Kingsport, TN Car Insurance Quotes and Coverage Options

Experience peace of mind on the road with A Plus Insurance, your trusted insurance brokerage in Kingsport. Call now for a free quote and discover unparalleled coverage tailored to your car insurance needs.

Tennessee State Liability Requirements

Required Liability Coverage:
$25,000 bodily injury liability per person
$50,000 bodily injury liability per accident
$25,000 property damage liability per accident
Uninsured Motorist Coverage: Rejection Form
Medical Payments: Rejection Form

What Are the Most Affordable Auto Insurance Options in Kingsport, TN?

Looking for cheap car insurance in Kingsport, TN? Several insurance providers offer budget-friendly rates, but your cost depends on factors like driving history, vehicle type, and coverage level.

How Can You Find the Cheapest Auto Insurance in Kingsport?

  • Compare Quotes: Get multiple car insurance quotes in Kingsport, TN to find the lowest rate.
  • Consider High-Risk Insurers: Companies like Progressive and Bristol West specialize in affordable coverage, even for high-risk drivers.
  • Take Advantage of Discounts: Save with safe driver discounts, bundling policies, and multi-vehicle savings.
  • Adjust Your Coverage: Raising your deductible or opting for liability-only coverage can reduce premiums.
  • Drive Safely: Keeping a clean driving record lowers your Tennessee car insurance rates over time.

Need the cheapest car insurance in Kingsport, TN? Get a free, no-obligation quote today and start saving!

How Can I Find the Cheapest SR22 Car Insurance in Kingsport, TN?

Need SR22 car insurance in Kingsport, TN? If you’ve had a DUI, accident, or license suspension, Tennessee may require you to file an SR22 to prove you have the state’s minimum auto insurance coverage. While SR22 policies typically cost more, there are ways to find affordable high-risk insurance.

How to Lower SR22 Insurance Costs:

  • Compare SR22 Quotes: Insurers like Dairyland and The General offer competitive rates for high-risk drivers in Kingsport.
  • Maintain Continuous Coverage: Avoid lapses in your policy to prevent higher rates.
  • Take a Defensive Driving Course: Completing a state-approved course may qualify you for discounts.
  • Improve Your Driving Record: Over time, safe driving can help you transition to standard insurance with lower premiums.
  • Choose the Right Vehicle: Driving a car with low repair costs and high safety ratings can reduce insurance expenses.

Need a fast SR22 car insurance quote in Kingsport, TN? Contact us today for an affordable policy and get back on the road legally!

Insurance CompanyEst. Avg. Monthly Payment
Bristol West$92
Progressive Insurance$93
The General$98
USAA$102
Acceptance RTR$107
National General$109
Dairyland$112
Farmers$113
Mendota Ins. Company$113
AssuranceAmerica$114
Nationwide$122
Geico$123
Safeco$132
Travelers$132

SR22 Insurance Process in Kingsport

01.

Consultation​

02.

Quote

03.

Filing

04.

Policy Management

Cheapest Broad form/Non Owners Car Insurance Quotes Kingsport, TN

Need affordable non-owner car insurance in Kingsport, TN? If you don’t own a vehicle but still need liability coverage, broad form and non-owner policies are smart options. These plans provide basic coverage, often required for SR22 insurance or maintaining a valid license.

How to Find the Cheapest Non-Owner Car Insurance

  • Compare Quotes: Get car insurance quotes in Kingsport from providers like Mendota and Assurance America.
  • Maintain a Clean Driving Record: Fewer violations mean lower rates.
  • Consider SR22 Insurance if Needed: Some drivers may need an SR22 in Tennessee for license reinstatement.
  • Bundle Policies: If you have renters or another insurance type, bundling can help you save.

Looking for the cheapest car insurance in Kingsport, TN? Get a free quote today and find a policy that fits your needs!

Insurance CompanyEst. Avg. Monthly Payment
Dairyland$101
Progressive Insurance$115
The General$119
Mendota Ins. Company$147
Bristol West$157
Geico$165
Allstate$213
Acceptance RTR$214
State Farm$243

Is There Affordable Liability Only Car Insurance in Kingsport, TN?

Yes! If you’re looking for affordable liability-only car insurance in Kingsport, TN, you have options. Tennessee law requires minimum liability coverage of 25/50/15, meaning:

  • $25,000 for bodily injury per person
  • $50,000 for total injuries per accident
  • $15,000 for property damage

How Can You Find the Cheapest Liability Car Insurance?

  • Compare Quotes: Get multiple car insurance quotes in Kingsport to find the lowest rate.
  • Check Budget-Friendly Insurers: Companies like National General and Falcon offer competitive rates.
  • Ask About Discounts: Many insurers provide safe driver, multi-policy, or military discounts to reduce costs.
  • Drive Safely: Avoid accidents and traffic violations to keep your premiums low.
  • Choose State Minimum Coverage: Opting for basic liability coverage ensures you meet Tennessee’s legal requirements at the lowest cost.

Need the cheapest car insurance in Kingsport, TN? Get a free quote today and start saving!

Insurance CompanyEst. Avg. Monthly Payment
Mendota Ins. Company$87
The General$91
Acceptance RTR$97
National General$99
Dairyland$100
Progressive Insurance$109
USAA$110
Travelers$111
AssuranceAmerica$112
State Auto$115
Geico$120
21st Century$121
State Farm$121
American Family$125

How to Find the Most Affordable Full Coverage Auto Insurance in Kingsport, TN?

Looking for affordable full coverage auto insurance in Kingsport, TN? Full coverage includes liability, collision, and comprehensive insurance, offering more protection but at a higher cost. However, there are ways to save.

Tips to Lower Your Full Coverage Insurance Costs:

  • Compare Quotes: Get multiple car insurance quotes in Kingsport, TN to find the best rate.
  • Choose Higher Deductibles: Increasing your deductible can lower your monthly premium.
  • Bundle Policies: Save by combining auto insurance with home or renters insurance.
  • Maintain a Clean Record: Avoid accidents and traffic violations to qualify for lower rates.
  • Ask About Discounts: Many insurers offer savings for safe drivers, multi-vehicle policies, and good students.

Providers like Gainsco and Suncoast may offer competitive rates, but it’s important to compare multiple insurers to find the best deal. Get a free car insurance quote today and start saving!

Insurance CompanyEst. Avg. Monthly Payment
American Family$140
Bristol West$144
The General$150
Travelers$151
National General$156
Progressive Insurance$158
Allstate$160
AssuranceAmerica$162
GAINSCO$163
Nationwide$168
Mendota Ins. Company$169
Farmers$171
State Farm$172
21st Century$174

Where to Get the Cheapest Car Insurance With DUI, Accidents, or Violations in Kingsport, TN?

Have a DUI, accident, or traffic violation on your record? Finding cheap car insurance in Kingsport, TN can be challenging, but it’s not impossible. Some insurance providers specialize in high-risk drivers, offering affordable policies even with past violations.

How to Find Affordable High-Risk Car Insurance

  • Compare Quotes: Companies like Assurance America, National General, and The General offer competitive rates for drivers with past violations.
  • Consider SR22 Insurance: If required by the state, an SR22 form proves you have the minimum coverage.
  • Take a Defensive Driving Course: Completing an approved safe driving program may help lower your premium.
  • Maintain Continuous Coverage: Avoid lapses in insurance to prevent higher rates.
  • Improve Your Record Over Time: Safe driving and avoiding new violations will gradually reduce your insurance costs.

Need a car insurance quote in Kingsport, TN after a DUI or accident? Get a free, no-obligation quote today and find the best rates available!

Insurance CompanyEst. Avg. Monthly Payment
National General$150
Geico$152
Mendota Ins. Company$156
GAINSCO$157
Progressive Insurance$165
AssuranceAmerica$166
21st Century$176
Dairyland$176
Acceptance RTR$178
Bristol West$178
Nationwide$187
The General$189
American Family$194
Allstate$199

How to Secure the Cheapest Insurance With Bad Credit, Poor Credit in Kingsport, TN?

Can you get cheap car insurance in Kingsport, TN with bad credit? Yes! While credit history affects insurance rates, you still have options to find affordable car insurance.

How to Lower Car Insurance Rates With Bad Credit

  • Compare Multiple Quotes: Companies like The General and Assurance America specialize in high-risk drivers and may offer lower rates.
  • Increase Your Deductible: Choosing a higher deductible can lower your monthly premium.
  • Look for Discounts: Some insurers offer safe driving discounts, multi-policy savings, or SR22 insurance options.
  • Improve Your Credit Score: Paying bills on time and reducing debt can gradually lower your insurance costs.
  • Maintain a Clean Driving Record: Avoiding accidents and traffic violations helps offset higher rates from bad credit.

Looking for the cheapest car insurance in Kingsport, TN? Get a free quote today and start saving!

Insurance CompanyEst. Avg. Monthly Payment
AssuranceAmerica$157
Dairyland$158
Nationwide$161
Progressive Insurance$165
The General$168
Geico$169
Bristol West$179
Acceptance RTR$180
Mendota Ins. Company$181
21st Century$182
GAINSCO$185
Farmers$186
State Farm$187
National General$192

Finding the Least Expensive Car Insurance With Good Credit in Kingsport, TN

Have a good credit score? You’re in luck! Drivers with good credit in Kingsport, TN often qualify for lower car insurance rates. Insurance companies like Progressive and Allstate (National General subsidiary) offer discounts for policyholders with strong credit histories.

How to Get the Best Car Insurance Rates With Good Credit:

  • Compare Quotes: Get car insurance quotes in Kingsport, TN, to find the lowest rate.
  • Bundle Policies: Combine auto and home insurance to unlock extra savings.
  • Ask About Loyalty Discounts: Staying with the same insurer can reduce your premium over time.
  • Maintain Your Credit Score: Higher credit scores often mean lower car insurance rates.

Want the cheapest car insurance in Kingsport, TN? Get a free quote today and start saving!

Insurance CompanyEst. Avg. Monthly Payment
Progressive Insurance$130
Bristol West$135
Mendota Ins. Company$141
The General$142
Nationwide$143
GAINSCO$144
Acceptance RTR$151
Dairyland$153
AssuranceAmerica$155
21st Century$163
National General$163
Travelers$165
Geico$169
State Farm$183

Where to Get the Best Auto Insurance with a Homeowners Bundle Discount in Kingsport, TN?

Want to save on car insurance in Kingsport, TN? Bundling your auto and home insurance can unlock significant discounts. Many insurers offer special multi-policy savings, helping you lower your premium while keeping all your coverage in one place.

Which Companies Offer the Best Bundled Discounts?

  • Progressive: Offers home and auto insurance bundles with flexible coverage options.
  • Allstate (National General): Provides discounts for combining policies and additional savings for safe drivers.
  • State Farm & GEICO: Competitive pricing for multi-policy discounts and loyalty savings.

How Can You Maximize Your Insurance Savings?

  • Bundle auto and home insurance for the biggest discount.
  • Ask about other savings like safe driver, multi-vehicle, and claims-free discounts.
  • Compare multiple quotes to find the cheapest Tennessee auto insurance that fits your needs.

Looking for the best car insurance quotes in Kingsport, TN? Get a free quote today and see how much you can save!

Insurance CompanyEst. Avg. Monthly Payment
The General$132
Geico$136
Progressive Insurance$138
GAINSCO$141
Acceptance RTR$143
Mendota Ins. Company$143
Nationwide$147
Bristol West$152
Dairyland$155
21st Century$159
AssuranceAmerica$159
Safeco$161
Allstate$163
Travelers$163

01.

Contact Us​

02.

Details

03.

Quote

04.

Decision

Why does my Kingsport zip code affect my car insurance rates?

Several factors in Kingsport, TN, can significantly impact auto insurance rates:

  1. Weather Conditions and Climate: Kingsport experiences a range of weather conditions, including heavy rainfall and occasional snowfall in winter. Severe weather can increase the risk of accidents, leading to higher insurance rates.
  2. Crime Rates: The city’s crime rates, particularly theft and vandalism, can affect insurance rates. Higher crime rates may lead to increased claims, resulting in higher premiums.
  3. Population Density: Kingsport’s population density is relatively low compared to larger cities. Less congested roads can result in fewer accidents and potentially lower insurance rates.
  4. Demographics: The demographics of the insured population can influence rates. Factors like the age, gender, and driving history of residents can impact the overall risk profile and, subsequently, insurance costs.
  5. Traffic Congestion: While Kingsport may have less traffic compared to major metropolitan areas, congestion during rush hours or around busy areas can lead to a higher likelihood of accidents, affecting insurance premiums.
  6. Vehicle Theft Rates: The rate of car theft in Kingsport can affect comprehensive coverage costs. Areas with higher theft rates may lead to higher premiums for comprehensive insurance.
  7. Driving Record: Individual driving records play a crucial role in determining insurance rates. Residents with a history of accidents or traffic violations may face higher premiums.
  8. Local Economy: Economic conditions in Kingsport can influence insurance rates. A strong economy may lead to lower unemployment rates and potentially more responsible drivers, resulting in lower insurance costs.
  9. State Insurance Regulations: Tennessee’s insurance regulations, including minimum coverage requirements and state-specific laws, can affect insurance rates for Kingsport residents.
  10. Credit Score: Insurance companies in Tennessee often consider credit scores when determining rates. Maintaining a good credit score can lead to lower premiums.
  11. Insurance Competition: The availability of various insurance providers in Kingsport can impact rates. A competitive insurance market may offer more choices and potentially lower prices for consumers.

It’s essential for Kingsport residents to be aware of these factors and consider them when shopping for auto insurance. Comparing quotes from multiple carriers and discussing individual circumstances with insurance agents can help residents find the most cost-effective coverage options.

ZIP CODES IN KINGSPORT, TN

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Don’t give up…we can help you find affordable rates, need an SR-22? We got you!

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Homeowners, renters, and mobile home owners: make sure you have the protection you need.

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Motorcycles, RVs, ATVs, life insurance, you name it…we can help!

Car Insurance Quotes Kingsport, TN: Insurance Discounts

Safe Driver
Multi-Policy
Good Student
Bundle Savings
Low Mileage
Anti-Theft

Frequently Asked Questions about Car Insurance Quotes in Kingsport


How can I get a car insurance quote in Kingsport?

You can easily get a car insurance quote in Kingsport by calling A Plus Insurance at 1.888.445.2793. Our dedicated team will assist you promptly.

What factors influence car insurance rates in Kingsport?

Car insurance rates in Kingsport are influenced by factors such as your driving record, vehicle type, coverage options, and more. Contact A Plus Insurance for personalized details.

Why choose A Plus Insurance as my car insurance provider in Kingsport?

A Plus Insurance, as a trusted insurance brokerage in Kingsport, offers tailored coverage and exceptional service. Call us at 1.888.445.2793 to experience our commitment to your peace of mind on the road.

Here’s What Our Clients Say About Us​

Last Updated on by Amanda Moss

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