Auto Insurance in Arkansas

Tired of endlessly shopping for the best auto rates? A Plus Insurance will help you find the best rates!

State Liability Requirements

Required Liability Coverage:
$25,000 bodily injury liability per person
$50,000 bodily injury liability per accident
$25,000 property damage liability per accident

Important Arkansas Rate Changes

If You are a Progressive personal auto customer in Arkansas, read here for important rate updates!

Insurance Arkansas: Getting Started

Do you live in Arkansas? Are you needing an Auto, Homeowners, RV, or Boat insurance quote but have no time in your day to make multiple calls? Well, we have great news for you! You’re only 1 phone call away from getting the quote you need. At A Plus Insurance all of our quotes are FREE! For an Auto quote, it can take anywhere from 15-20 minutes! If you are looking for a Home or Renters quote it could be 20 minutes.

The minimum liability coverage required in Arkansas is 25,000 per person, 50,000 per accident for all persons, and 25,000 for property damage per accident. You must carry at least these limits to file and register your vehicle in the state of Arkansas. If you would like higher coverage than just the state minimum requirements, ask your agent what your options are. There are additional coverages offered in Arkansas, such as uninsured motorists, and medical payments. Although not required, these coverages are recommended to protect you, your passengers, and your vehicle.

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Don’t give up…we can help you find affordable rates, need an SR-22? We got you!

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Homeowners, renters, and mobile home owners: make sure you have the protection you need.

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Motorcycles, RVs, ATVs, life insurance, you name it…we can help!

As mentioned above, we offer home insurance in Arkansas through Progressive Insurance. In addition to the basic discounts that are available to you, a bundling discount could potentially save you thousands. It is easy to obtain quotes for either auto or home with the help of our agents, or you can always submit a quote request online to save you some time.

At A Plus Insurance our goal is to make the quote process as easy, fast, Informative, and pain-free as possible. Because we all have busy schedules, places to be, and sites to see, you can call us anytime to speak with a friendly and knowledgeable agent who will gladly assist you. If a phone call is too much during the day, please visit our website for a free quote online!

Insurance Arkansas: Cheapest Rates for Young drivers

Younger drivers will have to pay higher premiums for quite a while, unfortunately.

The good news is that once you hit the ripe age of 20 you will see your rates lower a bit, and then when you hit the age of 25 you will see your rates dramatically decrease!

For now, here are some tips on how to obtain cheaper insurance: Take a defensive driving course, inform your insurance company of your car’s security features, and never drive without insurance.

Top 5 Average Rates for Young Drivers in Arkansas

Dairyland$138
National General$148
Progressive Insurance$149
Acceptance RTR$152
21st Century$154

Insurance Arkansas: Best Rates for those with Bad or Poor Credit

Having what is considered bad, or poor credit can really bite you in the backside in many ways. In most states, a lower credit score will mean you pay more for your car insurance in comparison to others. If you have poor credit, switching insurance companies at times can be a great way to save a little chunk on your car insurance.

Average Rates for Bad Credit in Arkansas

Geico$150
21st Century$152
Mendota Ins. Company$162
Nationwide$165
AssuranceAmerica$166

Insurance Arkansas: TOP 5 Vehicles We Insure

1Hyundai
2Acura
3Buick
4Mazda
5Audi

Insurance Arkansas: Lowest Cost with a Bundle Discount

There are many companies out there that offer great bundling discounts. To name a few, Progressive, Travelers, Bristol West, USAA, and Allstate offer many different bundling options for you. Some companies do not offer multiple products, and might just specialize in auto insurance.

Average Rates with Bundle Discounts in Arkansas

National General$128
AssuranceAmerica$135
Bristol West$135
Progressive Insurance$137
GAINSCO$139

Insurance Arkansas: Cheapest Rates with DUI

It’s no surprise that drivers with a lead foot will pay more for their insurance due to speeding tickets. Your car insurance rates in Arkansas will increase by at least $925 if you cause an accident. A DUI charge on your driving record will result not only in a significant increase in the rate but also may require you to carry an Sr22 for the state. 

Top 5 Average Rates with DUI in Arkansas

21st Century$152
Acceptance RTR$155
Nationwide$159
Mendota Ins. Company$163
The General$164

Frequently Asked Questions about Auto Insurance in Arkansas

What types of auto insurance are mandatory in Arkansas?

In Arkansas, drivers are required to have liability insurance that covers bodily injury and property damage liability. Uninsured motorist coverage is also mandatory.

How can I find the best auto insurance rates in Arkansas?

To find the best auto insurance rates in Arkansas, compare quotes from multiple insurers, review available discounts, consider coverage options, and ensure the policy meets your needs and budget.

Need assistance with auto insurance in Arkansas?

Feel free to call us at 1.888.445.2793 for assistance with auto insurance in Arkansas. Our team is here to help you find the right coverage.

What is the cheapest legit car insurance in Arkansas?

Finding the cheapest legitimate car insurance in Arkansas can vary based on your individual circumstances and coverage needs. It’s essential to compare quotes from reputable insurers and consider available discounts to find the most affordable and legitimate option. Our team at 1.888.445.2793 can assist you in finding affordable and legitimate car insurance that meets your requirements.

Other Helpful Links
Affordable Homeowners Insurance Arkansas
SR22 Filing In Arkansas
Arkansas Homeowners Insurance
Progressive Insurance in Arkansas

FAQs About A Plus Insurance and Insurance in Arkansas

What types of insurance products does A Plus Insurance offer in Arkansas?

A Plus Insurance in Arkansas provides a wide range of insurance products, including auto insurance, home insurance, renters insurance, business insurance, and more. Our goal is to offer comprehensive coverage options tailored to the unique needs of our clients in Arkansas.

How can I request an insurance quote from A Plus Insurance in Arkansas?

Requesting an insurance quote from A Plus Insurance in Arkansas is easy and convenient. You can visit our website and use our online quote request form to receive a personalized insurance quote for your property or vehicle. Alternatively, you can contact our Arkansas office at 888-445-2793 for a free quote, and our experienced agents will assist you in finding the right insurance coverage.

What sets A Plus Insurance apart as a trusted insurance agency in Arkansas?

A Plus Insurance is known for its commitment to personalized service, competitive rates, and a wide range of insurance options in Arkansas. We take the time to understand our clients’ unique needs and provide guidance to help them make informed decisions about their insurance coverage. Our goal is to provide peace of mind through reliable and comprehensive insurance solutions.

Here’s What Our Clients Say About Us​

Last Updated on by Marlon Moss

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