- Guide to SR22 Insurance in Arkansas: Find Your Path to Coverage
- Reasons you may be required to carry an SR22 Insurance Arkansas
- How Long is SR-22 Required in Arkansas?
- Cost for SR22 Insurance in Arkansas (Liability Only)
- SR22 Insurance in Arkansas for Drivers Without a Vehicle – Affordable Non-Owner Coverage Options
- Which Companies offer SR22 Insurance Arkansas?
- SR22 Insurance Arkansas Rates By Carrier (liability only)
- Who has the lowest price on SR22 Insurance Arkansas
- DUI and SR22 Insurance in Arkansas: What You Need to Know About Coverage and Costs
- Cost for SR-22 Insurance (full coverage) in Arkansas
- State Insurance Requirements In Arkansas
- SR22 Insurance Arkansas Rates By Carrier (full coverage)
- Best Home and Auto Insurance Policies for New Homeowners
- Frequently Asked Questions about SR22 Insurance in Arkansas
- What is SR22 Insurance in Arkansas?
- How does SR22 Insurance affect my rates in Arkansas?
- Questions about SR22 Insurance in Arkansas? Call us at 1.888.445.2793.
- What We Do at A Plus Insurance
Reasons you may be required to carry an SR22 Insurance Arkansas
There are several key reasons you might be required to carry SR22 Insurance in Arkansas. Whether due to driving violations or as a mandate to reinstate your driving privileges, SR22 insurance becomes a necessity for many drivers. It’s not just about having insurance; it’s about proving to the state that you meet the minimum coverage requirements.
Underline: SR22 Insurance Arkansas is often required for drivers who have experienced driving infractions such as DUIs, reckless driving, or any situation resulting in a suspended license. To get back on the road legally, securing an SR22 policy is your first step.
Rate Comparison Table for SR22 Insurance in Arkansas:
| Insurance Carrier | Estimated Monthly Rate | Coverage Type |
|---|---|---|
| Progressive | $45 | Full Coverage |
| Dairyland | $50 | Liability Only |
| National General | $55 | Full Coverage |
Remember, these rates are estimates and can vary based on your driving history, the city you reside in, and other factors.
Key Reasons for SR22 Requirement:
- DUI or DWI offenses
- Reckless driving incidents
- Accumulation of excessive traffic violations
- At-fault accidents without adequate insurance
Navigating the SR22 insurance landscape in Arkansas doesn’t have to be overwhelming. By understanding the requirements and comparing rates from reputable carriers like Progressive, Dairyland, and National General, you’re on your way to making an informed choice that aligns with your needs and budget.
How Long is SR-22 Required in Arkansas?
In Arkansas, if you’re required to carry an SR22 Insurance, understanding the length of this obligation is key to planning your path back to regular driving status. Typically, the state mandates drivers to maintain SR22 insurance for a period of three years from the date of reinstatement.
Underline: The duration for which SR22 Insurance in Arkansas is required hinges on adherence to continuous coverage without any lapses. Failure to maintain your SR22 policy can lead to a reset of the required period and further complications with your driving privileges.
Maintaining Your SR22 Insurance in Arkansas:
- Continuous Coverage: Essential to avoid restarting the three-year requirement.
- Timely Payments: Ensuring your policy remains active and in good standing.
- Regular Communication with Your Insurer: Keeping them informed of any changes in your driving status or personal information.
The three-year term serves as a probationary period to demonstrate responsible driving and insurance management. It’s crucial to partner with a reliable insurance carrier that offers SR22 Insurance in Arkansas and understands the importance of keeping your policy active for the required duration.
Cost for SR22 Insurance in Arkansas (Liability Only)
Below is the average cost for Liability Insurance with an SR-22 filing. You can add additional coverages to your liability policy, such as Uninsured Motorist and Medical payments, which are optional State coverages.
| City | Price |
|---|---|
| Monticello | $94.00 |
| Arkadelphia | $105.00 |
| Blytheville | $93.00 |
| Hope | $99.00 |
| East End | $103.00 |
| Malvern | $110.00 |
| Walnut Ridge | $99.00 |
| Pea Ridge | $105.00 |
| Cabot | $94.00 |
| Marion | $100.00 |
| Cherokee Village | $97.00 |
| Greenbrier | $100.00 |
| Ward | $95.00 |
| White Hall | $96.00 |
| Morrilton | $104.00 |
| Mountain Home | $92.00 |
| Wynne | $93.00 |
| Lowell | $99.00 |
| Benton | $87.00 |
| Maumelle | $99.00 |
| Clarksville | $104.00 |
| De Queen | $89.00 |
| Springdale | $104.00 |
| Hot Springs | $87.00 |
| Texarkana | $87.00 |
| Dardanelle | $89.00 |
| Piney | $90.00 |
| Beebe | $99.00 |
| Bryant | $105.00 |
| Pine Bluff | $90.00 |
| Forrest City | $94.00 |
| Prairie Grove | $88.00 |
| Osceola | $108.00 |
| Barling | $92.00 |
| Harrison | $90.00 |
| Vilonia | $102.00 |
| Helena-West Helena | $96.00 |
| Hot Springs Village | $92.00 |
| Warren | $108.00 |
| North Little Rock | $103.00 |
| Russellville | $106.00 |
| Berryville | $88.00 |
| Jonesboro | $92.00 |
| Bella Vista | $91.00 |
| Fort Smith | $88.00 |
| Magnolia | $107.00 |
| Centerton | $94.00 |
| West Memphis | $88.00 |
| Rogers | $90.00 |
| Stuttgart | $102.00 |
| Rockwell | $97.00 |
| Fayetteville | $92.00 |
| Siloam Springs | $101.00 |
| Paragould | $110.00 |
| Heber Springs and Farmington | $106.00 |
| Sheridan | $95.00 |
| Haskell | $89.00 |
| Greenwood | $93.00 |
| Trumann | $110.00 |
| Conway | $99.00 |
| Alma | $91.00 |
| Mena | $109.00 |
| El Dorado | $96.00 |
| Batesville | $92.00 |
SR22 Insurance in Arkansas for Drivers Without a Vehicle – Affordable Non-Owner Coverage Options
To secure SR22 insurance in Arkansas without owning a vehicle, you need non-owner SR22 insurance. This type of SR22 insurance is essential for reinstating your driving privileges and provides the required coverage without insuring a specific car. Non-owner SR22 insurance is a cost-effective solution for drivers seeking cheap SR22 insurance in Arkansas, allowing you to drive legally even if you don’t own a vehicle.
Underline: SR22 Insurance Arkansas for non-owners caters to individuals who need to fulfill state SR22 requirements but aren’t car owners. This type of policy covers liability for damages or injuries you may cause while driving a borrowed or rented vehicle.
Rate Comparison Table for Non-Owner SR22 Insurance in Arkansas:
| Insurance Carrier | Estimated Monthly Rate | Policy Type |
|---|---|---|
| Progressive | $35 | Non-Owner |
| Dairyland | $40 | Non-Owner |
| The General | $45 | Non-Owner |
These rates are approximate and will vary based on personal circumstances and the specifics of your driving record.
Situations Where Non-Owner SR22 Insurance Is Required:
- Need to fulfill SR22 requirements but don’t own a car
- Frequently rent vehicles or use car-sharing services
- Wish to maintain continuous insurance coverage for future premium advantages
Non-owner SR22 Insurance in Arkansas is a smart and cost-effective solution for maintaining legal driving status without the burden of vehicle ownership. It’s particularly advantageous for those looking to keep insurance costs low while ensuring they stay compliant with state insurance requirements.
Which Companies offer SR22 Insurance Arkansas?
Navigating through the requirements for SR22 Insurance in Arkansas? It’s crucial to choose a provider that not only offers this specific type of insurance but also understands the unique state regulations. Various reputable insurance carriers in Arkansas are ready to assist, ensuring you can quickly meet the state’s SR22 filing requirements.
Underline: SR22 Insurance in Arkansas is available from a variety of trusted insurance companies, each offering competitive rates and tailored policies to help you regain your driving privileges efficiently.
List of Companies Offering Non-Owner SR22 Insurance in Arkansas:
- Progressive – Known for competitive pricing and excellent customer service.
- Dairyland – Offers affordable SR22 options with flexible payment plans.
- The General – A go-to for drivers requiring immediate SR22 filings.
- National General – Provides comprehensive coverage options alongside SR22 filings.
- Bristol West – Specializes in high-risk driver policies, including SR22 insurance.
- Mendota – Catering to those needing SR22 alongside additional risk coverage.
- Suncoast – Offers detailed SR22 policy guidance for Arkansas drivers.
Each of these companies provides SR22 insurance with varying rates and coverage levels, ensuring you can find a policy that suits your needs and budget. Whether you’re seeking to reinstate your driving privileges or maintain continuous coverage, these providers stand ready to assist with your SR22 requirements in Arkansas.
| Company | SR22 Offered |
|---|---|
| GAINSCO | yes |
| Bristol West | yes |
| Farmers | yes |
| Acceptance RTR | yes |
| Geico | yes |
| Mendota Ins. Company | yes |
| Progressive Insurance | Yes |
| Dairyland | yes |
| National General | yes |
| AssuranceAmerica | yes |
SR22 Insurance Arkansas Rates By Carrier (liability only)
Since SR-22 Is not another type of insurance policy, just an attachment – you can carry full coverage or liability insurance on your vehicle if you choose to. You will just need to add the SR-22 attachment to that policy.
| Company | SR22 Liability (average) |
|---|---|
| Progressive Insurance | $86.00 |
| National General | $80.00 |
| Bristol West | $106.00 |
| Acceptance RTR | $69.00 |
| Liberty Mutual | $83.00 |
| AssuranceAmerica | $119.00 |
| GAINSCO | $101.00 |
| Dairyland | $60.00 |
| Mendota Ins. Company | $104.00 |
| Geico | $97.00 |
| Farmers | $75.00 |
Who has the lowest price on SR22 Insurance Arkansas
Many of the Insurance companies listed below specialize in SR-22 filings and are able to offer a cheaper price than other companies.
| City | Price |
|---|---|
| Pocahontas | Progressive |
| Prairie Grove | Liberty Mutual |
| Siloam Springs | Liberty Mutual |
| Harrison | The General |
| Clarksville | Geico |
| Sheridan | Progressive |
| Wynne | Bristol West |
| Alma | Geico |
| Pine Bluff | The General |
| Mountain Home | The General |
| Helena-West Helena | Progressive |
| Bentonville | Geico |
| Greenbrier | Geico |
| Centerton | Progressive |
| Mena | Geico |
| Walnut Ridge | Progressive |
| Beebe | Geico |
| Ward | The General |
| Texarkana | Dairyland* |
| Lowell | Progressive |
| Piney | Liberty Mutual |
| Paragould | The General |
| Russellville | Geico |
| Dardanelle | The General |
| Cherokee Village | Geico |
| Jonesboro | The General |
| Rockwell | The General |
| Jacksonville | Dairyland* |
| Heber Springs and Farmington | The General |
| Conway | Liberty Mutual |
| Van Buren | Liberty Mutual |
| Hot Springs Village | National General |
| Barling | The General |
| Crossett | Geico |
| Trumann | The General |
| Forrest City | Geico |
| Vilonia | Bristol West |
| Cabot | Dairyland* |
| East End | Progressive |
| Greenwood | Liberty Mutual |
| De Queen | Progressive |
| Morrilton | Progressive |
| Osceola | Geico |
| Fayetteville | Liberty Mutual |
| North Little Rock | Geico |
| Berryville | The General |
| Pea Ridge | The General |
| Marion | National General |
| Rogers | Liberty Mutual |
| Batesville | The General |
| Malvern | The General |
| Searcy | Liberty Mutual |
| Warren | The General |
| Stuttgart | The General |
| Camden | The General |
| Hot Springs | Farmers |
| White Hall | The General |
| Blytheville | Geico |
| Gibson | Geico |
| Springdale | Farmers |
| El Dorado | The General |
| Fort Smith | Geico |
| Bella Vista | The General |
| West Memphis | Dairyland* |
| Bryant | Geico |
| Little Rock | Progressive |
| Monticello | The General |
| Hope | Progressive |
| Newport | Geico |
| Magnolia | Progressive |
| Arkadelphia | Bristol West |
| Sherwood | Progressive |
| Haskell | Progressive |
DUI and SR22 Insurance in Arkansas: What You Need to Know About Coverage and Costs
If you’re convicted of a DUI in Arkansas, you’ll likely need SR22 insurance, a Certificate of Financial Responsibility. The duration of SR22 insurance in Arkansas depends on the number of DUI convictions: 3 years for a first offense, 5 years for a second, and up to 10 years for a third. Finding cheap SR22 insurance in Arkansas can help manage costs while fulfilling legal requirements to reinstate your driving privileges.
Cost for SR-22 Insurance (full coverage) in Arkansas
Full coverage consists of Comprehensive and Collision. Comprehensive covers fire, theft, vandalism, glass breakage, and impact with an animal. Collision covers impact with another vehicle or object.
| City | Price |
|---|---|
| Berryville | $176 |
| Hot Springs Village | $151 |
| Trumann | $177 |
| Ward | $167 |
| Bentonville | $160 |
| Greenwood | $167 |
| Pocahontas | $169 |
| Greenbrier | $168 |
| Maumelle | $147 |
| Helena-West Helena | $182 |
| Walnut Ridge | $182 |
| Batesville | $155 |
| Prairie Grove | $180 |
| Barling | $162 |
| Newport | $177 |
| East End | $159 |
| Mountain Home | $164 |
| Searcy | $151 |
| Clarksville | $172 |
| Benton | $147 |
| Jacksonville | $154 |
| Fort Smith | $181 |
| Magnolia | $160 |
| Stuttgart | $169 |
| Gibson | $151 |
| Marion | $156 |
| Springdale | $154 |
| Paragould | $178 |
| Malvern | $168 |
| Haskell | $175 |
| Lowell | $150 |
| Rogers | $153 |
| El Dorado | $175 |
| Conway | $164 |
| Dardanelle | $170 |
| Fayetteville | $160 |
| White Hall | $146 |
| Rockwell | $160 |
| Morrilton | $146 |
| Pine Bluff | $169 |
| Van Buren | $182 |
| Centerton | $172 |
| Harrison | $174 |
| Jonesboro | $172 |
| Bryant | $155 |
| Pea Ridge | $158 |
| Piney | $154 |
| Bella Vista | $176 |
| Osceola | $157 |
| Alma | $168 |
| Blytheville | $176 |
| Sheridan | $182 |
| West Memphis | $176 |
| Hope | $164 |
| Vilonia | $163 |
| Monticello | $174 |
| Arkadelphia | $151 |
| North Little Rock | $147 |
| Warren | $162 |
| Camden | $172 |
State Insurance Requirements In Arkansas
The minimum liability requirements are as follows; 25/50/25. This will pay for the damage you do. $25,000 per person for bodily injury, $50,000 per occurrence, and $25,000 for property damage.
SR22 Insurance Arkansas Rates By Carrier (full coverage)
If you need full coverage and an SR-22 filing, don’t worry you can get both on the same policy! Below are rates per Carrier.
| Company | SR22 Full Coverage (average) |
|---|---|
| Dairyland | $173.00 |
| GAINSCO | $196.00 |
| Bristol West | $181.00 |
| Progressive | $172.00 |
| Liberty Mutual | $208.00 |
| Mendota Ins. Company | $190.00 |
| Acceptance RTR | $203.00 |
| Farmers | $186.00 |
| National General | $189.00 |
Best Home and Auto Insurance Policies for New Homeowners
- Progressive Home & Auto Bundle: Offering a multi-policy discount for combining both homeowners insurance and auto insurance, Progressive provides robust coverage for new homeowners. Enjoy savings on your premiums and comprehensive coverage for your home and vehicle. Call us now to learn more.
- Dairyland Full Coverage Auto with Home Protection: Dairyland offers new homeowners affordable auto insurance with the option to add affordable home insurance. Get peace of mind with customizable coverage and reliable protection for both your vehicle and property. Text Us for policy details.
- National General Homeowners and Auto Insurance: With tailored coverage for new homeowners, National General provides generous discounts when bundling home and auto insurance. This policy includes protection against property damage, liability coverage, and comprehensive vehicle protection. Call today for a personalized quote.
- The General Home & Auto Insurance for First-Time Buyers: Ideal for first-time homeowners, The General offers affordable policies with flexible payment options. Their bundle offers comprehensive homeowners insurance and full coverage auto insurance at competitive rates. Text Us to check eligibility.
- AssuranceAmerica Home & Vehicle Protection: AssuranceAmerica offers competitive pricing and personalized options for new homeowners. Benefit from full protection on both your home and vehicle with discounts available for combining policies. Call us now for a free quote.
- Bristol West Auto Insurance with Home Coverage Options: Bristol West offers comprehensive auto insurance plans tailored for new homeowners, with the option to include homeowners insurance at discounted rates. Protect your new investment and enjoy additional savings by bundling. Text Us to explore your options.
- Suncoast Homeowners and Auto Insurance Bundle: Suncoast provides coverage specifically designed for new homeowners. Save with a bundle that includes auto insurance and home coverage, ensuring protection for both your property and vehicles. Call today for more information.
Frequently Asked Questions about SR22 Insurance in Arkansas
What is SR22 Insurance in Arkansas?
SR22 Insurance in Arkansas is a certificate of financial responsibility required for individuals who have been involved in certain traffic violations or offenses. It is not an insurance policy itself but a form that verifies you have the required liability coverage. A Plus Insurance can assist you in obtaining SR22 coverage and meeting legal requirements.
How does SR22 Insurance affect my rates in Arkansas?
SR22 Insurance may lead to higher insurance rates in Arkansas due to the increased risk associated with the traffic violation that led to the requirement. However, rates can vary, and A Plus Insurance can help you find the best rates by shopping multiple carriers and exploring discounts that may be available to you.
Questions about SR22 Insurance in Arkansas? Call us at 1.888.445.2793.
If you have specific questions about SR22 Insurance in Arkansas or need assistance with the filing process, call A Plus Insurance at 1.888.445.2793. Our experienced team is here to guide you through the requirements and help you secure the coverage you need.
| Other Helpful links |
| Best Liability Insurance Arkansas |
| Arkansas Homeowners Policy |
| Progressive Insurance in Arkansas |
What We Do at A Plus Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
Here’s What Our Clients Say About Us
A Plus Insurance
Last Updated on by Marlon Moss