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Auto Insurance, Now in 34 states!

Insurance Missouri

All About Auto Insurance In The State Of Missouri

Auto Insurance, Now in 34 states!

Insurance Missouri

All About Auto Insurance In The State Of Missouri

WHAT INSURANCE IS REQUIRED IN MISSOURI?

The minimum liability coverage mandated by the state is $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage per accident. Additionally, uninsured motorist coverage is also required in Missouri to protect drivers from accidents involving uninsured or underinsured motorists. This coverage provides compensation for medical expenses and property damage if the at-fault party does not have sufficient insurance. Drivers in Missouri should carefully review their insurance policies to ensure compliance with these mandatory requirements, thereby safeguarding themselves against potential legal and financial consequences.

Bodily Injury (Per Person)Bodily Injury (Per Accident)Property Damage
$25,000$50,000$25,000
Uninsured/Underinsured Motorist Bodily Injury (Per Person)Uninsured/Underinsured Motorist Bodily Injury (Per Accident)
$25,000$50,000

LOWEST COST INSURANCE WITH DUI, ACCIDENTS, AND VIOLATIONS IN MISSOURI

Having major violations on your driving record will cost you. You’ll likely see your Auto Policy for Insurance Missouri go up because of the violation.

Don’t worry, they do fall off in 3-5 years! Keep driving safe. 

Top 5 Average Insurance Rates for Drivers in Missouri with a Bad Driving Record

Car Insurance CompanyAverage Monthly Payment
Dairyland$149
Acceptance RTR$156
GAINSCO$158
21st Century$162
Progressive Insurance$163
Insurance Missouri

BEST INSURANCE WITH GOOD CREDIT IN MISSOURI 

Our parents always told us to take care of our credit, right? They weren’t lying. Like many things in life, credit is a factor when determining your cost for insurance. Keep your rates cheap by maintaining good credit!

Top 5 Average Insurance Rates with Good Credit in Missouri

Auto Insurance CompanyAverage Monthly Payment
21st Century$133
Bristol West$133
Acceptance RTR$136
Nationwide$137
Mendota Ins. Company$138
Insurance Missouri

Insurance Missouri

Did you know that the average cost of minimum Liability Insurance coverage in Missouri is $100 less than the national average?

CHEAPEST CAR INSURANCE WITH BAD CREDIT, POOR CREDIT IN MISSOURI

So you had a few too many shopping sprees with that new credit card, or maybe a hard life event drained your account?

Bad credit doesn’t have to last forever.

There are small steps you can take to get your credit on the up and up; once you do, you will start saving a ton of money on your car insurance. 

Insurance Missouri: Top 5 Average Cheapest Car Insurance Rates With Bad Credit

Car Insurance CompanyAverage Monthly Payment
Dairyland$146
Nationwide$160
21st Century$162
Acceptance RTR$164
AssuranceAmerica$171
Insurance Missouri

LEAST EXPENSIVE BROADFORM/NON OWNERS CAR INSURANCE IN MISSOURI

Many States offer Broadform policies, or Non Owners. In Missouri, a Non Owners policy is available if you are needing liability insurance, but do not own a vehicle. Sometimes, this type of policy is actually cheaper than a regular policy. 

Insurance Missouri: Top 5 Average Cheapest Car Non-Owners Insurance Rates

Car Insurance CompanyAverage Monthly Payment
Dairyland$71
Progressive Insurance$96
The General$115
Bristol West$153
Geico$161
Insurance Missouri

LEAST EXPENSIVE CAR INSURANCE IN MISSOURI

Car Insurance doesn’t have to cost an arm and a leg.

Our Insurance Agents are trained to ask the right questions to save you the most money on your Missouri insurance policies. We offer several discounts such as: paperless, pay in full, continuous insurance, bundling, and more! Let the professionals do the shopping for you.

Insurance Missouri Top 5 Average Lowest Auto Insurance Rates

Car Insurance CompanyAverage Monthly Rates
The General$81
Progressive Insurance$84
Bristol West$93
National General$98
AssuranceAmerica$109
Insurance Missouri

BEST INSURANCE FOR FEMALE DRIVERS IN MISSOURI

At a certain age, females will begin to see a decrease in the cost of insurance since when they were a new/younger driver.

Females actually, on average, pay less than males in car insurance because they are considered ‘safer drivers’. There you go ladies- one more thing to tease the husband with.

BEST INSURANCE FOR FEMALE DRIVERS IN MISSOURI

Car Insurance CompanyAverage Monthly Payment
GAINSCO$133
21st Century$135
Mendota Ins. Company$148
National General$148
The General$153
Insurance Missouri

CHEAPEST LIABILITY INSURANCE ONLY AUTO INSURANCE MISSOURI

Liability Insurance is the bare minimum required to make you legal on the road in Missouri.

Of course, you can alter your liability limits to better suit you.

In Missouri, the minimum required is 25/50/25. This will pay out:

$25,000 per person for bodily injury expenses

$50,000 per accident

$25,000 per property damage. 

BEST INSURANCE FOR LIABILITY ONLY IN MISSOURI

Car Insurance CompanyAverage Monthly Payment
Dairyland$77
Progressive Insurance$83
The General$93
National General$99
USAA$100
Insurance Missouri

CHEAPEST SR-22 CAR INSURANCE IN MISSOURI 

Maybe you had a few too many drinks and it led to a bad decision of drinking and driving? Now you are convicted of a DUI and need an SR-22?

A What? What is an SR-22?

This is simply an attachment that is added onto an Insurance policy with at least the minimum

liability requirements. The SR-22 is reported by the insurance company to the State on your behalf, keeping them happy! 

BEST INSURANCE FOR SR-22s IN MISSOURI

Car Insurance CompanyAverage Monthly Payment
Dairyland$77
Mendota Ins. Company$90
The General$94
Progressive Insurance$95
National General$96
Insurance Missouri

CHEAPEST INSURANCE WITH BUNDLE/HOMEOWNERS DISCOUNT IN MISSOURI 

Bundle up!

No, not literally, but with your insurance policies, why not!?

Insurance providers like customers that have multiple policies with them, because they are likely to stick around longer. Longer means more money for them, and more savings for you! See how much you can save with bundling. 

BEST INSURANCE WITH A HOMEOWNERS BUNDLE IN MISSOURI

Car Insurance CompanyAverage Monthly Payment
Dairyland$124
GAINSCO$132
21st Century$135
AssuranceAmerica$136
Progressive Insurance$143
Insurance Missouri

CHEAPEST CAR INSURANCE FOR YOUNG DRIVERS IN MISSOURI 

You’re 16, just got a car, and passed your driving test; its time to hit the road!

But wait, you need Insurance first.

It may be a shock when the first phone call to an insurance company is made. After all, there are so many new questions you’ve never had to answer before.

That is ok, we are trained and specialized to find insurance policies with our customer’s best interest at heart. We will walk you through every step of the way to make sure you know what coverage you need and have.

TOP 5 AVERAGE INSURANCE RATES FOR YOUNG DRIVERS IN MISSOURI

Car Insurance CompanyAverage Monthly Payment
Progressive Insurance$137
American Family$140
National General$141
Bristol West$142
Allstate$145
Insurance Missouri

Contact Us for Insurance in Missouri

For personalized insurance solutions, call us at 1.888.445.2793.

Who Is A Plus Insurance?

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What types of insurance are typically offered in Missouri?

Insurance in Missouri commonly includes auto insurance, homeowners insurance, renters insurance, life insurance, health insurance, and business/commercial insurance. Specific coverage options and requirements may vary based on individual needs and circumstances.

How can I determine the right insurance coverage for my needs in Missouri?

Determining the right insurance coverage in Missouri involves assessing your specific requirements, such as your vehicle type (for auto insurance), property details (for homeowners or renters insurance), health needs, and business liabilities. Consultation with an insurance agent can help tailor coverage to your needs.

Why choose our services for Insurance in Missouri?

Our insurance agency in Missouri provides personalized service, a range of coverage options, and tailored solutions to meet your insurance needs. Contact us at 1.888.445.2793 to speak with our experienced agents and find the insurance that best fits your situation.

INSURANCE SERVICES WE OFFER

welcome center free auto insurance quote

Don’t give up…we can help you find affordable rates, need an SR-22? We got you!

welcome center homeowners and renters insurance

Homeowners, renters, and mobile home owners: make sure you have the protection you need.

welcome center other insurance quotes

Motorcycles, RVs, ATVs, life insurance, you name it…we can help!

Last Updated on by Alexis Karapiperis

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