Vehicle insurance in New Mexico
Vehicle insurance: All about Liability Insurance in New Mexico
KEYWORDS KEYWORDS KEYWORDS!!!
Minimum Liability Requirements for New Mexico
25/50/10
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- Cheap New Mexico Car Insurance: Is New Mexico an at Fault State?
- New Mexico Insurance Requirements
- Liability Insurance New Mexico: Coverages
- All Coverages Explained
- Cheap New Mexico Car Insurance: Liability Insurance New Mexico
- Cheap New Mexico Car Insurance: Full Coverage
- Liability Insurance New Mexico: Full Coverage Insurance New Mexico
- Insurance Cost Estimator
- Liability Insurance New Mexico: Full Coverage Insurance New Mexico
- “Should I Get Full Coverage” Calculator
- Cheap New Mexico Insurance: Discount Estimator
- Insurance Discount Calculator
- OTHER HELPFUL LINKS: SUGGESTIONS
Cheap New Mexico Car Insurance: Is New Mexico an at Fault State?
New Mexico is a fault state, meaning it uses a tort-based system. The party responsible for the wrong-doing that caused the car accident will be financially liable to all victims involved. You will need to open a claim with the at-fault person’s insurance company to pursue damage recovery.
- $25,000 in bodily injury insurance per person
- $50,000 in bodily injury insurance per accident
- $10,000 in property damage insurance
New Mexico Insurance Requirements
In New Mexico liability insurance is the only insurance that is required. However, you have the open option to decide if you are wanting to add additional insurance. If you read below, you can get a better understanding of estimated offers and using your personal information you can see a more accurate price range.

Liability Insurance New Mexico: Coverages
All Coverages Explained

Liability Insurance: means “responsibility” liability helps pay out when you are responsible for an any accident. (required)
Collison Insurance: when there is a collision with another vehicle that there are damage of property regardless of who’s fault it is. (not required)
Personal Injury Protection: this coverage is to help with any expenses that makes the individual responsible for their own injuries in an accident regardless of fault. (not required)
Uninsured and Underinsured Motorist: uninsured is when someone is found at fault for an accident but doesn’t carry liability. Underinsured is when someone is found at fault but their limits are too low for the medical expense.(not required)
Comprehensive Insurance: can help pay the costs of damage to your car for non-collision related claims, can be road damage, hail, rock, etc. (not required)
Medical Payments Insurance: this coverage will help if there are any medical bill’s that needed to be paid due to an accident. (not required)
Cheap New Mexico Car Insurance: Liability Insurance New Mexico
These Carriers listed are the average prices they offer in New Mexico just for liability only. Take a look at what could possibly be expected in rough estimate of these carriers in New Mexico.
Carrier | Average Prices |
---|---|
Mendota | $86 |
progressive | $93 |
Assurance America | $102 |
The General | $103 |
national General | $104 |
Acceptance RTR | $105 |
Dairyland | $116 |
USAA | $119 |
State Farm | $121 |
Bristol West | $122 |
Safeco | $125 |
Farmes | $140 |
Geico | $140 |
All state | $142 |
21 Centry | $144 |
Travelers | $146 |
Liberty Mutual | $154 |
American Family | $159 |
Nationwide | $159 |
Gainsco | $176 |
State Auto | $177 |
Liability
Cheap New Mexico Car Insurance: Full Coverage
The carriers also listed are their estimated offer prices for Full coverage insurance which keep in mind is liability with additional insurance.
Carrier | Price |
---|---|
Progressive | $135 |
American family | $141 |
All State | $145 |
National General | $146 |
USAA | $147 |
Assurance America | $163 |
Bristol West | $166 |
The General | $169 |
Travelers | $170 |
Gainsco | $171 |
21 Centry | $173 |
Nationwide | $173 |
Geico | $175 |
Farmers | $176 |
State Farm | $176 |
Safeco | $177 |
Acceptance RTR | $185 |
Dairyland | $185 |
Mendota | $185 |
Liberty Mutual | $206 |
State Auto | $209 |
Full coverage
Liability Insurance New Mexico: Full Coverage Insurance New Mexico
The prices listed above are accurate rates that is expected in New Mexico. The insurance cost estimator can give you a more accurate rate depending on your more detailed personal information.
Insurance Cost Estimator
Liability Insurance New Mexico: Full Coverage Insurance New Mexico
Deciding which coverage’s best fit you can be a bit challenging, to help the debating between if you may or may not end up getting full coverage the calculator can help suggest that decision.
“Should I Get Full Coverage” Calculator
Cheap New Mexico Insurance: Discount Estimator
By getting insurance through a carrier, you are able to see if you can be suitable for discount’s by taking this calculator to help decipher.
Insurance Discount Calculator
OTHER HELPFUL LINKS: SUGGESTIONS
Additional New Mexico Insurance |
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Full Coverage Insurance | New Mexico |
Motorcycle Insurance | New Mexico |
Homeowner’s Insurance | New Mexico |
Broadform / Non-Owners Insurance | New Mexico |
Last Updated on by Alexis Karapiperis