- Friendswood Insurance Companies We Represent
- Other Types Of Friendswood Insurance We Offer
- Friendswood Insurance Company Ratings AM Best And JD Power
- Friendswood Insurance Rating Factors
- Friendswood Insurance New Customers Annual Saving
- Frequently Asked Questions About Friendswood, Texas Auto Insurance
- Additional Helpful Links
- What We Do at A Plus Insurance
Friendswood Insurance Companies We Represent
We work with a number of different companies. This allows us to give our customers the best options that fits their every insurance needs. We even cut cost in advertising passing on the savings to you! Check out some of them below.
| Travelers |
| Assurance America |
| Victory |
| USLI |
| Foremost Star |
| Mendota |
| Best Choice |
| Dairyland |
| Bristol West |
| ASI |
| Progressive |
| Safeway |
| Gainsco |
| Orion 181 |
| The General |
| Suncoast |
Other Types Of Friendswood Insurance We Offer
Did you know that we offer much more than car insurance? Yes! We offer home, renters, motorcycle, business and much more! See below what we offer and some of our top companies.
| Type of Coverage | Our Top Companies |
|---|---|
| Home Insurance | Travelers, ASI, Foremost Star |
| Business Insurance | BTIS, Hiscox |
| Renters Insurance | ASI, Foremost |
| Commercial Auto Insurance | Progressive |
| Boat Insurance | Travelers, Progressive |
| Car Insurance | Progressive, Dairyland, |
| RV Insurance | Progressive, Travelers |
Friendswood Insurance Company Ratings AM Best And JD Power
Ratings and customer service is an important aspect when looking for an insurance company. See some examples below.
| COMPANY | J.D. POWER CLAIMS | A.M. BEST RATING |
|---|---|---|
| Erie Insurance | 879 | A+ |
| Mercury | 837 | A |
| MAPFRE Insurance | 842 | A |
| Auto-Owners Insurance | 870 | A+ |
| Auto Club of Southern California Insurance Group | 866 | A+ |
| Esurance | 844 | A+ |
| American Family Insurance | 857 | A |
| Travelers | 865 | A++ |
| NJM Insurance Co. | 868 | A+ |
| Farmers Insurance | 865 | A |
| MetLife | 867 | A+ |
| State Farm | 878 | A++ |
| USAA | 900 | A++ |
Friendswood Insurance Rating Factors
In Texas, auto insurance companies use various factors to determine the rates for car insurance policies. These factors help insurers assess the level of risk associated with insuring a particular driver and vehicle. While the specific rating factors may vary slightly between insurance companies, here are some common factors that influence auto insurance rates in Texas:
- Driving Record: One of the most significant factors affecting auto insurance rates is a driver’s history of accidents, traffic violations, and claims. Drivers with clean records typically pay lower premiums than those with a history of accidents or traffic citations.
- Age and Gender: Younger and inexperienced drivers, especially teenagers, are often charged higher premiums due to their higher likelihood of being involved in accidents. Additionally, statistics show that male drivers tend to have more accidents than female drivers, so gender may also affect insurance rates.
- Vehicle Type: The make, model, year, and safety features of the vehicle being insured can impact insurance premiums. Newer, more expensive cars and those with high repair costs or theft rates typically have higher insurance rates.
- Annual Mileage: The number of miles driven annually can affect insurance rates. Drivers who have lower annual mileage may qualify for lower premiums since they have a reduced risk of being involved in accidents.
- Location: Where you live and park your vehicle can impact insurance rates. Factors such as population density, crime rates, weather conditions, and traffic congestion in your area may affect the likelihood of accidents, theft, or vandalism, thus influencing insurance premiums.
- Credit History: In Texas, insurance companies are allowed to consider an individual’s credit history when determining insurance rates. Statistically, drivers with better credit scores tend to have fewer insurance claims, so a higher credit score may result in lower premiums.
- Coverage Limits and Deductibles: The amount of coverage you choose and the deductibles you select can affect your insurance rates. Higher coverage limits and lower deductibles typically result in higher premiums, while lower coverage limits and higher deductibles may lead to lower premiums.
- Driving Habits: Insurance companies may consider factors such as how frequently and at what times of day you drive, as well as your driving habits and behaviors, when determining your rates.
- Marital Status: Married individuals may qualify for lower insurance rates compared to single individuals, as they tend to be perceived as more responsible and less risky drivers.
- Prior Insurance Coverage: Having a history of continuous auto insurance coverage with no lapses may result in lower premiums, as it indicates financial responsibility and a lower risk of future claims.
Friendswood Insurance New Customers Annual Saving
We love to save our customers money! See below what we have saved our new customers in Friendswood and what they can do with those savings!
| New Customers in Friendswood, Texas Save on Average | $600.55 |
| Number of Eggs you could buy | 5415 |
| Number of Candy bars you could buy | 435 |
| Months of Netflix you could afford with your savings | 43 |
Frequently Asked Questions About Friendswood, Texas Auto Insurance
Q1: What are the minimum auto insurance requirements in Friendswood, Texas?
A1: In Friendswood, Texas, the minimum auto insurance requirements typically include liability coverage with minimum limits of $30,000 for bodily injury or death per person, $60,000 for bodily injury or death per accident, and $25,000 for property damage.
Q2: What factors can impact auto insurance rates in Friendswood, Texas?
A2: Several factors can influence auto insurance rates in Friendswood, Texas, including your driving record, the type of vehicle you own, your coverage choices, and your location within the city. Additionally, discounts may be available for factors like safe driving and bundling policies.
Q3: Are there any specific considerations for auto insurance in Friendswood, Texas?
A3: Yes, when it comes to auto insurance in Friendswood, Texas, it’s important to consider factors like local traffic conditions, weather-related risks, and potential hazards specific to the area. Adequate coverage can help protect you in various situations.
Additional Helpful Links
What We Do at A Plus Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
Last Updated on by Camron Moss