Cheap Car Insurance Superior Colorado
- Cheap Car Insurance Superior Colorado
- Insurance Companies We Represent In Superior
- Superior Nearby Cities And Neighborhoods
- Violations And How Long They Affect Your Auto Insurance Rates
- SR22 Insurance Rates In Superior
- Discounts Offered Per Company In Superior
- How Age And Gender Impact Your Auto Insurance Rates
- Discounts Available To You In Superior
- Other Types Of Insurance We Carry In Superior
- Sample Auto Insurance Rates In Superior
- Cheapest Liability Insurance Rates In Superior
Insurance Companies We Represent In Superior
Here at A Plus Insurance we offer several different products through different insurance companies to give you the most options! Not only can this help you by doing the shopping for you, but other products can be available to bundle through some companies as well. We work with one of the top competitors Progressive for a wide variety of products that you may need.
| Insurance Companies in Superior, Colorado that we represent |
| Foremost Star |
| Dairyland |
| Travelers |
| The General |
| Victory |
| Orion 181 |
| Assurance America |
| Progressive |
| Mendota |
| USLI |
| Safeway |
| Bristol West |
| Suncoast |
| Best Choice |
| ASI |
| Gainsco |
Superior Nearby Cities And Neighborhoods
| Neighborhoods in Superior, Colorado | Cities Near Superior | Zip Codes in Superior |
| Calmante | Louisville, CO | 80027 |
| Ridge at Superior | Broomfield, CO | |
| Rock Creek Ranch | Lafayette, CO | |
| Sagamore | Boulder, CO |
Violations And How Long They Affect Your Auto Insurance Rates
Violations, and tickets unfortunately can impact your auto insurance rates in a big way. Some however, are considered more major than others. Some major violations that can affect you for 5 years are an at-fault accident, and a reckless driving violation. Other minor violations such as running a stop sign, and failure to yield only affect you for 3 years.
| Violation Name | Major, Minor, or Non Moving | How Long it Will Affect Your Insurance Rates |
| Driving without a License | Major | 3 Years |
| Failure to Use Turn Signal | Minor | 3 Years |
| Failure to Yeld | Minor | 3 Years |
| At Fault Accident | Major | 5 Years |
| Expired Tags | Non Moving | NA* |
| Running a Traffic Light or Stop Sign | Minor | 3 Years |
| Failure to Stop for a Pedestrian Side walk | Minor | 3 Years |
| Crossing over a Center Divider | Minor | 3 Years |
| Reckless Driving | Major | 5 Years |
| Parking | Non Moving | NA* |
| Failure to Use a Seat Belt | Non Moving | NA* |
| Non-At-Fault Acccident | Minor | NA* |
SR22 Insurance Rates In Superior
| SR22 Insurance Rates in Superior, Colorado | |
| Below is amount the amounts company adds to the premium to file the SR22 with the state. | |
| Company | Average (SR22 Fee) |
| Assurance America | $25 |
| Bristol West | $35 |
| Dairyland | Free |
| Gains Co | $25 |
| Mendota | $25 |
| Progressive | 5% (average) |
| State Farm | SR22 Not available |
| The General | $25 |
| Travelers | SR22 Not available |
Discounts Offered Per Company In Superior
Auto insurance discounts vary with each insurance company. Some discounts with one company might be better, or offer higher savings than others. Let’s compare some discounts offered between Mendota and Dairyland insurance. Dairyland as you can tell below offers more discounts than Mendota. In some cases even with more discounts offered with Dairyland, Mendota insurance might have cheaper rates overall.
| Dairyland | Mendota Advantage Auto |
| Multi Vehicle | Multi Vehicle |
| Military | Paid in Full |
| Paid in Full | Married |
| Homeowners | No Accidents or Violations |
| Continuous Insurance | Continuous Insurance |
| Auto Pay | Homeowners |
| Multi Policy | Auto Pay |
| Married | |
| No Accidents or Violations |
How Age And Gender Impact Your Auto Insurance Rates
| Age | Male | Female |
| 16-18 | $ 231.84 | $ 184.09 |
| 19-24 | $ 193.20 | $ 161.00 |
| 25-30 | $ 139.84 | $ 124.84 |
| 31-40 | $ 110.40 | $ 106.08 |
| 41-50 | $ 109.48 | $ 98.44 |
| 50-65 | $ 99.36 | $ 101.48 |
| 65+ | $ 106.08 | $ 114.08 |
Discounts Available To You In Superior
It is important not to miss out on auto insurance discounts. Even what may seem as an insignificant discount may save you a pretty penny. Discounts may vary in your area. Some higher discounts include- clean driving history, multi policy, and continuous insurance. Some more auto insurance discounts are listed below for Superior for your review!
| Impact on rates | Discounts Available |
| Mild | Military |
| High | No Accidents or Violations |
| Mild | Education Discount |
| High | Advanced Quote |
| Mild | Multi Policy |
| Very High | Continuous Insurance |
| High | Auto Pay |
| Mild | Married |
| Mild | Paperless Discount |
Other Types Of Insurance We Carry In Superior
| Type of Coverage | Our Top Companies |
| RV Insurance | Progressive, Travelers |
| Boat Insurance | Travelers, Progressive |
| Home Insurance | Travelers, ASI, Foremost Star |
| Business Insurance | BTIS, Hiscox |
| Motorcycle Insurance | Dairyland, Progressive |
| Commercial Auto Insurance | Progressive |
| Renters Insurance | ASI, Foremost |
Sample Auto Insurance Rates In Superior
Shopping around for multiple quotes is the best way to ensure you are getting the cheapest auto insurance rate! To give you an idea of some rates in Superior we have put together some sample quotes we have done. Of course rates vary based on your personal information, the type of vehicle you own, and the type of coverage you require.
| Sample Rates in Superior, Colorado |
| Sample Quote/ policy location: Superior Agent :Jola Current Company: Dairyland Previous Company: none Who: Driver Age: 26 Vehicle: MINI Cooper Type of coverage: liability , med pay Notes: state filing, Discount Rate: $321 |
| Sample Quote/ policy location: Superior Agent :Amy Current Company: Liberty Mutual Previous Company: Who: Age: 60 Vehicle: GMC Jimmy Type of coverage: liability only , sr22 Notes: policy, vehicle Rate: $168 |
| Sample Quote/ policy location: Superior Agent :Lauren Current Company: Progressive Previous Company: Mendota Who: Female Age: 18 Vehicle: Audi RS 4 Type of coverage: , uninsured motorist Notes: Discount, DUI Rate: $193 |
| Sample Quote/ policy location: Superior Agent :Sy Current Company: Viking Previous Company: Nationwide Who: client Age: 38 Vehicle: Chevrolet Metro Type of coverage: broad form , med pay Notes: state filing, id cards Rate: $264 |
| Sample Quote/ policy location: Superior Agent :Katie Current Company: The General Previous Company: Progressive Who: Age: 36 Vehicle: Toyota Tundra Double Cab Type of coverage: liability only , uninsured motorist Notes: DUI, by phone Rate: $282 |
| Sample Quote/ policy location: Superior Agent :Sy Current Company: Viking Previous Company: Liberty Mutual Who: client Age: 36 Vehicle: Dodge Colt Type of coverage: car insurance , med pay Notes: proof of insurance, snapshot Rate: $335 |
Cheapest Liability Insurance Rates In Superior
| Rank | Company | Average price |
| 1 | Dairyland (Viking) | $96.00 |
| 2 | Progressive | $104.00 |
| 3 | Mendota | $107.00 |
| 4 | The General | $110.00 |
| 5 | Travelers | $114.00 |
| 6 | Bristol West | $123.00 |
| 7 | Liberty Mutual | $142.00 |
Last Updated on November 4, 2021 by Katie Sopko