- Winter Park Insurance: Rating factors
- Winter Park Insurance: Nearby cities and neighborhoods
- Winter Park Insurance: Companies We Represent
- How age and gender affect your Winter Park Insurance rates
- Winter Park Insurance: How Violations Affect Auto Rates
- Winter Park Insurance: Cheapest full coverage rates
- Winter Park Insurance: Discounts available
- Winter Park Insurance: Liability and full coverage Rates
- Winter Park Insurance: weather and driving conditions
- Winter park Insurance: SR-22 Filing
- The Advantages Of Using This Site When Looking For Colorado Springs Auto insurance
- INSURANCE SERVICES WE OFFER
Winter Park Insurance: Rating factors
When it comes to auto insurance, there is quite a few factors in determining your insurance rates. Insurance carriers will take these factors into consideration when providing you with a quote. We put together a list below of some of the factors and how much of an impact they each have on your rates.
| Rating Factor | Rate Impact |
|---|---|
| Factor | Rate Impact |
| vehicle safety features | Medium |
| vehicle performance (symbol) | Medium |
| Profession | Low |
| anti theft device | Low |
| Insurance History | Medium |
| Age | High |
| How many drivers per vehicles listed | medium |
| State Requirements | Medium |
| How long have you owned the vehicle | Low |
| Credit history | High |
Winter Park Insurance: Nearby cities and neighborhoods
Winter Park, CO, also called Fraser Valley is known as the Mountain Bike Capital. It has over 600 miles of trails. It is also one of Colorado’s longest operated ski resorts. We wrote here above the neighborhoods and cities that are nearby Winter Park. Like the rest of Colorado, this is just another great place to live and visit!
| Neighborhoods in Winter Park, Colorado | Cities Near Winter Park |
|---|---|
| Blacks Fork | Empire, CO |
| Hideaway Village | Fraser, CO |
| High Country | Granby, CO |
Winter Park Insurance: Companies We Represent
We work with quite a few different insurance companies so that we can provide you with the best quote. Below is a list of the insurance companies that we represent in Winter Park, CO. Whether you are needing auto, home, renters, motorcycle and even business we have a carrier we work with that we can help you with that.
| Insurance Companies in Winter Park, Colorado that we represent |
|---|
| Victory |
| USLI |
| Bristol West |
| Mendota |
| Assurance America |
| Foremost Star |
| Best Choice |
| Progressive |
| Gainsco |
| Dairyland |
| The General |
| Travelers |
| Suncoast |
| Orion 180 |
| Safeway |
| ASI |
How age and gender affect your Winter Park Insurance rates
When it comes to determining your auto insurance rates, a lot of people do not realize all the factors involved. One of those are your age and gender. I mean, lets face it, if you are a young driver you are not considered as experienced as older motorists. You can see some examples of rates here by age and gender.
| Age | Male | Female |
|---|---|---|
| 16-18 | $ 231.84 | $ 184.09 |
| 19-24 | $ 193.20 | $ 161.00 |
| 25-30 | $ 139.84 | $ 124.84 |
| 31-40 | $ 110.40 | $ 106.08 |
| 41-50 | $ 109.48 | $ 98.44 |
| 50-65 | $ 99.36 | $ 101.48 |
| 65+ | $ 106.08 | $ 114.08 |
Winter Park Insurance: How Violations Affect Auto Rates
Like it or not, having violations on your record will affect your insurance rates. Depending on what violation you have, it can impact your rates for more than 5 years! When it comes to violations, there are major, minor, and non- moving. If you look below you will see violations listed and how long they impact your auto insurance.
| Violation Name | Major, Minor, or Non Moving | How Long it Will Affect Your Insurance Rates |
|---|---|---|
| Driving without a License | Major | 3 Years |
| Non-At-Fault Acccident | Minor | NA* |
| Failure to Secure Load to truck/trailer | Minor | 3 Years |
| Parking | Non Moving | NA* |
| Failure to Use Turn Signal | Minor | 3 Years |
| DUI | Major | 10 Years |
| Failure to Stop for a Pedestrian Side walk | Minor | 3 Years |
| Expired Tags | Non Moving | NA* |
| Failure to Use a Seat Belt | Non Moving | NA* |
| Reckless Driving | Major | 5 Years |
| Using a Cell Phone with Driving | Minor | 3 Years |
| Failure to maintain Clear Distance (tailgating | Minor | 3 Years |
Winter Park Insurance: Cheapest full coverage rates
We use many different insurance carriers so that when we give you a quote, we can give you the best rate for you. We put together a list of some of the companies we work with in Winter Park and what the average price of full coverage that our customers pay.
| Rank | Company | Average price |
|---|---|---|
| 1 | Progressive | $124.00 |
| 2 | Mendota | $137.00 |
| 3 | Bristol West | $138.00 |
| 4 | Travelers | $146.00 |
| 5 | The General | $161.00 |
| 6 | Liberty Mutual | $190.00 |
| 7 | Dairyland (Viking) | $204.00 |
Winter Park Insurance: Discounts available
Who doesn’t love to hear that you are eligible for a discount?! Are you taking advantage of all the discounts you can get with your auto insurance? You can contact your agent today and see what’s available for you. We went ahead and listed some discounts below and how much of an impact it can have on your rates.
| Impact on rates | Discounts Available |
|---|---|
| Mild | Multi Vehicle |
| Mild | Military |
| High | No Accidents or Violations |
| High | Advanced Quote |
| Mild | Married |
| Mild | Homeowners |
| Mild | Paperless Discount |
| Mild | Education Discount |
| Very High | Continuous Insurance |
Winter Park Insurance: Liability and full coverage Rates
When it comes to insuring your vehicle, you want to make sure you are getting the cheapest rates possible and hopefully with the best coverage. Here you can see what the comparison of liability coverage and Full coverage insurance rates in Winter Park, CO against what the average cost is for both in the state of CO.
| Liability Insurance rates in Winter Park | Liability State Average |
|---|---|
| Liability Insurance rates in Winter Park | Liability State Average |
| $479.54 | $510.15 |
| Full Coverage Insurance in Winter Park | Full Coverage CO Average |
|---|---|
| $878.52 | $934.59 |
Winter Park Insurance: weather and driving conditions
If you like snow and the cold, CO is the place for you! Now, you will still get to experience some summer weather in July there which gets to around 75 degrees. The winter- time in January gets to about 5 degrees! Each year Winter Park gets about 187 inches of snow!
| Weather in Winter Park, Colorado |
|---|
| Summer High: the July high is around 75 degrees |
| Winter Low: the January Low is around 5 degrees |
| Rain: averages 24 inches of rain a year |
| Snow: averages 187 inches of snow a year |
Winter park Insurance: SR-22 Filing
SR22 is a certificate or document that can be obtained by your auto insurance carrier. It proves you are carrying car insurance that meets the states minimum coverage. When you get your SR22, it is filed with your state. You can find out here which carrier offer it and how much it costs to file for it.
| Insurance Company | Average SR22 Filing Fee |
|---|---|
| Company | Average (SR22 Fee) |
| Assurance America | $25 |
| Bristol West | $35 |
| Dairyland | Free |
| Gains Co | $25 |
| Mendota | $25 |
| Progressive | 5% (average) |
| State Farm | SR22 Not available |
| The General | $25 |
| Travelers | SR22 Not available |
The Advantages Of Using This Site When Looking For Colorado Springs Auto insurance
- Save Yourself Time and Money
- Convenient access at any time of day
- Quotes from multiple, trusted companies
- Limits the amount of agents You give Personal info to
- The multiple quotes will be presented in a way that makes the rates and coverage easy to compare. For additional information, please refer to the website.
INSURANCE SERVICES WE OFFER
Homeowners Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
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Last Updated on by Lauren Mckenzie