What Rating Factors Have An Impact On Your Insurance Rates?
Lancaster Insurance-There are several factors that have an impact on your auto insurance rates. What are those factors? How much of an impact do they really have? If you look at the chart below, you will see we listed some common factors and how much of an impact they do have on your rates.
Major Violations (DUI,DWI,etc)
Type of Vehicle Coverage
Vehicle Make and Model
How many drivers per vehicles listed
How Your Credit Affects Your Insurance Rates
Credit Impact on Insurance rates in Lancaster Average Premium by Score
A common factor that impacts your rates, is your credit. Lancaster Insurance companies can look at your credit score and that be a determining factor on if your rates will be high or not. Check out the list above to see some examples.
How Your Age And Gender Can Impact Your Rates
May be hard to believe, but did you know that your age and gender can have an impact on your Lancaster Insurance rates? Yes! Your rates can be determined by how old you are and how much driving experience you have and by your gender too. See some example rates below.
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Violations And How Long They Can Impact Your Rates
Major, Minor, or Non Moving
How Long it Will Affect Your Insurance Rates
Failure to Stop for a Pedestrian Side walk
Driving without a License
Crossing over a Center Divider
Failure to Secure Load to truck/trailer
Failure to Yeld
At Fault Accident
Improper Lane use
Failure to Use Turn Signal
Failure to maintain Clear Distance (tailgating
Everyone knows that violations can have a major impact on your rates. There are lots of different violations though. So, which ones are major enough to affect your rates, and which ones are just minor? We made it easy on you and have listed some violations and how long they can stay affecting your Lancaster Insurance rates.
Discounts And How They Help Your Rates
Lancaster Insurance,More on a positive note, lets go over some factors that have a good effect on your rates. This Is Discounts! Yes, insurance companies do offer discounts! When you look at the chart below, you will see on the right side some discounts that you may be eligible for and on the left side, how much of an impact those discounts have on your rates!