Insurance Missouri
SR22 Insurance Missouri
Did you know that one of Missouri’s nicknames is “The Show Me State?” And if you are asked to Show An SR-22…let A Plus Insurance make sure you are legal.
- SR22 Insurance Missouri: Average Cost for Liability
- SR22 Insurance Missouri: Need an SR-22 but Do Not Own a Vehicle?
- SR22 Insurance Missouri: Rates by Company (Liability)
- SR22 Insurance Missouri: Reasons You May Need One
- SR22 Insurance Missouri: SR-22 and Child Support
- SR22 Insurance Missouri: Cost with Full Coverage
- SR22 Insurance Missouri: Who Has The Lowest Price? (By City)
- SR22 Insurance Missouri: Rates by Company (Full Coverage)
- SR22 Insurance Missouri: Company Fees
- SR22 Insurance Missouri: Which Companies Offer SR-22 Filings
- SR22 Insurance Missouri: State Minimum Requirements in Missouri
- SR22 Insurance Missouri FAQs
- What is SR22 insurance, and why is it required in Missouri?
- How can A Plus Insurance help me obtain affordable SR22 insurance in Missouri?
- Do you offer assistance over the phone? How can I reach you?
- How much is an SR-22 in Missouri?
- How does SR-22 work in Missouri?
- How do I check the status of my SR-22 in Missouri?
- Find Out More About SR-22 in your State!
- SR-22 Insurance in Missouri: Article Information
- Additional Helpful Links
- INSURANCE SERVICES WE OFFER
SR22 Insurance Missouri: Average Cost for Liability
You will be required to carry the state minimum liability limits in order to carry an SR-22 filing. This is the average cost for liability insurance with an SR-22 filing.
| City | Price |
|---|---|
| Nixa | $91.00 |
| Columbia | $110.00 |
| Blue Springs | $91.00 |
| Republic | $100.00 |
| Florissant | $106.00 |
| Ballwin | $87.00 |
| Warrensburg | $104.00 |
| Fulton | $109.00 |
| Grain Valley | $91.00 |
| Kirkwood | $99.00 |
| Overland | $108.00 |
| Farmington | $110.00 |
| Maryville | $99.00 |
| Webb City | $90.00 |
| Arnold | $94.00 |
| Hannibal | $93.00 |
| Washington | $105.00 |
| University City | $100.00 |
| Jennings | $93.00 |
| Manchester | $98.00 |
| Ferguson | $106.00 |
| Festus | $88.00 |
| Moberly | $99.00 |
| Gladstone | $95.00 |
| Kirksville | $101.00 |
| Old Jamestown | $106.00 |
| Maryland Heights | $105.00 |
| Liberty | $98.00 |
| Hazelwood | $96.00 |
| Creve Coeur | $110.00 |
| St. Charles | $95.00 |
| Cape Girardeau | $106.00 |
| Excelsior Springs | $106.00 |
| Lee’s Summit | $88.00 |
| Lemay | $94.00 |
| Kansas City | $109.00 |
| Jackson | $86.00 |
| O’Fallon | $104.00 |
| Webster Groves | $91.00 |
| St. Ann | $106.00 |
| Jefferson City | $99.00 |
| Carthage | $90.00 |
| Wentzville | $94.00 |
| Poplar Bluff | $108.00 |
| St. Peters | $101.00 |
| Rolla | $89.00 |
| Clayton | $107.00 |
| Chesterfield | $100.00 |
SR22 Insurance Missouri: Need an SR-22 but Do Not Own a Vehicle?
If you do not own a vehicle, but are required to obtain SR-22 insurance in Missouri, you can purchase a Non-Owners policy. This will cover you for the minimum liability requirements and you can attach the SR-22 filing onto that policy for a small fee.
SR22 Insurance Missouri: Rates by Company (Liability)
This is the average cost for liability insurance, with an SR-22 filing in the State of Missouri. Each company is able to offer difference insurance rates, and discounts to keep the cost affordable. Call around or get a free quote from our agents who can shop all of these companies for the best price.
| Company | SR22 Liability (Average) |
|---|---|
| National General | $105.00 |
| Nationwide | N/A |
| Bristol West | $121.00 |
| USAA | N/A |
| Travelers | N/A |
| Liberty Mutual | $117.00 |
| GAINSCO | $123.00 |
| Safeco | N/A |
| Farmers | $86.00 |
| State Auto | N/A |
| Acceptance RTR | $103.00 |
| 21st Century | N/A |
| Progressive Insurance | $109.00 |
| State Farm | N/A |
| Allstate | N/A |
| Geico | $65.00 |
| AssuranceAmerica | $69.00 |
| American Family | N/A |
SR22 Insurance Missouri: Reasons You May Need One
Major violations, such as the ones listed above, will most likely require you to carry SR-22 Insurance for 1-3 years in Missouri. You can check with your local DMV for specifics pertaining to your case.
| Multiple Traffic Offenses |
| DUI (Driving under the influence of Drugs or Alcohol) |
| License suspension for failure to pay fines |
| Excessive points violations |
| At Fault accident with no insurance |
| Driving while Suspended/revocation |
| Too many tickets in short period of time |
| DWI (Driving while intoxicated) |
| Failure to maintain mandatory insurance coverage required by state law |
| Previous incarceration |
| Suspension of license due to child support |
SR22 Insurance Missouri: SR-22 and Child Support
If your license has been suspended or revoked from failure to pay child support, you will need to obtain liability insurance with an SR-22 in order to get your license reinstated. The general amount of time required to carry the SR-22 is 1-3 years in Missouri.
SR22 Insurance Missouri: Cost with Full Coverage
If you are financing a vehicle, you will likely need to carry full coverage which is Comprehensive and Collision on the vehicle. If you need an SR-22 as well, you can add that onto your policy for a small fee. Above is the average cost for full coverage, with an SR-22 in each city.
| City | Price |
|---|---|
| Chesterfield | $151 |
| Carthage | $166 |
| Ferguson | $170 |
| Dardenne Prairie | $179 |
| Marshall | $167 |
| Festus | $162 |
| Joplin | $168 |
| Nixa | $152 |
| Wildwood | $174 |
| Kirkwood | $150 |
| Sedalia | $171 |
| Washington | $160 |
| Old Jamestown | $149 |
| Crestwood | $168 |
| Ozark | $161 |
| Republic | $157 |
| O’Fallon | $157 |
| Farmington | $159 |
| Affton | $146 |
| St. Louis | $159 |
| Blue Springs | $174 |
| Springfield | $163 |
| Lee’s Summit | $177 |
| Maryland Heights | $155 |
| Jennings | $181 |
| Ballwin | $169 |
| Manchester | $168 |
| Lake St. Louis | $157 |
| St. Peters | $165 |
| University City | $161 |
| Webster Groves | $153 |
| Lemay | $160 |
| Fort Leonard Wood | $162 |
| Fulton | $152 |
| Rolla | $163 |
| Moberly | $171 |
| Oakville | $158 |
| Concord | $166 |
| Columbia | $147 |
| St. Charles | $148 |
| Overland | $163 |
| Independence | $171 |
| Wentzville | $178 |
| Sikeston | $158 |
| Hazelwood | $179 |
| Grandview | $179 |
| Warrensburg | $178 |
| Kirksville | $157 |
| Webb City | $150 |
| Kansas City | $150 |
| Raytown | $168 |
| Clayton | $169 |
| Jefferson City | $168 |
| St. Ann | $160 |
| Arnold | $150 |
| St. Joseph | $147 |
| Raymore | $152 |
| Liberty | $156 |
| Troy | $156 |
| Maryville | $147 |
| Mehlville | $174 |
| Jackson | $172 |
| Spanish Lake | $151 |
SR22 Insurance Missouri: Who Has The Lowest Price? (By City)
There are several insurance companies to choose from when it comes time to get insurance. If you need an SR-22 you are considered a high-risk driver, and you may want to check multiple companies to see which has the best price for you. Some companies specialize in high-risk drivers and will be able to provide you with a cheaper rate than others.
| City | Price |
|---|---|
| Marshall | Progressive |
| Ozark | Geico |
| Moberly | The General |
| Maryville | Progressive |
| Creve Coeur | Dairyland* |
| Excelsior Springs | Geico |
| Belton | National General |
| Crestwood | Progressive |
| Overland | Progressive |
| Maryland Heights | Progressive |
| Lee’s Summit | Progressive |
| Fort Leonard Wood | Dairyland* |
| Ballwin | Farmers |
| Joplin | Progressive |
| Kansas City | Dairyland* |
| Sikeston | Progressive |
| Festus | Progressive |
| Affton | Progressive |
| Grain Valley | Farmers |
| Hannibal | Progressive |
| Lemay | Progressive |
| Concord | National General |
| Mehlville | National General |
| Raytown | Dairyland* |
| Florissant | National General |
| Independence | Liberty Mutual |
| Rolla | Liberty Mutual |
| Kirkwood | Progressive |
| St. Charles | Geico |
| Poplar Bluff | Liberty Mutual |
| Raymore | Progressive |
| St. Ann | National General |
| Liberty | Farmers |
| Spanish Lake | Progressive |
| Jennings | Dairyland* |
| Troy | Geico |
| Jackson | Liberty Mutual |
| St. Peters | Geico |
| Old Jamestown | The General |
| St. Joseph | The General |
| Hazelwood | Geico |
| Springfield | Geico |
| Fulton | Progressive |
| Webster Groves | Bristol West |
| Lebanon | The General |
| Grandview | Progressive |
| Webb City | Progressive |
| Republic | Geico |
| O’Fallon | Geico |
| Dardenne Prairie | Geico |
| Blue Springs | Geico |
| West Plains | Bristol West |
SR22 Insurance Missouri: Rates by Company (Full Coverage)
This is the average cost each company charges for full coverage insurance with an SR-22 filing on that policy. The rates do vary depending on the insured and their driving history, location, and other rating factors.
| Company | SR22 Full Coverage (Average) |
|---|---|
| National General | $199.00 |
| Progressive Insurance | $203.00 |
| 21st Century | N/A |
| Allstate | N/A |
| AssuranceAmerica | $200.00 |
| Bristol West | $172.00 |
| Nationwide | N/A |
| State Auto | N/A |
| The General | $172.00 |
| Mendota Ins. Company | $186.00 |
| Farmers | $206.00 |
| Safeco | N/A |
| Liberty Mutual | $180.00 |
| State Farm | N/A |
| USAA | N/A |
| GAINSCO | $213.00 |
SR22 Insurance Missouri: Company Fees
Some companies do not offer SR-22 filings because they do not insure ‘high risk’ drivers. They may be a preferred company that do not allow those types of violations. Most companies that do offer SR-22 charge a flat fee of $5-$25 per term. Some companies, like Dairyland Insurance, do not charge at all.
| Carrier | Fees |
|---|---|
| Liberty Mutual | $15-$25 |
| Geico | $25.00 |
| American Family | N/A |
| Nationwide | N/A |
| Acceptance RTR | $25.00 |
| 21st Century | N/A |
| Progressive Insurance | $25.00 |
| Travelers | N/A |
| Safeco | N/A |
| National General | N/A |
| State Farm | Unknown |
| Mendota Ins. Company | N/A |
| USAA | N/A |
| Farmers | $15-$50 |
| Allstate | Unknown |
| The General | $25.00 |
| Dairyland | Free |
SR22 Insurance Missouri: Which Companies Offer SR-22 Filings
Required to carry SR-22 insurance, and do not have an insurance policy in force? Start by checking the list above for companies that do offer SR-22 filings. You can call around to multiple insurance companies and compare quotes before making a decision.
| Company | SR22 Offered |
|---|---|
| Nationwide | no |
| Travelers | no |
| Dairyland | yes |
| National General | yes |
| Acceptance RTR | yes |
| 21st Century | no |
| State Auto | no |
| GAINSCO | yes |
| Mendota Ins. Company | yes |
| Liberty Mutual | yes |
| Geico | yes |
| Safeco | no |
| Bristol West | yes |
| AssuranceAmerica | yes |
| Progressive Insurance | yes |
| Farmers | yes |
| State Farm | unsure |
| Allstate | unsure |
| American Family | no |
SR22 Insurance Missouri: State Minimum Requirements in Missouri
| State | State Min | PIP? |
|---|---|---|
| Missouri | 25/50/10 | N/A |
SR22 Insurance Missouri FAQs
What is SR22 insurance, and why is it required in Missouri?
SR22 insurance is a certificate of financial responsibility required by the state of Missouri for individuals with certain driving violations. It provides proof of insurance coverage and is mandated for reinstating driving privileges after a suspension.
How can A Plus Insurance help me obtain affordable SR22 insurance in Missouri?
A Plus Insurance shops multiple carriers to help you find the best rates for SR22 insurance in Missouri. Our team works with insurance providers to ensure you get cost-effective coverage tailored to your needs.
Do you offer assistance over the phone? How can I reach you?
Yes, we offer assistance over the phone. Call us at 1.888.445.2793 to speak with one of our representatives for personalized assistance with your SR22 insurance needs.
How much is an SR-22 in Missouri?
The cost of an SR-22 in Missouri can vary based on individual circumstances and insurance provider. It typically involves a filing fee in addition to your insurance premium. For precise rates, it’s best to get a personalized quote.
How does SR-22 work in Missouri?
In Missouri, an SR-22 is a certificate filed by your insurance company directly to the state, confirming that you carry the minimum required liability insurance. It’s usually required for a specific period, such as three years, following certain traffic violations.
How do I check the status of my SR-22 in Missouri?
To check the status of your SR-22 in Missouri, you can contact your insurance provider or the Missouri Department of Revenue. They can provide information on the status and any related requirements or expiration dates.
Find Out More About SR-22 in your State!
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Last Updated on by Marlon Moss