Alabama Homeowners Insurance
- Alabama Homeowners Insurance
- Alabama Homeowners Insurance: Bundling Options
- Alabama Homeowners Insurance: Discounts available
- Alabama Homeowners Insurance: Average Cost for (by city)
- Alabama Homeowners Insurance: Rating Factors
- Alabama Homeowners Insurance: Rates by Company
- Most Common Causes for Homeowners Loss and Claims (nationwide)
- Who has the Lowest Price on Homeowners in Alabama
- Cheapest Homeowners Coverage By City In Alabama
- Questions About Homeowners Insurance In Another State?
- Other Helpful Links
Alabama Homeowners Insurance: Bundling Options
Here are some great way for bundling options with homeowners insurance in Alabama. Bundling will save you money in most cases and provide coverage for all your needs.
|Alabama Bundling Options With Homeowners|
Alabama Homeowners Insurance: Discounts available
See how you may qualify for discounts with homeowners insurance by having one of the following:
|Discounts available for Homeowners insurance|
|Home monitoring / Bruglar|
|Auto water shut off or leak detection|
|Hail resistant roofing|
|Smoke detector (monitored)|
Alabama Homeowners Insurance: Average Cost for (by city)
Here we have an average cost breakdown for homeowners insurance by city in Alabama. Don’t worry if your city isn’t listed, we still have you covered.
Alabama Homeowners Insurance: Rating Factors
Homeowners Insurance rates are not one size fit all.
There are various factors such as credit history, your roof condition, even what kind of dog you have that can affect how much you pay for homeowners insurance.
|Alabama Home Owners Insurance: Knowing The Rating Factors|
|Swimming pool or hot tub|
|Value of home Replacement cost|
|Home liability limits|
|Protection Class Proximity to fire station|
Alabama Homeowners Insurance: Rates by Company
It’s important to talk to one of our agents to understand the type of homeowners coverage each Insurance company offers.
While one Insurance company might appear to have the cheapest homeowners rates, make sure they offer the specific coverage you are looking for.
|Hartford Financial Services||$1,322|
|Travelers Companies Inc.||$1,272|
|Farmers Insurance Group||$1,391|
|American Family Insurance||$1,409|
Most Common Causes for Homeowners Loss and Claims (nationwide)
Statistics show that 98.1% of losses and homeowners claims are due to property damage, with wind and hail damage making up a big chunk.
But don’t rule out the small percentage of homeowners losses due to theft…it still happens!
|Most Common Causes for Homeowners Losses and Claims|
|Loss of Use|
Who has the Lowest Price on Homeowners in Alabama
Having the best rates for budgets are very important with home owners insurance. Here you can see which companies offer the lowest rates for homeowners insurance.
Cheapest Homeowners Coverage By City In Alabama
Here you will find some of the cheapest homeowners coverage rates by cities in Alabama. Even if your city is not listed here, we can still get you affordable rates.
|Rainbow City||State Farm|
|Fort Payne||Progressive (ASI)|
|Phenix City||American Family|
Other Helpful Links
|Cheapest Auto Insurance in Calhan|
|Most Affordable Car Insurance in Wasilla|
|Best Auto Insurance in Texas|
Last Updated on January 5, 2022 by Katie Sopko