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Auto Insurance – Texas

Friendswood Insurance

Friends and Family Welcome! And while we are helping with your auto quote, consider bundling for discounts!

Friendswood Insurance Companies We Represent

We work with a number of different companies. This allows us to give our customers the best options that fits their every insurance needs. We even cut cost in advertising passing on the savings to you! Check out some of them below.

Travelers
Assurance America
Victory
USLI
Foremost Star
Mendota
Best Choice
Dairyland
Bristol West
ASI
Progressive
Safeway
Gainsco
Orion 181
The General
Suncoast
Friendswood Insurance

Other Types Of Friendswood Insurance We Offer

Did you know that we offer much more than car insurance? Yes! We offer home, renters, motorcycle, business and much more! See below what we offer and some of our top companies.

Type of CoverageOur Top Companies
Home InsuranceTravelers, ASI, Foremost Star
Business InsuranceBTIS, Hiscox
Renters InsuranceASI, Foremost
Commercial Auto InsuranceProgressive
Boat InsuranceTravelers, Progressive
Car InsuranceProgressive, Dairyland,
RV InsuranceProgressive, Travelers
Friendswood Insurance

Friendswood Insurance Company Ratings AM Best And JD Power

Ratings and customer service is an important aspect when looking for an insurance company. See some examples below.

COMPANYJ.D. POWER CLAIMSA.M. BEST RATING
Erie Insurance879A+
Mercury837A
MAPFRE Insurance842A
Auto-Owners Insurance870A+
Auto Club of Southern California Insurance Group866A+
Esurance844A+
American Family Insurance857A
Travelers865A++
NJM Insurance Co.868A+
Farmers Insurance865A
MetLife867A+
State Farm878A++
USAA900A++
Friendswood Insurance

Friendswood Insurance Rating Factors

In Texas, auto insurance companies use various factors to determine the rates for car insurance policies. These factors help insurers assess the level of risk associated with insuring a particular driver and vehicle. While the specific rating factors may vary slightly between insurance companies, here are some common factors that influence auto insurance rates in Texas:

  1. Driving Record: One of the most significant factors affecting auto insurance rates is a driver’s history of accidents, traffic violations, and claims. Drivers with clean records typically pay lower premiums than those with a history of accidents or traffic citations.
  2. Age and Gender: Younger and inexperienced drivers, especially teenagers, are often charged higher premiums due to their higher likelihood of being involved in accidents. Additionally, statistics show that male drivers tend to have more accidents than female drivers, so gender may also affect insurance rates.
  3. Vehicle Type: The make, model, year, and safety features of the vehicle being insured can impact insurance premiums. Newer, more expensive cars and those with high repair costs or theft rates typically have higher insurance rates.
  4. Annual Mileage: The number of miles driven annually can affect insurance rates. Drivers who have lower annual mileage may qualify for lower premiums since they have a reduced risk of being involved in accidents.
  5. Location: Where you live and park your vehicle can impact insurance rates. Factors such as population density, crime rates, weather conditions, and traffic congestion in your area may affect the likelihood of accidents, theft, or vandalism, thus influencing insurance premiums.
  6. Credit History: In Texas, insurance companies are allowed to consider an individual’s credit history when determining insurance rates. Statistically, drivers with better credit scores tend to have fewer insurance claims, so a higher credit score may result in lower premiums.
  7. Coverage Limits and Deductibles: The amount of coverage you choose and the deductibles you select can affect your insurance rates. Higher coverage limits and lower deductibles typically result in higher premiums, while lower coverage limits and higher deductibles may lead to lower premiums.
  8. Driving Habits: Insurance companies may consider factors such as how frequently and at what times of day you drive, as well as your driving habits and behaviors, when determining your rates.
  9. Marital Status: Married individuals may qualify for lower insurance rates compared to single individuals, as they tend to be perceived as more responsible and less risky drivers.
  10. Prior Insurance Coverage: Having a history of continuous auto insurance coverage with no lapses may result in lower premiums, as it indicates financial responsibility and a lower risk of future claims.

Friendswood Insurance New Customers Annual Saving

We love to save our customers money! See below what we have saved our new customers in Friendswood and what they can do with those savings!

New Customers in Friendswood, Texas Save on Average$600.55
Number of Eggs you could buy5415
Number of Candy bars you could buy435
Months of Netflix you could afford with your savings43

Frequently Asked Questions About Friendswood, Texas Auto Insurance

Q1: What are the minimum auto insurance requirements in Friendswood, Texas?

A1: In Friendswood, Texas, the minimum auto insurance requirements typically include liability coverage with minimum limits of $30,000 for bodily injury or death per person, $60,000 for bodily injury or death per accident, and $25,000 for property damage.

Q2: What factors can impact auto insurance rates in Friendswood, Texas?

A2: Several factors can influence auto insurance rates in Friendswood, Texas, including your driving record, the type of vehicle you own, your coverage choices, and your location within the city. Additionally, discounts may be available for factors like safe driving and bundling policies.

Q3: Are there any specific considerations for auto insurance in Friendswood, Texas?

A3: Yes, when it comes to auto insurance in Friendswood, Texas, it’s important to consider factors like local traffic conditions, weather-related risks, and potential hazards specific to the area. Adequate coverage can help protect you in various situations.

Additional Helpful Links

Additional Texas Insurance
Cheapest Auto Insurance in Nacogdoches
Most Affordable Car Insurance in Southlake
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Best Insurance in Kyle

INSURANCE SERVICES WE OFFER

Welcome Center Free Auto Insurance Quote
2024 Friendswood Insurance

Don’t give up…we can help you find affordable rates, need an SR-22? We got you!

Welcome Center Homeowners And Renters Insurance
2024 Friendswood Insurance

Homeowners, renters, and mobile home owners: make sure you have the protection you need.

Welcome Center Other Insurance Quotes
2024 Friendswood Insurance

Motorcycles, RVs, ATVs, life insurance, you name it…we can help!

Last Updated on by Marlon Moss

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