Kingsport, TN Car Insurance Quotes and Coverage Options

Experience peace of mind on the road with A Plus Insurance, your trusted insurance brokerage in Kingsport. Call now for a free quote and discover unparalleled coverage tailored to your car insurance needs.

Tennessee State Liability Requirements

Required Liability Coverage:
$25,000 bodily injury liability per person
$50,000 bodily injury liability per accident
$25,000 property damage liability per accident
Uninsured Motorist Coverage: Rejection Form
Medical Payments: Rejection Form

What Are the Most Affordable Auto Insurance Options in Kingsport, TN?

Finding affordable auto insurance in Kingsport, TN is crucial. Among the most budget-friendly options are carriers like Progressive and Bristol West. These companies offer competitive rates and discounts for safe driving and bundling policies. To lower your rates further, consider raising your deductible, maintaining a clean driving record, and installing anti-theft devices. Comparing quotes from multiple insurers is also a smart way to ensure you get the best deal.

How Can I Find the Cheapest Sr22 Car Insurance in Kingsport, TN?

If you need SR22 car insurance in Kingsport, TN, companies like Dairyland and The General are known for providing affordable options for high-risk drivers. To lower your SR22 insurance costs, focus on improving your driving record, attending defensive driving courses, and maintaining continuous coverage. Safe driving practices and time can help you eventually transition to standard auto insurance.

Insurance CompanyEst. Avg. Monthly Payment
Bristol West$92
Progressive Insurance$93
The General$98
USAA$102
Acceptance RTR$107
National General$109
Dairyland$112
Farmers$113
Mendota Ins. Company$113
AssuranceAmerica$114
Nationwide$122
Geico$123
Safeco$132
Travelers$132

SR22 Insurance Process in Kingsport

01.

Consultation​

We gather detailed information, ensuring you have all the facts before making a decision.

02.

Quote

Receive your SR22 insurance quote, customized to your unique needs and credit profile

03.

Filing

We work closely with the insurance carrier to ensure that the sr22 is filed with the state

04.

Policy Management

Our policy service doesn’t end once the documents are signed. We’re here for you, month to month.

Cheapest Broad form/Non Owners Car Insurance Quotes Kingsport, TN

For broad form/non-owners auto insurance in Kingsport, consider insurers like Mendota and Assurance America. These companies offer cost-effective coverage for drivers who don’t own a vehicle but need liability protection. To save on this type of policy, maintain a good driving history and compare quotes to find the most competitive rates.

Insurance CompanyEst. Avg. Monthly Payment
Dairyland$101
Progressive Insurance$115
The General$119
Mendota Ins. Company$147
Bristol West$157
Geico$165
Allstate$213
Acceptance RTR$214
State Farm$243

Is There Affordable Liability Only Car Insurance in Kingsport, TN?

Yes, you can find affordable liability-only car insurance in Kingsport, TN. Companies like National General and Falcon offer competitive rates for liability coverage. To keep your costs down, choose lower coverage limits, drive safely to avoid accidents, and inquire about available discounts, such as safe driver or multi-policy discounts.

Insurance CompanyEst. Avg. Monthly Payment
Mendota Ins. Company$87
The General$91
Acceptance RTR$97
National General$99
Dairyland$100
Progressive Insurance$109
USAA$110
Travelers$111
AssuranceAmerica$112
State Auto$115
Geico$120
21st Century$121
State Farm$121
American Family$125

How to Find the Most Affordable Full Coverage Auto Insurance in Kingsport, TN?

To find affordable full coverage auto insurance in Kingsport, TN, consider providers like Gainsco and Suncoast. While full coverage typically costs more, you can lower your premiums by raising your deductible, bundling with other policies, and maintaining a clean driving record. Comparing quotes from different carriers is essential to find the best balance between coverage and cost.

Insurance CompanyEst. Avg. Monthly Payment
American Family$140
Bristol West$144
The General$150
Travelers$151
National General$156
Progressive Insurance$158
Allstate$160
AssuranceAmerica$162
GAINSCO$163
Nationwide$168
Mendota Ins. Company$169
Farmers$171
State Farm$172
21st Century$174

Where to Get the Cheapest Car Insurance With Dui, Accidents, Violations in Kingsport, TN?

If you have a history of DUI, accidents, or violations, you may find competitive rates with companies like Assurance America and National General. However, it’s crucial to improve your driving record over time to qualify for lower rates. Completing safe driving courses and maintaining continuous coverage can also help reduce premiums.

Insurance CompanyEst. Avg. Monthly Payment
National General$150
Geico$152
Mendota Ins. Company$156
GAINSCO$157
Progressive Insurance$165
AssuranceAmerica$166
21st Century$176
Dairyland$176
Acceptance RTR$178
Bristol West$178
Nationwide$187
The General$189
American Family$194
Allstate$199

How to Secure the Cheapest Insurance With Bad Credit, Poor Credit in Kingsport, TN?

Drivers with bad credit can explore options with companies like The General and Assurance America. To lower rates, work on improving your credit score, choose a higher deductible, and maintain a clean driving history. Some insurers may offer forgiveness programs for occasional lapses in credit.

Insurance CompanyEst. Avg. Monthly Payment
AssuranceAmerica$157
Dairyland$158
Nationwide$161
Progressive Insurance$165
The General$168
Geico$169
Bristol West$179
Acceptance RTR$180
Mendota Ins. Company$181
21st Century$182
GAINSCO$185
Farmers$186
State Farm$187
National General$192

Finding the Least Expensive Car Insurance With Good Credit in Kingsport, TN

With good credit, you can often secure lower rates with well-established carriers like Allstate (National General subsidiary) and Progressive. Maintain your excellent credit score, bundle policies, and inquire about loyalty discounts. Good credit opens doors to competitive rates and broader coverage options.

Insurance CompanyEst. Avg. Monthly Payment
Progressive Insurance$130
Bristol West$135
Mendota Ins. Company$141
The General$142
Nationwide$143
GAINSCO$144
Acceptance RTR$151
Dairyland$153
AssuranceAmerica$155
21st Century$163
National General$163
Travelers$165
Geico$169
State Farm$183

Where to Get the Best Auto Insurance With Bundle / Homeowners Discount in Kingsport, TN?

For bundled policies and homeowners discounts, companies like Allstate (National General subsidiary) and Progressive offer attractive options. Combining auto and home insurance can lead to significant savings. Additionally, ask about other available discounts, such as safe driver and multi-policy discounts, to maximize your savings.

Remember, your specific insurance rates may vary based on factors like your driving history, location, and coverage needs. Comparing quotes from multiple carriers and discussing your unique situation with an insurance agent is the best way to find the most suitable and affordable coverage in Kingsport, TN.

Insurance CompanyEst. Avg. Monthly Payment
The General$132
Geico$136
Progressive Insurance$138
GAINSCO$141
Acceptance RTR$143
Mendota Ins. Company$143
Nationwide$147
Bristol West$152
Dairyland$155
21st Century$159
AssuranceAmerica$159
Safeco$161
Allstate$163
Travelers$163

01.

Contact Us​

Start by reaching out to us, either online, by phone, or in person. Provide basic personal and vehicle information to initiate the quote process.

02.

Details

Provide more detailed information about your driving history, the vehicle you wish to insure, and any specific coverage needs or preferences you have

03.

Quote

We will process your information and present you with a customized insurance quote, outlining coverage options and prices tailored to your needs.

04.

Decision

Review the provided quote at your leisure. If you decide to proceed, you can finalize the policy, setting up payment and coverage start dates.

Why does my Kingsport zip code affect my car insurance rates?

Several factors in Kingsport, TN, can significantly impact auto insurance rates:

  1. Weather Conditions and Climate: Kingsport experiences a range of weather conditions, including heavy rainfall and occasional snowfall in winter. Severe weather can increase the risk of accidents, leading to higher insurance rates.
  2. Crime Rates: The city’s crime rates, particularly theft and vandalism, can affect insurance rates. Higher crime rates may lead to increased claims, resulting in higher premiums.
  3. Population Density: Kingsport’s population density is relatively low compared to larger cities. Less congested roads can result in fewer accidents and potentially lower insurance rates.
  4. Demographics: The demographics of the insured population can influence rates. Factors like the age, gender, and driving history of residents can impact the overall risk profile and, subsequently, insurance costs.
  5. Traffic Congestion: While Kingsport may have less traffic compared to major metropolitan areas, congestion during rush hours or around busy areas can lead to a higher likelihood of accidents, affecting insurance premiums.
  6. Vehicle Theft Rates: The rate of car theft in Kingsport can affect comprehensive coverage costs. Areas with higher theft rates may lead to higher premiums for comprehensive insurance.
  7. Driving Record: Individual driving records play a crucial role in determining insurance rates. Residents with a history of accidents or traffic violations may face higher premiums.
  8. Local Economy: Economic conditions in Kingsport can influence insurance rates. A strong economy may lead to lower unemployment rates and potentially more responsible drivers, resulting in lower insurance costs.
  9. State Insurance Regulations: Tennessee’s insurance regulations, including minimum coverage requirements and state-specific laws, can affect insurance rates for Kingsport residents.
  10. Credit Score: Insurance companies in Tennessee often consider credit scores when determining rates. Maintaining a good credit score can lead to lower premiums.
  11. Insurance Competition: The availability of various insurance providers in Kingsport can impact rates. A competitive insurance market may offer more choices and potentially lower prices for consumers.

It’s essential for Kingsport residents to be aware of these factors and consider them when shopping for auto insurance. Comparing quotes from multiple carriers and discussing individual circumstances with insurance agents can help residents find the most cost-effective coverage options.

ZIP CODES IN KINGSPORT, TN

Car Icon

Don’t give up…we can help you find affordable rates, need an SR-22? We got you!

House Icon

Homeowners, renters, and mobile home owners: make sure you have the protection you need.

Motorcycle Icon 2

Motorcycles, RVs, ATVs, life insurance, you name it…we can help!

Car Insurance Quotes Kingsport, TN: Insurance Discounts

Maximizing auto insurance savings is crucial. Top discounts include Safe Driver, Multi-Policy, and Good Student benefits. Bundle Savings, Low Mileage, and Anti-Theft perks further enhance affordability.

Safe Driver
Multi-Policy
Good Student
Bundle Savings
Low Mileage
Anti-Theft

Frequently Asked Questions about Car Insurance Quotes in Kingsport


How can I get a car insurance quote in Kingsport?

You can easily get a car insurance quote in Kingsport by calling A Plus Insurance at 1.888.445.2793. Our dedicated team will assist you promptly.

What factors influence car insurance rates in Kingsport?

Car insurance rates in Kingsport are influenced by factors such as your driving record, vehicle type, coverage options, and more. Contact A Plus Insurance for personalized details.

Why choose A Plus Insurance as my car insurance provider in Kingsport?

A Plus Insurance, as a trusted insurance brokerage in Kingsport, offers tailored coverage and exceptional service. Call us at 1.888.445.2793 to experience our commitment to your peace of mind on the road.

Here’s What Our Clients Say About Us​

Last Updated on by Veronica Moss

Spread the love
Scroll to Top