- We Save Our Customer In Cleburne An Average Of $591.55 Per Year
- Cleburne Insurance: Top 12 Vehicles We Insure in Cleburne
- Cleburne Insurance Sample Rates
- Cleburne Insurance Best Liability Insurance Rates in Cleburne
- Cleburne Insurance: Rating Factors
- Cleburne Insurance: How Age And Gender Affects Your Rate
- Insurance Companies We Represent in Cleburne
- Cleburne Insurance Liability And Full Coverage Rates
- Cleburne Insurance – Rating Factors
- INSURANCE SERVICES WE OFFER
- Frequently Asked Questions about A Plus Insurance (formerly Cleburne Insurance)
- Edit Article Information
Texas has a State Minimum Requirement for Liability of: 30 / 60 / 25
| Bodily Injury for One Individual | Bodily Injury for Multiple Individuals | Property Damage |
|---|---|---|
| $30,000 | $60,000 | $25,000 |
We Save Our Customer In Cleburne An Average Of $591.55 Per Year
Throughout the year, imagine what you could save on your auto insurance. Who does not like to save money? Savings here in Cleburne, TX can be significant. It has been proven to save up to $591.55 a year for some of our clients. Below is a chart of just some of the things you can do with your savings.
| Number of Candy bars you could buy | 435 |
| Months of Netflix you could afford with your savings | 43 |
| Number of Peanuts you could buy | 107568 |
Cleburne Insurance: Top 12 Vehicles We Insure in Cleburne
Car insurance pricing is an intricate process now a days. One of the factors within your power that adds to auto insurance premiums is the vehicle make and model you choose. Majority of the vehicles range from high-performance vehicles, luxury SUVs, sports cars, to the ones that have a low MSRP. The list below shows a variety of vehicles that we insure here in Cleburne. Acura’s and GMC are some of the top ranked vehicles here.
| Rank | Vehicle Make |
|---|---|
| 1 | Acura |
| 2 | GMC |
| 3 | Mazda |
| 4 | Ford |
| 5 | Ford F-Models |
| 6 | Volkswagen |
| 7 | Lexus |
| 8 | Honda |
| 9 | Volvo |
| 10 | Chevrolet |
| 11 | Nissan |
| 12 | Toyota |
Cleburne Insurance Sample Rates
With the amounts of discounts, and rating factors there are in auto insurance. The rates will be different for everyone. You generally hear about auto insurance being high for a person or super low for another yet they have the same vehicle. Insurance score, credit score, driving history all impact rates. Below are some sample rates that you can compare yourself too. Be sure to give us a call to give you something accurate.
| Sample Rates in Cleburne, Texas |
|---|
| Sample Quote/ Policy Location: Cleburne Agent: Katie Current Company: Viking Previous Company: American Family Who: Female Age: 62 Vehicle: Chevrolet S10 Crew Cab Type of Coverage: Liability , Uninsured Motorist Notes: Now, DUI Rate: $280 |
| Sample Quote/ Policy Location: Cleburne Agent: Amy Current Company: The General Previous Company: Travelers Who: Motorist Age: 16 Vehicle: Mercedes-Benz 300SD Type of Coverage: Liability Insurance , SR22 Notes: Ticket, ID Cards Rate: $144 |
| Sample Quote/ Policy Location: Cleburne Agent: Jola Current Company: Progressive Previous Company: Sentry Who: Client Age: 57 Vehicle: Mercedes-Benz 300TE Type of Coverage: Liability , State Min Notes: Coverage, Speeding Rate: $303 |
| Sample Quote/ Policy Location: Cleburne Agent: Lauren Current Company: Progressive Previous Company: Sentry Who: Client Age: 49 Vehicle: Lincoln MKT Type of Coverage: Liability Only , State Min Notes: Coverage, DUI Rate: $160 |
| Sample Quote/ Policy Location: Cleburne Agent: Shawn Current Company: Progressive Previous Company: American Family Who: Resident Age: 20 Vehicle: Dodge D350 Club Cab Type of Coverage: Liability , State Min Notes: Quotes, Snapshot Rate: $221 |
| Sample Quote/ Policy Location: Cleburne Agent: Jola Current Company: The General Previous Company: Bristol West Who: Licensed Driver Driver Age: 28 Vehicle: Mitsubishi Expo Type of Coverage: Full Coverage , Uninsured Motorist Notes: Estimate, Uninsured Rate: $142 |
Cleburne Insurance Best Liability Insurance Rates in Cleburne
Several of our companies offer great competitive rates here in Cleburne, TX. Liability insurance that is required by the state will be the most comparable between Mendota Insurance and Dairyland. Within these two companies, the rates can go below $100 a month which is not bad considering some other carries in our area. If you are looking for some cheap auto insurance just liability coverage, be sure to give us a call.
| Rank | Company | Average Price |
|---|---|---|
| 1 | Mendota | $97.00 |
| 2 | Dairyland (Viking) | $98.00 |
| 3 | The General | $100.00 |
| 4 | Progressive | $110.00 |
| 5 | Bristol West | $120.00 |
| 6 | Travelers | $135.00 |
| 7 | Liberty Mutual | $145.00 |
Cleburne Insurance: Rating Factors
Insurance all together can have many different things that effect it. Weather it be highly impacting your rate or slim to none. Some of the factors in the table below that will impact your rate. Between Age, and your credit history, and if you have had any major violations in the last 5 years, that will really give you what your premium looks like.
| Factor | Rate Impact |
|---|---|
| Anti Theft Device | Low |
| Marital Status | Medium |
| Major Violations (DUI,DWI,etc) | High |
| Lienholder | None |
| How Many Drivers Per Vehicles Listed | Medium |
| Age | High |
| Credit History | High |
| State Requirements | Medium |
| Claims History | Medium |
| Vehicle Safety Features | Medium |
Cleburne Insurance: How Age And Gender Affects Your Rate
Believe it or not, age and gender do affect your insurance premium. Statistically; older, more experienced drivers, have less accidents therefore less claims on their insurance. They become a preferred customer based on their safe driving habits, and in return receive lower insurance rates. Younger drivers lacking experience will pay a higher insurance premium, until the hit a certain age – usually 25 years old.
| Type of Coverage | Our Top Companies |
|---|---|
| Commercial Auto Insurance | Progressive |
| Renters Insurance | ASI, Foremost |
| Boat Insurance | Travelers, Progressive |
| Home Insurance | Travelers, ASI, Foremost Star |
| Car Insurance | Progressive, Dairyland, |
| Business Insurance | BTIS, Hiscox |
| Motorcycle Insurance | Dairyland, Progressive |
Insurance Companies We Represent in Cleburne
A Plus Insurance partners with several insurance companies to be able to shop and compare competitive rates for each of our customers and their tailored needs. Progressive and Travelers are our top, preferred insurance companies offering great rates for customers with clean driving records and continues insurance. Some smaller companies in Cleburne, Texas include Mendota, Suncoast, Bristol west and Dairyland insurance.
| Insurance Companies in Cleburne, Texas that We Represent |
|---|
| Mendota |
| Travelers |
| ASI |
| Suncoast |
| Victory |
| Bristol West |
| Assurance America |
| Foremost Star |
| Progressive |
| Dairyland |
| USLI |
| Safeway |
| Best Choice |
| The General |
| Orion 181 |
| Gainsco |
Cleburne Insurance Liability And Full Coverage Rates
Minimum Liability requirements vary depending upon the state. In Cleburne Texas, the minimum requirements to make you legal on the road are – 30/60/25. Liability protects the other party from you in the event of an accident. This breaks down to mean, $30,000 per person for bodily injury, up to $60,000 per accident, and $25,000 for property damage. You can adjust your liability limits for higher coverage, if desired.
| Liability Insurance rates in Cleburne | Liability State Average |
|---|---|
| $485.25 | $510.15 |
| Full Coverage Insurance in Cleburne | Full Coverage TX Average |
|---|---|
| $879.85 | $934.59 |
Cleburne Insurance – Rating Factors
When determining auto insurance rates in Texas, insurance companies consider various factors to assess the level of risk associated with insuring a driver. Here are some common rating factors that insurers typically take into account when calculating auto insurance premiums in Texas:
- Driving Record: One of the most significant factors influencing auto insurance rates is your driving record. Insurance companies assess your history of accidents, traffic violations, and claims to gauge your likelihood of future accidents.
- Age and Gender: Younger drivers, especially teenagers, tend to have higher insurance rates due to their lack of driving experience and higher accident risk. Gender can also be a rating factor, with young male drivers typically facing higher premiums than females of the same age due to statistical risk differences.
- Vehicle Type and Usage: The make, model, and year of your vehicle can impact insurance rates. High-performance cars, luxury vehicles, and vehicles with expensive repair costs may have higher premiums. Additionally, how you use your vehicle, such as for commuting or pleasure, can influence rates.
- Credit History: In many states, including Texas, insurance companies use credit-based insurance scores to help determine premiums. A higher credit score is often associated with lower insurance rates, as it’s viewed as an indicator of financial responsibility.
- Location: Where you live can affect your auto insurance rates. Urban areas tend to have higher rates due to increased traffic congestion, higher rates of accidents, and higher incidences of theft and vandalism.
- Coverage and Deductibles: The types and amounts of coverage you choose, as well as your deductible amounts, can impact your insurance premiums. Opting for higher coverage limits or lower deductibles typically results in higher premiums, while choosing lower coverage limits or higher deductibles can lead to lower premiums.
- Marital Status: Married individuals may receive lower insurance rates compared to single individuals, as they are statistically considered to be less risky drivers.
- Driving Habits: Factors such as the length of your daily commute, annual mileage, and whether you use your vehicle for business purposes can affect your insurance rates.
- Claims History: Your history of insurance claims, including both the frequency and severity of claims, can influence your insurance rates. Individuals with a history of filing numerous claims may face higher premiums.
- Discounts and Loyalty Programs: Insurance companies often offer discounts for various factors, such as bundling multiple policies, having a clean driving record, completing defensive driving courses, or installing safety features in your vehicle.
It’s important to note that each insurance company weighs these factors differently, so rates can vary significantly from one insurer to another.
INSURANCE SERVICES WE OFFER
Homeowners Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
Frequently Asked Questions about A Plus Insurance (formerly Cleburne Insurance)
Q1: What types of insurance does A Plus Insurance offer?
A Plus Insurance offers a wide range of insurance options, including auto, home, life, and business insurance.
Q2: How can I contact A Plus Insurance?
You can reach us at 1.888.445.2793 for any inquiries or assistance with your insurance needs.
Q3: Do I need an appointment to get a quote from A Plus Insurance?
No appointment is necessary. You can request a quote online through our website or give us a call at 1.888.445.2793 to speak with a representative.
Edit Article Information
Here you can edit the information about Cleburne Insurance.
- Get the latest information on Cleburne Insurance services.
- Learn about coverage options and insurance rates.
- For inquiries or quotes, call us at 1.888.445.2793.
Last Updated on by Marlon Moss