Insurance Superior

Image Depicts A Sky Featuring A Sunset

Cheap Car Insurance Superior Colorado

Insurance Companies We Represent In Superior

Here at A Plus Insurance we offer several different products through different insurance companies to give you the most options! Not only can this help you by doing the shopping for you, but other products can be available to bundle through some companies as well. We work with one of the top competitors Progressive for a wide variety of products that you may need.

Insurance Companies in Superior, Colorado that we represent
Foremost Star
Dairyland
Travelers
The General
Victory
Orion 181
Assurance America
Progressive
Mendota
USLI
Safeway
Bristol West
Suncoast
Best Choice
ASI
Gainsco

Superior Nearby Cities And Neighborhoods

Neighborhoods in Superior, ColoradoCities Near SuperiorZip Codes in Superior
CalmanteLouisville, CO80027
Ridge at SuperiorBroomfield, CO
Rock Creek RanchLafayette, CO
SagamoreBoulder, CO
Superior, Colorado is a beautiful area to live and raise a family. Superior boasts some wonderful neighborhoods to live in such as Rock Creek Ranch, the Ridge at Superior, and more! Many people do not realize that where you live is a big factor in your auto insurance rates. The reason for this is the higher populated a city the higher your insurance rates will be because there are obviously more drivers.

Violations And How Long They Affect Your Auto Insurance Rates

Violations, and tickets unfortunately can impact your auto insurance rates in a big way. Some however, are considered more major than others. Some major violations that can affect you for 5 years are an at-fault accident, and a reckless driving violation. Other minor violations such as running a stop sign, and failure to yield only affect you for 3 years.

Violation NameMajor, Minor, or Non MovingHow Long it Will Affect Your Insurance Rates
Driving without a LicenseMajor3 Years
Failure to Use Turn SignalMinor3 Years
Failure to YeldMinor3 Years
At Fault AccidentMajor5 Years
Expired TagsNon MovingNA*
Running a Traffic Light or Stop SignMinor3 Years
Failure to Stop for a Pedestrian Side walkMinor3 Years
Crossing over a Center DividerMinor3 Years
Reckless DrivingMajor5 Years
ParkingNon MovingNA*
Failure to Use a Seat BeltNon MovingNA*
Non-At-Fault AcccidentMinorNA*

SR22 Insurance Rates In Superior

SR22 Insurance Rates in Superior, Colorado
Below is amount the amounts company adds to the premium to file the SR22 with the state.
CompanyAverage (SR22 Fee)
Assurance America$25
Bristol West$35
DairylandFree
Gains Co$25
Mendota$25
Progressive5% (average)
State FarmSR22 Not available
The General$25
TravelersSR22 Not available
An Sr22 filing itself is not an insurance policy, but rather it is a rider, or a certificate added on to a new, or an existing insurance policy. Once you have been notified by your state that you are required to carry an Sr22 filing, you need to carry this filing for a minimum of 3 years. In the meantime if your insurance cancels or lapses for any reason the state may require you to carry the filing longer.

Discounts Offered Per Company In Superior

Auto insurance discounts vary with each insurance company. Some discounts with one company might be better, or offer higher savings than others. Let’s compare some discounts offered between Mendota and Dairyland insurance. Dairyland as you can tell below offers more discounts than Mendota. In some cases even with more discounts offered with Dairyland, Mendota insurance might have cheaper rates overall.

DairylandMendota Advantage Auto
Multi VehicleMulti Vehicle
MilitaryPaid in Full
Paid in FullMarried
HomeownersNo Accidents or Violations
Continuous InsuranceContinuous Insurance
Auto PayHomeowners
Multi PolicyAuto Pay
Married
No Accidents or Violations

How Age And Gender Impact Your Auto Insurance Rates

AgeMaleFemale
16-18$ 231.84$ 184.09
19-24$ 193.20$ 161.00
25-30$ 139.84$ 124.84
31-40$ 110.40$ 106.08
41-50$ 109.48$ 98.44
50-65$ 99.36$ 101.48
65+$ 106.08$ 114.08
What comes as a surprise to many people today is how much a factor your age and gender plays into your auto insurance rates. Typically, if you are under the age of 25, you should expect to have higher auto insurance rates. Studies also show females pay less for their auto insurance in comparison to men.

Discounts Available To You In Superior

It is important not to miss out on auto insurance discounts. Even what may seem as an insignificant discount may save you a pretty penny. Discounts may vary in your area. Some higher discounts include- clean driving history, multi policy, and continuous insurance. Some more auto insurance discounts are listed below for Superior for your review!

Impact on ratesDiscounts Available
MildMilitary
HighNo Accidents or Violations
MildEducation Discount
HighAdvanced Quote
MildMulti Policy
Very HighContinuous Insurance
HighAuto Pay
MildMarried
MildPaperless Discount

Other Types Of Insurance We Carry In Superior

Type of CoverageOur Top Companies
RV InsuranceProgressive, Travelers
Boat InsuranceTravelers, Progressive
Home InsuranceTravelers, ASI, Foremost Star
Business InsuranceBTIS, Hiscox
Motorcycle InsuranceDairyland, Progressive
Commercial Auto InsuranceProgressive
Renters InsuranceASI, Foremost
A Plus Insurance offers a lot more products than just auto insurance. Some products are even available to bundle with your auto to save you even more money. We even offer boat insurance, commercial auto insurance, and business insurance. Taking care of all your  insurance needs is our speciality! See the table above for more products we offer in Superior!

Sample Auto Insurance Rates In Superior

Shopping around for multiple quotes is the best way to ensure you are getting the cheapest auto insurance rate! To give you an idea of some rates in Superior we have put together some sample quotes we have done. Of course rates vary based on your personal information,  the type of vehicle you own, and the type of coverage you require.

Sample Rates in Superior, Colorado
Sample Quote/ policy location: Superior
Agent :Jola
Current Company: Dairyland
Previous Company: none
Who: Driver Age: 26 Vehicle: MINI Cooper
Type of coverage: liability , med pay
Notes: state filing, Discount
Rate: $321
Sample Quote/ policy location: Superior
Agent :Amy
Current Company: Liberty Mutual
Previous Company:
Who: Age: 60 Vehicle: GMC Jimmy
Type of coverage: liability only , sr22
Notes: policy, vehicle
Rate: $168
Sample Quote/ policy location: Superior
Agent :Lauren
Current Company: Progressive
Previous Company: Mendota
Who: Female Age: 18 Vehicle: Audi RS 4
Type of coverage: , uninsured motorist
Notes: Discount, DUI
Rate: $193
Sample Quote/ policy location: Superior
Agent :Sy
Current Company: Viking
Previous Company: Nationwide
Who: client Age: 38 Vehicle: Chevrolet Metro
Type of coverage: broad form , med pay
Notes: state filing, id cards
Rate: $264
Sample Quote/ policy location: Superior
Agent :Katie
Current Company: The General
Previous Company: Progressive
Who: Age: 36 Vehicle: Toyota Tundra Double Cab
Type of coverage: liability only , uninsured motorist
Notes: DUI, by phone
Rate: $282
Sample Quote/ policy location: Superior
Agent :Sy
Current Company: Viking
Previous Company: Liberty Mutual
Who: client Age: 36 Vehicle: Dodge Colt
Type of coverage: car insurance , med pay
Notes: proof of insurance, snapshot
Rate: $335

Cheapest Liability Insurance Rates In Superior

RankCompanyAverage price
1Dairyland (Viking)$96.00
2Progressive$104.00
3Mendota$107.00
4The General$110.00
5Travelers$114.00
6Bristol West$123.00
7Liberty Mutual$142.00
Are you shopping for liability only auto insurance in Superior, Colorado? Here at A Plus Insurance we offer some of the most competitive rates in your area. We also do the shopping for you by checking multiple different company rates. The cheapest quote at times is with Dairyland Insurance, and Progressive Insurance. See the table above for more rates in Superior. 
Other Helpful Links
Cheap Car Insurance Salida
Auto Insurance Wasilla
Auto Insurance Winter Park
Auto Insurance Horseshoe
Motorcycle Insurance Oklahoma
Car Insurance Clifton
Car Insurance Erie
Cheap Car Insurance Black Forest
Motorcycle Insurance Oregon

Last Updated on November 4, 2021 by Katie Sopko

Spread the love