Steamboat Springs Insurance

image shows the town steamboat for auto insurance

Steamboat Springs Insurance

Other types of Insurance we carry in Steamboat Springs

Here at A Plus Insurance, we offer a variety of insurance coverages. Our most common is of course auto, but if you rent or own a home, we can help with that! We also offer business insurance as well. Check out the table below to show what other coverages we offer.

Type of CoverageOur Top Companies
Car InsuranceProgressive, Dairyland,
Motorcycle InsuranceDairyland, Progressive
RV InsuranceProgressive, Travelers
Business InsuranceBTIS, Hiscox
Commercial Auto InsuranceProgressive
Boat InsuranceTravelers, Progressive
Renters InsuranceASI, Foremost

Cheapest full coverage rates in Steamboat Springs

RankCompanyAverage price
1Bristol West$125.00
2Progressive$125.00
3Mendota$128.00
4Travelers$129.00
5The General$161.00
6Liberty Mutual$185.00
7Dairyland (Viking)$202.00



We work with quite a few different insurance companies so that we can offer you the best rate for your auto insurance. As you can see on the chart here is a list of some of the carriers we work with and what the average price is for auto insurance in Steamboat Springs, CO.

We save our clients in Steamboat Springs an average of $591.55

We are always striving to give our clients the best possible rates for them and of course to save money! For example, here we saved new customers in Steamboat Springs an average of $591.55. That averages out to $67,392.00 in Japanese Yen! I mean can you imagine what you can save!

New Customers in Steamboat Springs, Colorado Save on Average$591.55
That equals to:
$67,392.00
In Japaneese Yen
That equals to:
$48,016.80
In Russian rubles

How age and gender affect your insurance rates

AgeMaleFemale
16-18$ 231.84$ 184.09
19-24$ 193.20$ 161.00
25-30$ 139.84$ 124.84
31-40$ 110.40$ 106.08
41-50$ 109.48$ 98.44
50-65$ 99.36$ 101.48
65+$ 106.08$ 114.08



Did you know that age and gender is a factor in determining your auto insurance rates? The older you are, the more experience you are going to have in driving. The older you get; you could be looking at a rate decrease as well. Check out the chart and see insurance rates by gender and age.

Top 10 vehicles we insure in Steamboat Springs

Not only do we offer a variety of insurance carriers, but we also insure a wide variety of vehicles. We have compiled a list of the top vehicles that we insure in Steamboat Springs. As shown, Honda has the number one spot and at the bottom of the list is Buick. Check out the list for the others!

1Honda
2Cadillac
3BMW
4Ford F-Models
5Volvo
6Subaru
7Volkswagen
8Hyundai
9Nissan
10GMC
11Audi
12Buick

Your credit and how it affects your insurance premiums

Credit Impact on Insurance rates in Steamboat Springs
Average Premium by Score
Excellent$128.76
Good$145.09
Average$174.70
Poor$247.08
Your credit score can have a big impact on if your auto insurance rates are going to be good or higher than you would like. Yes, auto insurance companies look at your credit score and will determine your rates. Look at the chart below and see what rates look like in Steamboat Springs by credit score.

Best liability insurance rates in Steamboat Springs

Are you Shopping for the state minimum required insurance in Steamboat Springs? The state minimum required in Colorado is 25,000 per person for bodily injury, 50,000 for bodily injury or death to all persons in any one accident, and 15,000 for property damage. Below are some of the cheapest options for auto insurance in your area.

RankCompanyAverage price
1Progressive$87.00
2Dairyland (Viking)$94.00
3Liberty Mutual$115.00
4Mendota$116.00
5Bristol West$120.00
6Travelers$126.00
7The General$129.00

Steamboat Springs nearby cities and neighborhoods

Neighborhoods in Steamboat Springs, ColoradoCities Near Steamboat SpringsZip Codes in Steamboat Springs
Fish CreekDenver, CO80487
Strawberry ParkAurora, CO80477
West Steamboat SpringsColorado Springs, CO80488
Did you know that your zip code plays a key role in your auto insurance rates? Steamboat springs is a smaller city in comparison to its nearby cities like Colorado Springs. The higher populated a city the higher your insurance rates. Steamboat Springs will have lower auto insurance rates for its occupants.

Violations

Violations on your record will absolutely affect your auto insurance rates. Each violation is different as how much of an impact it has on your rates and for how long it affects them. Some violations can stay on your record for 5-10 years. Check out the chart below for violations for Steamboat Springs.

Violation NameMajor, Minor, or Non MovingHow Long it Will Affect Your Insurance Rates
SpeedingMinor3 Years
Failure to Secure Load to truck/trailerMinor3 Years
DUIMajor10 Years
Failure to Use a Seat BeltNon MovingNA*
Crossing over a Center DividerMinor3 Years
Failure to YeldMinor3 Years
Running a Traffic Light or Stop SignMinor3 Years
At Fault AccidentMajor5 Years
ParkingNon MovingNA*
Failure to Stop for a Pedestrian Side walkMinor3 Years
Expired TagsNon MovingNA*
Failure to Use Turn SignalMinor3 Years

Steamboat Springs Weather and Driving Conditions

Steamboat Springs, Colorado
Summer High: the July high is around 88 degrees
Winter Low: the January Low is around 8 degrees
Rain: averages 22 inches of rain a year
Snow: averages 154 inches of snow a year
Driving a vehicle in Colorado can prove to be treacherous. With the average snowfall for the state at 60-100 inches getting anywhere in the winter is difficult. The city of Steamboat Springs gets 154 inches of snow a year alone. This area also averages about 22 inches of rain each year. See the data above for other weather related info in Steamboat Springs.