A Look Into Insurance Premiums And How They Are Calculated In Mission Bend, Texas
Mission Bend Liability Insurance requirements
Mission Bend Insurance requires Texas residents to carry a minimum of $30,000 per person for bodily injury, up to $60,000 per accident, and $25,000 for property damage. The average cost for the minimum liability limits is listed above.
| State | Minimum Coverage Requirements | Average Cost for Minimum Liability Coverage |
| Texas | 30/60/25 | $578 |
Affordable Liability Insurance rates in Mission Bend
Liability Insurance protects others from you in the event of an accident and provides no coverage for yourself or your vehicle. Liability is often carried on older vehicles, that may cost more to carry full coverage on than the vehicle value
| Rank | Company | Average price |
| 1 | Progressive | $93.00 |
| 2 | Dairyland (Viking) | $98.00 |
| 3 | Mendota | $101.00 |
| 4 | Bristol West | $108.00 |
| 5 | The General | $113.00 |
| 6 | Liberty Mutual | $116.00 |
| 7 | Travelers | $131.00 |
Violations and the impact they have on insurance premiums in Mission Bend
Minor violations stay on your driving record for 3 years, whereas major violations and at fault accidents stay on for 5 years. Insurance premiums are adjusted after the violations and you will see an increase in premium until those fall off.
| Violation Name | Major, Minor, or Non Moving | How Long it Will Affect Your Insurance Rates |
| Failure to Use a Seat Belt | Non Moving | NA* |
| DUI | Major | 10 Years |
| No Proof of insurance | Non Moving | NA* |
| Driving without a License | Major | 3 Years |
| Failure to Use Turn Signal | Minor | 3 Years |
| Crossing over a Center Divider | Minor | 3 Years |
| Failure to maintain Clear Distance (tailgating | Minor | 3 Years |
| Non-At-Fault Acccident | Minor | NA* |
| Failure to Stop for a Pedestrian Side walk | Minor | 3 Years |
| At Fault Accident | Major | 5 Years |
| Failure to Secure Load to truck/trailer | Minor | 3 Years |
| Reckless Driving | Major | 5 Years |
Mission Bend Sample Insurance rates
Insurance premiums vary depending on the customer, their driving history, the type of vehicle insured and coverages desired. Above are sample rates our customers have through our agency
| Sample Quote/ policy location: Cleburne Agent :Crystal Current Company: Progressive Previous Company: Geico Who: Driver Age: 43 Vehicle: Chevrolet Astro Passenger Type of coverage: full coverage , state min Notes: Discount, Speeding Rate: $144 |
| Sample Quote/ policy location: Cleburne Agent :Crystal Current Company: Mendota Previous Company: Allstate Who: Age: 58 Vehicle: Isuzu Impulse Type of coverage: broad form , uninsured motorist Notes: vehicle, estimate Rate: $337 |
| Sample Quote/ policy location: Cleburne Agent :Katie Current Company: Suncoast Previous Company: Safeco Who: Driver Age: 20 Vehicle: Toyota Previa Type of coverage: non owners , sr22 Notes: online, estimate Rate: $167 |
| Sample Quote/ policy location: Cleburne Agent :Katie Current Company: The General Previous Company: Allstate Who: client Age: 45 Vehicle: Dodge Ram Van 3500 Type of coverage: auto insurance , uninsured motorist Notes: Discount, multiple lines Rate: $303 |
| Sample Quote/ policy location: Cleburne Agent :Shawn Current Company: Liberty Mutual Previous Company: Bristol West Who: Female Age: 54 Vehicle: Volvo S90 Type of coverage: auto insurance , uninsured motorist Notes: deductible , accidents Rate: $238 |
| Sample Quote/ policy location: Cleburne Agent :Amy Current Company: Progressive Previous Company: Who: Age: 54 Vehicle: Mercedes-Benz 300SEL Type of coverage: auto insurance , state min Notes: state filing, violations Rate: $236 |
Insurance Companies we represent in Mission Bend
We represent several insurance companies, giving our customers the advantage of shopping for car insurance rates with no extra cost or hassle. Leave it to our agents to do the hard work and find a company that is affordable for you
| Bristol West |
| ASI |
| Dairyland |
| USLI |
| Victory |
| Progressive |
| Assurance America |
| Mendota |
| Travelers |
| Gainsco |
| The General |
| Safeway |
| Best Choice |
| Foremost Star |
| Orion 181 |
| Suncoast |
Mission Bend SR-22 Insurance
The average cost of SR-22 insurance is $25 for a term, depending upon the insurance provider. The SR-22 filing is simply an attachment added onto a policy that notifies the state that you are carrying insurance.
| Company | Average (SR22 Fee) |
| Assurance America | $25 |
| Bristol West | $35 |
| Dairyland | Free |
| Gains Co | $25 |
| Mendota | $25 |
| Progressive | 5% (average) |
| State Farm | SR22 Not available |
| The General | $25 |
| Travelers | SR22 Not available |
Discounts offered by company in Mission Bend, Texas
You can end up saving hundreds of dollars each term with the discounts available. Generally, the highest savings you’ll see if with a Paid in Full discount
| Progressive | Dairyland | Mendota Advantage Auto | Travelers |
| Education Discount | Paid in Full | Paid in Full | Auto Pay |
| Paid in Full | Auto Pay | Multi Vehicle | Multi Vehicle |
| Homeowners | Military | No Accidents or Violations | Paid in Full |
| No Accidents or Violations | Multi Vehicle | Continuous Insurance | Married |
| Married | Homeowners | Homeowners | No Accidents or Violations |
| Advanced Quote | Married | Married | Continuous Insurance |
| Continuous Insurance | No Accidents or Violations | Auto Pay | Homeowners |
| Auto Pay | Continuous Insurance | Multi Policy | |
| Military | Multi Policy | ||
| Multi Policy | |||
| Multi Vehicle | |||
| Paperless Discount |
How heavily weighted discounts are in Mission Bend
As you can see discounts such as Paid in Full, and auto pay are heavily rated meaning you’ll see the greatest savings with these discounts. Smaller discounts include; married discount, education discount and paperless
| Impact on rates | Discounts Available |
| High | Paid in Full |
| High | Auto Pay |
| Mild | Multi Vehicle |
| Very High | Continuous Insurance |
| Mild | Military |
| Mild | Multi Policy |
| Mild | Married |
| Mild | Education Discount |
| Mild | Paperless Discount |
Mission Bend’s Nearby cities and zip codes
Insurance premiums are determined based on the amount of claims/accidents in an area and surrounding areas, along with many other rating factors. The zip codes below are the areas your rates are being based upon, including Mission Bend
| Neighborhoods in Mission Bend, Texas | Cities Near Mission Bend | Zip Codes in Mission Bend |
| Alazan | Lufklin, Texas | 75961 |
| Fredonia Hill | Henderson, Texas | 75962 |
| Bonita Junction | Jacksonville, Texas | 75963 |
| Orton Hill | Kilgore, Texas |
Last Updated on November 6, 2021 by Shawn Christie