Grand Junction

Cheap Car Insurance Grand Junction , Colorado

Grand Junction Auto & Home Insurance



Grand Junctions Nearby cities and neighborhoods 

Grand Junction Colorado is a wonderful place. What many do not realize is how close it is to so many towns and cities. If you look on a map it does seem like Grand Junction Colorado is in the middle of nowhere. In reality though it is close to so many cities and neighborhoods such as Glade Park, Mack, Mesa, Loma And Clifton. Folks in this area know that driving is super important. Having the right insurance coverage means the complete difference between getting to point A or point B.

Easter Hill
Cities or towns Near GRAND JUNCTION, CO
Mesa, CO
Mack, CO
Clifton, CO
Glade Park, CO
Loma, CO

How violations affect your rates in grand Junction

What’s interesting about Grand Junction, Colorado is that violations and car insurance do you make a huge difference and how much you pay each and every year in premiums. Simply put the more violations that you have on your motor vehicle report the more you are going pay for car insurance. And if you pay less for car insurance that means you simply have less violations on your motor vehicle report in the state of Colorado. That’s why it’s super important if you live in Grand Junction Colorado to make sure that you drive to the best of your abilities. Talk to your local Agent to see how long violations will stay on your record and how much extra you will pay for that amount of time. See the data below to see which violations apply in your area.

Violation Name Major, Minor, or Non Moving How Long it Will Affect Your Insurance Rates
Non-At-Fault Acccident Minor NA*
Speeding Minor 3 Years
Failure to Secure Load to truck/trailer Minor 3 Years
Using a Cell Phone with Driving Minor 3 Years
Failure to Use a Seat Belt Non Moving NA*
Improper Lane use Minor 3 Years
Failure to maintain Clear Distance (tailgating Minor 3 Years
Failure to Use Turn Signal Minor 3 Years
Failure to Yeld Minor 3 Years
Failure to Stop for a Pedestrian Side walk Minor 3 Years
Running a Traffic Light or Stop Sign Minor 3 Years
Reckless Driving Major 5 Years

Insurance Discounts from Each Company

So many companies offer so many discounts in Grand Junction Colorado. Each and every company offers different discounts. For instance Progressive will offer a snapshot discount while Allstate will offer you accident forgiveness discounts. There are so many discounts out there that  can save you so much money and the smart thing to do is to talk to your agent and see how much you can really save depending on how many discounts you can qualify for. See the chart below to see how Progressive and Diaryland compare.

Advanced Quote Married
Paid in Full Paid in Full
Continuous Insurance No Accidents or Violations
Homeowners Continuous Insurance
Paperless Discount Homeowners
Auto Pay Multi Vehicle
Military Multi Policy
Multi Policy Auto Pay
Education Discount Military
No Accidents or Violations  
Multi Vehicle  

Auto Insurance Premiums in Grand Junction

Graph entails different insurance rates by carriers for Grand Junction Colorado

After decades of serving millions of customers across the United States, auto insurance companies, and the policies they sell still pose a mystery to potential clients. A variety of factors goes into determining the premium that one must pay and the coverage that they receive. 

Grand Junction is home to a number of different insurance companies. The following tips will help you choose the best agent that sells insurance in Grand Junction:


One of the best ways to find auto insurance in Grand Junction is to get recommendations from friends, families and local businesses. In a city like Grand Junction CO, advertising for auto insurance agencies is often done by word-of-mouth by customers, so finding good and bad reviews for most of the agencies shouldn’t be a problem.  One of our companies we write insurance through is The General.

Local businesses such as auto shops and car dealerships have likely dealt with many of the agencies in town. Ask them about the level of service they receive and how quickly claims are processed. This will give you a good idea of the type of customer service you’ll receive if you do business with them.

Additional Coverage and Policy Extras

Many of the agents that offer auto insurance Grand Junction work with nationally-recognized companies while others own independent franchises. This factor may determine the type of coverage provided, which extras are available as part of the policy you purchase and the price you pay.

Call various auto insurance agencies in Grand Junction to see what types of policies they offer and if they include any extras at no additional cost. Should you do quite a bit of traveling, you might look into getting a policy that includes complimentary emergency services such as towing and rental cars. If you know you qualify for certain discounts, let us know.  But don’t worry our agents are good at finding all of the discounts available to you.

Above All Else: Customer Service

When looking for auto insurance in Grand Junction, customer service should be the primary factor in deciding which agent you choose. Someone from their office should be available to answer questions and respond to your calls should you be involved in an accident. For information on SR22 insurance click here.


Protect yourself with the right amount of car insurance and take to the road with confidence.


Give us a Call

Phone: (970) 812-4118