Evans Car Insurance

image depicts an auto insurance declaration page with car keys

Evans Car Insurance

Progressive * Travelers * Dairyland * Allstate * Farmers * The General * & More

How age and gender affect your insurance

Generally, when comparing age versus gender, age does affect car insurance rates more than gender. In most cases, male drivers under the age of 18 pay the most of any group or demographic. That amount comes to almost 50% more than females at the same age. For many insurance companies, young males and young females under age 25 will pay high amounts for their car insurance. See the data below to see how your age and gender affects you in Evans Colorado.

AgeMaleFemale
16-18$ 231.84$ 184.09
19-24$ 193.20$ 161.00
25-30$ 139.84$ 124.84
31-40$ 110.40$ 106.08
41-50$ 109.48$ 98.44
50-65$ 99.36$ 101.48
65+$ 106.08$ 114.08

Discounts available in Evans

Many people lose out on some great savings by not asking their agent for discounts they may be eligible for. Do some research on what discounts are available on your area or state. Also each insurance company varies and offers different discounts. For example, some companies offer a paperless discount, and some unfortunately do not. Check out the data below to see some of the discounts that are available in Evans Colorado and how high of an impact these can lower your insurance rates!

Impact on ratesDiscounts Available
HighAuto Pay
MildPaperless Discount
MildMulti Policy
MildHomeowners
MildMulti Vehicle
HighAdvanced Quote
MildMilitary
MildEducation Discount
HighNo Accidents or Violations

Insurance Company Ratings AM Best, and JD Power 

AM company ratings are beneficial and informative because they rate insurance providers creditworthiness. These ratings analyze several different factors. Some of these include the rates, coverage, customer satisfaction scores, and discounts. These ratings are made with the consumer in mind to meet each individual’s needs. The data below shows some ratings for some of the top companies out there. Geico, State Farm, and USAA have the highest ratings among this list.

COMPANYJ.D. POWER CLAIMSA.M. BEST RATING
Automobile Club Group857A++
Esurance844A+
Auto Club of Southern California Insurance Group866A+
MAPFRE Insurance842A
CSAA Insurance Group847A
Safeco (A division of Liberty Mutual)855A
GEICO Auto Insurance879A++
Amica Mutual898A+
Liberty Mutual Insurance857A
State Farm878A++
USAA900A++
Erie Insurance879A+
Allstate Auto Insurance853A+

Discounts by Company 

Most consumers shopping around for insurance aren’t aware of all the discounts made available to them. Now not all discounts are eligible for everyone. Make sure to ask your agent what you are personally eligible for. In the table shown below you will see two insurance companies- Progressive and Dairyland Insurance. Progressive boasts a long list of discounts. Make sure to provide your email, your prior insurance information, and whether rent or own your home for the best rate. With Dairyland, prior insurance can be a large discount, along with being a homeowner.

Progressive
Dairyland
No Accidents or ViolationsMilitary
Advanced QuoteHomeowners
Multi VehicleAuto Pay
HomeownersContinuous Insurance
Paid in FullMulti Policy
Auto PayMarried
MilitaryPaid in Full
MarriedMulti Vehicle
Education DiscountNo Accidents or Violations
Multi Policy 
Continuous Insurance 
Paperless Discount 

Dmv Addresses and Phone Numbers

With the DMV being closed or having new rules due to the COVID-19 pandemic, getting your vehicle to-do-list complete can be even more of a hassle. Always checkout the DMV online in your area to see what the rules at your specific branch are. Remember, vehicles must be registered in the county where you actually live. You cannot visit another branch in a different county to register your car. Below is the location and phone numbers for the local branch closest to Evans, Colorado.

Evans Driver’s License Office
2320 Reservoir Road Unit A
Greeley, CO 80634
303-205-5600
Evans Registration & Titling
1402 North 17th Ave
Greeley, CO 80632
970-304-6520

Evans Weather and Driving conditions

Below you will see the driving conditions in Evans, Colorado. You can always prepare yourself for the driving conditions and help minimize the chances of an accident. It is best to plan ahead if you are taking a trip, or even driving to work. You want to leave yourself enough time to get to your destination that way you are not speeding. Always check the weather and give yourself an extra 10 minutes if the weather is not great.

Evans, Colorado
Summer High: the July high is around 91 degrees
Winter Low: the January low is 14
Rain: averages 15 inches of rain a year
Snow: averages 37 inches of snow a year

Liability and full coverage in Evans 

What is the difference between liability and full coverage, and how do I know what I need? This is a commonly asked question. There are several options when choosing your auto insurance coverages. Typically, if you have a vehicle over 10 years old you may be paying more for full coverage insurance than what the vehicle is worth. Most people carry liability on vehicles over 10 years. If you are financing a vehicle, or if the vehicle is new you will want full coverage to make sure it is covered if anything were to happen.

Liability Insurance rates in EvansLiability State Average
$471.38$510.15
Full Coverage Insurance in EvansFull Coverage CO average
$863.57$934.59

We save our client in Evans an average of $597.55 

We have averaged out the amount of savings you can get in Evans, Colorado based on our current customers premiums. The average is $597.55 a year! There are many ways we can help you save on your auto insurance. We offer discounts, several of companies to choose from and knowledgeable agents to help you through the entire process, making it very simple for you! Check out the data below to see what that savings amounts to in different currency types!

New Customers in Evans, Colorado Save on Average$597.55
Number of Eggs you could buy5410
Pound of bananas you could buy1157
Pound of Potatoes you could purchase853

Liability Requirements for Evans 

Since 1927, Massachusetts made it a requirement to have liability insurance. After that 48 states followed their lead, including Colorado. In Evans, CO it is required to at least have the state minimum of (25/50/15) That is $25,000 for bodily injury, $50,000 for bodily injury and $15,000 for property damage per accident. So, if you are ever in an “at fault” accident your auto insurance carrier will cover up to those limits.

StateMinimum Coverage RequirementsAverage Cost for Minimum Liability Coverage
Colorado25/50/15$510

Reviews

 

Other Insurance Guides by City
Insurance Arizona
Cheap Car Insurance Grand Junction
Cheap Car Insurance Boulder
Auto Insurance Greenville
Car Insurance Denver
Car Insurance Fort Collins
Insurance Calhan
Car Insurance Rock Hill
Insurance Spartanburg


Review ratings

 
image shows auto insurance policy paperwork with car key and money

Last Updated on September 1, 2021 by Katie Sopko

Spread the love