AUTO – COLORADO
Insurance Superior
We have superior cows on our farm. They are out standing in the field. Superior, Colorado has been ranked the #1 best suburb to live in the United States by Niche! Graded on everything from education and health & fitness to diversity and unemployment rate, Superior came out on top! We can get you top rated insurance!
Insurance Companies We Represent In Superior
Here at A Plus Insurance we offer several different products through different insurance companies to give you the most options! Not only can this help you by doing the shopping for you, but other products can be available to bundle through some companies as well. We work with one of the top competitors Progressive for a wide variety of products that you may need.
| Insurance Companies in Superior, Colorado that we Represent |
|---|
| Foremost Star |
| Dairyland |
| Travelers |
| The General |
| Victory |
| Orion 181 |
| Assurance America |
| Progressive |
| Mendota |
| USLI |
| Safeway |
| Bristol West |
| Suncoast |
| Best Choice |
| ASI |
| Gainsco |
Superior Nearby Cities And Neighborhoods
Superior, Colorado is a beautiful area to live and raise a family. Superior boasts some wonderful neighborhoods to live in such as Rock Creek Ranch, the Ridge at Superior, and more!
| Neighborhoods in Superior, Colorado | Cities Near Superior | Zip Codes in Superior |
|---|---|---|
| Calmante | Louisville, CO | 80027 |
| Ridge at Superior | Broomfield, CO | |
| Rock Creek Ranch | Lafayette, CO | |
| Sagamore | Boulder, CO |
Many people do not realize that where you live is a big factor in your auto insurance rates. The reason for this is the higher populated a city the higher your insurance rates will be because there are obviously more drivers.
Violations And How Long They Affect Your Auto Insurance Rates
Violations, and tickets unfortunately can impact your auto insurance rates in a big way. Some however, are considered more major than others.
Some major violations that can affect you for 5 years are an at-fault accident, and a reckless driving violation. Other minor violations such as running a stop sign, and failure to yield only affect you for 3 years.
| Violation Name | Major, Minor, or Non Moving | How Long it Will Affect Your Insurance Rates |
|---|---|---|
| Driving without a License | Major | 3 Years |
| Failure to Use Turn Signal | Minor | 3 Years |
| Failure to Yeld | Minor | 3 Years |
| At Fault Accident | Major | 5 Years |
| Expired Tags | Non Moving | NA* |
| Running a Traffic Light or Stop Sign | Minor | 3 Years |
| Failure to Stop for a Pedestrian Side walk | Minor | 3 Years |
| Crossing over a Center Divider | Minor | 3 Years |
| Reckless Driving | Major | 5 Years |
| Parking | Non Moving | NA* |
| Failure to Use a Seat Belt | Non Moving | NA* |
| Non-At-Fault Acccident | Minor | NA* |
SR22 Insurance Rates In Superior
SR22 Insurance Rates in Superior, Colorado
Below is amount the amounts company adds to the premium to file the SR22 with the state.
| Company | Average (SR22 Fee) |
|---|---|
| Assurance America | $25 |
| Bristol West | $35 |
| Dairyland | Free |
| Gains Co | $25 |
| Mendota | $25 |
| Progressive | 5% (Average) |
| State Farm | SR22 Not available |
| The General | $25 |
| Travelers | SR22 Not available |
An SR22 filing itself is not an insurance policy, but rather it is a rider, or a certificate added on to a new, or an existing insurance policy.
Once you have been notified by your state that you are required to carry an SR22 filing, you need to carry this filing for a minimum of 3 years. In the meantime if your insurance cancels or lapses for any reason the state may require you to carry the filing longer.
Discounts Offered Per Company In Superior
Auto insurance discounts vary with each insurance company. Some discounts with one company might be better, or offer higher savings than others. Let’s compare some auto insurance discounts offered between Mendota and Dairyland insurance. Dairyland as you can tell below offers more discounts than Mendota. In some cases even with more discounts offered with Dairyland, Mendota insurance might have cheaper rates overall.
| Dairyland | Mendota Advantage Auto |
|---|---|
| Multi Vehicle | Multi Vehicle |
| Military | Paid in Full |
| Paid in Full | Married |
| Homeowners | No Accidents or Violations |
| Continuous Insurance | Continuous Insurance |
| Auto Pay | Homeowners |
| Multi Policy | Auto Pay |
| Married | |
| No Accidents or Violations |
How Age And Gender Impact Your Auto Insurance Rates
What comes as a surprise to many people today is how much a factor your age and gender plays into your auto insurance rates.
Typically, if you are under the age of 25, you should expect to have higher auto insurance rates. Studies also show females pay less for their auto insurance in comparison to men.
| Age | Male | Female |
|---|---|---|
| 16-18 | $ 231.84 | $ 184.09 |
| 19-24 | $ 193.20 | $ 161.00 |
| 25-30 | $ 139.84 | $ 124.84 |
| 31-40 | $ 110.40 | $ 106.08 |
| 41-50 | $ 109.48 | $ 98.44 |
| 50-65 | $ 99.36 | $ 101.48 |
| 65+ | $ 106.08 | $ 114.08 |
Discounts Available To You In Superior
It is important not to miss out on auto insurance discounts. Even what may seem as an insignificant discount may save you a pretty penny.
Discounts may vary in your area. Some higher discounts include- clean driving history, multi policy, and continuous insurance. Some more auto insurance discounts are listed below for Superior for your review!
| Impact on rates | Discounts Available |
|---|---|
| Mild | Military |
| High | No Accidents or Violations |
| Mild | Education Discount |
| High | Advanced Quote |
| Mild | Multi Policy |
| Very High | Continuous Insurance |
| High | Auto Pay |
| Mild | Married |
| Mild | Paperless Discount |
Insurance Superior
A Plus Insurance offers a lot more products than just auto insurance. Some products are even available to bundle with your auto to save you even more money. We even offer boat insurance, commercial auto insurance, and business insurance. Taking care of all your insurance needs is our specialty!
See the table below for more products we offer in Superior!
| Type of Coverage | Our Top Companies |
|---|---|
| RV Insurance | Progressive, Travelers |
| Boat Insurance | Travelers, Progressive |
| Home Insurance | Travelers, ASI, Foremost Star |
| Business Insurance | BTIS, Hiscox |
| Motorcycle Insurance | Dairyland, Progressive |
| Commercial Auto Insurance | Progressive |
| Renters Insurance | ASI, Foremost |
Auto insurance rates
Shopping around for multiple quotes is the best way to ensure you are getting the cheapest auto insurance rate! To give you an idea of some rates in Superior we have put together some sample quotes we have done. Of course rates vary based on your personal information, the type of vehicle you own, and the type of coverage you require.
| Sample Rates in Superior, Colorado |
|---|
| Sample Quote/ Policy Location: Superior Agent :Jola Current Company: Dairyland Previous Company: none Who: Driver Age: 26 Vehicle: MINI Cooper Type of Coverage: liability , med pay Notes: state filing, Discount Rate: $321 |
| Sample Quote/ Policy Location: Superior Agent :Amy Current Company: Liberty Mutual Previous Company: Who: Resident Age: 60 Vehicle: GMC Jimmy Type of Coverage: liability only , sr22 Notes: policy, vehicle Rate: $168 |
| Sample Quote/ Policy Location: Superior Agent :Lauren Current Company: Progressive Previous Company: Mendota Who: Female Age: 18 Vehicle: Audi RS 4 Type of Coverage: , uninsured motorist Notes: Discount, DUI Rate: $193 |
| Sample Quote/ policy location: Superior Agent :Sy Current Company: Viking Previous Company: Nationwide Who: Client Age: 38 Vehicle: Chevrolet Metro Type of Coverage: broad form , med pay Notes: state filing, id cards Rate: $264 |
| Sample Quote/ Policy Location: Superior Agent :Katie Current Company: The General Previous Company: Progressive Who: Resident Age: 36 Vehicle: Toyota Tundra Double Cab Type of Coverage: liability only , uninsured motorist Notes: DUI, by phone Rate: $282 |
| Sample Quote/ Policy Location: Superior Agent :Sy Current Company: Viking Previous Company: Liberty Mutual Who: Client Age: 36 Vehicle: Dodge Colt Type of Coverage: car insurance , med pay Notes: proof of insurance, snapshot Rate: $335 |
Cheapest Liability Insurance In Superior
Are you shopping for liability only auto insurance in Superior, Colorado? Here at A Plus Insurance we offer some of the most competitive rates in your area.
We also do the shopping for you by checking multiple different company rates. The cheapest quote at times is with Dairyland Insurance, and Progressive Insurance. See the table above for more rates in Superior.
| Rank | Company | Average Price |
|---|---|---|
| 1 | Dairyland (Viking) | $96.00 |
| 2 | Progressive | $104.00 |
| 3 | Mendota | $107.00 |
| 4 | The General | $110.00 |
| 5 | Travelers | $114.00 |
| 6 | Bristol West | $123.00 |
| 7 | Liberty Mutual | $142.00 |
Last Updated on by Alexis Karapiperis