Port Arthur Insurance

Auto Insurance, Now in 34 states!

Texas: Port Arthur Insurance

All About Auto Insurance in Port Arthur, Texas

Auto Insurance, Now in 34 states!

Texas: Port Arthur Insurance

All About Auto Insurance in Port Arthur, Texas

Lowest Cost Port Arthur Insurance & Discounts

A great way to save money on your auto insurance is by bundling another policy with the same company. Keep in mind not all companies offer bundling discounts, so be sure to ask your agent if that is offered by your insurance company.

CarrierAverage Price
Bristol West$129
Acceptance RTR$133
21st Century$136
The General$141
Progressive Insurance$143
Mendota Ins. Company$153
National General$155
Port Arthur Insurance

Impact on ratesDiscounts Available
HighAuto Pay
MildMulti Vehicle
MildEducation Discount
Very HighContinuous Insurance
HighPaid in Full
MildPaperless Discount
HighNo Accidents or Violations

Broad form & Non-Owners Port Arthur Insurance

There is a difference between broad-form insurance and non owners insurance. A broad-form policy will cover a driver whether you own a vehicle, or do not own a vehicle. A non-owners policy will only cover a driver for driving a vehicle that you do not own.

CarrierAverage Cost
Progressive Insurance$115
The General$116
Port Arthur Insurance

Port Arthur Insurance For A Clean Driving History

Some companies will reward higher for cleaner driving histories. If you have a clean driving history, but if you are getting high quotes for auto insurance, consider shopping around as much as possible to compare your options.

CarrierAverage Price
The General$142
Acceptance RTR$151
Mendota Ins. Company$154
21st Century$157
Port Arthur Insurance

Cheapest Full Coverage Port Arthur Insurance

A common misconception with auto insurance is that your vehicle will be covered without full coverage. What is full coverage? Comprehensive coverage covers your vehicle for fire, theft, vandalism, breakage of glass, and impact with an animal. Collision coverage covers your vehicle for impact with another vehicle, or an object.

CarrierAverage Cost
National General$138
Progressive Insurance$138
American Family$153
Port Arthur Insurance

SR-22 Insurance in Port Arthur

It can be difficult to find a cheap policy when you require an SR22 filing. Some companies do not charge extra for the SR22 filing.

See the rates below in Port Arthur:

CarrierAverage Cost
National General$93
Progressive Insurance$98
Assurance America$106
The General$110
Mendota Ins. Company$113
Port Arthur Insurance

Port Arthur Insurance for People With Poor Credit

Credit affects almost everything in our lives financially. Our insurance rates are also impacted by our credit.

See the rates below to find out how poor credit affects your rates in Port Arthur:

CarrierAverage Cost
Acceptance RTR$155
The General$161
Mendota Ins. Company$165
21st Century$168
Bristol West$170
Progressive Insurance$174
National General$185
Port Arthur Insurance

Best Car Port Arthur Insurance For Male Drivers

Unfortunately, males do pay more for their auto insurance than females. Studies show males are not as careful, and calculated as females when behind the wheel.

CarriersAverage Cost
Progressive Insurance$160
Bristol West$164
Acceptance RTR$166
National General$176
The General$178
Port Arthur Insurance

Insurance When You Have A Bad Driving Record

Having any discrepancies on your driving record can prove to be expensive. Some violations are considered more minor that others. For example, a moving violation, or a speeding ticket will not impact your rates as much as an accident, or a DUI charge.

CarrierAverage Cost
The General$155
Acceptance RTR$157
National General$171
Mendota Ins. Company$172
21st Century$182
Port Arthur Insurance

Port Arthur Insurance Tips and Tricks

When it comes to auto insurance in Port Arthur, Texas, there are several tips and tricks to help you get the best coverage at the most reasonable rates:

  1. Shop Around: Don’t settle for the first insurance quote you receive. Prices can vary significantly between insurance companies, so it’s essential to compare rates from multiple providers.
  2. Bundle Policies: Many insurance companies offer discounts if you bundle your auto insurance with other policies such as homeowners or renters insurance.
  3. Maintain a Good Driving Record: Insurance companies often offer lower rates to drivers with a clean driving record. Avoid accidents and traffic violations to qualify for the best rates.
  4. Consider Higher Deductibles: Opting for a higher deductible can lower your monthly premium. Just make sure you have enough savings to cover the deductible in case of an accident.
  5. Take Advantage of Discounts: Inquire about available discounts such as safe driver discounts, multi-car discounts, and discounts for safety features on your vehicle.
  6. Drive Less: Some insurance companies offer discounts for low-mileage drivers. If you don’t drive frequently, you may qualify for these savings.
  7. Improve Your Credit Score: In many states, including Texas, insurance companies consider your credit score when determining your premium. Improving your credit score can lead to lower insurance rates.
  8. Choose the Right Coverage: Evaluate your needs and select coverage limits that provide adequate protection without overpaying for coverage you don’t need.
  9. Review Your Policy Annually: Circumstances change, and so do insurance rates. Review your policy annually to ensure you’re still getting the best rate and coverage for your situation.
  10. Consider Usage-Based Insurance: Some insurers offer usage-based insurance programs that track your driving habits using telematics devices. If you’re a safe driver, you could save money with this type of policy.
  11. Ask About Affiliation Discounts: Some organizations, employers, or alumni associations offer discounted rates through specific insurance providers. Check to see if you qualify for any affiliation discounts.
  12. Maintain a Reliable Vehicle: Insurance rates can be affected by the type of car you drive. Generally, newer cars with safety features may qualify for lower rates.

By implementing these tips and tricks, you can potentially save money on your auto insurance in Port Arthur, Texas, while still maintaining the coverage you need. However, always make sure to read the policy details carefully and understand what is and isn’t covered before making a decision.

Liability Only Car Port Arthur Insurance

If you are needing just liability only in Port Arthur, Texas, we offer many options to assist you. See the rates below- Dairyland showing the cheapest and Progressive showing the most expensive.

CarrierAverage Cost
Mendota Ins. Company$87
Bristol West$94
National General$102
21st Century$107
The General$108
Progressive Insurance$114
Port Arthur Insurance

Insurance for People With Good Credit

Maintaining good credit helps you almost anything financially! Paying off some debt not only helps your overall credit but could help lower your auto insurance rates as well!

CarrierAverage Cost
Progressive Insurance$150
21st Century$151
Mendota Ins. Company$152
Acceptance RTR$157
The General$159
Port Arthur Insurance

Port Arthur, TX at a Glance: Helpful Information

Port Arthur Zip Codes: 77619 | 77630 | 77640

Nearby Cities: Groves, TX | Nederland, TX | Port Neches, TX

Additional Texas Insurance
Best Auto Insurance in Southlake
Best Auto Insurance in Deer Park
Car Insurance in DeSoto
Car Insurance in Channelview
Cheapest Auto Insurance in La Porte
Cheapest Auto Insurance in Farmers Branch
Car Insurance in Coppell
Cheapest Auto Insurance in Hurst
Auto Insurance in Nacogdoches
Car Insurance in Harker Heights
Car Insurance in Harlingen
Cheapest Auto Insurance in Sherman
Port Arthur Insurance


welcome center free auto insurance quote

Don’t give up…we can help you find affordable rates, need an SR-22? We got you!

welcome center homeowners and renters insurance

Homeowners, renters, and mobile home owners: make sure you have the protection you need.

welcome center other insurance quotes

Motorcycles, RVs, ATVs, life insurance, you name it…we can help!


What types of insurance does Port Arthur Insurance offer?

Port Arthur Insurance offers a wide range of insurance services, including auto insurance, home insurance, and business insurance to protect your assets and provide peace of mind.

How can I request a quote for insurance coverage with Port Arthur Insurance?

You can easily request a quote by contacting our team at Port Arthur Insurance. Feel free to give us a call at 1.888.445.2793, and we’ll be happy to assist you with your insurance needs.

What factors should I consider when choosing insurance coverage from Port Arthur Insurance?

When choosing insurance coverage from Port Arthur Insurance, consider your specific needs, budget, and the type of assets you want to protect. Our experienced agents can help you tailor a policy that fits your requirements.

For more information or to get a quote, call us at 1.888.445.2793.

Last Updated on by Marlon Moss

Spread the love
Scroll to Top