Myrtle Beach Home Insurance

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Who offers Homeowners Insurance in Myrtle Beach?

Did you just purchase a home in Myrtle Beach South Carolina? We made it easy for you and listed a few companies that offer Homeowners insurance there!

Take a moment to give us a call and one of our agents will provide you a free, fast home insurance quote. Our agents are knowledgeable and able to find you the coverage you need, for the price you want by comparing multiple insurance companies for you.

CompanyHomeowners Offered
Progressiveyes
Nationwideyes
USAAyes
MetLife Inc.yes
Hartfordyes
Farmers Insuranceyes
Travelersyes
American Internationalyes
Auto-Ownersyes
American Familyyes
Allstate Corp.yes
Chubbyes
Liberty Mutualyes
Statefarmyes
Myrtle Beach South Carolina Homeowners Insurance

Discounts You Need to Know About for Your Myrtle Beach Homeowners Insurance

Have The Most Savings And Affordable Homeowners Insurance In Myrtle Beach
2022 Myrtle Beach Home Insurance

Who doesn’t like saving a little bit of money, especially after just purchasing a home? Did you know that there are numerous ways you can get discounts on your homeowners insurance? Below are some discounts available to you.

Some of the discounts available have to do with home safety features to avoid accidents, such as smoke alarm, fire extinguisher, and home security system.

Other great money saving discounts include the bundling discount. Did you know you can bundle you auto, home, RV, and motorcycle all together to save money?

Being in a Gated Community
Monitored Smoke Detector
Automatic Payments – Pay In Full on Premium
Non-Smoking Discount
Upgraded Roof – Repaird or Replaced
Updated Plumbing
Home Monitoring / Burglar Alarm Reporting System
New Purchase Discount
Married Discount
Bundling Multiple Polices
Myrtle Beach South Carolina Homeowners Insurance

What Can you Bundle with your Homeowners Insurance with?

Bundle Your Home And Auto Insurance To Have The Most Savings Available To You.

Bundeling your home and auto can save you money! But did you know that you can bundle other things with your homeowners insurance and save? Look at some ideas below!

Whether you just purchased an RV or Motorhome to take out camping, or you have an old ATV sitting in the garage, you can bundle your insurance with your home policy to save.

Most homeowners save 10% on each insurance policy just by bundling with the same insurance provider.

ATV
RV
Boat
Umbrella
Business
Motorcycle
Health
Auto
Life
Myrtle Beach South Carolina Homeowners Insurance

Most common Causes for Loss and Claims for Myrtle Beach Homeowners Insurance

Having a home will be one of the most importment investments you could ever have. You will want to make sure that your home in Myrtle Beach is protected against any catastophe, including anything that may happen during hurricane season.

Make Sure Your Home Is Protected Against Hurricanes This Season.
2022 Myrtle Beach Home Insurance

Regular South Carolina homeowners insurance will traditionally cover you against perils such as wind, fire or theft. However, living in Myrtle Beach or in certain zoneing areas along the coast, you are more than likely to have other perils occur to the home. Hurricane insurance needs to be purchased seperately to ensure your home is protected against wind, flood and storm surges.

Hurricane
Power Surge
Lightning
Vandalism
Wind
Water Damage
Fire
Hail
Injuries
Theft
Other Weather Related
Myrtle Beach South Carolina Homeowners Insurance

Home Insurance in Myrtle Beach – Why Your Policy Might be so High: Rating factors for

When catastrophes such as a hurricane or hail factors are high in your area, typically insurnace can increase due to the risk of insurance the home. A huge rating factor will be the replacement cost of the home, age of the home, and square footage of the house.

Other factors that may determine your home insurance premium in Myrtle Beach is if you had any claims in the last 5 years, if you have any dogs of a certain breed

Keep these rating factors in mind when purchasing a new home in Myrtle Beach.

Roof Condition
Swimming pool or hot tub
Location
Claims
Wood-burning stoves
Credit history
Home liability limits
Dog breed
Protection Class Proximity to fire station
Upgrades to Wiring and Plumbing
Age of home
Value of home Replacement cost
Marital Status
Home-based business
Myrtle Beach South Carolina Homeowners Insurance

Homeowners Insurance: Do You Know What Your Insurance Covers in Myrtle Beach?

Insurance Is One Of The Building Blocks To Owning A Home.
Click here for your quick guide on what damages are ACTUALLY covered by homeowners insurance.

Average Cost of Home Insurance in Myrtle Beach South Carolina

Homeowners rates can be different by city, state and company and how much the home is worth.

Remember, when purchasing home insurance, the cheapest company is not always the best fit.

By taking the time, you can insure that your home insurance company will be there for you in the time that you may need them, instead of hassling over an insurance claim for months.

CityPrice
Greenwood$1,280
Burton$1,120
North Charleston$1,173
Rock Hill$1,291
Conway$1,167
Dentsville$1,343
Five Forks$1,360
Gaffney$1,173
Beaufort$1,160
Berea$1,207
Summerville$1,324
Taylors$1,224
Columbia$1,422
Florence$1,121
Garden City$1,326
Oak Grove$1,153
Irmo$1,331
Goose Creek$1,191
Anderson$1,319
Myrtle Beach$1,271
Myrtle Beach South Carolina Homeowners Insurance

How Much Is Myrtle Beach Homeowners Insurance? Rates by Company

Before purchasing a home, you should consider the rating factors for homeowners insurance. Rates can vary between, each company for the same exact coverage. Make sure you shop several companies to insure you are getting the best coverage for a affordable rate.

Below is a list of several home insurance companies and their average cost in Myrtle Beach, South Carolina.

CompanyHomeowner Premium ($250,000 Dwelling Average)
Erie Insurance$1,360
Liberty Mutual$1,284
Auto-Owners Insurance$1,370
Chubb$1,318
Nationwide Mutual$1,367
State Farm$1,425
Farmers Insurance Group$1,466
Allstate$1,520
Hartford Financial Services$1,472
Travelers Companies Inc.$1,492
Progressive$1,431
USAA$1,296
MetLife Inc$1,267
American International$1,402
Myrtle Beach South Carolina Homeowners Insurance

Myrtle Beach Homeowners Frequently Asked Questions

What is the average cost of Homeowners Insurance in Myrtle Beach, South Carolina?

The average cost for home insurance in Myrtle beach is $1,200-$1,500 a year.

Is Homeowners Insurance required in South Carolina?

Homeowners Insurance is not required in South Carolina, unless you have a home loan. Home insurance is always strongly advised for all homeowners especially with the amount of catastophes such as hurricanes that happen year round being near the coast.

Which Companies offer the Best Home Insurance Discounts in Myrtle Beach?

Travelers, Progressive (ASI) and Allstate offer great discounts to save on home insurance. Be sure to check out our page to find out what discounts are available to you.

Questions About Homeowners Insurance In Another State?

A Plus Insurance

Insurance varies greatly from state to state. Click on your state to find out more specifics about homeowners insurance.

AL AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY

Or If You’re Ready…

If you have all the information you need, get a homeowners quote now!

Other Guides to the Best Insurance Rates in Myrtle Beach

Cheap Auto Insurance in Myrtle Beach, South Carolina
Greer, SC Home Insurance Rates
Affordable Home Insurance Greenville, SC

Last Updated on June 30, 2022 by Veronica Moss