Mission Bend Insurance

Image Depicts Toy Cars Slammed Into Each Other With A Toy Tow Truck In The Backround

A Look Into Insurance Premiums And How They Are Calculated In Mission Bend, Texas

Image Of Keys And Words Stating Auto Insurance
Mission Bend Auto Insurance

Mission Bend Liability Insurance requirements

Mission Bend Insurance requires Texas residents to carry a minimum of $30,000 per person for bodily injury, up to $60,000 per accident, and $25,000 for property damage. The average cost for the minimum liability limits is listed above.

StateMinimum Coverage RequirementsAverage Cost for Minimum Liability Coverage
Texas30/60/25$578

Affordable Liability Insurance rates in Mission Bend

Liability Insurance protects others from you in the event of an accident and provides no coverage for yourself or your vehicle. Liability is often carried on older vehicles, that may cost more to carry full coverage on than the vehicle value

RankCompanyAverage price
1Progressive$93.00
2Dairyland (Viking)$98.00
3Mendota$101.00
4Bristol West$108.00
5The General$113.00
6Liberty Mutual$116.00
7Travelers$131.00

Violations and the impact they have on insurance premiums in Mission Bend

Minor violations stay on your driving record for 3 years, whereas major violations and at fault accidents stay on for 5 years. Insurance premiums are adjusted after the violations and you will see an increase in premium until those fall off.

Violation NameMajor, Minor, or Non MovingHow Long it Will Affect Your Insurance Rates
Failure to Use a Seat BeltNon MovingNA*
DUIMajor10 Years
No Proof of insuranceNon MovingNA*
Driving without a LicenseMajor3 Years
Failure to Use Turn SignalMinor3 Years
Crossing over a Center DividerMinor3 Years
Failure to maintain Clear Distance (tailgatingMinor3 Years
Non-At-Fault AcccidentMinorNA*
Failure to Stop for a Pedestrian Side walkMinor3 Years
At Fault AccidentMajor5 Years
Failure to Secure Load to truck/trailerMinor3 Years
Reckless DrivingMajor5 Years

Mission Bend Sample Insurance rates

Insurance premiums vary depending on the customer, their driving history, the type of vehicle insured and coverages desired. Above are sample rates our customers have through our agency

Sample Quote/ policy location: Cleburne
Agent :Crystal
Current Company: Progressive
Previous Company: Geico
Who: Driver Age: 43 Vehicle: Chevrolet Astro Passenger
Type of coverage: full coverage , state min
Notes: Discount, Speeding
Rate: $144
Sample Quote/ policy location: Cleburne
Agent :Crystal
Current Company: Mendota
Previous Company: Allstate
Who: Age: 58 Vehicle: Isuzu Impulse
Type of coverage: broad form , uninsured motorist
Notes: vehicle, estimate
Rate: $337
Sample Quote/ policy location: Cleburne
Agent :Katie
Current Company: Suncoast
Previous Company: Safeco
Who: Driver Age: 20 Vehicle: Toyota Previa
Type of coverage: non owners , sr22
Notes: online, estimate
Rate: $167
Sample Quote/ policy location: Cleburne
Agent :Katie
Current Company: The General
Previous Company: Allstate
Who: client Age: 45 Vehicle: Dodge Ram Van 3500
Type of coverage: auto insurance , uninsured motorist
Notes: Discount, multiple lines
Rate: $303
Sample Quote/ policy location: Cleburne
Agent :Shawn
Current Company: Liberty Mutual
Previous Company: Bristol West
Who: Female Age: 54 Vehicle: Volvo S90
Type of coverage: auto insurance , uninsured motorist
Notes: deductible , accidents
Rate: $238
Sample Quote/ policy location: Cleburne
Agent :Amy
Current Company: Progressive
Previous Company:
Who: Age: 54 Vehicle: Mercedes-Benz 300SEL
Type of coverage: auto insurance , state min
Notes: state filing, violations
Rate: $236

Insurance Companies we represent in Mission Bend

We represent several insurance companies, giving our customers the advantage of shopping for car insurance rates with no extra cost or hassle. Leave it to our agents to do the hard work and find a company that is affordable for you

Bristol West
ASI
Dairyland
USLI
Victory
Progressive
Assurance America
Mendota
Travelers
Gainsco
The General
Safeway
Best Choice
Foremost Star
Orion 181
Suncoast

Mission Bend SR-22 Insurance

The average cost of SR-22 insurance is $25 for a term, depending upon the insurance provider. The SR-22 filing is simply an attachment added onto a policy that notifies the state that you are carrying insurance.

CompanyAverage (SR22 Fee)
Assurance America$25
Bristol West$35
DairylandFree
Gains Co$25
Mendota$25
Progressive5% (average)
State FarmSR22 Not available
The General$25
TravelersSR22 Not available

Discounts offered by company in Mission Bend, Texas

You can end up saving hundreds of dollars each term with the discounts available. Generally, the highest savings you’ll see if with a Paid in Full discount

ProgressiveDairylandMendota Advantage AutoTravelers
Education DiscountPaid in FullPaid in FullAuto Pay
Paid in FullAuto PayMulti VehicleMulti Vehicle
HomeownersMilitaryNo Accidents or ViolationsPaid in Full
No Accidents or ViolationsMulti VehicleContinuous InsuranceMarried
MarriedHomeownersHomeownersNo Accidents or Violations
Advanced QuoteMarriedMarriedContinuous Insurance
Continuous InsuranceNo Accidents or ViolationsAuto PayHomeowners
Auto PayContinuous InsuranceMulti Policy
MilitaryMulti Policy
Multi Policy
Multi Vehicle
Paperless Discount

How heavily weighted discounts are in Mission Bend

As you can see discounts such as Paid in Full, and auto pay are heavily rated meaning you’ll see the greatest savings with these discounts. Smaller discounts include; married discount, education discount and paperless

Impact on ratesDiscounts Available
HighPaid in Full
HighAuto Pay
MildMulti Vehicle
Very HighContinuous Insurance
MildMilitary
MildMulti Policy
MildMarried
MildEducation Discount
MildPaperless Discount

Mission Bend’s Nearby cities and zip codes

Insurance premiums are determined based on the amount of claims/accidents in an area and surrounding areas, along with many other rating factors. The zip codes below are the areas your rates are being based upon, including Mission Bend

Neighborhoods in Mission Bend, TexasCities Near Mission BendZip Codes in Mission Bend
AlazanLufklin, Texas75961
Fredonia HillHenderson, Texas75962
Bonita JunctionJacksonville, Texas75963
Orton HillKilgore, Texas
Additional Helpful Links
Most Affordable Car Insurance in Lancaster
Best Auto Insurance in Wylie
Cheapest Car Insurance in Deer Park
Cheapest Auto Insurance in Nacogdoches
Cheapest Auto Insurance in Haltom City
Best Insurance in Channelview
Best Insurance in La Porte

Last Updated on November 6, 2021 by Shawn Christie

Spread the love