- SR22 Insurance Ohio
- Company Fees for SR22 Insurance In Ohio
- SR22 Insurance Ohio: Laws You Need to Know
- Comparing Average Rates for SR22 Insurance in Ohio Across Companies
- Exploring the Average Cost of Full Coverage SR22 Insurance by City in Ohio
- SR22 Insurance Ohio and Child Support
- Determining the Average Cost of Liability Only SR22 Insurance in Ohio
- Affordable Insurance Companies in Your Area Offering SR22 Insurance in Ohio
- SR22 Insurance Ohio: Comparing Rates among Companies
- State Minimum Requirements for SR22 Insurance in Ohio
- SR22 Insurance in Ohio: Need an SR-22 but No Vehicle? Here's What to Do
- Find Out More About SR-22 in your State!
- INSURANCE SERVICES WE OFFER
Company Fees for SR22 Insurance In Ohio
Some companies do not offer SR-22 filings because they do not insure ‘high-risk’ drivers. They may be a preferred company that does not allow those types of violations.
Most companies that do offer SR-22 charge a flat fee of $5-$25 per term. Some companies, like Dairyland Insurance, do not charge at all.
Most insurance companies offer SR22 filings. The ones that do not offer SR22 are Travelers insurance, State Farm Insurance, State Auto, Safeco, USAA, Nationwide, and American Family insurance.
| SR22 Insurance Ohio Company | SR22 Fee |
|---|---|
| GAINSCO | $25.00 |
| Acceptance RTR | N/A |
| Liberty Mutual | $15-$25 |
| Allstate | Unknown |
| Geico | $25.00 |
| Safeco | N/A |
| Travelers | N/A |
| National General | $25.00 |
| Dairyland | Free |
| State Auto | N/A |
| 21st Century | N/A |
| State Farm | Unknown |
| Mendota Ins. Company | $25.00 |
| American Family | N/A |
| AssuranceAmerica | $25 |
| USAA | N/A |
| Progressive Insurance | $25.00 |
| Farmers | $15-$60 |
SR22 Insurance Ohio: Laws You Need to Know
Contrary to what most people think, an SR22 isn’t insurance, but rather, a filing that the state has mandated you ADD to your insurance policy.
If your license has been suspended because of a major conviction, you will be required to carry an SR-22 filing for 3-5 years, depending upon the conviction. You will need to carry the State Minimum Liability limits in order to have an SR-22. The SR-22 Insurance Ohio filing will be reported to the State by your insurance provider.
Comparing Average Rates for SR22 Insurance in Ohio Across Companies
| SR22 Insurance Company | SR22 Insurance Ohio: Avg. Cost |
|---|---|
| Nationwide | N/A |
| National General | $170.00 |
| AssuranceAmerica | $182.00 |
| 21st Century | N/A |
| Travelers | N/A |
| American Family | N/A |
| Progressive Insurance | $178.00 |
| The General | $212.00 |
| Farmers | $176.00 |
| Acceptance RTR | $169.00 |
| Bristol West | $188.00 |
| Geico | $185.00 |
| Dairyland | $203.00 |
| Allstate | N/A |
| Safeco | N/A |
| State Auto | N/A |
This is the average cost each company charges for full coverage insurance with an SR-22 filing on that policy. The rates do vary depending on the insured and their driving history, location, and other rating factors.
Exploring the Average Cost of Full Coverage SR22 Insurance by City in Ohio
If you are financing a vehicle, you will likely need to carry full coverage which is Comprehensive and Collision on the vehicle.
If you need an SR-22 as well, you can add that onto your policy for a small fee. Below is the average cost for full coverage, with an SR-22 in each city.
| City In Ohio | SR22 Insurance Ohio Avg. Cost |
|---|---|
| Strongsville | $149 |
| Massillon | $154 |
| Cleveland | $158 |
| Brunswick | $148 |
| Marysville | $156 |
| Westerville | $146 |
| Hilliard | $153 |
| Green | $171 |
| Trotwood | $154 |
| Newark | $147 |
| Lancaster | $170 |
| Lima | $149 |
| Wadsworth | $148 |
| Warren | $180 |
| Shaker Heights | $151 |
| Avon Lake | $174 |
| Zanesville | $181 |
| Medina | $157 |
| Dublin | $173 |
| Mansfield | $154 |
| Troy | $155 |
| Elyria | $175 |
| Gahanna | $169 |
| Maple Heights | $175 |
| Middletown | $163 |
| Lakewood | $147 |
| Parma | $174 |
| Bowling Green | $171 |
| Cuyahoga Falls | $161 |
| Akron | $159 |
| Sandusky | $155 |
| North Olmsted | $165 |
| Delaware | $173 |
| Willoughby | $155 |
| Lorain | $151 |
| Mason | $180 |
| Xenia | $165 |
| Oxford | $165 |
| Solon | $179 |
| Canton | $146 |
| Euclid | $148 |
| Barberton | $155 |
| Findlay | $164 |
| Mentor | $158 |
| Toledo | $159 |
| Garfield Heights | $150 |
| Avon | $175 |
| Columbus | $174 |
| Fairfield | $149 |
| Springfield | $165 |
| Cleveland Heights | $147 |
| Youngstown | $159 |
| Fairborn | $155 |
Check with your insurance agent to make sure your “full coverage” insurance in Ohio includes what you want! Roadside, rental reimbursement, medical payments, etc. are additional coverages that need to be requested.
SR22 Insurance Ohio and Child Support
Contrary to what many people think, a DUI is not the only thing that can lead to an SR22 order.
If you owe child support in Ohio, you could be at risk for having your driving privileges suspended or revoked.
If this happens, you will be required to carry an SR-22 for 1-3 years.
Determining the Average Cost of Liability Only SR22 Insurance in Ohio
Just looking for the bare minimum coverage to make you legal? These are the average prices for minimum liability with an SR-22 filing in Ohio.
| City In Ohio | Average Liability Only |
|---|---|
| City | Price |
| Reynoldsburg | $110.00 |
| Toledo | $104.00 |
| Trotwood | $110.00 |
| Canton | $109.00 |
| Euclid | $88.00 |
| Lorain | $108.00 |
| Marion | $87.00 |
| Parma | $108.00 |
| Columbus | $94.00 |
| Springfield | $96.00 |
| Shaker Heights | $106.00 |
| Lima | $87.00 |
| Findlay | $99.00 |
| Westlake | $110.00 |
| Fairborn | $106.00 |
| North Olmsted | $105.00 |
| Bowling Green | $103.00 |
| Mason | $95.00 |
| Middletown | $88.00 |
| Newark | $102.00 |
| Grove City | $86.00 |
| Xenia | $86.00 |
| Strongsville | $110.00 |
| Akron | $87.00 |
| Dublin | $96.00 |
| Lancaster | $96.00 |
| Barberton | $110.00 |
| North Royalton | $97.00 |
| Avon | $104.00 |
| Mentor | $92.00 |
| Solon | $108.00 |
| Hilliard | $103.00 |
| Wooster | $105.00 |
| Wadsworth | $105.00 |
| Hamilton | $105.00 |
| Avon Lake | $104.00 |
| Cuyahoga Falls | $88.00 |
| Maple Heights | $106.00 |
| North Ridgeville | $104.00 |
| Elyria | $102.00 |
| Fairfield | $97.00 |
| Youngstown | $91.00 |
| Huber Heights | $107.00 |
| Stow | $106.00 |
| Cincinnati | $106.00 |
| Sandusky | $93.00 |
| Upper Arlington | $103.00 |
| Kettering | $106.00 |
| Centerville | $101.00 |
| Warren | $92.00 |
| Gahanna | $91.00 |
| Willoughby | $87.00 |
Affordable Insurance Companies in Your Area Offering SR22 Insurance in Ohio
Need an SR-22 in Ohio but not sure where to start? Above is a list of the cheapest Insurance companies for high risk drivers, for each city. Start by calling the companies for free quotes on liability with SR-22.
| City in Ohio | SR22 Insurance Company |
|---|---|
| Kent | The General |
| Youngstown | Geico |
| Shaker Heights | Bristol West |
| Avon Lake | Progressive |
| Warren | Geico |
| Wadsworth | Geico |
| Columbus | Liberty Mutual |
| Parma | Progressive |
| Delaware | Geico |
| Lancaster | The General |
| Avon | The General |
| Lorain | Progressive |
| Athens | Bristol West |
| Dayton | Progressive |
| Mansfield | Farmers |
| Bowling Green | National General |
| Grove City | Progressive |
| Elyria | Progressive |
| Lakewood | Geico |
| Willoughby | Geico |
| Medina | Progressive |
| Akron | Liberty Mutual |
| Westlake | The General |
| North Olmsted | The General |
| Cleveland Heights | Liberty Mutual |
| Huber Heights | Geico |
| Fairfield | Progressive |
| Lima | Progressive |
| Barberton | Geico |
| Reynoldsburg | Progressive |
| Austintown | Liberty Mutual |
| Strongsville | National General |
| Green | Geico |
| Marysville | Liberty Mutual |
| Cleveland | National General |
| Zanesville | The General |
| Newark | Progressive |
| Middletown | Liberty Mutual |
| Dublin | Geico |
| Hilliard | Geico |
| Troy | Liberty Mutual |
| Cincinnati | Progressive |
| Euclid | Geico |
| Riverside | Bristol West |
| Oxford | Geico |
| Garfield Heights | Farmers |
| Xenia | The General |
| Beavercreek | Progressive |
| Mentor | Liberty Mutual |
| Canton | Liberty Mutual |
| Westerville | Geico |
| Centerville | Geico |
SR22 Insurance Ohio: Comparing Rates among Companies
Liability Insurance is the minimum requirement per each state. Each state requires different liability limits, you can check your state’s requirements above. By having the minimum liability limits, you can add an SR-22 to the insurance policy, which will let the State know you are complying by carrying the required insurance.
| Company | SR22 Liability (Average) |
|---|---|
| AssuranceAmerica | $77.00 |
| Progressive Insurance | $91.00 |
| Liberty Mutual | $115.00 |
| National General | $72.00 |
| Nationwide | N/A |
| USAA | N/A |
| Farmers | $125.00 |
| Acceptance RTR | $86.00 |
| Bristol West | $113.00 |
| Mendota Ins. Company | $96.00 |
| Geico | $74.00 |
| Dairyland | $61.00 |
| Allstate | N/A |
| 21st Century | N/A |
| State Farm | N/A |
| American Family | N/A |
| GAINSCO | $123.00 |
| The General | $76.00 |
| Safeco | N/A |
State Minimum Requirements for SR22 Insurance in Ohio
The minimum insurance requirements by law in Ohio are 20/50/25.
This means if you are liable in the event of an accident, your insurance company will pay out bodily injury expenses and property damage expenses up to these limits, to the other party. The limits equate to $25,000 per person for bodily Injury, up to $50,000 per accident, and $25,000 for property damage.
| State | State Min. | PIP? |
|---|---|---|
| Ohio | 25/50/25 | N/A |
SR22 Insurance in Ohio: Need an SR-22 but No Vehicle? Here’s What to Do
In Ohio, you can purchase a Named Operator policy or Non-Owners policy which will cover you for the minimum liability requirements per the state. You will add the SR-22 filing to that policy, which will let the state know you are carrying the required liability limits. The Non Owners policy covers you driving any personal passenger vehicle as long as you do not, or any household members own the vehicle.
How do I know if I need an SR-22 in Ohio?
If you’ve been convicted of a major violation, you may need an SR-22. You can contact your local DMV for specific details.
What if I am required to carry an SR-22 but don’t have a vehicle in Ohio?
You can purchase a non owners policy for the minimum liability requirements and an SR-22 filing.
How do I find out if I need an SR-22 in Ohio?
If you’ve been convicted of a major violation, you may need an SR-22. You can contact your local DMV for specific details.
How do I find out if I need an SR-22 in Ohio?
If you’ve been convicted of a major violation, you may need an SR-22. You can contact your local DMV for specific details.
What happens if I let my SR-22 lapse in Ohio?
If your insurance policy lapses, the DMV will be notified. You may have to re-start your required amount of time to carry the SR-22 and pay reinstatement fees again.
How much does an SR-22 cost in Ohio?
Most Insurance Companies charge a small fee of $5-$25 for each term. Some companies charge a percentage of the total premium.
What is an SR-22 in Ohio?
An SR-22 is a Financial Responsibility Filing, which lets the State know that you are carrying the minimum liability limits required.
| Other Ohio Insurance |
|---|
| Liability Car Insurance in Ohio |
| Full Coverage Insurance in Ohio |
Find Out More About SR-22 in your State!
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Last Updated on by Veronica Moss