A Look Into Premiums And How They Are Calculated – Mission Bend Insurance, Texas

Mission Bend Insurance requires Texas residents to carry a minimum of $30,000 per person for bodily injury, up to $60,000 per accident, and $25,000 for property damage. The average cost for the minimum liability limits is listed below.

State	State Minimum Requirements	Average Cost For Minimum Liability Coverage
Texas	30/60/25	$578

Mission Bend Insurance Sample Rates

Insurance premiums vary depending on the customer, their driving history, the type of vehicle insured and coverages desired. Below are sample rates our customers have through our agency

Affordable Mission Bend TX Insurance

Liability Insurance protects others from you in the event of an accident and provides no coverage for yourself or your vehicle. Liability is often carried on older vehicles, that may cost more to carry full coverage on than the vehicle value.

Rank	Company	Average Price
1	Progressive	$93.00
2	Dairyland (Viking)	$98.00
3	Mendota	$101.00
4	Bristol West	$108.00
5	The General	$113.00
6	Liberty Mutual	$116.00
7	Travelers	$131.00

Violations and the Impact They Have on your Mission Bend Insurance

Minor violations stay on your driving record for 3 years, whereas major violations and at fault accidents stay on for 5 years. Insurance premiums are adjusted after the violations and you will see an increase in premium until those fall off.

Violation Name	Major, Minor, or Non Moving	How Long it Will Affect Your Insurance Rates
Failure to Use a Seat Belt	Non Moving	NA*
DUI	Major	10 Years
No Proof of insurance	Non Moving	NA*
Driving without a License	Major	3 Years
Failure to Use Turn Signal	Minor	3 Years
Crossing over a Center Divider	Minor	3 Years
Failure to maintain Clear Distance (tailgating	Minor	3 Years
Non-At-Fault Acccident	Minor	NA*
Failure to Stop for a Pedestrian Side walk	Minor	3 Years
At Fault Accident	Major	5 Years
Failure to Secure Load to truck/trailer	Minor	3 Years
Reckless Driving	Major	5 Years

Companies We Represent for Mission Bend Insurance

We represent several insurance companies, giving our customers the advantage of shopping for car insurance rates with no extra cost or hassle. Leave it to our agents to do the hard work and find a company that is affordable for you

Companies We Represent for Mission Bend Insurance
Bristol West
ASI
Dairyland
USLI
Victory
Progressive
Assurance America
Mendota
Travelers
Gainsco
The General
Safeway
Best Choice
Foremost Star
Orion 181
Suncoast

Mission Bend SR-22 Insurance

The average cost of SR-22 insurance is $25 for a term, depending upon the insurance provider. The SR-22 filing is simply an attachment added onto a policy that notifies the state that you are carrying insurance.

Company	Average (SR22 Fee)
Assurance America	$25
Bristol West	$35
Dairyland	Free
Gains Co	$25
Mendota	$25
Progressive	5% (Average)
State Farm	SR22 Not Available
The General	$25
Travelers	SR22 Not Available

Discounts Offered by Company in Mission Bend, Texas

You can end up saving hundreds of dollars each term with the discounts available. Generally, the highest savings you’ll see if with a Paid in Full discount

Progressive	Dairyland	Mendota / Advantage Auto	Travelers
Education Discount	Paid in Full	Paid in Full	Auto Pay
Paid in Full	Auto Pay	Multi Vehicle	Multi Vehicle
Homeowners	Military	No Accidents or Violations	Paid in Full
No Accidents or Violations	Multi Vehicle	Continuous Insurance	Married
Married	Homeowners	Homeowners	No Accidents or Violations
Advanced Quote	Married	Married	Continuous Insurance
Continuous Insurance	No Accidents or Violations	Auto Pay	Homeowners
Auto Pay	Continuous Insurance		Multi Policy
Military	Multi Policy
Multi Policy
Multi Vehicle
Paperless Discount

How Heavily Weighted Discounts are in Mission Bend

As you can see discounts such as Paid in Full, and auto pay are heavily rated meaning you’ll see the greatest savings with these discounts. Smaller discounts include; married discount, education discount and paperless

Impact on Rates	Discounts Available
High	Paid in Full
High	Auto Pay
Mild	Multi Vehicle
Very High	Continuous Insurance
Mild	Military
Mild	Multi Policy
Mild	Married
Mild	Education Discount
Mild	Paperless Discount

Mission Bend’s Nearby cities and zip codes

Insurance premiums are determined based on the amount of claims/accidents in an area and surrounding areas, along with many other rating factors. The zip codes below are the areas your rates are being based upon, including Mission Bend

Neighborhoods in Mission Bend, Texas	Cities Near Mission Bend	Zip Codes in Mission Bend
Alazan	Lufkin, Texas	75961
Fredonia Hill	Henderson, Texas	75962
Bonita Junction	Jacksonville, Texas	75963
Orton Hill	Kilgore, Texas

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Last Updated on July 11, 2023 by Treasure Coleman