SR22 Insurance Ohio
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- SR22 Insurance Ohio
- SR22 Insurance Ohio: Company fees
- SR22 Insurance Ohio: Laws
- SR22 Insurance Ohio: rates by company (full coverage) in Ohio
- SR22 Insurance Ohio (full coverage): Average Cost
- SR22 Insurance Ohio and child support
- SR22 Insurance Ohio (liability): Average Cost
- SR22 Insurance Ohio: Who has the lowest rates?
- SR22 Insurance Ohio: Which companies offer the filing
- SR22 Insurance Ohio: Rates by company (liability)
- SR22 Insurance Ohio: State Minimum requirements
- SR22 Insurance Ohio: Need an SR-22 but no vehicle?
- Find Out More About SR-22 in your State!
SR22 Insurance Ohio: Company fees
Some companies do not offer SR-22 filings because they do not insure ‘high risk’ drivers. They may be a preferred company that do not allow those types of violations. Most companies that do offer SR-22 charge a flat fee of $5-$25 per term. Some companies, like Dairyland Insurance, do not charge at all.
| GAINSCO | $25.00 |
| Acceptance RTR | NA |
| Liberty Mutual | $15-$25 |
| Allstate | Unknown |
| Geico | $25.00 |
| Safeco | na |
| Travelers | na |
| National General | $25.00 |
| Dairyland | Free |
| State Auto | na |
| 21st Century | na |
| State Farm | Unknown |
| Mendota Ins. Company | NA |
| American Family | na |
| AssuranceAmerica | NA |
| USAA | na |
| Progressive Insurance | $25.00 |
| Farmers | $15-$60 |
SR22 Insurance Ohio: Laws
If your license has been suspended because of a major conviction, you will be required to carry an SR-22 filing for 3-5 years, depending upon the conviction. You will need to carry the State Minimum Liability limits in order to have an SR-22. The SR-22 filing will be reported to the State of Ohio by your insurance provider.
SR22 Insurance Ohio: rates by company (full coverage) in Ohio
This is the average cost each company charges for full coverage insurance with an SR-22 filing on that policy. The rates do vary depending on the insured and their driving history, location, and other rating factors.
| Company | SR22 Full Coverage (average) |
| Nationwide | N/A |
| National General | $170.00 |
| AssuranceAmerica | $182.00 |
| 21st Century | N/A |
| Travelers | N/A |
| American Family | N/A |
| Progressive Insurance | $178.00 |
| The General | $212.00 |
| Farmers | $176.00 |
| Acceptance RTR | $169.00 |
| Bristol West | $188.00 |
| Geico | $185.00 |
| Dairyland | $203.00 |
| Allstate | N/A |
| Safeco | N/A |
| State Auto | N/A |
SR22 Insurance Ohio (full coverage): Average Cost
If you are financing a vehicle, you will likely need to carry full coverage which is Comprehensive and Collision on the vehicle. If you need an SR-22 as well, you can add that onto your policy for a small fee. Above is the average cost for full coverage, with an SR-22 in each city.
| City | Price |
| Strongsville | $149 |
| Massillon | $154 |
| Cleveland | $158 |
| Brunswick | $148 |
| Marysville | $156 |
| Westerville | $146 |
| Hilliard | $153 |
| Green | $171 |
| Trotwood | $154 |
| Newark | $147 |
| Lancaster | $170 |
| Lima | $149 |
| Wadsworth | $148 |
| Warren | $180 |
| Shaker Heights | $151 |
| Avon Lake | $174 |
| Zanesville | $181 |
| Medina | $157 |
| Dublin | $173 |
| Mansfield | $154 |
| Troy | $155 |
| Elyria | $175 |
| Gahanna | $169 |
| Maple Heights | $175 |
| Middletown | $163 |
| Lakewood | $147 |
| Parma | $174 |
| Bowling Green | $171 |
| Cuyahoga Falls | $161 |
| Akron | $159 |
| Sandusky | $155 |
| North Olmsted | $165 |
| Delaware | $173 |
| Willoughby | $155 |
| Lorain | $151 |
| Mason | $180 |
| Xenia | $165 |
| Oxford | $165 |
| Solon | $179 |
| Canton | $146 |
| Euclid | $148 |
| Barberton | $155 |
| Findlay | $164 |
| Mentor | $158 |
| Toledo | $159 |
| Garfield Heights | $150 |
| Avon | $175 |
| Columbus | $174 |
| Fairfield | $149 |
| Springfield | $165 |
| Cleveland Heights | $147 |
| Youngstown | $159 |
| Fairborn | $155 |
SR22 Insurance Ohio and child support
If you owe child support in Ohio, you could be at risk for having your driving privilege’s suspended or revoked. If this happens, you will be required to carry an SR-22 for 1-3 years.
SR22 Insurance Ohio (liability): Average Cost
Just looking for the bare minimum coverage to make you legal? These are the average prices for minimum liability with an SR-22 filing in Ohio.
| City | Price |
| Reynoldsburg | $110.00 |
| Toledo | $104.00 |
| Trotwood | $110.00 |
| Canton | $109.00 |
| Euclid | $88.00 |
| Lorain | $108.00 |
| Marion | $87.00 |
| Parma | $108.00 |
| Columbus | $94.00 |
| Springfield | $96.00 |
| Shaker Heights | $106.00 |
| Lima | $87.00 |
| Findlay | $99.00 |
| Westlake | $110.00 |
| Fairborn | $106.00 |
| North Olmsted | $105.00 |
| Bowling Green | $103.00 |
| Mason | $95.00 |
| Middletown | $88.00 |
| Newark | $102.00 |
| Grove City | $86.00 |
| Xenia | $86.00 |
| Strongsville | $110.00 |
| Akron | $87.00 |
| Dublin | $96.00 |
| Lancaster | $96.00 |
| Barberton | $110.00 |
| North Royalton | $97.00 |
| Avon | $104.00 |
| Mentor | $92.00 |
| Solon | $108.00 |
| Hilliard | $103.00 |
| Wooster | $105.00 |
| Wadsworth | $105.00 |
| Hamilton | $105.00 |
| Avon Lake | $104.00 |
| Cuyahoga Falls | $88.00 |
| Maple Heights | $106.00 |
| North Ridgeville | $104.00 |
| Elyria | $102.00 |
| Fairfield | $97.00 |
| Youngstown | $91.00 |
| Huber Heights | $107.00 |
| Stow | $106.00 |
| Cincinnati | $106.00 |
| Sandusky | $93.00 |
| Upper Arlington | $103.00 |
| Kettering | $106.00 |
| Centerville | $101.00 |
| Warren | $92.00 |
| Gahanna | $91.00 |
| Willoughby | $87.00 |
SR22 Insurance Ohio: Who has the lowest rates?
Need an SR-22 but not sure where to start? Above is a list of the cheapest Insurance companies for high risk drivers, for each city. Start by calling the companies for free quotes on liability with SR-22.
| City | Price |
| Kent | The General |
| Youngstown | Geico |
| Shaker Heights | Bristol West |
| Avon Lake | Progressive |
| Warren | Geico |
| Wadsworth | Geico |
| Columbus | Liberty Mutual |
| Parma | Progressive |
| Delaware | Geico |
| Lancaster | The General |
| Avon | The General |
| Lorain | Progressive |
| Athens | Bristol West |
| Dayton | Progressive |
| Mansfield | Farmers |
| Bowling Green | National General |
| Grove City | Progressive |
| Elyria | Progressive |
| Lakewood | Geico |
| Willoughby | Geico |
| Medina | Progressive |
| Akron | Liberty Mutual |
| Westlake | The General |
| North Olmsted | The General |
| Cleveland Heights | Liberty Mutual |
| Huber Heights | Geico |
| Fairfield | Progressive |
| Lima | Progressive |
| Barberton | Geico |
| Reynoldsburg | Progressive |
| Austintown | Liberty Mutual |
| Strongsville | National General |
| Green | Geico |
| Marysville | Liberty Mutual |
| Cleveland | National General |
| Zanesville | The General |
| Newark | Progressive |
| Middletown | Liberty Mutual |
| Dublin | Geico |
| Hilliard | Geico |
| Troy | Liberty Mutual |
| Cincinnati | Progressive |
| Euclid | Geico |
| Riverside | Bristol West |
| Oxford | Geico |
| Garfield Heights | Farmers |
| Xenia | The General |
| Beavercreek | Progressive |
| Mentor | Liberty Mutual |
| Canton | Liberty Mutual |
| Westerville | Geico |
| Centerville | Geico |
SR22 Insurance Ohio: Which companies offer the filing
Most insurance companies offer SR22 filings. The ones that do not offer SR22 are Travelers insurance, State Farm insurance, State Auto, Safeco, USAA, Nationwide, and American Family insurance.
| Company | SR22 Offered |
| Mendota Ins. Company | yes |
| Acceptance RTR | yes |
| GAINSCO | yes |
| Geico | yes |
| Allstate | unsure |
| USAA | NO |
| Liberty Mutual | yes |
| Travelers | no |
| Safeco | no |
| Progressive Insurance | Yes |
| The General | yes |
| State Auto | no |
| AssuranceAmerica | yes |
| Bristol West | yes |
| Dairyland | yes |
| Nationwide | no |
| National General | yes |
| Farmers | yes |
| State Farm | unsure |
| American Family | no |
SR22 Insurance Ohio: Rates by company (liability)
Liability Insurance is the minimum requirements per each state. Each state requires different liability limits, you can check your states requirements above. By having the minimum liability limits, you can add an SR-22 to the insurance policy, that will let the State know you are complying by carrying the required insurance.
| Company | SR22 Liability (average) |
| AssuranceAmerica | $77.00 |
| Progressive Insurance | $91.00 |
| Liberty Mutual | $115.00 |
| National General | $72.00 |
| Nationwide | N/A |
| USAA | N/A |
| Farmers | $125.00 |
| Acceptance RTR | $86.00 |
| Bristol West | $113.00 |
| Mendota Ins. Company | $96.00 |
| Geico | $74.00 |
| Dairyland | $61.00 |
| Allstate | N/A |
| 21st Century | N/A |
| State Farm | N/A |
| American Family | N/A |
| GAINSCO | $123.00 |
| The General | $76.00 |
| Safeco | N/A |
SR22 Insurance Ohio: State Minimum requirements
| State | State Min | PIP? |
| Ohio | 25/50/25 | N/A |
SR22 Insurance Ohio: Need an SR-22 but no vehicle?
In Ohio, you can purchase a Named Operator policy or Non-Owners policy which will cover you for the minimum liability requirements per the state. You will add the SR-22 filing to that policy, which will let the state know you are carrying the required liability limits. The Non Owners policy covers you driving any personal passenger vehicle as long as you do not, or any household members own the vehicle.
Find Out More About SR-22 in your State!
Last Updated on January 1, 2022 by Veronica Moss