Best Homeowners Insurance Bluffton, SC: Finding the best Rates
Best Bluffton South Carolina Homeowners Insurance
Homeowners insurance rates not as affordable as you would like in Bluffton, SC? Let A Plus Insurance fix that for you!
- Homeowners Insurance Bluffton SC – Which companies have the best rates?
- Which companies offer Bluffton Homeowners Insurance?
- Bluffton Homeowners Insurance Discounts You Need to Know About!
- Products to bundle with Bluffton Homeowners Insurance
- Most common Causes for Loss and claims for Bluffton Homeowners Insurance (and nationwide)
- Why Your Policy Might be so High: Rating factors for Bluffton Homeowners Insurance
- Bluffton, South Carolina Homeowners Insurance: Do You Know What Your Insurance Covers?
- Average Cost of Homeowners Insurance in SC (by city)
- How Much Is Bluffton Homeowners Insurance? Rates by company
- Homeowners Insurance Bluffton SC Most Frequently Asked Questions
- Additional Helpful Links For Your Auto and Home Insurance Needs
- Questions About Homeowners Insurance In Another State?
- Other Guides to the Best Insurance Rates in Bluffton
Homeowners Insurance Bluffton SC – Which companies have the best rates?
It is important to keep in mind, that not all home insurance providers offer the same insurance prices. It is best to get multiple home insurance quotes before making a decision to insure that you are getting the best coverage, for the best price.
Check below to see the companies in your area that are top contenders for the most affordable home insurance rates.
| Company | Rank |
|---|---|
| Hartford | 1 |
| American International | 2 |
| Travelers | 3 |
| State Farm | 4 |
| Progressive | 5 |
| MetLife Inc. | 6 |
| Nationwide | 7 |
| USAA | 8 |
| Chubb | 9 |
Which companies offer Bluffton Homeowners Insurance?
Did you just purchase a home in Bluffton South Carolina? We made it easy for you and listed a few companies that offer Homeowners there!
If you do not want to do the work yourself, call one of our agents today for a free, fast home insurance quote. Our agents are knowledgeable and able to find you the coverage you need, for the price you want by comparing multiple insurance companies for you.
| Company | Homeowners Offered |
|---|---|
| Progressive | yes |
| Nationwide | yes |
| USAA | yes |
| MetLife Inc. | yes |
| Hartford | yes |
| Farmers Insurance | yes |
| Travelers | yes |
| American International | yes |
| Auto-Owners | yes |
| American Family | yes |
| Allstate Corp. | yes |
| Chubb | yes |
| Liberty Mutual | yes |
| Statefarm | yes |
Bluffton Homeowners Insurance Discounts You Need to Know About!
Everyone wants discounts where they can get them! Did you know that there are numerous ways you can get discounts on your homeowners insurance? We have listed some below for you to check out!
Some of the discounts available have to do with home safety features to avoid accidents, such as smoke alarm, fire extinguisher, and home security system.
Other discounts include a Pay in full discount, where the insured pays the entire premium for the year up front, leading to hundreds of dollars in savings.
Other great money saving discounts include the bundling discount. Did you know you can bundle you auto, home, RV, and motorcycle all together to save money?
| Gated community |
| Smoke detector (monitored) |
| EFT |
| Non-smoking discount |
| Upgraded roof |
| Upgraded plumbing |
| Home monitoring / Burglar |
| New home discount |
| Married discount |
| Bundling Multiple Polices |
Products to bundle with Bluffton Homeowners Insurance
You know bundling your home and auto can save you money! But did you know that you can bundle other things with your homeowners insurance and save? Look at some ideas below!
Whether you just purchased an RV or Motorhome to take out camping, or you have an old ATV sitting in the garage, you can bundle your insurance with your home policy to save.
Most homeowners save 10% on each insurance policy just by bundling with the same insurance provider.
| ATV |
| RV |
| Boat |
| Umbrella |
| Business |
| Motorcycle |
| Health |
| Auto |
| Life |
Most common Causes for Loss and claims for Bluffton Homeowners Insurance (and nationwide)
Purchasing a home is a big deal, and one of the largest investments you will make in a lifetime. It is just as important to properly protect your home, in the event of the unknown.
There are several things which could result in a home insurance claim, so having the best insurance policy is important for homeowners. Check below for a list of the most common reasons for home insurance claims near Bluffton SC.
| Other Weather Related |
| Power Surge |
| Lightning |
| Vandalism |
| Wind |
| Water Damage |
| Fire |
| Hail |
| Injuries |
| Theft |
Why Your Policy Might be so High: Rating factors for Bluffton Homeowners Insurance
Many things go into making up homeowners insurance rates. Some of the most commonly known factors, which even determine eligibility in some cases, are whether you have a pool or hot tub on the property, or even a trampoline.
Other factors that may determine your home insurance premium in Bluffton is the location of the home, age of the home, and age of the roof.
Keep these things in mind when looking at purchasing a new home in Bluffton.
| Roof Condition |
| Swimming pool or hot tub |
| Location |
| Claims |
| Wood-burning stoves |
| Credit history |
| Home liability limits |
| Dog breed |
| Protection Class Proximity to fire station |
| Upgrades to Wiring and Plumbing |
| Age of home |
| Value of home Replacement cost |
| Marital Status |
| Home-based business |
Bluffton, South Carolina Homeowners Insurance: Do You Know What Your Insurance Covers?
Homeowners Insurance Bluffton SC
Average Cost of Homeowners Insurance in SC (by city)
Homeowners rates can be different by city, state and company.
Here are some companies with great AM ratings, meaning they have scored high in every rating category such as customer service, price, and claims process.
Remember, when purchasing home insurance, the cheapest company is not always the best fit.
By doing your due diligence, you can insure that your home insurance company will be there for you in the time that you may need them, instead of hassling over an insurance claim for months.
| City | Carrier |
|---|---|
| Greenwood | Allstate |
| Burton | NationWide |
| North Charleston | State Farm |
| Rock Hill | American Family |
| Wade Hampton | USAA |
| Summerville | Chub |
| Georgetown | Liberty Mutual |
| Port Royal | Progressive (ASI) |
| Beaufort | NationWide |
| Lake Wylie | Progressive (ASI) |
| Moncks Corner | Progressive (ASI) |
| West Columbia | Progressive |
| Columbia | American Family |
| Little River | Travelers |
| Sangaree | Progressive (ASI) |
| Sans Souci | USAA |
| Clinton | Allstate |
| Laurens | Progressive |
| Anderson | Progressive (ASI) |
| Myrtle Beach | Liberty Mutual |
How Much Is Bluffton Homeowners Insurance? Rates by company
Since home insurance rates vary by each company, consider getting multiple insurance quotes through an insurance broker.
Agents, or brokers are able to shop several insurance providers to make sure you are getting the best coverage, for the most affordable price.
Below is a list of several home insurance companies and their average cost in Bluffton, SC.
| Company | Homeowners ($250,000) |
|---|---|
| Erie Insurance | $1,360 |
| Liberty Mutual | $1,284 |
| Auto-Owners Insurance | $1,370 |
| Chubb | $1,318 |
| Nationwide Mutual | $1,367 |
| State Farm | $1,425 |
| Farmers Insurance Group | $1,466 |
| Allstate | $1,520 |
| Hartford Financial Services | $1,472 |
| Travelers Companies Inc. | $1,492 |
| Progressive | $1,431 |
| USAA | $1,296 |
| MetLife Inc | $1,267 |
| American International | $1,402 |
Homeowners Insurance Bluffton SC Most Frequently Asked Questions
What is the average cost of homeowners insurance in Bluffton, South Carolina?
The average cost for home insurance in Bluffton SC is $1,200-$1,500 a year.
Is homeowners insurance required in South Carolina?
Homeowners Insurance is not required in South Carolina, unless you have a home loan. Home insurance is always strongly advised for all homeowners.
Which companies offer the best home insurance discounts in Bluffton?
Travelers, Progressive (ASI) and Allstate offer great discounts to save on home insurance in Bluffton.
Additional Helpful Links For Your Auto and Home Insurance Needs
Questions About Homeowners Insurance In Another State?
Other Guides to the Best Insurance Rates in Bluffton
| Cheap Auto Insurance in Bluffton, SC |
| Greenville, SC Cheap Car Insurance |
| Auto Insurance in Rockhill, SC |
| Greer, SC Homeowner’s Insurance |
| Car Insurance Rates in Anderson, SC |
Last Updated on by Alexis Karapiperis