- Ohio SR-22 Insurance Costs: How Much Should You Expect to Pay?
- Reasons You May Need to File an SR-22 in Ohio: Auto Insurance Guide
- Ohio SR-22 Insurance Duration: How Long Must You Maintain Coverage?
- How to get SR22 Insurance in Ohio?
- SR-22 Insurance Rates in Ohio: Compare Costs Across Top Companies
- Exploring the Average Cost of Full Coverage SR22 Insurance by City in Ohio
- Affordable SR22 Insurance in Ohio: Protect Your License While Handling Child Support Obligations
- Average Cost of Liability-Only SR22 Insurance in Ohio: What to Expect
- Affordable SR22 Insurance Companies Near You in Ohio
- SR22 Insurance Process
- SR22 Insurance Ohio: Comparing Rates among Companies
- State Minimum Requirements for SR22 Insurance in Ohio
- SR22 Insurance in Ohio: How to Get SR-22 Coverage Without Owning a Vehicle
- Frequently Asked Questions about SR22 Insurance in Ohio
- What We Do at A Plus Insurance
- SR22 Insurance in Florida: Article Information
Ohio SR-22 Insurance Costs: How Much Should You Expect to Pay?
The cost of SR-22 insurance in Ohio typically ranges from $300 to $800 per year. This includes the regular auto insurance premium along with a filing fee for the SR-22 certificate, which is usually between $15 and $25. The exact cost of SR-22 insurance in Ohio depends on factors such as your driving record, age, and the insurance company you choose.
Here’s a comparison of estimated annual rates for SR-22 insurance in Ohio from various insurance companies:
| Insurance Company | Annual Rate (Estimates) | Filing Fee |
|---|---|---|
| Progressive | $400 | $25 |
| Dairyland | $450 | $20 |
| Travelers | $500 | $15 |
| Gainsco | $550 | $20 |
| Assurance America | $475 | $25 |
| National General | $525 | $20 |
| Bristol West | $600 | $15 |
| Mendota | $575 | $20 |
| The General | $450 | $25 |
| Suncoast | $500 | $15 |
When shopping for SR-22 insurance in Ohio, consider comparing rates and fees from multiple insurance companies to find the best deal. Keep in mind that while the SR-22 filing fee is a one-time cost, the overall insurance rates can significantly impact your budget over time.
Key Factors Affecting SR-22 Insurance Costs:
- Driving Record: More violations typically mean higher rates.
- Age: Younger drivers may face higher premiums.
- Insurance Company: Rates vary widely between providers.
By understanding these factors and comparing rates, you can make an informed decision and find the most affordable SR-22 insurance in Ohio.
Reasons You May Need to File an SR-22 in Ohio: Auto Insurance Guide
Some companies do not offer SR-22 filings because they do not insure ‘high-risk’ drivers. They may be a preferred company that does not allow those types of violations. Most companies that do offer SR-22 charge a flat fee of $5-$25 per term. Some companies, like Dairyland Insurance, do not charge at all. Most insurance companies offer SR22 filings. The ones that do not offer SR22 are Travelers insurance, State Farm Insurance, State Auto, Safeco, USAA, Nationwide, and American Family insurance.
| SR22 Insurance Ohio Company | SR22 Fee |
|---|---|
| GAINSCO | $25.00 |
| Acceptance RTR | N/A |
| Liberty Mutual | $15-$25 |
| Allstate | Unknown |
| Geico | $25.00 |
| Safeco | N/A |
| Travelers | N/A |
| National General | $25.00 |
| Dairyland | Free |
| State Auto | N/A |
| 21st Century | N/A |
| State Farm | Unknown |
| Mendota Ins. Company | $25.00 |
| American Family | N/A |
| AssuranceAmerica | $25 |
| USAA | N/A |
| Progressive Insurance | $25.00 |
| Farmers | $15-$60 |
Ohio SR-22 Insurance Duration: How Long Must You Maintain Coverage?
For SR-22 insurance in Ohio, you are generally required to maintain coverage for at least three years. The exact duration may vary based on the severity of the offense and any specific conditions set by the court or the Ohio Bureau of Motor Vehicles. Keeping your SR-22 insurance active throughout this period is crucial to avoid penalties, including license suspension or additional fines.
How to get SR22 Insurance in Ohio?
- Shop Around: Obtain quotes from multiple insurance companies that offer SR-22 coverage in Ohio. Each insurance company may have different rates and criteria for determining premiums, so comparing quotes can help you find the most affordable option.
- Maintain a Clean Driving Record: Insurance companies typically offer better rates to drivers with clean driving records. Avoiding further traffic violations or accidents can help demonstrate to insurers that you are a responsible driver and may qualify you for lower premiums over time.
- Consider Higher Deductibles: Opting for a higher deductible can lower your insurance premiums. However, make sure you can afford the deductible in case you need to file a claim.
- Take Defensive Driving Courses: Some insurance companies offer discounts to drivers who complete defensive driving courses. These courses can improve your driving skills and may qualify you for lower insurance premiums.
- Bundle Policies: If you have multiple insurance needs, such as auto and renter’s insurance, consider bundling them with the same insurance company. Many insurers offer discounts for bundling multiple policies.
- Ask About Discounts: Inquire with insurance companies about any discounts you may qualify for, such as discounts for good students, low-mileage drivers, or safety features on your vehicle.
- Seek Assistance: If you’re having difficulty finding affordable SR-22 insurance, consider working with an independent insurance agent who can help you navigate the market and find the best rates available to you.
- Improve Credit Score: In some cases, insurance companies use credit scores as a factor in determining premiums. Improving your credit score by paying bills on time and reducing debt may help lower your insurance premiums.
- Choose a Less Expensive Vehicle: The type of vehicle you drive can affect your insurance premiums. Choosing a less expensive or safer vehicle may result in lower insurance rates.
While finding cheap SR-22 insurance is important, it’s also crucial to ensure that you have adequate coverage to protect yourself and others on the road.
SR-22 Insurance Rates in Ohio: Compare Costs Across Top Companies
When searching for SR-22 insurance rates in Ohio, it’s essential to compare costs across top companies to find the best deal. Rates can vary significantly based on your driving record, age, and other factors. On average, SR-22 insurance in Ohio may cost between $300 and $800 annually. Comparing quotes from multiple providers like Progressive, Dairyland, and Travelers can help you save money. Use our comparison table to get a clear view of estimated rates and filing fees, ensuring you find the most affordable option that meets your needs.
| SR22 Insurance Company | SR22 Insurance Ohio: Avg. Cost |
|---|---|
| Nationwide | N/A |
| National General | $170.00 |
| AssuranceAmerica | $182.00 |
| 21st Century | N/A |
| Travelers | N/A |
| American Family | N/A |
| Progressive Insurance | $178.00 |
| The General | $212.00 |
| Farmers | $176.00 |
| Acceptance RTR | $169.00 |
| Bristol West | $188.00 |
| Geico | $185.00 |
| Dairyland | $203.00 |
| Allstate | N/A |
| Safeco | N/A |
| State Auto | N/A |
Exploring the Average Cost of Full Coverage SR22 Insurance by City in Ohio
If you are financing a vehicle, you will likely need to carry full coverage which is Comprehensive and Collision on the vehicle. If you need an SR-22 as well, you can add that onto your policy for a small fee. Below is the average cost for full coverage, with an SR-22 in each city.
| City In Ohio | SR22 Insurance Ohio Avg. Cost |
|---|---|
| Strongsville | $149 |
| Massillon | $154 |
| Cleveland | $158 |
| Brunswick | $148 |
| Marysville | $156 |
| Westerville | $146 |
| Hilliard | $153 |
| Green | $171 |
| Trotwood | $154 |
| Newark | $147 |
| Lancaster | $170 |
| Lima | $149 |
| Wadsworth | $148 |
| Warren | $180 |
| Shaker Heights | $151 |
| Avon Lake | $174 |
| Zanesville | $181 |
| Medina | $157 |
| Dublin | $173 |
| Mansfield | $154 |
| Troy | $155 |
| Elyria | $175 |
| Gahanna | $169 |
| Maple Heights | $175 |
| Middletown | $163 |
| Lakewood | $147 |
| Parma | $174 |
| Bowling Green | $171 |
| Cuyahoga Falls | $161 |
| Akron | $159 |
| Sandusky | $155 |
| North Olmsted | $165 |
| Delaware | $173 |
| Willoughby | $155 |
| Lorain | $151 |
| Mason | $180 |
| Xenia | $165 |
| Oxford | $165 |
| Solon | $179 |
| Canton | $146 |
| Euclid | $148 |
| Barberton | $155 |
| Findlay | $164 |
| Mentor | $158 |
| Toledo | $159 |
| Garfield Heights | $150 |
| Avon | $175 |
| Columbus | $174 |
| Fairfield | $149 |
| Springfield | $165 |
| Cleveland Heights | $147 |
| Youngstown | $159 |
| Fairborn | $155 |
Check with your insurance agent to make sure your “full coverage” insurance in Ohio includes what you want! Roadside, rental reimbursement, medical payments, etc. are additional coverages that need to be requested.
Affordable SR22 Insurance in Ohio: Protect Your License While Handling Child Support Obligations
Finding affordable SR22 insurance in Ohio while managing child support obligations can be challenging, but it is essential to protect your driving privileges. Our comprehensive guide offers valuable information on obtaining SR22 insurance in Ohio, ensuring you meet state requirements and maintain coverage.
Whether you’re dealing with a DUI, multiple violations, or other high-risk factors, we can help you find the right SR22 policy that fits your budget. By understanding the process and comparing rates from various insurance companies, you can secure the coverage you need to keep driving legally and stay on top of your child support responsibilities.
Average Cost of Liability-Only SR22 Insurance in Ohio: What to Expect
Determining the average cost of liability-only SR22 insurance in Ohio is crucial for drivers needing affordable coverage. On average, SR22 insurance in Ohio can range from $300 to $800 annually, depending on factors such as driving history, age, and the insurance provider. By comparing quotes from multiple insurance companies, you can find the best rates for your specific situation. Understanding the costs involved and what affects your premium can help you make informed decisions and ensure you meet Ohio’s SR22 requirements without overspending.
| City In Ohio | Average Liability Only |
|---|---|
| City | Price |
| Reynoldsburg | $110.00 |
| Toledo | $104.00 |
| Trotwood | $110.00 |
| Canton | $109.00 |
| Euclid | $88.00 |
| Lorain | $108.00 |
| Marion | $87.00 |
| Parma | $108.00 |
| Columbus | $94.00 |
| Springfield | $96.00 |
| Shaker Heights | $106.00 |
| Lima | $87.00 |
| Findlay | $99.00 |
| Westlake | $110.00 |
| Fairborn | $106.00 |
| North Olmsted | $105.00 |
| Bowling Green | $103.00 |
| Mason | $95.00 |
| Middletown | $88.00 |
| Newark | $102.00 |
| Grove City | $86.00 |
| Xenia | $86.00 |
| Strongsville | $110.00 |
| Akron | $87.00 |
| Dublin | $96.00 |
| Lancaster | $96.00 |
| Barberton | $110.00 |
| North Royalton | $97.00 |
| Avon | $104.00 |
| Mentor | $92.00 |
| Solon | $108.00 |
| Hilliard | $103.00 |
| Wooster | $105.00 |
| Wadsworth | $105.00 |
| Hamilton | $105.00 |
| Avon Lake | $104.00 |
| Cuyahoga Falls | $88.00 |
| Maple Heights | $106.00 |
| North Ridgeville | $104.00 |
| Elyria | $102.00 |
| Fairfield | $97.00 |
| Youngstown | $91.00 |
| Huber Heights | $107.00 |
| Stow | $106.00 |
| Cincinnati | $106.00 |
| Sandusky | $93.00 |
| Upper Arlington | $103.00 |
| Kettering | $106.00 |
| Centerville | $101.00 |
| Warren | $92.00 |
| Gahanna | $91.00 |
| Willoughby | $87.00 |
Affordable SR22 Insurance Companies Near You in Ohio
Affordable SR22 insurance companies near you in Ohio include Progressive, The General, and Dairyland. These providers specialize in SR22 policies, offering options tailored to high-risk drivers. By comparing quotes from these and other local insurers, you can find competitive rates that fit your budget. Get the coverage you need from reputable insurance companies and maintain your driving privileges with confidence.
| City in Ohio | SR22 Insurance Company |
|---|---|
| Kent | The General |
| Youngstown | Geico |
| Shaker Heights | Bristol West |
| Avon Lake | Progressive |
| Warren | Geico |
| Wadsworth | Geico |
| Columbus | Liberty Mutual |
| Parma | Progressive |
| Delaware | Geico |
| Lancaster | The General |
| Avon | The General |
| Lorain | Progressive |
| Athens | Bristol West |
| Dayton | Progressive |
| Mansfield | Farmers |
| Bowling Green | National General |
| Grove City | Progressive |
| Elyria | Progressive |
| Lakewood | Geico |
| Willoughby | Geico |
| Medina | Progressive |
| Akron | Liberty Mutual |
| Westlake | The General |
| North Olmsted | The General |
| Cleveland Heights | Liberty Mutual |
| Huber Heights | Geico |
| Fairfield | Progressive |
| Lima | Progressive |
| Barberton | Geico |
| Reynoldsburg | Progressive |
| Austintown | Liberty Mutual |
| Strongsville | National General |
| Green | Geico |
| Marysville | Liberty Mutual |
| Cleveland | National General |
| Zanesville | The General |
| Newark | Progressive |
| Middletown | Liberty Mutual |
| Dublin | Geico |
| Hilliard | Geico |
| Troy | Liberty Mutual |
| Cincinnati | Progressive |
| Euclid | Geico |
| Riverside | Bristol West |
| Oxford | Geico |
| Garfield Heights | Farmers |
| Xenia | The General |
| Beavercreek | Progressive |
| Mentor | Liberty Mutual |
| Canton | Liberty Mutual |
| Westerville | Geico |
| Centerville | Geico |
SR22 Insurance Process
01.
Consultation
02.
Quote
03.
Filing
04.
Policy Management
SR22 Insurance Ohio: Comparing Rates among Companies
Liability Insurance is the minimum requirement per each state. Each state requires different liability limits, you can check your state’s requirements above. By having the minimum liability limits, you can add an SR-22 to the insurance policy, which will let the State know you are complying by carrying the required insurance.
| Company | SR22 Liability (Average) |
|---|---|
| AssuranceAmerica | $77.00 |
| Progressive Insurance | $91.00 |
| Liberty Mutual | $115.00 |
| National General | $72.00 |
| Nationwide | N/A |
| USAA | N/A |
| Farmers | $125.00 |
| Acceptance RTR | $86.00 |
| Bristol West | $113.00 |
| Mendota Ins. Company | $96.00 |
| Geico | $74.00 |
| Dairyland | $61.00 |
| Allstate | N/A |
| 21st Century | N/A |
| State Farm | N/A |
| American Family | N/A |
| GAINSCO | $123.00 |
| The General | $76.00 |
| Safeco | N/A |
State Minimum Requirements for SR22 Insurance in Ohio
The minimum insurance requirements by law in Ohio are 20/50/25.
This means if you are liable in the event of an accident, your insurance company will pay out bodily injury expenses and property damage expenses up to these limits, to the other party. The limits equate to $25,000 per person for bodily Injury, up to $50,000 per accident, and $25,000 for property damage.
| State | State Min. | PIP? |
|---|---|---|
| Ohio | 25/50/25 | N/A |
SR22 Insurance in Ohio: How to Get SR-22 Coverage Without Owning a Vehicle
In Ohio, you can purchase a Named Operator policy or Non-Owners policy which will cover you for the minimum liability requirements per the state. You will add the SR-22 filing to that policy, which will let the state know you are carrying the required liability limits. The Non Owners policy covers you driving any personal passenger vehicle as long as you do not, or any household members own the vehicle.
- Multi-Policy Bundling for 2024: Combining your home and auto insurance policies can lead to substantial savings. Insurance companies in 2024 continue to offer discounts for bundling, making it easier to manage policies and reduce premiums. Call us at 1.888.445.2793 to learn more about your bundling options.
- Good Driver Discounts: Safe driving habits can qualify you for special discounts in 2024. Maintaining a clean driving record, free of accidents or tickets, can unlock additional savings on your auto insurance policy. Text Us to see if you qualify for a good driver discount.
- 2024 Claims-Free Discount: If you haven’t filed any claims in the past few years, you might be eligible for a claims-free discount. This discount applies to both home and auto insurance, reducing your premium for remaining claim-free. Call us at 1.888.445.2793 to check your eligibility.
- Military Discounts for 2024: Many insurance companies offer exclusive discounts for active military members, veterans, and their families. If you qualify, these discounts can help you save on home and auto policies. Text Us for more information about military discounts.
- Home Security Discounts: Installing security features in your home, such as alarm systems, cameras, or smart locks, can qualify you for a home insurance discount in 2024. Insurers reward homeowners who take steps to protect their property. Call us at 1.888.445.2793 for details on home security-related discounts.
- Low Mileage Discount: If you drive fewer miles in 2024, you may be eligible for a low mileage discount on your auto insurance. Insurance companies offer this to drivers who spend less time on the road, thus reducing their risk. Text Us to check if you qualify for this offer.
- 2024 Renewal Discounts: Renewing your policies early or without a lapse in coverage could earn you a renewal discount for 2024. Insurance companies often reward loyal customers with reduced rates for timely renewals. Call us at 1.888.445.2793 to see how much you can save by renewing early.
- Good Credit Score Discount: In 2024, maintaining a strong credit score can help you secure lower insurance rates. Many insurance companies offer better premiums for clients with good credit. Text Us to see how your credit score can impact your insurance costs.
- Vehicle Safety Features Discount: Driving a car equipped with modern safety features like anti-lock brakes, lane-keeping assistance, and airbags can earn you a discount on your auto insurance in 2024. Call us at 1.888.445.2793 to find out if your vehicle qualifies for this exclusive discount.
- Green Home Discount: Eco-friendly homes with energy-efficient appliances, solar panels, or other sustainable features may qualify for special discounts on home insurance in 2024. Call us at 1.888.445.2793 to learn how your green home can help reduce your premiums.
I don’t own a vehicle. Why Would I need Insurance?
Frequently Asked Questions about SR22 Insurance in Ohio
What is SR22 insurance in Ohio?
SR22 insurance in Ohio is a certificate of financial responsibility required for drivers who have committed certain traffic offenses, such as DUIs or driving without insurance. It verifies that you carry the necessary liability coverage as mandated by the state.
How can I get SR22 insurance in Ohio without owning a vehicle?
If you need SR22 insurance in Ohio but don’t own a vehicle, you can obtain a non-owner SR22 insurance policy. This type of policy provides liability coverage when you drive a vehicle that you do not own.
What are the costs associated with SR22 insurance in Ohio?
The cost of SR22 insurance in Ohio varies based on several factors, including your driving record, age, and the insurance provider. To get the best rates, compare quotes from multiple companies. For personalized assistance, call us at 1.888.445.2793.
For more FAQ’s, click here.
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Last Updated on by Marlon Moss