vehicles listed||medium|
|vehicle performance (symbol)||Medium|
|anti theft device||Low|
|vehicle safety features||Medium|
Violations and how long they affect your car insurance rates in Waxahachie, Texas
Violations can follow us around so to speak for quite a long period of time. Accidents do affect our driving records longer than others, see the table below for more information.
|Violation Name||Major, Minor, or Non Moving||How Long it Will Affect Your Insurance Rates|
|Failure to maintain Clear Distance (tailgating||Minor||3 Years|
|Failure to Yeld||Minor||3 Years|
|Using a Cell Phone with Driving||Minor||3 Years|
|Expired Tags||Non Moving||NA*|
|No Proof of insurance||Non Moving||NA*|
|Reckless Driving||Major||5 Years|
|Driving without a License||Major||3 Years|
|Failure to Use Turn Signal||Minor||3 Years|
|Failure to Secure Load to truck/trailer||Minor||3 Years|
|Running a Traffic Light or Stop Sign||Minor||3 Years|
Last Updated on August 30, 2021 by Katie Sopko