Guide to Car Insurance Quotes in Jackson, TN

Embark on worry-free drives in Jackson with A Plus Insurance, your trusted brokerage. Call now for a free quote and let us tailor perfect car insurance coverage for you.

Tennessee State Liability Requirements

Required Liability Coverage:
$25,000 bodily injury liability per person
$50,000 bodily injury liability per accident
$25,000 property damage liability per accident
Uninsured Motorist Coverage: Rejection Form
Medical Payments: Rejection Form

Where Can I Find the Cheapest SR22 Insurance in Jackson, TN?

In Jackson, TN, the cheapest SR22 insurance can be found by comparing quotes from providers specializing in high-risk coverage. SR22 is often required after certain traffic violations and can be more expensive than standard policies. To reduce costs, consider insurers like Geico or Progressive, known for offering competitive rates for SR22 insurance.

Enhancing your driving record and choosing a policy with higher deductibles can also help in lowering premiums. Additionally, completing a defensive driving course may make you eligible for discounts.

Insurance CompaniesAvg. Monthly Rate
Bristol West$95
National General$95
Mendota Ins. Company$97
The General$103
Progressive Insurance$107
Liberty Mutual$114
State Farm$135
State Auto$140

SR22 Insurance Process in Jackson



We gather detailed information, ensuring you have all the facts before making a decision.



Receive your SR22 insurance quote, customized to your unique needs and credit profile



We work closely with the insurance carrier to ensure that the sr22 is filed with the state


Policy Management

Our policy service doesn’t end once the documents are signed. We’re here for you, month to month.

What Are the Best Broad form or Non-Owner Car Insurance Quotes Jackson, TN?

The best broad form or non-owner car insurance options in Jackson, TN, cater to drivers who don’t own a car but need to be insured. Providers like State Farm and Nationwide offer specialized non-owner policies at competitive rates.

To secure the best deal, compare quotes and consider policies with coverage that matches your driving frequency. Maintaining a good driving record and opting for higher deductibles can also lead to more affordable premiums. Non-owner insurance is particularly cost-effective for occasional drivers.

Insurance CompaniesAvg. Monthly Rate
Progressive Insurance$110
The General$118
Mendota Ins. Company$150
Bristol West$162
Acceptance RTR$231
State Farm$231

How to Get the Most Affordable Liability-Only Car Insurance Quotes Jackson, TN?

For the most affordable liability-only car insurance in Jackson, TN, consider insurers like Allstate and Liberty Mutual, which often provide competitive rates for basic coverage. Liability-only insurance is the minimum legal requirement and excludes coverage for your own vehicle’s damages.

To further reduce costs, maintain a clean driving record and explore discounts for things like low annual mileage. Additionally, opting for a higher deductible can lower your premium, but ensure it’s an amount you can comfortably afford in case of a claim.

Insurance CompaniesAvg. Monthly Rate
Mendota Ins. Company$85
The General$93
Bristol West$96
Progressive Insurance$98
National General$100
21st Century$115
State Farm$125
Acceptance RTR$132

Discovering the Cheapest Full Coverage Car Insurance in Jackson, TN

To discover the cheapest full coverage car insurance in Jackson, TN, start with providers known for affordable comprehensive policies, such as Farmers or USAA (for military families). Full coverage includes both liability and damage to your own vehicle but can be tailored to fit your budget.

Comparing quotes, adjusting deductibles, and maintaining a good driving history are key strategies for lowering rates. Look for discounts like multi-car or safe driver incentives, which can significantly reduce premiums.

Insurance CompaniesAvg. Monthly Rate
Bristol West$141
National General$152
Progressive Insurance$154
Mendota Ins. Company$156
Acceptance RTR$161
Liberty Mutual$171
The General$171
American Family$173

Where to Find Affordable Auto Insurance Post-DUI, Accidents, or Violations in Jackson, TN?

Finding affordable auto insurance in Jackson, TN, after a DUI, accident, or violation requires focusing on insurers that offer forgiveness policies or specialize in high-risk drivers, such as The General or Dairyland. These providers are more lenient with driving histories and offer competitive rates.

Improving your driving habits and possibly attending driving courses can positively impact your insurance costs. Additionally, opting for higher deductibles and reducing unnecessary coverage can make premiums more manageable.

Insurance CompaniesAvg. Monthly Rate
Progressive Insurance$152
The General$167
Acceptance RTR$170
21st Century$182
Bristol West$184
Mendota Ins. Company$190
American Family$194
National General$197

How to Secure Cheap Car Insurance with Bad or Poor Credit in Jackson, TN?

Securing cheap car insurance with bad or poor credit in Jackson, TN, can be challenging, but providers like Acceptance Insurance and Direct Auto often offer more favorable rates for those with lower credit scores. To lower costs, focus on improving your credit score, driving safely, and qualifying for any available discounts.

Consider bundling policies and choosing higher deductibles to further reduce your premiums. Regularly reviewing and adjusting your policy as your credit improves can also lead to cost savings.

Insurance CompaniesAvg. Monthly Rate
The General$157
Acceptance RTR$163
National General$170
21st Century$178
Mendota Ins. Company$178
Bristol West$181
Progressive Insurance$200

What Are the Most Affordable Auto Insurance Options for Good Credit Holders in Jackson, TN?

Good credit holders in Jackson, TN, can find the most affordable auto insurance options with providers like Erie Insurance and Hartford, who often reward good credit with lower rates. A strong credit score indicates financial responsibility, which insurers value.

Ensure you’re getting the best rates by comparing quotes and asking about additional discounts for which you might qualify. Maintaining a clean driving record and bundling policies can also contribute to lower insurance costs.

Insurance CompaniesAvg. Monthly Rate
Acceptance RTR$132
National General$134
The General$135
Progressive Insurance$137
Bristol West$138
Mendota Ins. Company$154
American Family$161
State Auto$164

Getting the Best Deals on Auto Insurance with Bundle/Homeowners Discounts in Jackson, TN

To get the best deals on auto insurance with bundle/homeowners discounts in Jackson, TN, consider insurers like American Family or Nationwide. These companies offer significant savings for bundling auto with homeowners or renters insurance.

Evaluate the combined cost of policies and ensure the coverage meets your needs. Maintaining a good credit score and a clean driving record can also help in securing lower rates. Regularly review your bundled policies to ensure they remain the most cost-effective option.

Insurance CompaniesAvg. Monthly Rate
Acceptance RTR$134
Mendota Ins. Company$139
Bristol West$144
National General$149
The General$158
21st Century$169
Progressive Insurance$169

Top Auto Insurance Choices for Young Drivers in Jackson, TN

For young drivers in Jackson, TN, top auto insurance choices include providers like Geico and Progressive, known for offering competitive rates and student discounts. Young drivers are typically seen as high-risk, but there are ways to reduce costs. Opt for a policy with student or safe driver discounts, and consider a vehicle that’s cheaper to insure.

Engaging in defensive driving courses and maintaining good grades can also lead to lower premiums. Balancing coverage and cost is crucial for young drivers.

Insurance CompaniesAvg. Monthly Rate
National General$128
Acceptance RTR$146
Progressive Insurance$149
Bristol West$160
Mendota Ins. Company$160
American Family$171
21st Century$178


Contact Us​

Start by reaching out to us, either online, by phone, or in person. Provide basic personal and vehicle information to initiate the quote process.



Provide more detailed information about your driving history, the vehicle you wish to insure, and any specific coverage needs or preferences you have



We will process your information and present you with a customized insurance quote, outlining coverage options and prices tailored to your needs.



Review the provided quote at your leisure. If you decide to proceed, you can finalize the policy, setting up payment and coverage start dates.

Why does my Jackson zip code affect my car insurance rates?

n Jackson, Tennessee, several specific factors significantly influence the cost of auto insurance rates. These factors range from local weather conditions to demographic trends, each playing a crucial role in how insurers assess risk and set premiums. Here’s a detailed list of these factors:

  1. Weather Conditions and Climate: Jackson experiences a humid subtropical climate with hot summers and mild winters, leading to occasional severe weather events like thunderstorms and tornadoes. These conditions can increase the risk of weather-related vehicle damage, potentially raising insurance rates.
  2. Crime Rates: The rate of vehicle thefts and vandalism in certain areas of Jackson can lead to higher auto insurance premiums. Areas with higher crime rates are often considered higher risk by insurance providers.
  3. Population Density: Jackson’s population density affects traffic congestion and accident frequency. Higher population density generally leads to more traffic accidents, which can increase insurance costs.
  4. Road Infrastructure: The condition of roads and the prevalence of construction zones in Jackson can influence accident rates. Poor road conditions and heavy construction can lead to more frequent claims, impacting insurance premiums.
  5. Demographics: The demographic profile, including the average age of drivers in Jackson, can affect insurance rates. For instance, a higher proportion of younger drivers, who are statistically more likely to be involved in accidents, might lead to increased average premiums.
  6. Economic Factors: The general economic environment in Jackson, including average income levels and rates of uninsured motorists, also plays a role. Higher rates of uninsured drivers can lead to increased costs for insured drivers.

Understanding these factors can help Jackson residents make informed choices about their auto insurance, potentially finding ways to mitigate some of these cost-influencing factors.


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Don’t give up…we can help you find affordable rates, need an SR-22? We got you!

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Homeowners, renters, and mobile home owners: make sure you have the protection you need.

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Motorcycles, RVs, ATVs, life insurance, you name it…we can help!

Safety Feature Discounts for Auto Insurance

Equipping your vehicle with safety features can earn you substantial discounts. Consider Safety Device Installation, Anti-Lock Brakes, and Anti-Theft System incentives.

Safety Devices
Anti-Lock Brakes
Anti-Theft System

Frequently Asked Questions about Car Insurance Quotes in Jackson, TN

What factors influence car insurance quotes in Jackson?

Various factors, including driving history and coverage preferences, impact car insurance quotes. For personalized insights, call us at 1.888.445.2793.

How can I lower my car insurance premium in Jackson?

To reduce your car insurance premium, consider bundling policies, maintaining a good driving record, and exploring available discounts. Connect with our experts for tailored advice.

What types of coverage does A Plus Insurance offer for Jackson drivers?

A Plus Insurance provides comprehensive coverage options, including liability, collision, and comprehensive insurance. Contact us for a free quote and personalized guidance.

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Last Updated on by Veronica Moss

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