- TEXAS: Port Arthur Insurance
- Lowest Cost Port Arthur Insurance & Discounts
- Broad form & Non-Owners Port Arthur Insurance
- Port Arthur Insurance For A Clean Driving History
- Cheapest Full Coverage Port Arthur Insurance
- SR-22 Insurance in Port Arthur
- Port Arthur Insurance for People With Poor Credit
- Best Car Port Arthur Insurance For Male Drivers
- Insurance When You Have A Bad Driving Record
- Port Arthur Insurance Tips and Tricks
- Liability Only Car Port Arthur Insurance
- Insurance for People With Good Credit
- INSURANCE SERVICES WE OFFER
- FAQs
- What types of insurance does Port Arthur Insurance offer?
- How can I request a quote for insurance coverage with Port Arthur Insurance?
- What factors should I consider when choosing insurance coverage from Port Arthur Insurance?
Lowest Cost Port Arthur Insurance & Discounts
A great way to save money on your auto insurance is by bundling another policy with the same company. Keep in mind not all companies offer bundling discounts, so be sure to ask your agent if that is offered by your insurance company.
| Carrier | Average Price |
|---|---|
| Bristol West | $129 |
| Acceptance RTR | $133 |
| 21st Century | $136 |
| Dairyland | $139 |
| The General | $141 |
| Progressive Insurance | $143 |
| AssuranceAmerica | $151 |
| Mendota Ins. Company | $153 |
| National General | $155 |
| Impact on rates | Discounts Available |
| High | Auto Pay |
| Mild | Military |
| Mild | Multi Vehicle |
| Mild | Homeowners |
| Mild | Education Discount |
| Very High | Continuous Insurance |
| High | Paid in Full |
| Mild | Paperless Discount |
| High | No Accidents or Violations |
Broad form & Non-Owners Port Arthur Insurance
There is a difference between broad-form insurance and non owners insurance. A broad-form policy will cover a driver whether you own a vehicle, or do not own a vehicle. A non-owners policy will only cover a driver for driving a vehicle that you do not own.
| Carrier | Average Cost |
|---|---|
| Dairyland | $75 |
| Progressive Insurance | $115 |
| The General | $116 |
Port Arthur Insurance For A Clean Driving History
Some companies will reward higher for cleaner driving histories. If you have a clean driving history, but if you are getting high quotes for auto insurance, consider shopping around as much as possible to compare your options.
| Carrier | Average Price |
|---|---|
| The General | $142 |
| Dairyland | $147 |
| Nationwide | $147 |
| Acceptance RTR | $151 |
| AssuranceAmerica | $151 |
| Mendota Ins. Company | $154 |
| 21st Century | $157 |
| GAINSCO | $161 |
| Geico | $162 |
| Safeco | $163 |
Cheapest Full Coverage Port Arthur Insurance
A common misconception with auto insurance is that your vehicle will be covered without full coverage. What is full coverage? Comprehensive coverage covers your vehicle for fire, theft, vandalism, breakage of glass, and impact with an animal. Collision coverage covers your vehicle for impact with another vehicle, or an object.
| Carrier | Average Cost |
|---|---|
| National General | $138 |
| Progressive Insurance | $138 |
| Nationwide | $147 |
| Farmers | $149 |
| Travelers | $151 |
| American Family | $153 |
SR-22 Insurance in Port Arthur
It can be difficult to find a cheap policy when you require an SR22 filing. Some companies do not charge extra for the SR22 filing.
See the rates below in Port Arthur:
| Carrier | Average Cost |
|---|---|
| Dairyland | $84 |
| National General | $93 |
| Progressive Insurance | $98 |
| Assurance America | $106 |
| Geico | $109 |
| USAA | $109 |
| The General | $110 |
| Allstate | $112 |
| Mendota Ins. Company | $113 |
| Nationwide | $120 |
Port Arthur Insurance for People With Poor Credit
Credit affects almost everything in our lives financially. Our insurance rates are also impacted by our credit.
See the rates below to find out how poor credit affects your rates in Port Arthur:
| Carrier | Average Cost |
|---|---|
| Acceptance RTR | $155 |
| Dairyland | $156 |
| Nationwide | $159 |
| Geico | $160 |
| The General | $161 |
| Mendota Ins. Company | $165 |
| 21st Century | $168 |
| Bristol West | $170 |
| Progressive Insurance | $174 |
| National General | $185 |
Best Car Port Arthur Insurance For Male Drivers
Unfortunately, males do pay more for their auto insurance than females. Studies show males are not as careful, and calculated as females when behind the wheel.
| Carriers | Average Cost |
|---|---|
| GAINSCO | $159 |
| Progressive Insurance | $160 |
| Dairyland | $161 |
| Bristol West | $164 |
| Acceptance RTR | $166 |
| Geico | $171 |
| AssuranceAmerica | $172 |
| National General | $176 |
| The General | $178 |
Insurance When You Have A Bad Driving Record
Having any discrepancies on your driving record can prove to be expensive. Some violations are considered more minor that others. For example, a moving violation, or a speeding ticket will not impact your rates as much as an accident, or a DUI charge.
| Carrier | Average Cost |
|---|---|
| The General | $155 |
| Acceptance RTR | $157 |
| GAINSCO | $159 |
| National General | $171 |
| Mendota Ins. Company | $172 |
| Dairyland | $181 |
| 21st Century | $182 |
| AssuranceAmerica | $183 |
Port Arthur Insurance Tips and Tricks
When it comes to auto insurance in Port Arthur, Texas, there are several tips and tricks to help you get the best coverage at the most reasonable rates:
- Shop Around: Don’t settle for the first insurance quote you receive. Prices can vary significantly between insurance companies, so it’s essential to compare rates from multiple providers.
- Bundle Policies: Many insurance companies offer discounts if you bundle your auto insurance with other policies such as homeowners or renters insurance.
- Maintain a Good Driving Record: Insurance companies often offer lower rates to drivers with a clean driving record. Avoid accidents and traffic violations to qualify for the best rates.
- Consider Higher Deductibles: Opting for a higher deductible can lower your monthly premium. Just make sure you have enough savings to cover the deductible in case of an accident.
- Take Advantage of Discounts: Inquire about available discounts such as safe driver discounts, multi-car discounts, and discounts for safety features on your vehicle.
- Drive Less: Some insurance companies offer discounts for low-mileage drivers. If you don’t drive frequently, you may qualify for these savings.
- Improve Your Credit Score: In many states, including Texas, insurance companies consider your credit score when determining your premium. Improving your credit score can lead to lower insurance rates.
- Choose the Right Coverage: Evaluate your needs and select coverage limits that provide adequate protection without overpaying for coverage you don’t need.
- Review Your Policy Annually: Circumstances change, and so do insurance rates. Review your policy annually to ensure you’re still getting the best rate and coverage for your situation.
- Consider Usage-Based Insurance: Some insurers offer usage-based insurance programs that track your driving habits using telematics devices. If you’re a safe driver, you could save money with this type of policy.
- Ask About Affiliation Discounts: Some organizations, employers, or alumni associations offer discounted rates through specific insurance providers. Check to see if you qualify for any affiliation discounts.
- Maintain a Reliable Vehicle: Insurance rates can be affected by the type of car you drive. Generally, newer cars with safety features may qualify for lower rates.
By implementing these tips and tricks, you can potentially save money on your auto insurance in Port Arthur, Texas, while still maintaining the coverage you need. However, always make sure to read the policy details carefully and understand what is and isn’t covered before making a decision.
Liability Only Car Port Arthur Insurance
If you are needing just liability only in Port Arthur, Texas, we offer many options to assist you. See the rates below- Dairyland showing the cheapest and Progressive showing the most expensive.
| Carrier | Average Cost |
|---|---|
| Dairyland | $72 |
| Mendota Ins. Company | $87 |
| Bristol West | $94 |
| National General | $102 |
| 21st Century | $107 |
| The General | $108 |
| Geico | $109 |
| Nationwide | $111 |
| AssuranceAmerica | $114 |
| Progressive Insurance | $114 |
Insurance for People With Good Credit
Maintaining good credit helps you almost anything financially! Paying off some debt not only helps your overall credit but could help lower your auto insurance rates as well!
| Carrier | Average Cost |
|---|---|
| Dairyland | $127 |
| AssuranceAmerica | $132 |
| Nationwide | $132 |
| GAINSCO | $142 |
| Progressive Insurance | $150 |
| 21st Century | $151 |
| Mendota Ins. Company | $152 |
| Geico | $155 |
| Acceptance RTR | $157 |
| The General | $159 |
Best Home and Auto Insurance Policies for New Homeowners
- Progressive Home and Auto Insurance Bundle
Enjoy comprehensive coverage with this cost-effective bundle for new homeowners. Features include discounts on home and vehicle insurance when combined, liability coverage, and flexible deductible options.
Key Benefit: Snapshot program for additional auto savings.
Call us at 1.888.445.2793 for more details. Text Us - State Farm New Homeowners Policy
Protect your home and vehicle with State Farm’s customizable policies. Includes property damage protection, auto accident coverage, and a personal property replacement option.
Key Benefit: Discounts for installing home security systems.
Call us at 1.888.445.2793 to learn more. Text Us - Allstate Auto and Home Insurance for First-Time Homeowners
Tailored for first-time homeowners, this policy offers bundled savings, coverage for natural disasters, and roadside assistance for your vehicle.
Key Benefit: Claims-free rewards program.
Call us at 1.888.445.2793 to discuss. Text Us - Nationwide Home and Auto Bundle for New Buyers
Comprehensive coverage options with great savings for bundling. Offers guaranteed replacement cost coverage for your home and accident forgiveness for your auto policy.
Key Benefit: Multi-policy discounts for new homeowners.
Call us at 1.888.445.2793 for assistance. Text Us
Port Arthur, TX at a Glance: Helpful Information
Port Arthur Zip Codes: 77619 | 77630 | 77640
Nearby Cities: Groves, TX | Nederland, TX | Port Neches, TX
INSURANCE SERVICES WE OFFER
Homeowners Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
FAQs
What types of insurance does Port Arthur Insurance offer?
Port Arthur Insurance offers a wide range of insurance services, including auto insurance, home insurance, and business insurance to protect your assets and provide peace of mind.
How can I request a quote for insurance coverage with Port Arthur Insurance?
You can easily request a quote by contacting our team at Port Arthur Insurance. Feel free to give us a call at 1.888.445.2793, and we’ll be happy to assist you with your insurance needs.
What factors should I consider when choosing insurance coverage from Port Arthur Insurance?
When choosing insurance coverage from Port Arthur Insurance, consider your specific needs, budget, and the type of assets you want to protect. Our experienced agents can help you tailor a policy that fits your requirements.
For more information or to get a quote, call us at 1.888.445.2793.
Last Updated on by Marlon Moss