- SR22 Insurance Ohio
- How Much Is SR-22 Insurance in Ohio?
- Reasons You May Need to File an SR-22 in Ohio: Auto Insurance Guide
- How Long Do You have to carry SR22 Insurance in Ohio?
- How to get SR22 Insurance in Ohio?
- SR-22 Insurance Rates in Ohio: Compare Costs Across Top Companies
- Exploring the Average Cost of Full Coverage SR22 Insurance by City in Ohio
- Affordable SR22 Insurance in Ohio: Protect Your License While Handling Child Support Obligations
- Average Cost of Liability-Only SR22 Insurance in Ohio: What to Expect
- Affordable SR22 Insurance Companies Near You in Ohio
- SR22 Insurance Process
- SR22 Insurance Ohio: Comparing Rates among Companies
- State Minimum Requirements for SR22 Insurance in Ohio
- SR22 Insurance in Ohio: How to Get SR-22 Coverage Without Owning a Vehicle
- Frequently Asked Questions about SR22 Insurance in Ohio
- What We Do at A Plus Insurance
- SR22 Insurance in Florida: Article Information
How Much Is SR-22 Insurance in Ohio?
The cost of SR-22 insurance in Ohio varies depending on several factors, including your driving record, age, and the insurance company you choose. On average, you can expect to pay between $300 and $800 annually for an SR-22 policy. This cost includes the standard auto insurance premium plus a filing fee for the SR-22 certificate, which typically ranges from $15 to $25.
Here’s a comparison of estimated annual rates for SR-22 insurance in Ohio from various insurance companies:
| Insurance Company | Annual Rate (Estimates) | Filing Fee |
|---|---|---|
| Progressive | $400 | $25 |
| Dairyland | $450 | $20 |
| Travelers | $500 | $15 |
| Gainsco | $550 | $20 |
| Assurance America | $475 | $25 |
| National General | $525 | $20 |
| Bristol West | $600 | $15 |
| Mendota | $575 | $20 |
| The General | $450 | $25 |
| Suncoast | $500 | $15 |
When shopping for SR-22 insurance in Ohio, consider comparing rates and fees from multiple insurance companies to find the best deal. Keep in mind that while the SR-22 filing fee is a one-time cost, the overall insurance rates can significantly impact your budget over time.
Key Factors Affecting SR-22 Insurance Costs:
- Driving Record: More violations typically mean higher rates.
- Age: Younger drivers may face higher premiums.
- Insurance Company: Rates vary widely between providers.
By understanding these factors and comparing rates, you can make an informed decision and find the most affordable SR-22 insurance in Ohio.
Reasons You May Need to File an SR-22 in Ohio: Auto Insurance Guide
Some companies do not offer SR-22 filings because they do not insure ‘high-risk’ drivers. They may be a preferred company that does not allow those types of violations. Most companies that do offer SR-22 charge a flat fee of $5-$25 per term. Some companies, like Dairyland Insurance, do not charge at all. Most insurance companies offer SR22 filings. The ones that do not offer SR22 are Travelers insurance, State Farm Insurance, State Auto, Safeco, USAA, Nationwide, and American Family insurance.
| SR22 Insurance Ohio Company | SR22 Fee |
|---|---|
| GAINSCO | $25.00 |
| Acceptance RTR | N/A |
| Liberty Mutual | $15-$25 |
| Allstate | Unknown |
| Geico | $25.00 |
| Safeco | N/A |
| Travelers | N/A |
| National General | $25.00 |
| Dairyland | Free |
| State Auto | N/A |
| 21st Century | N/A |
| State Farm | Unknown |
| Mendota Ins. Company | $25.00 |
| American Family | N/A |
| AssuranceAmerica | $25 |
| USAA | N/A |
| Progressive Insurance | $25.00 |
| Farmers | $15-$60 |
How Long Do You have to carry SR22 Insurance in Ohio?
When it comes to SR22 Insurance Ohio, you typically need to maintain the policy for a minimum of three years. This requirement can vary depending on the severity of the offense and any additional stipulations imposed by the court or the Ohio Bureau of Motor Vehicles. It’s essential to keep your SR22 Insurance Ohio active during this period to avoid penalties, such as license suspension or further fines.
How to get SR22 Insurance in Ohio?
- Shop Around: Obtain quotes from multiple insurance companies that offer SR-22 coverage in Ohio. Each insurance company may have different rates and criteria for determining premiums, so comparing quotes can help you find the most affordable option.
- Maintain a Clean Driving Record: Insurance companies typically offer better rates to drivers with clean driving records. Avoiding further traffic violations or accidents can help demonstrate to insurers that you are a responsible driver and may qualify you for lower premiums over time.
- Consider Higher Deductibles: Opting for a higher deductible can lower your insurance premiums. However, make sure you can afford the deductible in case you need to file a claim.
- Take Defensive Driving Courses: Some insurance companies offer discounts to drivers who complete defensive driving courses. These courses can improve your driving skills and may qualify you for lower insurance premiums.
- Bundle Policies: If you have multiple insurance needs, such as auto and renter’s insurance, consider bundling them with the same insurance company. Many insurers offer discounts for bundling multiple policies.
- Ask About Discounts: Inquire with insurance companies about any discounts you may qualify for, such as discounts for good students, low-mileage drivers, or safety features on your vehicle.
- Seek Assistance: If you’re having difficulty finding affordable SR-22 insurance, consider working with an independent insurance agent who can help you navigate the market and find the best rates available to you.
- Improve Credit Score: In some cases, insurance companies use credit scores as a factor in determining premiums. Improving your credit score by paying bills on time and reducing debt may help lower your insurance premiums.
- Choose a Less Expensive Vehicle: The type of vehicle you drive can affect your insurance premiums. Choosing a less expensive or safer vehicle may result in lower insurance rates.
While finding cheap SR-22 insurance is important, it’s also crucial to ensure that you have adequate coverage to protect yourself and others on the road.
SR-22 Insurance Rates in Ohio: Compare Costs Across Top Companies
When searching for SR-22 insurance rates in Ohio, it’s essential to compare costs across top companies to find the best deal. Rates can vary significantly based on your driving record, age, and other factors. On average, SR-22 insurance in Ohio may cost between $300 and $800 annually. Comparing quotes from multiple providers like Progressive, Dairyland, and Travelers can help you save money. Use our comparison table to get a clear view of estimated rates and filing fees, ensuring you find the most affordable option that meets your needs.
| SR22 Insurance Company | SR22 Insurance Ohio: Avg. Cost |
|---|---|
| Nationwide | N/A |
| National General | $170.00 |
| AssuranceAmerica | $182.00 |
| 21st Century | N/A |
| Travelers | N/A |
| American Family | N/A |
| Progressive Insurance | $178.00 |
| The General | $212.00 |
| Farmers | $176.00 |
| Acceptance RTR | $169.00 |
| Bristol West | $188.00 |
| Geico | $185.00 |
| Dairyland | $203.00 |
| Allstate | N/A |
| Safeco | N/A |
| State Auto | N/A |
Exploring the Average Cost of Full Coverage SR22 Insurance by City in Ohio
If you are financing a vehicle, you will likely need to carry full coverage which is Comprehensive and Collision on the vehicle. If you need an SR-22 as well, you can add that onto your policy for a small fee. Below is the average cost for full coverage, with an SR-22 in each city.
| City In Ohio | SR22 Insurance Ohio Avg. Cost |
|---|---|
| Strongsville | $149 |
| Massillon | $154 |
| Cleveland | $158 |
| Brunswick | $148 |
| Marysville | $156 |
| Westerville | $146 |
| Hilliard | $153 |
| Green | $171 |
| Trotwood | $154 |
| Newark | $147 |
| Lancaster | $170 |
| Lima | $149 |
| Wadsworth | $148 |
| Warren | $180 |
| Shaker Heights | $151 |
| Avon Lake | $174 |
| Zanesville | $181 |
| Medina | $157 |
| Dublin | $173 |
| Mansfield | $154 |
| Troy | $155 |
| Elyria | $175 |
| Gahanna | $169 |
| Maple Heights | $175 |
| Middletown | $163 |
| Lakewood | $147 |
| Parma | $174 |
| Bowling Green | $171 |
| Cuyahoga Falls | $161 |
| Akron | $159 |
| Sandusky | $155 |
| North Olmsted | $165 |
| Delaware | $173 |
| Willoughby | $155 |
| Lorain | $151 |
| Mason | $180 |
| Xenia | $165 |
| Oxford | $165 |
| Solon | $179 |
| Canton | $146 |
| Euclid | $148 |
| Barberton | $155 |
| Findlay | $164 |
| Mentor | $158 |
| Toledo | $159 |
| Garfield Heights | $150 |
| Avon | $175 |
| Columbus | $174 |
| Fairfield | $149 |
| Springfield | $165 |
| Cleveland Heights | $147 |
| Youngstown | $159 |
| Fairborn | $155 |
Check with your insurance agent to make sure your “full coverage” insurance in Ohio includes what you want! Roadside, rental reimbursement, medical payments, etc. are additional coverages that need to be requested.
Affordable SR22 Insurance in Ohio: Protect Your License While Handling Child Support Obligations
Finding affordable SR22 insurance in Ohio while managing child support obligations can be challenging, but it is essential to protect your driving privileges. Our comprehensive guide offers valuable information on obtaining SR22 insurance in Ohio, ensuring you meet state requirements and maintain coverage.
Whether you’re dealing with a DUI, multiple violations, or other high-risk factors, we can help you find the right SR22 policy that fits your budget. By understanding the process and comparing rates from various insurance companies, you can secure the coverage you need to keep driving legally and stay on top of your child support responsibilities.
Average Cost of Liability-Only SR22 Insurance in Ohio: What to Expect
Determining the average cost of liability-only SR22 insurance in Ohio is crucial for drivers needing affordable coverage. On average, SR22 insurance in Ohio can range from $300 to $800 annually, depending on factors such as driving history, age, and the insurance provider. By comparing quotes from multiple insurance companies, you can find the best rates for your specific situation. Understanding the costs involved and what affects your premium can help you make informed decisions and ensure you meet Ohio’s SR22 requirements without overspending.
| City In Ohio | Average Liability Only |
|---|---|
| City | Price |
| Reynoldsburg | $110.00 |
| Toledo | $104.00 |
| Trotwood | $110.00 |
| Canton | $109.00 |
| Euclid | $88.00 |
| Lorain | $108.00 |
| Marion | $87.00 |
| Parma | $108.00 |
| Columbus | $94.00 |
| Springfield | $96.00 |
| Shaker Heights | $106.00 |
| Lima | $87.00 |
| Findlay | $99.00 |
| Westlake | $110.00 |
| Fairborn | $106.00 |
| North Olmsted | $105.00 |
| Bowling Green | $103.00 |
| Mason | $95.00 |
| Middletown | $88.00 |
| Newark | $102.00 |
| Grove City | $86.00 |
| Xenia | $86.00 |
| Strongsville | $110.00 |
| Akron | $87.00 |
| Dublin | $96.00 |
| Lancaster | $96.00 |
| Barberton | $110.00 |
| North Royalton | $97.00 |
| Avon | $104.00 |
| Mentor | $92.00 |
| Solon | $108.00 |
| Hilliard | $103.00 |
| Wooster | $105.00 |
| Wadsworth | $105.00 |
| Hamilton | $105.00 |
| Avon Lake | $104.00 |
| Cuyahoga Falls | $88.00 |
| Maple Heights | $106.00 |
| North Ridgeville | $104.00 |
| Elyria | $102.00 |
| Fairfield | $97.00 |
| Youngstown | $91.00 |
| Huber Heights | $107.00 |
| Stow | $106.00 |
| Cincinnati | $106.00 |
| Sandusky | $93.00 |
| Upper Arlington | $103.00 |
| Kettering | $106.00 |
| Centerville | $101.00 |
| Warren | $92.00 |
| Gahanna | $91.00 |
| Willoughby | $87.00 |
Affordable SR22 Insurance Companies Near You in Ohio
Affordable SR22 insurance companies near you in Ohio include Progressive, The General, and Dairyland. These providers specialize in SR22 policies, offering options tailored to high-risk drivers. By comparing quotes from these and other local insurers, you can find competitive rates that fit your budget. Get the coverage you need from reputable insurance companies and maintain your driving privileges with confidence.
| City in Ohio | SR22 Insurance Company |
|---|---|
| Kent | The General |
| Youngstown | Geico |
| Shaker Heights | Bristol West |
| Avon Lake | Progressive |
| Warren | Geico |
| Wadsworth | Geico |
| Columbus | Liberty Mutual |
| Parma | Progressive |
| Delaware | Geico |
| Lancaster | The General |
| Avon | The General |
| Lorain | Progressive |
| Athens | Bristol West |
| Dayton | Progressive |
| Mansfield | Farmers |
| Bowling Green | National General |
| Grove City | Progressive |
| Elyria | Progressive |
| Lakewood | Geico |
| Willoughby | Geico |
| Medina | Progressive |
| Akron | Liberty Mutual |
| Westlake | The General |
| North Olmsted | The General |
| Cleveland Heights | Liberty Mutual |
| Huber Heights | Geico |
| Fairfield | Progressive |
| Lima | Progressive |
| Barberton | Geico |
| Reynoldsburg | Progressive |
| Austintown | Liberty Mutual |
| Strongsville | National General |
| Green | Geico |
| Marysville | Liberty Mutual |
| Cleveland | National General |
| Zanesville | The General |
| Newark | Progressive |
| Middletown | Liberty Mutual |
| Dublin | Geico |
| Hilliard | Geico |
| Troy | Liberty Mutual |
| Cincinnati | Progressive |
| Euclid | Geico |
| Riverside | Bristol West |
| Oxford | Geico |
| Garfield Heights | Farmers |
| Xenia | The General |
| Beavercreek | Progressive |
| Mentor | Liberty Mutual |
| Canton | Liberty Mutual |
| Westerville | Geico |
| Centerville | Geico |
SR22 Insurance Process
01.
Consultation
02.
Quote
03.
Filing
04.
Policy Management
SR22 Insurance Ohio: Comparing Rates among Companies
Liability Insurance is the minimum requirement per each state. Each state requires different liability limits, you can check your state’s requirements above. By having the minimum liability limits, you can add an SR-22 to the insurance policy, which will let the State know you are complying by carrying the required insurance.
| Company | SR22 Liability (Average) |
|---|---|
| AssuranceAmerica | $77.00 |
| Progressive Insurance | $91.00 |
| Liberty Mutual | $115.00 |
| National General | $72.00 |
| Nationwide | N/A |
| USAA | N/A |
| Farmers | $125.00 |
| Acceptance RTR | $86.00 |
| Bristol West | $113.00 |
| Mendota Ins. Company | $96.00 |
| Geico | $74.00 |
| Dairyland | $61.00 |
| Allstate | N/A |
| 21st Century | N/A |
| State Farm | N/A |
| American Family | N/A |
| GAINSCO | $123.00 |
| The General | $76.00 |
| Safeco | N/A |
State Minimum Requirements for SR22 Insurance in Ohio
The minimum insurance requirements by law in Ohio are 20/50/25.
This means if you are liable in the event of an accident, your insurance company will pay out bodily injury expenses and property damage expenses up to these limits, to the other party. The limits equate to $25,000 per person for bodily Injury, up to $50,000 per accident, and $25,000 for property damage.
| State | State Min. | PIP? |
|---|---|---|
| Ohio | 25/50/25 | N/A |
SR22 Insurance in Ohio: How to Get SR-22 Coverage Without Owning a Vehicle
In Ohio, you can purchase a Named Operator policy or Non-Owners policy which will cover you for the minimum liability requirements per the state. You will add the SR-22 filing to that policy, which will let the state know you are carrying the required liability limits. The Non Owners policy covers you driving any personal passenger vehicle as long as you do not, or any household members own the vehicle.
I don’t own a vehicle. Why Would I need Insurance?
Frequently Asked Questions about SR22 Insurance in Ohio
What is SR22 insurance in Ohio?
SR22 insurance in Ohio is a certificate of financial responsibility required for drivers who have committed certain traffic offenses, such as DUIs or driving without insurance. It verifies that you carry the necessary liability coverage as mandated by the state.
How can I get SR22 insurance in Ohio without owning a vehicle?
If you need SR22 insurance in Ohio but don’t own a vehicle, you can obtain a non-owner SR22 insurance policy. This type of policy provides liability coverage when you drive a vehicle that you do not own.
What are the costs associated with SR22 insurance in Ohio?
The cost of SR22 insurance in Ohio varies based on several factors, including your driving record, age, and the insurance provider. To get the best rates, compare quotes from multiple companies. For personalized assistance, call us at 1.888.445.2793.
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Last Updated on by Veronica Moss