Company Fees for SR22 Insurance Ohio

Some companies do not offer SR-22 filings because they do not insure ‘high risk’ drivers. They may be a preferred company that do not allow those types of violations.

Most companies that do offer SR-22 charge a flat fee of $5-$25 per term. Some companies, like Dairyland Insurance, do not charge at all.

Most insurance companies offer SR22 filings. The ones that do not offer SR22 are Travelers insurance, State Farm insurance, State Auto, Safeco, USAA, Nationwide, and American Family insurance.

SR22 Insurance Ohio CompanySR22 Fee
GAINSCO$25.00
Acceptance RTRN/A
Liberty Mutual$15-$25
AllstateUnknown
Geico$25.00
SafecoN/A
TravelersN/A
National General$25.00
DairylandFree
State AutoN/A
21st CenturyN/A
State FarmUnknown
Mendota Ins. Company$25.00
American FamilyN/A
AssuranceAmerica$25
USAAN/A
Progressive Insurance$25.00
Farmers$15-$60

SR22 Insurance Ohio: Laws You Need to Know

If your license has been suspended because of a major conviction, you will be required to carry an SR-22 filing for 3-5 years, depending upon the conviction. You will need to carry the State Minimum Liability limits in order to have an SR-22. The SR-22 filing will be reported to the State of Ohio by your insurance provider.

SR22 Insurance Ohio
Contrary to what most people think, an SR22 isn’t insurance, but rather, a filing that the state has mandated you ADD to your insurance policy.

Average Rates by Company for SR22 Insurance Ohio

This is the average cost each company charges for full coverage insurance with an SR-22 filing on that policy. The rates do vary depending on the insured and their driving history, location, and other rating factors.

SR22 Insurance CompanySR22 Insurance Ohio: Avg. Cost
NationwideN/A
National General$170.00
AssuranceAmerica$182.00
21st CenturyN/A
TravelersN/A
American FamilyN/A
Progressive Insurance$178.00
The General$212.00
Farmers$176.00
Acceptance RTR$169.00
Bristol West$188.00
Geico$185.00
Dairyland$203.00
AllstateN/A
SafecoN/A
State AutoN/A

Average Cost of Full Coverage SR22 Insurance Ohio by City

If you are financing a vehicle, you will likely need to carry full coverage which is Comprehensive and Collision on the vehicle.

If you need an SR-22 as well, you can add that onto your policy for a small fee. Below is the average cost for full coverage, with an SR-22 in each city.

City In OhioSR22 Insurance Ohio Avg. Cost
Strongsville$149
Massillon$154
Cleveland$158
Brunswick$148
Marysville$156
Westerville$146
Hilliard$153
Green$171
Trotwood$154
Newark$147
Lancaster$170
Lima$149
Wadsworth$148
Warren$180
Shaker Heights$151
Avon Lake$174
Zanesville$181
Medina$157
Dublin$173
Mansfield$154
Troy$155
Elyria$175
Gahanna$169
Maple Heights$175
Middletown$163
Lakewood$147
Parma$174
Bowling Green$171
Cuyahoga Falls$161
Akron$159
Sandusky$155
North Olmsted$165
Delaware$173
Willoughby$155
Lorain$151
Mason$180
Xenia$165
Oxford$165
Solon$179
Canton$146
Euclid$148
Barberton$155
Findlay$164
Mentor$158
Toledo$159
Garfield Heights$150
Avon$175
Columbus$174
Fairfield$149
Springfield$165
Cleveland Heights$147
Youngstown$159
Fairborn$155

Check with your insurance agent to make sure your “full coverage” insurance in Ohio includes what you want! Roadside, rental reimbursement, medical payments, etc, are additional coverages that need to be requested.

SR22 Insurance Ohio and Child Support

Contrary to what many people think, a DUI is not the only thing that can lead to an SR22 order.

If you owe child support in Ohio, you could be at risk for having your driving privilege’s suspended or revoked.

If this happens, you will be required to carry an SR-22 for 1-3 years.

sr22 insurance child support
For many obvious reasons, pay your child support!

Average Cost for Liability Only SR22 Insurance Ohio

Just looking for the bare minimum coverage to make you legal? These are the average prices for minimum liability with an SR-22 filing in Ohio.

City In OhioAverage Liability Only
CityPrice
Reynoldsburg$110.00
Toledo$104.00
Trotwood$110.00
Canton$109.00
Euclid$88.00
Lorain$108.00
Marion$87.00
Parma$108.00
Columbus$94.00
Springfield$96.00
Shaker Heights$106.00
Lima$87.00
Findlay$99.00
Westlake$110.00
Fairborn$106.00
North Olmsted$105.00
Bowling Green$103.00
Mason$95.00
Middletown$88.00
Newark$102.00
Grove City$86.00
Xenia$86.00
Strongsville$110.00
Akron$87.00
Dublin$96.00
Lancaster$96.00
Barberton$110.00
North Royalton$97.00
Avon$104.00
Mentor$92.00
Solon$108.00
Hilliard$103.00
Wooster$105.00
Wadsworth$105.00
Hamilton$105.00
Avon Lake$104.00
Cuyahoga Falls$88.00
Maple Heights$106.00
North Ridgeville$104.00
Elyria$102.00
Fairfield$97.00
Youngstown$91.00
Huber Heights$107.00
Stow$106.00
Cincinnati$106.00
Sandusky$93.00
Upper Arlington$103.00
Kettering$106.00
Centerville$101.00
Warren$92.00
Gahanna$91.00
Willoughby$87.00

Cheapest Insurance Companies in Your Area with SR22 Insurance Ohio Filings

Need an SR-22 but not sure where to start? Above is a list of the cheapest Insurance companies for high risk drivers, for each city. Start by calling the companies for free quotes on liability with SR-22.

City in OhioSR22 Insurance Company
KentThe General
YoungstownGeico
Shaker HeightsBristol West
Avon LakeProgressive
WarrenGeico
WadsworthGeico
ColumbusLiberty Mutual
ParmaProgressive
DelawareGeico
LancasterThe General
AvonThe General
LorainProgressive
AthensBristol West
DaytonProgressive
MansfieldFarmers
Bowling GreenNational General
Grove CityProgressive
ElyriaProgressive
LakewoodGeico
WilloughbyGeico
MedinaProgressive
AkronLiberty Mutual
WestlakeThe General
North OlmstedThe General
Cleveland HeightsLiberty Mutual
Huber HeightsGeico
FairfieldProgressive
LimaProgressive
BarbertonGeico
ReynoldsburgProgressive
AustintownLiberty Mutual
StrongsvilleNational General
GreenGeico
MarysvilleLiberty Mutual
ClevelandNational General
ZanesvilleThe General
NewarkProgressive
MiddletownLiberty Mutual
DublinGeico
HilliardGeico
TroyLiberty Mutual
CincinnatiProgressive
EuclidGeico
RiversideBristol West
OxfordGeico
Garfield HeightsFarmers
XeniaThe General
BeavercreekProgressive
MentorLiberty Mutual
CantonLiberty Mutual
WestervilleGeico
CentervilleGeico

SR22 Insurance Ohio: Rates by company that offer SR22 Insurance in Ohio (liability)

Liability Insurance is the minimum requirements per each state. Each state requires different liability limits, you can check your states requirements above. By having the minimum liability limits, you can add an SR-22 to the insurance policy, that will let the State know you are complying by carrying the required insurance.

CompanySR22 Liability (average)
AssuranceAmerica$77.00
Progressive Insurance$91.00
Liberty Mutual$115.00
National General$72.00
NationwideN/A
USAAN/A
Farmers$125.00
Acceptance RTR$86.00
Bristol West$113.00
Mendota Ins. Company$96.00
Geico$74.00
Dairyland$61.00
AllstateN/A
21st CenturyN/A
State FarmN/A
American FamilyN/A
GAINSCO$123.00
The General$76.00
SafecoN/A

State Minimum Requirements for SR22 Insurance in Ohio

StateState MinPIP?
Ohio25/50/25N/A
The minimum insurance requirements by law in Ohio are 20/50/25. This means if you are liable in the event of an accident, your insurance company will pay out bodily injury expenses and property damage expenses up to these limits, to the other party. The limits equate to $25,000 per person for bodily Injury, up to $50,000 per accident, and $25,000 for property damage.

SR22 Insurance Ohio: Need an SR-22 but No vehicle?

In Ohio, you can purchase a Named Operator policy or Non-Owners policy which will cover you for the minimum liability requirements per the state. You will add the SR-22 filing to that policy, which will let the state know you are carrying the required liability limits. The Non Owners policy covers you driving any personal passenger vehicle as long as you do not, or any household members own the vehicle.

How do I know if I need an SR-22 in Ohio?

If you’ve been convicted of a major violation, you may need an SR-22. You can contact your local DMV for specific details.

What if I am required to carry an SR-22 but don’t have a vehicle in Ohio?

You can purchase a non owners policy for the minimum liability requirements and an SR-22 filing.

How do I find out if I need an SR-22 in Ohio?

If you’ve been convicted of a major violation, you may need an SR-22. You can contact your local DMV for specific details.

How do I find out if I need an SR-22 in Ohio?

If you’ve been convicted of a major violation, you may need an SR-22. You can contact your local DMV for specific details.

What happens if I let my SR-22 lapse in Ohio?

If your insurance policy lapses, the DMV will be notified. You may have to re start your required amount of time to carry the SR-22 and pay reinstatement fees again.

How much does an SR-22 cost in Ohio?

Most Insurance Companies charge a small fee of $5-$25 for each term. Some companies charge a percentage of the total premium.

What is an SR-22 in Ohio?

An SR-22 is a Financial Responsibility Filing, which lets the State know that you are carrying the minimum liability limits required.

A Plus Insurance

Find Out More About SR-22 in your State!


Insurance varies greatly from state to state. Click on your state to find out more specifics about SR-22 insurance.

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Last Updated on by Marlon Moss