South Carolina Insurance — Auto, Home, SR‑22, & More

Liability and uninsured motorist coverage are required. Many drivers add collision and comprehensive for full coverage.

If ordered by the state or court, an SR‑22 proves active liability coverage. We can file the same day.

Often same day. We issue ID cards by email or text and file SR‑22 electronically when needed.

Lenders typically require collision and comprehensive. We’ll compare deductibles to fit your budget.

Liability covers others you injure or damage; full coverage adds collision and comprehensive for your car.

We often compare Progressive, Travelers, Safeco, Nationwide, and Bristol West, but pricing varies by ZIP and history.

Yes, a non‑owner policy can satisfy the filing and usually costs less than a standard policy.

Safe‑driving apps can reduce premiums for good habits. We’ll quote with and without telematics.

Sometimes, depending on carrier and claim details. We’ll reshop if pricing changes at renewal.

Dwelling, other structures, personal property, loss of use, personal liability, and medical payments.

Standard policies exclude flood. We can quote NFIP or private flood for the gap.

Often yes, with separate deductibles or wind pools near the coast. ZIP‑specific quotes help.

Yes, bundling often saves and simplifies billing.

Some carriers limit coverage or use ACV. We’ll match you to a company that fits your home.

Common, low‑cost add‑on that can prevent expensive claims from backups.

Yes, condo policies can include interior upgrades not covered by the master policy.

Yes. Landlord policies address tenant risks and loss of rent.

Multi‑policy, safe driver, pay‑in‑full, autopay, paperless, telematics, and homeowner.

Usually yes. We’ll model 250, 500, and 1000 to compare savings.

Yes, GPA or transcript verification can help student drivers save.

Often. Safer patterns can improve pricing over time.

Frequently, and renters is typically inexpensive protection.

Call us first. We’ll guide you, then loop in the carrier’s claims team.

Yes. We handle endorsements and issue new ID cards quickly.

Often the same day after payment, subject to state processing.

Yes, we time the change to avoid gaps and unnecessary fees.

Comprehensive usually applies. Some carriers offer $0 glass endorsements.

Yes. We quote Harley, Kawasaki, Yamaha, and more with optional accessories coverage.

Yes, ideal for drivers who need liability or SR‑22 without a garaged car.

Many carriers offer endorsements to close the app‑on gap.

Ask about custom equipment and accessory limits for upgraded bikes.

Monthly EFT, card, or pay‑in‑full discounts where available.

Yes. Most carriers support both for convenience and savings.

We can email or text ID cards immediately after binding.

Call us. Reinstatement or rewrite options depend on carrier rules.

Often yes. We’ll endorse the policy and provide updated documents.