- Car Insurance Littleton
- Car Insurance Littleton: Cheapest liability rates
- Frequently Asked Questions About Car Insurance in Littleton
- Car Insurance Littleton: Discounts from Each Company
- Nearby cities and neighborhoods
- Car Insurance Littleton Sample rates
- Car Insurance Littleton Coverage Types
- Things Littleton is known for:
- Car Insurance in Littleton
Car Insurance Littleton: Cheapest liability rates
Below you will see a chart with the Insurance company name, and the average cost of liability auto insurance with that company.
The average rate for car insurance in Littleton with Progressive is $85. Whereas, Liberty Mutual is on the more expensive end at about $126. Of course, all insurance companies try to be competitive with their rates, some are going to be better than others.
Do you have one of the companies below? What are you paying on average for liability insurance?
| Rank | Company | Average Price |
|---|---|---|
| 1 | Progressive | $85.00 |
| 2 | Dairyland (Viking) | $96.00 |
| 3 | Mendota | $105.00 |
| 4 | The General | $109.00 |
| 5 | Travelers | $111.00 |
| 6 | Bristol West | $118.00 |
| 7 | Liberty Mutual | $126.00 |
Frequently Asked Questions About Car Insurance in Littleton
Q1: What are the requirements for car insurance in Littleton, Colorado?
A1: In Littleton, Colorado, drivers are required to have at least the state’s minimum auto insurance coverage, which typically includes liability insurance. The minimum liability limits may vary, but it often includes coverage for bodily injury and property damage.
Q2: What additional coverage options can I consider for car insurance in Littleton?
A2: In Littleton, you can consider additional coverage options such as comprehensive coverage, collision coverage, uninsured/underinsured motorist coverage, and personal injury protection (PIP). These options provide extra protection beyond the minimum requirements and can be tailored to your specific needs.
Q3: How can I find affordable car insurance rates in Littleton, CO?
A3: To find affordable car insurance rates in Littleton, Colorado, consider shopping around and obtaining quotes from multiple insurance companies. You can also inquire about discounts for factors like good driving records, bundling policies, and completing defensive driving courses. Working with an independent insurance agent can also help you find competitive rates.
Q4: Who gives the lowest car insurance rates?
A4: The lowest car insurance rates can vary based on individual circumstances. Providers like Progressive, Dairyland, and The General are known for competitive rates. However, it’s essential to compare quotes and consider factors like coverage options, vehicle type, driving history, and discounts to find the best rate for your needs.
Q5: How much is the average car insurance per month in Colorado?
A5: The average car insurance cost per month in Colorado can vary widely based on factors like location, age, vehicle type, and coverage level. On average, drivers might expect to pay between $100 and $200 per month for standard coverage. However, rates can be higher or lower based on individual circumstances.
Q6: What car insurance coverage should I have in Colorado?
A6: In Colorado, it’s advisable to have at least the state-required minimum liability insurance. However, considering additional coverage like comprehensive, collision, and uninsured motorist coverage is beneficial for better protection. The right coverage depends on factors like your vehicle’s value, driving habits, and personal financial situation.
Car Insurance Littleton: Discounts from Each Company
We have complied a list of discounts each company offers in Littleton Colorado.
The General offers a Homeowners discount, which is applied for owning your own home. This is because home owners are more likely to be in good standing with paying their bills. They also offer a Paid in Full discount, which would be paying for the full premium up front. This can lead to major savings, up to $20 a month cheaper vs opting to do monthly payments.
The General | Gainsco |
|---|---|
| Auto Pay | Married |
| Paid in Full | Auto Pay |
| Married | Paid in Full |
| Continuous Insurance | Continuous Insurance |
| Homeowners | Multi Vehicle |
| No Accidents or Violations | No Accidents or Violations |
| Multi Vehicle | Homeowners |
Nearby cities and neighborhoods
Below is a list of the nearby cities and neighborhoods in Littleton, Colorado.
Auto Insurance companies look at the number of insurance claims in nearby cities to determine the cost to insure upon their rate revisions.
Every 6 months, or 12 months, you should receive a “renewal offer” in the mail. This has your upcoming insurance premium. If a zip code has had less accidents/claims, the renewal offer may be lower. If the zip code and surrounding areas has gone up in accidents, you may notice your rates increase as well.
| Neighborhoods in Littleton, Colorado | Cities Near Littleton | Zip Codes in Littleton |
|---|---|---|
| Downtown Littleton | Highlands Ranch, CO | 80110 |
| Littleton Histric District | Lakewood, CO | 80122 |
| Marston Lake | Castlewood, CO | |
| Englewood, CO |
Car Insurance Littleton Sample rates
We created a sample list of the prices you could expect to pay for car insurance Littleton.
Do keep in mind, these are only sample rates, the rate you receive from an agent may differ due to many factors that go into an auto policy.
Factors can include but are not limited to:
- Age
- Gender
- Location
- Driving History
- Vehicle Make / Model
- Type of Policy (Liability or Full Coverage)
- Etc.
Make certain when discussing with an agent, what policy you are looking for. Also be sure to ask about what discounts you could be eligible for to ensure you get the best rates!
Best Home and Auto Insurance Policies for New Homeowners
Best Home and Auto Insurance Policies for New Homeowners
Explore our top insurance options for new homeowners. For personalized guidance, call us at 1.888.445.2793 or Text Us today.
- Comprehensive Home and Auto Bundle: Combine home and auto insurance for maximum savings and streamlined service. Call us at 1.888.445.2793 for a quote.
- First-Time Homebuyer Policy: Tailored coverage for new homeowners, including flexible deductibles and added personal property protection. Text Us to learn more.
- High-Value Home Policy: Designed for homes with higher rebuild costs, providing extensive dwelling and liability coverage. Call 1.888.445.2793 for details.
- Affordable Liability-Only Auto Coverage: Perfect for new homeowners on a budget, with liability-only options for your vehicle. Text Us for eligibility.
- Military Discount Bundle: Special rates for active-duty or retired military personnel who bundle home and auto insurance. Call 1.888.445.2793 to find out more.
- Smart Home Insurance Policy: Discounted premiums for homes equipped with smart security systems and devices. Text Us for eligibility.
Car Insurance Littleton Coverage Types
Here are some common car insurance coverages available in Littleton and throughout Colorado:
- Liability Coverage: This coverage pays for injuries and property damage you cause to others in an at-fault accident. It’s mandatory in Colorado, with minimum limits required by law.
- Collision Coverage: Collision coverage pays for repairs to your car after an accident, regardless of fault. This coverage is optional but may be required by your lender if you’re financing or leasing your vehicle.
- Comprehensive Coverage: Comprehensive coverage pays for damage to your car caused by events other than collisions, such as theft, vandalism, fire, or natural disasters.
- Uninsured/Underinsured Motorist Coverage: This coverage protects you if you’re involved in an accident with a driver who doesn’t have insurance (uninsured) or doesn’t have enough insurance to cover your injuries and damages (underinsured).
- Medical Payments Coverage (MedPay): MedPay covers medical expenses for you and your passengers regardless of who is at fault in an accident. It can help cover costs like hospital bills, doctor visits, and funeral expenses.
- Personal Injury Protection (PIP): PIP coverage is similar to MedPay but may also cover lost wages and other non-medical expenses related to injuries sustained in an accident.
- Rental Reimbursement Coverage: This optional coverage helps pay for the cost of a rental car while your vehicle is being repaired after a covered accident.
- Roadside Assistance/Towing Coverage: This coverage provides assistance if your vehicle breaks down or if you need towing services due to mechanical failure, flat tires, running out of gas, etc.
When selecting car insurance coverages in Littleton, CO, it’s essential to consider factors such as your driving habits, the value of your vehicle, your budget, and any specific risks you may face. You can adjust your coverage limits and deductibles to customize your policy to meet your needs.
| Car Insurance Littleton, CO | Sample Rates |
|---|
| Sample Quote / Policy Location: Littleton Agent: Lauren Current Company: Progressive Previous Company: Progressive Who: Motorist Age: 30 Vehicle: Pontiac 6000 Type of coverage: non owners , med pay Notes: now, deductible Rate: $341 |
| Sample Quote / Policy Location: Littleton Agent: Lauren Current Company: Mendota Previous Company: None Who: Driver Age: 24 Vehicle: Hyundai Elantra Type of coverage: auto insurance , med pay Notes: rates, estimate Rate: $208 |
| Sample Quote / Policy Location: Littleton Agent :Jola Current Company: Progressive Previous Company: State Farm Who: Young Driver Age: 26 Vehicle: Lincoln Navigator L Type of coverage: broad form , uninsured motorist Notes: Discount, young driver Rate: $131 |
| Sample Quote / Policy Location: Littleton Agent: Jola Current Company: Travelers Previous Company: Viking Who: Insured Age: 37 Vehicle: BMW M5 Type of coverage: , sr22 Notes: deductible , Insurance Card Rate: $261 |
| Sample Quote / Policy Location: Littleton Agent: Lauren Current Company: Dairyland Previous Company: Who: Resident Age: 48 Vehicle: Chrysler New Yorker Type of coverage: full coverage , uninsured motorist Notes: Price, rates Rate: $243 |
| Sample Quote / Policy Location: Littleton Agent: Sy Current Company: Suncoast Previous Company: American Family Who: Motorist Age: 34 Vehicle: Dodge Ram 3500 Crew Cab Type of coverage: full coverage , state min Notes: state filing, online Rate: $195 |
Ranked 8th For
- The best small city to live
- One of the safest places to live
- A top choice for a retirement spot
- And the easiest place to sell your home
Did you know that Littleton is on the highest ranked list of the best places to live in the country? It’s a historic downtown place and you will have lots of activities to do year-round! A few of the places you can go to is, art galleries, beer bar, boutique shops and Littleton even has its own art center. It’s a 13 square mile city and its population is 46,000 and growing every year! It was ranked for many things!
Things Littleton is known for:
- Jake’s Brew Bar and Kate’s Wine Bar
- Tea shop
- Popular Brewery
- Chocolate Therapy
- Lots of salons and boutiques
- Cemetery called Littleton Cemetery—known for being the resting place of Alfred Packer- the only convicted cannibal in U.S. history
- Hudson Gardens where they host summer concerts, nature tours and beer festivals
- Platte River Trail—it connects to Downtown Denver and runners, walkers and bicyclists can enjoy awesome mountain views
Car Insurance in Littleton
Learn about car insurance options in Littleton, Colorado, provided by Learn and Serve Insurance. We offer a range of insurance policies to meet your needs.
- Liability Insurance
- Full Coverage
- Sr22 Insurance
- Discounts Available
For more information or a free quote, call us at 1.888.445.2793.
Last Updated on by Marlon Moss