Rifle Car Insurance

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Cheap Rifle Car Insurance

Insurance Rating Factors And How They Affect Your Rates

Auto Insurance rates are based off several factors. These factors can have quite an impact on your rates. Some of them can have a great impact for the better and some may just have a small impact. If you look at the chart down below, we listed a few of these factors and how much of an impact they have on your rates.

FactorRate Impact
vehicle performance (symbol)Medium
How long have you owned the vehicleLow
Insurance HistoryMedium
AgeHigh
Claims HistoryMedium
Vehicle Make and ModelMedium
How many drivers per vehicles listedmedium
Anual MileageLow
Driving recordHigh
Type of Vehicle CoverageMedium

Insurance Discounts In Rifle

Impact on ratesDiscounts Available
HighNo Accidents or Violations
HighPaid in Full
MildMarried
MildPaperless Discount
HighAuto Pay
MildEducation Discount
MildHomeowners
MildMulti Policy
HighAdvanced Quote

Want to know what else can affect your insurance rates? It is a good thing too! I am talking about DISCOUNTS! Yes, you can get discounts on your auto insurance. We listed just a few on the list above. You will see the discounts that may be available to you and how much of an impact that discount has on your insurance rates.

How Age And Gender Affect Your Insurance Rates In Rifle

Along with a list of factors that determine what your insurance rates will look, those include your age and gender. For little reasons males tend to pay more for auto insurance than females. Now, age comes with great things. One of those great things are that the older you get; the less insurance rates get. Check the list out below to see some examples in Rifle.

AgeMaleFemale
16-18$ 231.84$ 184.09
19-24$ 193.20$ 161.00
25-30$ 139.84$ 124.84
31-40$ 110.40$ 106.08
41-50$ 109.48$ 98.44
50-65$ 99.36$ 101.48
65+$ 106.08$ 114.08

Cheapest Liability Insurance Rates In Rifle

RankCompanyAverage price
1Dairyland (Viking)$97.00
2Bristol West$99.00
3The General$108.00
4Travelers$108.00
5Progressive$110.00
6Mendota$127.00
7Liberty Mutual$131.00

Liability insurance is a requirement, but how much you opt in for is your choice, but you must at least get the liability requirements. Which in CO it is 25/50/25. We have listed some examples with a few carriers in Rifle, CO. If you look up above, it also lists how the company ranks according to the cheapest prices for liability.

SR22 Insurance Rates In Rifle

If you need SR22 in Rifle, CO, you will find that each insurance company can be different in a variety of ways. Each company may charge different pricing for the filing of the SR22, some may not charge at all. We made it easier on you and listed a few insurance companies and how much they charge for the SR22 and if its available.

SR22 Insurance Rates in Rifle, Colorado
Below is amount the amounts company adds to the premium to file the SR22 with the state.
CompanyAverage (SR22 Fee)
Assurance America$25
Bristol West$35
DairylandFree
Gains Co$25
Mendota$25
Progressive5% (average)
State FarmSR22 Not available
The General$25
TravelersSR22 Not available

We Save Our Client in Rifle An Average of $587.55

New Customers in Rifle, Colorado Save on Average$587.55
Number of Eggs you could buy5402
Number of Candy bars you could buy435
Months of Netflix you could afford with your savings43

Saving our customers money is what we love to do! And we are rather good at it. Just for an example, we are considering our new customers in Rifle, CO. We saved them an average of $587.55! WE broke it down even more. With those savings they are able to purchase 5402 eggs, 435 candy bars AND 43 months of Netflix!  

Violations And How They Affect Your Rates In Rifle

Violations, they can have a big impact on your auto insurance rates. There are several violations you can get on your records, and they all can have different impacts on your rates. Check out the list below, we listed a number of violations, what kind of violations they are and how long they can stay on hy9our record and stay affecting your rates.

Violation NameMajor, Minor, or Non MovingHow Long it Will Affect Your Insurance Rates
DUIMajor10 Years
ParkingNon MovingNA*
Crossing over a Center DividerMinorto 3 Years
Failure to Use a Seat BeltNon MovingNA*
Improper Lane useMinor3 Years
Expired TagsNon MovingNA*
No Proof of insuranceNon MovingNA*
Driving without a LicenseMajor3 Years
SpeedingMinor3 Years
Running a Traffic Light or Stop SignMinor3 Years
Failure to Secure Load to truck/trailerMinor3 Years
Using a Cell Phone with DrivingMinor3 Years

Weather And Driving Conditions In Rifle

Rifle, Colorado
Summer high: The July high is around 91 degrees
Winter Low: The January low is 12 degrees
Rain: 14 Inches of rain a year
Snow: 47 inches of snow per year


Rifle, CO is such a gorgeous place to live, it has beautiful places and scenery you can enjoy. Whether you want to move there or take a visit, the weather is something you want to consider. You will experience the summer high in July and winter low in January. The rainfall a year is 14 inches! The snowfall you are going to get to enjoy an average of 47 inches!

Cities And Neighborhoods Nearby Rifle

The City of Rifle is known as a more western vibe. It is the center of the cattle ranching industry! Does that interest you? We listed some neighborhoods and cities nearby Rifle, you can look into. There are several neighborhoods you could choose from. If you want to explore other spots, visit the nearby cities! We have listed all that for you here!

Neighborhoods in Rifle, ColoradoCities Near RifleZip Codes in Rifle
CottonwoodCollbran, CO81650
Rifle CreekSilt, CO
Rifle Village SouthMeeker, CO
Taughenbaugh BlvdGrand Mesa, CO

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Last Updated on November 5, 2021 by Shawn Christie

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