- Fortify Your Future: Unlocking the Power of Home Insurance in Greenville SC
- Home Insurance Greenville SC: The Basics
- Companies That Offer Homeowners Insurance in Greenville, SC
- Average Cost of Homeowners Insurance in Greenville SC
- Top Rated Insurance Companies for Greenville SC Home Insurance
- Ways to Save Money on Homeowners Insurance
- Common Causes of Filing a Claim on Homeowners Insurance Greenville SC
- Frequently Asked Questions about Home Insurance Greenville SC
- What types of homeowners insurance coverage does A Plus Insurance offer in Greenville, SC?
- How can I get a quote for homeowners insurance in Greenville, SC?
- Why choose A Plus Insurance for homeowners insurance in Greenville, SC?
- What We Do at A Plus Insurance
Everything to Know About Home Insurance in Greenville SC
Greenville is rated one of the nations best places to go for a weekend get away. It is also one of the fastest growing cities. From Greenville‘s picturesque main street, the gorgeous parks, and delicious food scene, it’s no wonder the real estate market is booming! People just can’t seem to move here fast enough! Whether you are a recent transplant, local, or considering purchasing/building a home in Greenville, SC; our spectacular agents are here to help you find the best homeowners insurance in Greenville SC!
Home Insurance Greenville SC: The Basics
What is homeowners insurance?
Homeowners insurance is what protects the structure and contents of your home. It also covers things such as detached garages and other detached structures. It also offers you liability coverage incase someone were to be injured on the property.
Is homeowners insurance required?
Homeowners insurance is not required in the state of South Carolina, however it is required by mortgage companies.
Even if you own your home, homeowners insurance is a great thing to have due to the potential of a major financial loss.
Companies That Offer Homeowners Insurance in Greenville, SC
Since there are so many homes being purchased in Greenville, SC by not only native residents but people from out of state. We wanted to make it easy for everyone to know which companies offer home insurance in Greenville SC. Below is the list of companies that offer Greenville SC Home Insurance.
| Progressive |
| Farmers Insurance |
| Chubb |
| Liberty Mutual |
| Auto-Owners |
| Travelers |
| USAA |
| American Family |
| State Farm |
| American International |
| Allstate Corp. |
| Nationwide |
| Hartford |
Average Cost of Homeowners Insurance in Greenville SC
Below is the average cost of a homeowners insurance policy for a $250,000 home.
| Company | Average Cost |
|---|---|
| Progressive | $1,383 |
| American International | $1,404 |
| Nationwide | $1,469 |
| Hartford Financial Services | $1,357 |
| Travelers | $1,373 |
| Allstate | $1,369 |
| USAA | $1,293 |
| MetLife | $1,433 |
| State Farm | $1,499 |
| Farmers | $1,476 |
Top Rated Insurance Companies for Greenville SC Home Insurance
One of the best ways to determine which insurance company is the best, is to consider its AM Best rating. Am Best ratings let consumers know how good a company is at fulfilling its financial responsibilities when it comes to paying out for claims.
| Company | AM Best Rating |
|---|---|
| American International | A- |
| Liberty Mutual | A |
| Allstate | A+ |
| Hartford Financial | A+ |
| Travelers | A++ |
| State Farm | A++ |
| Auto-Owners Insurance | A |
| Farmers | A |
| USAA | A++ |
| American Family | A |
| Nationwide | A |
| Progressive | A+ |
Ways to Save Money on Homeowners Insurance
Bundling
One of the most common ways to save money on your homeowners insurance is to bundle it with other policies you already have. Common policies often bundled together are listed below.
| Auto | RV |
| Boat | Life/Health |
| Travel | Commercial/Business |
| Motorcycle | Umbrella |
Discounts Offered by Insurance Companies
There are several other ways to save money on your homeowners insurance. Below is a list of discounts offered by companies. Not every company offers every single one of these. So double check with your insurance agent on discounts offered for your policy.
| Gated community | Upgraded Plumbing |
| Smoke detector (monitored) | Home Monitoring/Security System |
| EFT | Married Discount |
| Non-smoking discount | New Home Discount |
| Upgraded roof | Bundling |
Common Causes of Filing a Claim on Homeowners Insurance Greenville SC
Below is a list of common things that result in a homeowner needing to file a claim with their insurance carrier. Not all the causes listed below are covered on every homeowners policy. Always be double check with your agent if there is one type of damage you are concerned about.
| Fire | Lightning |
| Water Damage | Vandalism/Theft |
| Earth Movement | Wind |
| Power Surge | Injuries |
| Hail | Explosion |
Frequently Asked Questions about Home Insurance Greenville SC
What types of homeowners insurance coverage does A Plus Insurance offer in Greenville, SC?
A Plus Insurance provides comprehensive homeowners insurance coverage in Greenville, SC. Our policies include protection for your dwelling, personal property, liability, and more. We shop multiple carriers to find you the best rates tailored to your specific needs.
How can I get a quote for homeowners insurance in Greenville, SC?
Getting a homeowners insurance quote is easy. Contact our dedicated team at 1.888.445.2793 to speak with one of our experts. We’ll guide you through the process and help you secure the best coverage at competitive rates.
Why choose A Plus Insurance for homeowners insurance in Greenville, SC?
A Plus Insurance is your trusted partner for homeowners insurance in Greenville, SC. We prioritize customer satisfaction, offer personalized service, and work diligently to find the most competitive rates in the market. Call us at 1.888.445.2793 to experience the A Plus Insurance difference.
For personalized assistance, call us at 1.888.445.2793.
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Homeowners, renters, and mobile home owners: make sure you have the protection you need.
Last Updated on by Amanda Moss