In Denver, Colorado, the minimum auto insurance requirements are Bodily Injury Liability of $25,000 per person and $50,000 per accident, and Property Damage Liability of $15,000 per accident. These are often abbreviated as 25/50/15.

Denver is known for its fluctuating weather conditions, including heavy snowfall in the winter. This can lead to an increased risk of accidents, which may, in turn, affect auto insurance rates. Some insurers may consider local weather patterns when calculating your premium.

Yes, many insurance providers offer various discounts, such as good driver discounts, multi-policy discounts, and military discounts. It’s advisable to check with your insurance agent to see what discounts you may be eligible for.