Winter park, Colorado Auto Insurance |A Plus Insurance

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Winter Park, Colorado Auto Insurance

Insurance rating factors

When it comes to auto insurance, there is quite a few factors in determining your insurance rates. Insurance carriers will take these factors into consideration when providing you with a quote. We put together a list below of some of the factors and how much of an impact they each have on your rates.

FactorRate Impact
vehicle safety featuresMedium
vehicle performance (symbol)Medium
ProfessionLow
anti theft deviceLow
Insurance HistoryMedium
AgeHigh
How many drivers per vehicles listedmedium
State RequirementsMedium
How long have you owned the vehicleLow
Credit historyHigh

Winter Park Nearby cities and neighborhoods

Neighborhoods in Winter Park, ColoradoCities Near Winter ParkZip Codes in Winter Park
Blacks ForkEmpire, CO80482
Hideaway VillageFraser, CO
High CountryGranby,CO
Winter Park, CO, also called Fraser Valley is known as the Mountain Bike Capital. It has over 600 miles of trails. It is also one of Colorado’s longest operated ski resorts. We wrote here above the neighborhoods and cities that are nearby Winter Park. Like the rest of Colorado, this is just another great place to live and visit!

Insurance companies we represent in Winter Park

We work with quite a few different insurance companies so that we can provide you with the best quote. Below is a list of the insurance companies that we represent in Winter Park, CO. Whether you are needing auto, home, renters, motorcycle and even business we have a carrier we work with that we can help you with that.

Insurance Companies in Winter Park, Colorado that we represent
Victory
USLI
Bristol West
Mendota
Assurance America
Foremost Star
Best Choice
Progressive
Gainsco
Dairyland
The General
Travelers
Suncoast
Orion 180
Safeway
ASI

How age and gender affect your insurance rates

AgeMaleFemale
16-18$ 231.84$ 184.09
19-24$ 193.20$ 161.00
25-30$ 139.84$ 124.84
31-40$ 110.40$ 106.08
41-50$ 109.48$ 98.44
50-65$ 99.36$ 101.48
65+$ 106.08$ 114.08
When it comes to determining your auto insurance rates, a lot of people do not realize all the factors involved. One of those are your age and gender. I mean, lets face it, if you are a young driver you are not considered as experienced as older motorists. You can see some examples of rates here by age and gender.

Violations

 Like it or not, having violations on your record will affect your insurance rates. Depending on what violation you have, it can impact your rates for more than 5 years! When it comes to violations, there are major, minor, and non- moving. If you look below you will see violations listed and how long they impact your auto insurance.

Violation NameMajor, Minor, or Non MovingHow Long it Will Affect Your Insurance Rates
Driving without a LicenseMajor3 Years
Non-At-Fault AcccidentMinorNA*
Failure to Secure Load to truck/trailerMinor3 Years
ParkingNon MovingNA*
Failure to Use Turn SignalMinor3 Years
DUIMajor10 Years
Failure to Stop for a Pedestrian Side walkMinor3 Years
Expired TagsNon MovingNA*
Failure to Use a Seat BeltNon MovingNA*
Reckless DrivingMajor5 Years
Using a Cell Phone with DrivingMinor3 Years
Failure to maintain Clear Distance (tailgatingMinor3 Years

Cheapest full coverage rates in Winter Park

RankCompanyAverage price
1Progressive$124.00
2Mendota$137.00
3Bristol West$138.00
4Travelers$146.00
5The General$161.00
6Liberty Mutual$190.00
7Dairyland (Viking)$204.00
We use many different insurance carriers so that when we give you a quote, we can give you the best rate for you. We put together a list of some of the companies we work with in Winter Park and what the average price of full coverage that our customers pay.

Discounts available in Winter Park

Who doesn’t love to hear that you are eligible for a discount?! Are you taking advantage of all the discounts you can get with your auto insurance? You can contact your agent today and see what’s available for you. We went ahead and listed some discounts below and how much of an impact it can have on your rates.

Impact on ratesDiscounts Available
MildMulti Vehicle
MildMilitary
HighNo Accidents or Violations
HighAdvanced Quote
MildMarried
MildHomeowners
MildPaperless Discount
MildEducation Discount
Very HighContinuous Insurance

Liability and full coverage in Winter Park

Average Annual Insurance Rates in Winter Park
Liability Insurance rates in Winter ParkLiability State Average
$479.54$510.15
Full Coverage Insurance in Winter ParkFull Coverage CO average
$878.52$934.59
When it comes to insuring your vehicle, you want to make sure you are getting the cheapest rates possible and hopefully with the best coverage. Here you can see what the comparison of liability coverage and Full coverage insurance rates in Winter Park, CO against what the average cost is for both in the state of CO.

Winter Park weather and driving conditions

If you like snow and the cold, CO is the place for you! Now, you will still get to experience some summer weather in July there which gets to around 75 degrees. The winter- time in January gets to about 5 degrees! Each year Winter Park gets about 187 inches of snow!

Winter Park, Colorado
Summer High: the July high is around 75 degrees
Winter Low: the January Low is around 5 degrees
Rain: averages 24 inches of rain a year
Snow: averages 187 inches of snow a year

SR22 Insurance in Winter Park

SR22 Insurance Rates in Winter Park, Colorado
Below is amount the amounts company adds to the premium to file the SR22 with the state.
CompanyAverage (SR22 Fee)
Assurance America$25
Bristol West$35
DairylandFree
Gains Co$25
Mendota$25
Progressive5% (average)
State FarmSR22 Not available
The General$25
TravelersSR22 Not available
SR22 is a certificate or document that can be obtained by your auto insurance carrier. It proves you are carrying car insurance that meets the states minimum coverage. When you get your SR22, it is filed with your state. You can find out here which carrier offer it and how much it costs to file for it.

Last Updated on August 30, 2021 by Katie Sopko

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