Lafayette, Louisiana SR-22 Insurance
Need an SR-22 in Lafayette, LA? Our licensed agents help you file quickly and find the right auto insurance that meets Louisiana requirements. Compare multiple carriers, keep costs in check, and get proof of insurance sent to the OMV fast.
From Downtown to River Ranch and the University area, we help Lafayette drivers with SR-22 information, non-owner policies, and guidance on keeping rates affordable after violations.
Why Choose A Plus for SR-22 Insurance in Lafayette
Local Louisiana Knowledge
We understand Louisiana OMV processes and Lafayette-area rating factors, so you get clear policy service and a smooth filing.
Multiple Insurance Companies
We compare quotes from carriers we work with to target the cheapest viable option for your SR-22 and vehicle insurance needs.
Fast Proof & Real Support
We file the SR-22 electronically when possible and explain coverage choices (liability only vs full coverage) so you can make a confident decision.
Louisiana Minimum Auto Insurance Requirements (2025)
Louisiana’s required minimum liability limits are often referred to as 15/30/25. That means:
| Coverage Type | Minimum Limit |
|---|---|
| Bodily Injury Liability (per person) | $15,000 |
| Bodily Injury Liability (per accident) | $30,000 |
| Property Damage Liability | $25,000 |
About SR-22 in Louisiana
An SR-22 is a proof of financial responsibility filed by your insurer with the state to show you carry the required liability coverage. We can help you submit the SR-22 and keep your policy active so you maintain continuous proof.
Estimated Average Auto Premiums — LA vs Nearby States
More Coverage Options for Lafayette Drivers
Bundle homeowners insurance with your auto policy for extra savings. We also offer business insurance, motorcycle & recreational vehicle insurance, and non-owner policies if you need to carry an SR-22 without a vehicle.
Frequently Asked Questions — Lafayette SR-22
- How fast can you file my SR-22?
- In many cases we can submit proof electronically the same day once your policy is issued. Ask an agent about timing for your specific carrier.
- Will my insurance rates go up?
- SR-22 itself is just a filing; the rate impact usually comes from the violation that triggered the SR-22. We compare multiple quotes to help you target an affordable option.
- Can I get non-owner SR-22 in Louisiana?
- Yes. If you don’t own a car, a non-owner policy can satisfy the SR-22 requirement in many situations and may cost less than standard auto insurance.
- What are the 2025 state minimums?
- Louisiana remains at 15/30/25 for liability (BI per person/BI per accident/PD). Consider higher limits or full coverage if you need protection for your own vehicle.
Last Updated on by Zee Caddick