Guide to Car Insurance Quotes in Jackson, TN

Embark on worry-free drives in Jackson with A Plus Insurance, your trusted brokerage. Call now for a free quote and let us tailor perfect car insurance coverage for you.

Tennessee State Liability Requirements

Required Liability Coverage:
$25,000 bodily injury liability per person
$50,000 bodily injury liability per accident
$25,000 property damage liability per accident
Uninsured Motorist Coverage: Rejection Form
Medical Payments: Rejection Form

Where Can I Find the Cheapest SR22 Insurance in Jackson, TN?

Need affordable SR22 insurance in Jackson, TN? If you’ve had a DUI, reckless driving charge, or license suspension, Tennessee may require an SR22 filing to reinstate your driving privileges.

How can you lower SR22 insurance costs?

Compare quotes from multiple SR22 insurance providers.

Opt for a higher deductible to reduce monthly premiums.

Complete a state-approved defensive driving course for potential discounts.

Maintain a clean driving record to lower rates over time.

How long do you need an SR22 in Tennessee? Most drivers are required to carry an SR22 certificate for three years, but the exact duration depends on the violation.

Looking for the cheapest SR22 insurance in Jackson, TN? Get a free quote today and start saving on high-risk coverage!

Insurance CompaniesAvg. Monthly Rate
Dairyland$86
Bristol West$95
National General$95
Mendota Ins. Company$97
The General$103
Progressive Insurance$107
AssuranceAmerica$109
Travelers$111
Liberty Mutual$114
Geico$133
Nationwide$133
State Farm$135
USAA$138
State Auto$140

SR22 Insurance Process in Jackson

01.

Consultation​

02.

Quote

03.

Filing

04.

Policy Management

What Are the Best Broad Form or Non-Owner Car Insurance Quotes in Jackson, TN?

Do you need car insurance in Jackson, TN, but don’t own a vehicle? Broad form and non-owner car insurance provide coverage for drivers who regularly rent, borrow, or need proof of insurance for SR22 filings.

  • Which companies offer the best non-owner insurance rates? Providers like Dairyland, The General, and Progressive specialize in affordable non-owner car insurance in Tennessee.
  • Who needs non-owner insurance? This coverage is ideal for:
    • Drivers who don’t own a car but frequently rent or borrow one.
    • Those who need an SR22 filing for a license reinstatement.
    • Individuals looking for basic liability protection when driving other vehicles.
  • How can you get the cheapest rates?
    • Compare multiple non-owner insurance quotes.
    • Maintain a clean driving record to qualify for lower premiums.
    • Consider a higher deductible to reduce costs.

Need affordable non-owner or broad form insurance in Jackson, TN? Get a free quote today and find the best coverage for your needs!

Insurance CompaniesAvg. Monthly Rate
Dairyland$101
Progressive Insurance$110
The General$118
Mendota Ins. Company$150
Bristol West$162
Geico$167
Allstate$221
Acceptance RTR$231
State Farm$231

How to Get the Most Affordable Liability-Only Car Insurance Quotes in Jackson, TN?

Looking for cheap liability-only car insurance in Jackson, TN? Liability coverage meets Tennessee’s minimum legal requirements, covering damages to others in an accident but not your own vehicle.

  • Which companies offer the lowest liability rates? Insurers like Dairyland, The General, and Progressive provide competitive quotes for liability-only coverage.
  • How can you lower your premium?
    • Maintain a clean driving record to qualify for better rates.
    • Consider a higher deductible, but ensure it’s an amount you can afford.
    • Ask about low-mileage and safe driver discounts.
  • What are Tennessee’s minimum liability requirements? Drivers must carry at least 25/50/15 coverage:
    • $25,000 for bodily injury per person
    • $50,000 per accident
    • $15,000 for property damage

Need affordable liability-only car insurance in Jackson, TN? Get a free quote today and start saving!

Insurance CompaniesAvg. Monthly Rate
Dairyland$70
Mendota Ins. Company$85
The General$93
Bristol West$96
Progressive Insurance$98
National General$100
Geico$102
21st Century$115
USAA$116
Allstate$117
AssuranceAmerica$118
State Farm$125
Acceptance RTR$132
Farmers$132

Finding the Cheapest Full Coverage Car Insurance in Jackson, TN

Looking for affordable full coverage car insurance in Jackson, TN? Full coverage includes liability, collision, and comprehensive insurance, protecting both you and your vehicle.

  • Which companies offer the best rates? Providers like Progressive, Dairyland, and The General offer low-cost full coverage options, while USAA provides discounts for military families.
  • How can you lower your premium?
    • Compare multiple full coverage quotes from Tennessee insurers.
    • Choose a higher deductible to reduce monthly payments.
    • Look for multi-car, bundling, and safe driver discounts.
  • Is full coverage worth it? If you have a new or financed vehicle, full coverage ensures you’re protected from accidents, theft, and natural disasters.

Need cheap full coverage car insurance in Jackson, TN? Get a free quote today and start saving!

Insurance CompaniesAvg. Monthly Rate
Bristol West$141
National General$152
Progressive Insurance$154
USAA$154
Mendota Ins. Company$156
Nationwide$159
Acceptance RTR$161
GAINSCO$161
Geico$162
Travelers$165
Farmers$169
Liberty Mutual$171
The General$171
American Family$173

Where to Find Affordable Auto Insurance Post-DUI, Accidents, or Violations in Jackson, TN?

Need affordable car insurance in Jackson, TN after a DUI, accident, or traffic violation? High-risk drivers often face higher premiums, but some insurers specialize in forgiving driving records and offering lower rates.

  • Which companies offer the best rates? Providers like Dairyland, The General, and Progressive offer competitive insurance options for high-risk drivers.
  • How can you lower your premium?
    • Take a defensive driving course to qualify for discounts.
    • Opt for a higher deductible to reduce monthly payments.
    • Compare quotes from multiple high-risk insurance providers.
  • Will your rates improve over time? Yes! Maintaining a clean driving record for three to five years can help lower rates significantly.

Looking for affordable car insurance after a DUI or accident in Jackson, TN? Get a free quote today and start saving!

Insurance CompaniesAvg. Monthly Rate
Progressive Insurance$152
Nationwide$165
The General$167
Acceptance RTR$170
Dairyland$170
GAINSCO$171
Geico$173
AssuranceAmerica$178
21st Century$182
Bristol West$184
Mendota Ins. Company$190
American Family$194
National General$197
USAA$199

How to Secure Cheap Car Insurance with Bad or Poor Credit in Jackson, TN?

Securing cheap car insurance with bad or poor credit in Jackson, TN, can be challenging, but providers like Acceptance Insurance and Direct Auto often offer more favorable rates for those with lower credit scores. To lower costs, focus on improving your credit score, driving safely, and qualifying for any available discounts.

Consider bundling policies and choosing higher deductibles to further reduce your premiums. Regularly reviewing and adjusting your policy as your credit improves can also lead to cost savings.

Insurance CompaniesAvg. Monthly Rate
Dairyland$152
The General$157
Acceptance RTR$163
GAINSCO$170
National General$170
Nationwide$171
21st Century$178
Mendota Ins. Company$178
Bristol West$181
AssuranceAmerica$187
Geico$196
USAA$198
Progressive Insurance$200
Travelers$202

What Are the Most Affordable Auto Insurance Options for Good Credit Holders in Jackson, TN?

If you have good credit in Jackson, TN, you’re more likely to qualify for lower auto insurance rates. Insurers see strong credit scores as a sign of financial responsibility, which often leads to discounted premiums.

How Can You Save Even More?

Maintain a clean driving record to qualify for safe driver savings.

Compare multiple quotes to ensure you’re getting the best rate.

Bundle auto and home insurance to unlock multi-policy discounts.

Insurance CompaniesAvg. Monthly Rate
Acceptance RTR$132
National General$134
The General$135
Progressive Insurance$137
Bristol West$138
Dairyland$138
AssuranceAmerica$140
Geico$141
GAINSCO$143
Mendota Ins. Company$154
Nationwide$158
American Family$161
Safeco$163
State Auto$164

Getting the Best Deals on Auto Insurance with Bundle/Homeowners Discounts in Jackson, TN

Want to save money on car insurance in Jackson, TN? Bundling your auto and homeowners insurance is a great way to lower your monthly premiums and get better coverage.

How Can You Maximize Savings?

  • Compare multiple insurance quotes to find the best bundling deal.
  • Maintain a good credit score to qualify for lower premiums.
  • Regularly review your bundled policy to ensure it remains cost-effective.

How Much Can You Save?

Bundling home and auto insurance can save 10% to 25% on your premiums, depending on the provider.

Looking for the best home and auto insurance bundle in Jackson, TN? Get a free quote today and start saving!

Insurance CompaniesAvg. Monthly Rate
Acceptance RTR$134
Mendota Ins. Company$139
Bristol West$144
AssuranceAmerica$146
GAINSCO$148
Geico$149
National General$149
Nationwide$150
Dairyland$157
The General$158
Safeco$166
Travelers$166
21st Century$169
Progressive Insurance$169

Top Auto Insurance Choices for Young Drivers in Jackson, TN

Are you a young driver in Jackson, TN, looking for affordable car insurance? Insurance rates for younger drivers tend to be higher due to limited driving experience, but the right insurance provider and discounts can help lower costs.

How Can Young Drivers Lower Insurance Costs?

  • Take a defensive driving course to qualify for discounts.
  • Maintain a B average or higher to earn a good student discount.
  • Choose a safe, affordable car with lower insurance costs.
  • Bundle a policy with a parent or guardian for potential savings.

How Much Can Young Drivers Save?

By taking advantage of discounts and safe driving programs, young drivers can save 10% to 25% on their premiums.

Looking for affordable car insurance for young drivers in Jackson, TN? Get a free quote today and start saving!

Insurance CompaniesAvg. Monthly Rate
National General$128
Dairyland$130
Acceptance RTR$146
Allstate$146
Progressive Insurance$149
AssuranceAmerica$159
Bristol West$160
Mendota Ins. Company$160
Nationwide$161
American Family$171
GAINSCO$173
USAA$173
21st Century$178
Farmers$178

01.

Contact Us​

02.

Details

03.

Quote

04.

Decision

Why does my Jackson zip code affect my car insurance rates?

n Jackson, Tennessee, several specific factors significantly influence the cost of auto insurance rates. These factors range from local weather conditions to demographic trends, each playing a crucial role in how insurers assess risk and set premiums. Here’s a detailed list of these factors:

  1. Weather Conditions and Climate: Jackson experiences a humid subtropical climate with hot summers and mild winters, leading to occasional severe weather events like thunderstorms and tornadoes. These conditions can increase the risk of weather-related vehicle damage, potentially raising insurance rates.
  2. Crime Rates: The rate of vehicle thefts and vandalism in certain areas of Jackson can lead to higher auto insurance premiums. Areas with higher crime rates are often considered higher risk by insurance providers.
  3. Population Density: Jackson’s population density affects traffic congestion and accident frequency. Higher population density generally leads to more traffic accidents, which can increase insurance costs.
  4. Road Infrastructure: The condition of roads and the prevalence of construction zones in Jackson can influence accident rates. Poor road conditions and heavy construction can lead to more frequent claims, impacting insurance premiums.
  5. Demographics: The demographic profile, including the average age of drivers in Jackson, can affect insurance rates. For instance, a higher proportion of younger drivers, who are statistically more likely to be involved in accidents, might lead to increased average premiums.
  6. Economic Factors: The general economic environment in Jackson, including average income levels and rates of uninsured motorists, also plays a role. Higher rates of uninsured drivers can lead to increased costs for insured drivers.

Understanding these factors can help Jackson residents make informed choices about their auto insurance, potentially finding ways to mitigate some of these cost-influencing factors.

ZIP CODES IN JACKSON, TN

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Don’t give up…we can help you find affordable rates, need an SR-22? We got you!

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Homeowners, renters, and mobile home owners: make sure you have the protection you need.

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Motorcycles, RVs, ATVs, life insurance, you name it…we can help!

Safety Feature Discounts for Auto Insurance

Safety Devices
Anti-Lock Brakes
Anti-Theft System

Frequently Asked Questions about Car Insurance Quotes in Jackson, TN


What factors influence car insurance quotes in Jackson?

Various factors, including driving history and coverage preferences, impact car insurance quotes. For personalized insights, call us at 1.888.445.2793.

How can I lower my car insurance premium in Jackson?

To reduce your car insurance premium, consider bundling policies, maintaining a good driving record, and exploring available discounts. Connect with our experts for tailored advice.

What types of coverage does A Plus Insurance offer for Jackson drivers?

A Plus Insurance provides comprehensive coverage options, including liability, collision, and comprehensive insurance. Contact us for a free quote and personalized guidance.

Here’s What Our Clients Say About Us​

Last Updated on by Brian Muse

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