Looking for home and auto insurance shouldn’t have to be a daunting task. When you choose an independent agent like us, we do all the legwork for you. Instead of having to call multiple agents for a quote to see who has the best rates, you just have to give us your information one time, and we can provide quotes from multiple carriers.
Of course, one of the best benefits of having an independent is that we work with many carriers that can insure your home and auto insurance, or “bundle” as it is popularly known. Here are the top three reasons you should bundle all of your insurance policies if you aren’t already.
The Ease Factor: All Your Policies in One Location
Do you like having the peace of mind that all of your insurance information in with one agent in case of an emergency? Let’s just say something comes up, and you need copies of all your insurance policies or the information on those policies. Well, instead of you having to search through the junk drawer or drawers or calling multiple agents to get the info you need, just give us a call. We are even licensed in other states. We can access all your information in-house and have it to you quickly, saving you time and worry.
Insurance Companies Reward You for Multiple Lines of Business
Insurance carriers love to have all your business and will reward you for trusting them with all of your policies. Everyone has seen a certain lady on the television celebrating the savings you get when you bundle your home and auto insurance. And it is true. Most carriers will offer significant discounts for placing both your home and auto insurance with them. Not a homeowner yet? Don’t worry. You may qualify for discounts by bundling a renter and auto policy together. Or even a motorcycle and home policy.
Bundling Your Insurance Means Better Protection
Having all your insurance policies in one place means we can put together the perfect insurance program for your needs. As an insurance agent when we know all of your “risks” (home, auto, motorcycle), we can put together a tailor-made protection program. It allows us to offer you the best coverage at the choicest rates. Plus, we like our customers. Knowing that you trust us with all your lines of business makes us feel warm and fuzzy. It also lets us do what we do best, protecting you from all angles.
How can we do this? Easy, we work with multiple carriers, giving you a more comprehensive selection of insurance products to fit your needs.
Tips for Lowering Your Home and Auto Insurance Rates
Bundle Home, Auto or even Motorcycle Insurance, companies often give big discounts for putting more than one policy with them. Here are other ways you can bring your premiums down.
- Pay your bills on time. Your credit rating can affect your home and auto insurance rates.
- Shop around. We make it simple for you to get multiple rates from one online quote.
- Consider higher deductibles. Higher deductibles can reduce your monthly premiums.
- Be sure to ask if there are any other discounts you may qualify for or that the carrier has may have.
Understanding Insurance Coverage for Elgin Residents
When beginning your online search for insurance, no matter which product you are looking for, it’s helpful to understand the basics. You don’t have to be an expert that’s why we are here. However, a little knowledge will help the process go smoother. Here’s the cliff notes version of some popular insurance products.
Home Insurance for Elgin Residents-Homeowners insurance can help protect more than just your home. A standard Allstate home insurance policy includes liability coverage as well as protection for your house, other structures on your property and your belongings. You can also choose to add optional coverages to your policy. Do you have a home in North Carolina?
Renters Insurance for Elgin Residents–Renters Insurance can help you protect that stuff if something terrible happens to it or your rental. Plus provide you with liability insurance if you were to burn your rental down accidentally.
Auto Insurance for Elgin Residents-In South Carolina, it is mandated that drivers have coverage for bodily injuries of at least $25,000 per involved person and $50,000 per accident, and property damage coverage of at least $25,000 per accident. Do you plan on moving to Oklahoma? Get a quote here!
Boaters Insurance for Local Residents- Elgin is in a beautiful spot… Right between Lake Murray and Lake Wateree. We can be your one stop shop for everything
including insurance coverage for you boat. We feel honored giving you the peace of mind that you are protected during your Sundays cruises and your next cast in your favorite “honey hole”. Ask anyone of our agents to give you a quote for your personal watercraft!
Motorcycle Insurance for Elgin Residents– Your motorcycle insurance policy must include the following minimum coverage limits at least $25,000 per involved person and $50,000 per accident, and property damage coverage of at least $25,000 per accident.
Interested in learning more? Give us a call (803) 306-8030 or start your online quote today!