Friendswood Insurance Companies We Represent

We work with a number of different companies. This allows us to give our customers the best options that fits their every insurance needs. We even cut cost in advertising passing on the savings to you! Check out some of them below.

Travelers

Assurance America

Victory

USLI

Foremost Star

Mendota

Best Choice

Dairyland

Bristol West

ASI

Progressive

Safeway

Gainsco

Orion 181

The General

Suncoast

Other Types Of Friendswood Insurance We Offer

Did you know that we offer much more than car insurance? Yes! We offer home, renters, motorcycle, business and much more! See below what we offer and some of our top companies.

Type of Coverage	Our Top Companies
Home Insurance	Travelers, ASI, Foremost Star
Business Insurance	BTIS, Hiscox
Renters Insurance	ASI, Foremost
Commercial Auto Insurance	Progressive
Boat Insurance	Travelers, Progressive
Car Insurance	Progressive, Dairyland,
RV Insurance	Progressive, Travelers

Friendswood Insurance Company Ratings AM Best And JD Power

Ratings and customer service is an important aspect when looking for an insurance company. See some examples below.

COMPANY	J.D. POWER CLAIMS	A.M. BEST RATING
Erie Insurance	879	A+
Mercury	837	A
MAPFRE Insurance	842	A
Auto-Owners Insurance	870	A+
Auto Club of Southern California Insurance Group	866	A+
Esurance	844	A+
American Family Insurance	857	A
Travelers	865	A++
NJM Insurance Co.	868	A+
Farmers Insurance	865	A
MetLife	867	A+
State Farm	878	A++
USAA	900	A++

Friendswood Insurance Rating Factors

In Texas, auto insurance companies use various factors to determine the rates for car insurance policies. These factors help insurers assess the level of risk associated with insuring a particular driver and vehicle. While the specific rating factors may vary slightly between insurance companies, here are some common factors that influence auto insurance rates in Texas:

1. Driving Record: One of the most significant factors affecting auto insurance rates is a driver’s history of accidents, traffic violations, and claims. Drivers with clean records typically pay lower premiums than those with a history of accidents or traffic citations.
2. Age and Gender: Younger and inexperienced drivers, especially teenagers, are often charged higher premiums due to their higher likelihood of being involved in accidents. Additionally, statistics show that male drivers tend to have more accidents than female drivers, so gender may also affect insurance rates.
3. Vehicle Type: The make, model, year, and safety features of the vehicle being insured can impact insurance premiums. Newer, more expensive cars and those with high repair costs or theft rates typically have higher insurance rates.
4. Annual Mileage: The number of miles driven annually can affect insurance rates. Drivers who have lower annual mileage may qualify for lower premiums since they have a reduced risk of being involved in accidents.
5. Location: Where you live and park your vehicle can impact insurance rates. Factors such as population density, crime rates, weather conditions, and traffic congestion in your area may affect the likelihood of accidents, theft, or vandalism, thus influencing insurance premiums.
6. Credit History: In Texas, insurance companies are allowed to consider an individual’s credit history when determining insurance rates. Statistically, drivers with better credit scores tend to have fewer insurance claims, so a higher credit score may result in lower premiums.
7. Coverage Limits and Deductibles: The amount of coverage you choose and the deductibles you select can affect your insurance rates. Higher coverage limits and lower deductibles typically result in higher premiums, while lower coverage limits and higher deductibles may lead to lower premiums.
8. Driving Habits: Insurance companies may consider factors such as how frequently and at what times of day you drive, as well as your driving habits and behaviors, when determining your rates.
9. Marital Status: Married individuals may qualify for lower insurance rates compared to single individuals, as they tend to be perceived as more responsible and less risky drivers.
10. Prior Insurance Coverage: Having a history of continuous auto insurance coverage with no lapses may result in lower premiums, as it indicates financial responsibility and a lower risk of future claims.

Friendswood Insurance New Customers Annual Saving

We love to save our customers money! See below what we have saved our new customers in Friendswood and what they can do with those savings!

New Customers in Friendswood, Texas Save on Average	$600.55
Number of Eggs you could buy	5415
Number of Candy bars you could buy	435
Months of Netflix you could afford with your savings	43

Additional Helpful Links

Additional Texas Insurance
Cheapest Auto Insurance in Nacogdoches
Most Affordable Car Insurance in Southlake
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Best Insurance in Kyle

Last Updated on March 26, 2024 by Marlon Moss