AUTO – COLORADO
Insurance Wheat Ridge
Welcome to Wheat Ridge! This dazzling municipality is an amazing and eclectic city! It is so close to the heart of Denver without being in the middle of a huge city.
Liability Insurance Requirements In Wheat Ridge
When obtaining auto insurance, liability insurance is a requirement. States can have different minimum coverage that is required. For the state of Colorado, the state minimum that is required is 25/50/15. You could raise it higher if you chose to do so. As you can see on the chart below, it shows the average cost of liability in Wheat Ridge.
| State | Minimum Coverage Requirements | Average Cost for Minimum Liability Coverage |
| Colorado | 25/50/15 | $510 |
Liability And Full Coverage Rates In Wheat Ridge
| Average Annual Insurance Rates in Wheat Ridge | |
| Liability Insurance rates in Wheat Ridge | Liability State Average |
| $487.57 | $510.15 |
| Full Coverage Insurance in Wheat Ridge | Full Coverage CO average |
| $875.49 | $934.59 |
As you saw right above the requirements for the minimum liability coverage required, this chart here shows the same but shows what Full Coverage can cost you as well. This chart compares what the cost of liability and full coverage is in Wheat Ridge and what liability and full coverage cost on average in the state of Colorado.
Cheapest Liability Rates In Wheat Ridge
When you are shopping for auto insurance, you are thinking if you are going to pay for full coverage or just liability. We listed a few companies in Wheat Ridge and ranked them according to the cheapest price for liability insurance. As you can see, Dairyland comes in number one place for the average price of $86.00 and Liberty Mutual in last place for a price of $134.00. Check out the rest!
| Rank | Company | Average price |
| 1 | Dairyland (Viking) | $86.00 |
| 2 | Progressive | $106.00 |
| 3 | Mendota | $111.00 |
| 4 | Bristol West | $116.00 |
| 5 | Travelers | $122.00 |
| 6 | The General | $123.00 |
| 7 | Liberty Mutual | $134.00 |
Insurance Companies We Represent In Wheat Ridge
| Insurance Companies in Wheat Ridge, Colorado that we represent |
| Safeway |
| Bristol West-Foremost Star |
| Victory |
| Assurance America |
| Dairyland |
| Orion 181 |
| The General |
| Mendota |
| Suncoast |
| Gainsco |
| USLI |
| Travelers |
| Progressive |
| Best Choice |
| ASI |
Want to know why we can give you multiple price options when we are giving you a quote? Well, that is because we work with multiple companies. We always want to be able to give you the best rate for you and your insurance needs. We can do that with the variety of companies we work with. You can see the list of them up above.
SR22 Insurance Rates In Wheat Ridge
SR22 is a certificate that you will need to obtain if you have had a DUI or any other serious moving violations. This SR22 will allow you to be able to drive and reinstate your drivers license. The time limit is different in each state. If you look at the chart below, you will see some companies and how much it is to file with it.
| SR22 Insurance Rates in Wheat Ridge, Colorado | |
| Below is amount the amounts company adds to the premium to file the SR22 with the state. | |
| Company | Average (SR22 Fee) |
| Assurance America | $25 |
| Bristol West | $35 |
| Dairyland | Free |
| Gains Co | $25 |
| Mendota | $25 |
| Progressive | 5% (average) |
| State Farm | SR22 Not available |
| The General | $25 |
| Travelers | SR22 Not available |
Rates are affected by many things
Credit checks, driving record, and many other things can raise or lower your premium.
How Your Credit Can Affect Your Insurance Rates In Wheat Ridge
| Credit Impact on Insurance rates in Wheat Ridge Average Premium by Score | |
| Excellent | $111.00 |
| Good | $125.08 |
| Average | $150.60 |
| Poor | $213.00 |
Your credit score impacts several things when it comes to major things in your life. Your auto insurance rates are one of those things. Auto insurance companies sometimes will look at your credit score and determine what your rate will be. You will still be able to obtain insurance with a poor credit score, but just look for your rates to be a bit higher. You can look at some examples above.
Insurance Ratings And How They Affect Your Rates
When you call to get a quote for auto insurance, you will be asked several questions. The answers to some of these questions can have an impact on your rates. These are called insurance rating factors. These factors can sometimes affect your rates for tremendously or may not have an impact at all. We listed some factors below and how they impact your rates.
| Factor | Rate Impact |
| Education | Low |
| How many drivers per vehicles listed | medium |
| Color of car | none |
| Marital Status | Medium |
| Gender | Medium |
| Driving record | High |
| Vehicle Make and Model | Medium |
| anti theft device | Low |
| Major Violations (DUI,DWI,etc) | High |
| Insurance History | Medium |
DMV Address And Phone Numbers In Wheat Ridge
| Lakewood Driver License Office |
| 1881 Pierce Street |
| Lakewood, CO 80214 |
| (303) 205-5600 |
| Lakewood Registration & Titling |
| 2099 Wadsworth Blvd. |
| Lakewood, CO 80214 |
| (303) 271-8100 |
Vehicles, car insurance, and the DMV. They all go hand in hand. The DMV is a vital place when it comes to handling anything with your automobile. Some have made it easier, where you can now make appointments or even do some of the things online. Just in case though, listed above is the DMV and Registration information for Wheat Ridge.
When moving or visiting anywhere, you tend to always want to know the weather. You will want to check the weather for what its like for a location all year round. That may impact on what time of the year you visit or even just enjoy more. We have listed just a few main things that people look for when they check the weather.
| Wheat Ridge, Colorado |
| Summer high: The July high is around 88 degrees |
| Winter Low: The January low is 23 degrees |
| Rain: 11 Inches of rain a year |
| Snow: 32 inches of snow per year |
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Last Updated on by Lauren Mckenzie