What do you call an apple that plays the trumpet? A tooty fruity! Welcome to Fruita Colorado! Our insurance rates will leave you craving dessert!
See What People Are Saying About Us!
Lauren did a fantastic job helping me find a new policy! She went above and beyond to assist me in a difficult financial time to help me find a policy that worked for me financially. She was kind, efficient and thorough!
Owner Response: Thank you, Hanna. It was our pleasure getting your auto and renters policies set up today!
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Hanna E.
5/21/2022
Service was fast and easy. Lauren was able to work with me in finding the best quote for me. Thanks.
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michael c.
7/21/2021
They did a fantastic job finding me insurance and it was after hours!! So Friendly and helpful smooth and easy experience!
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Tiffany C.
4/18/2020
Great service.
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Maria P.
8/16/2023
The process was quick and easy!
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D C.
12/22/2022
Love them! Jola is amazing and Gave me a Great rate just in time
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Lorenzo F.
7/21/2021
That was the easiest inquiry about car insurance. I had a quote and was insured almost immediately. I was dreading trying to find insurance, but to my surprise the agent was very informative I had a great conversation with Katie. Definitely would recommend this business to anyone.
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Shane W.
7/21/2021
Jola was so helpful. Quick & easy process! Thank you!!
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Dez S.
7/21/2020
These people always take the time to care for my needs. I am glad I have found them. I think it's been 10 years now
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Timothy
11/28/2023
Liability only insurance for a great price notes: young male 52 buy coverage liability only policies Texas Prior insurance: Acceptance insurance on a 2010 Nissan Rogue.
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Ken B.
7/07/2022
These people always take the time to care for my needs. I am glad I have found them. I think it's been 10 years now
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Timothy
11/28/2023
Katie was absolutely fantastic! Took care of all my needs and was super friendly. AMAZING CUSTOMER SERVICE!
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Kendall R.
7/21/2021
Alexandra was really thorough. She explained everything in detail, covered all the bases and was really on top of things. She went the extra mile to review my options, call me back, and hunt down the coverage/price point I was comfortable with paying. Great service and very professional. Thank you. Oh, and she saved me money too … which I was super ecstatic about!
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Maren M.
12/23/2022
Katie is very knowledgeable and efficient. The insurance shopping experience is not something I wish to do in my free time but she made it easy. She quickly found a good rate to cover all vehicles and her quote was accurate when we finalized the deal. Thanks Katie!
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David F.
7/21/2020
Great customer service Alexis is great
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Mushroom W.
10/26/2023
I needed assistance with a lapsed Home Owner’s Insurance Policy, Jola worked diligently over two days to get me the best rate and fulfilled everything I needed painlessly. I would Highly Recommend this company and their Services. If there were more than Five Stars, she would have gotten them all…Thanks Again, Very Satisfied Customer!
Notes: Married Business owner 50 acquire quick truck insurance by phone Ohio Prior insurance the General Dodge.
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Jason S.
6/30/2022
I worked with Marlin - he was wonderful! Knowledgeable, patient, good at explaining things, and finding solutions. He made my day.
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Lisa A.
10/25/2023
the agents was great. he took his time and was very friendly. i told him that he made my day. go moss
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Ian W.
10/31/2022
Very Professional and got the job done quick! I worked with Marlon Moss. Thank you for the great service.
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Kelsey W.
7/14/2022
Excellent customer service and stayed in contact with me through the whole process,loved it it was an excellent experience as far as buying car insurance
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Shane M.
3/18/2023
I give this company a five star rating ! The salesman Marlon Moss got me a great rate with a good company . I was very happy with his attitude & demeanor ! Most insurance salesman or just trying to put you in a plan to make a sale not this guy he wanted to make sure I got the coverage I wanted in the way I wanted it and I do greatly appreciate that thank you Marlon!!!😁
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Gary G.
3/08/2023
Very helpful!
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Tabatha G.
2/02/2023
Fast, easy and efficient.
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Sherman P.
11/17/2023
Jola helped me on a weekend and a holiday weekend.she did a great job she got me on the road very quickly .20 stars
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Wayne C.
7/21/2021
Discounts available for Insurance in Fruita, CO by Company
If you are a good and safe driver, have multiple vehicles with the same insurance company, and pay for your insurance in full? If you answered yes to any of those questions, do you know you may be able to get some auto insurance discounts? If you look at the chart below you can see two different carriers and what kind of discounts they offer.
Assurance America
Bristol West
Continuous Insurance
Multi Policy
Paid in Full
Homeowners
Homeowners
Auto Pay
Auto Pay
Advanced Quote
Multi Vehicle
Paid in Full
Married
No Accidents or Violations
No Accidents or Violations
Married
Multi Vehicle
Continuous Insurance
Insurance Fruita
Fruita DMV address and phone number
Fruita DMV Office
325 E Aspen Ave
Fruita, CO 81521
Phone: (970) 244-1664
Fruita Registration and Title Office
200 S Spruce St
Grand Junction, CO 81501
Phone: (970) 244-1664
Above is the contact information for the local DMV in Fruita, Colorado. Due to Covid-19, appointments may require scheduling several weeks in advance. The DMV has helpful links on their website, such as frequently asked questions, and hours of operations. You are also able to renew tags online and get replacement IDs that may be quicker than scheduling an appointment.
Insurance Fruita: Other types of Insurance
We use multiple different companies that offer multiple different coverages. Are you looking to buy a house or start a business this year? Here at A Plus, we offer much more than liability insurance in Fruita. We would love to help you find the best quote for any of your insurance needs! Check out the chart below and see some of the other coverages and out top companies we work with.
Type of Coverage
Our Top Companies
Home Insurance
Travelers, ASI, Foremost Star
Business Insurance
BTIS, Hiscox
RV Insurance
Progressive, Travelers
Motorcycle Insurance
Dairyland, Progressive
Renters Insurance
ASI, Foremost
Boat Insurance
Travelers, Progressive
Commercial Auto Insurance
Progressive
Insurance Fruita – How Age and Gender Impact your Rate
Age
Male
Female
16-18
$ 231.84
$ 184.09
19-24
$ 193.20
$ 161.00
25-30
$ 139.84
$ 124.84
31-40
$ 110.40
$ 106.08
41-50
$ 109.48
$ 98.44
50-65
$ 99.36
$ 101.48
65+
$ 106.08
$ 114.08
Good things come with age; they say. The same can be said with your auto insurance rates. Yes, the older you get, you can see a decrease in your insurance rates! You have much more experience in driving the older you are if you maintain a good record, you could see some great rates. Check out the list above, that shows the price difference in rates by gender and age.
Violations and how long they impact your auto insurance rates in Fruita
Accidents happen, and sometimes they may not even be your fault. Regardless, when it comes to driving on the road’s violations happen. The question is, how much of an impact do violations have on your record and your auto insurance rates in Fruita? We listed some violations below and what kind of affect they can have on your rates and for how long.
Violation Name
Major, Minor, or Non Moving
How Long it Will Affect Your Insurance Rates
Using a Cell Phone with Driving
Minor
3 Years
Improper Lane use
Minor
3 Years
Failure to maintain Clear Distance (tailgating
Minor
3 Years
Parking
Non Moving
NA*
Driving without a License
Major
3 Years
No Proof of insurance
Non Moving
NA*
Failure to Use Turn Signal
Minor
3 Years
Failure to Yeld
Minor
3 Years
DUI
Major
10 Years
Reckless Driving
Major
5 Years
Expired Tags
Non Moving
NA*
Failure to Stop for a Pedestrian Side walk
Minor
3 Years
Violations Affect Your Insurance Fruita, CO
Insurance Fruita, Colorado: The Top 10 vehicles we insure
1
Subaru
2
Lexus
3
Honda
4
Volvo
5
Chevrolet
6
Cadillac
7
Ford
8
Acura
9
Toyota
10
Audi
11
Nissan
12
Buick
The highly rated vehicles to insure in Fruita are listed below. Subaru is the number one vehicle we insure, while Buick is the last on the list. Subaru’s are great for daily drivers, exploration, or weekend trips. They do well in most types of weather conditions. Toyota is number 9, which isn’t surprising as Toyotas are known to “last forever”.
Liability Insurance Fruita
The state minimum liability requirements vary from state to state. Liability insurance in Fruita, and the entire state of Colorado, requires you carry 25/50/15. Liability protects others from you in the event of an accident. Understanding the limits better – $25,000 per person for bodily injury, up to $50,000 per accident, and $15,000 for property damage would pay out to the other party if you were at fault.
Your credit and how it affects your insurance rates in Fruita
Insurance Fruita: Credit Impact on Insurance Rates
Excellent
$113.22
Good
$127.58
Average
$153.61
Poor
$217.26
Do you have good or excellent credit? If so, you can see yourself getting some rather good rates for your auto insurance! Now even if you may not have the best of credit, you can still obtain auto insurance, but you may see that you will have higher rates. Check out some statistics we did for Fruita, CO. We listed the average premium based on credit score.
Insurance Fruita – Rating Factors that Impact your Rate
There are quite a few factors that impact your auto insurance rates in Fruita. When getting an auto quote, the insurance carrier will ask you some of these questions and take that into consideration. Do you know all the factors? We made it easy for you, and listed just a few of them below and listed how much of an impact they have on your rates.
Factor
Rate Impact
Type of Vehicle Coverage
Medium
Anual Mileage
Low
lien holder
None
anti theft device
Low
Age
High
Claims History
Medium
Insurance History
Medium
vehicle safety features
Medium
vehicle performance (symbol)
Medium
How long have you owned the vehicle
Low
Insurance Fruita
Our client in Fruita, CO saves an average of $597.55 on Insurance
Number of Candy bars you could buy
435
Months of Netflix you could afford with your savings
43
Number of Peanuts you could buy
107568
Everybody loves to save money, and we love to help our customers save that money! For example, let’s look at how we have helped some new customers in Fruita, Colorado save money and how much we saved them! The numbers above speak for themselves, and just look at some of the great things they can now buy and enjoy with them money they saved!
Weather and driving conditions in Fruita
Weather conditions should determine how much extra time you give yourself to get somewhere, and how carefully you are driving. If it is snowing in the winter time, the roads may be slick so give yourself an extra 10 minutes and stay back a couple extra car lengths from the person in front of you to give yourself a longer reaction time. An extra 10 minutes could prevent an accident.
Liability insurance in car insurance refers to coverage that pays for injuries and damages you cause to others in an accident. It is a mandatory coverage in most states and does not cover damages to your own vehicle.
Does comprehensive mean full coverage?
Comprehensive insurance is a part of what is often referred to as full coverage, but it does not constitute full coverage by itself. It covers damages to your vehicle caused by events other than collisions, such as theft, vandalism, or natural disasters.
What is miscellaneous vehicle coverage?
Miscellaneous vehicle coverage typically refers to insurance for vehicles that don’t fall under standard auto or motorcycle categories. This can include coverage for RVs, ATVs, boats, and other specialized vehicles, providing protection against various risks associated with these types of vehicles.
Alexandra Vileikis is one of the best agents I’ve ever spoken with. Thank y’all soooo much!! 😁😁
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TAJ D.
9/09/2022
I worked with Lauren McKenzie for my quote. I moved from Georgia recently and my insurance with Geico went up 3x literally. I worked with Lauren for quotes for 2 cars and 2 people including my spouse and surprisingly quote was lower for 2 people then currently I am paying for a single person. Moreover she guided me how to change registration/plates after get insurance card. I 100% recommend this company to my friends and family. I would recommend promotion/hike for Lauren McKenzie.Thanks
Owner Response: Thank you so much Maulik, it was a pleasure getting your insurance policy set up.
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Maulik K.
5/21/2022
Cam was great, took his time, and helped find me a great deal! Thank you Cam!!!!
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Cristina C.
3/29/2023
My agent Marlon was amazing and extremely helpful, he found me a great policy for a great price in under 20 minutes! Would definitely recommend to anyone having a hard time finding a good price elsewhere.
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Izaiah S.
9/20/2023
Always trust this insurance
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Evelina G.
3/15/2023
Excellent prompt upfront honest transparent service
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Cornelius M.
7/21/2020
This car insurance agency was the best I’ve used so far! I was able to find the best quote for what I could afford. Marlon, the agent who helped me was really professional and friendly. During this stressful time in my life, I found this company to be extremely helpful. Customer service was over and beyond my expectation.
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Ashley J.
7/14/2022
Katie was amazing she was very nice she helped me out wasn’t in any rush she got me the best quote
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Natasha K.
7/21/2021
Jola was a kind agent that helped me in an outstanding way and gave me a cheaper option I couldn’t have asked for a better agent to help me she was kind and understanding.
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Debra R.
8/21/2021
I have the best experience with a plus insurance Mona was amazing and so helpful even though she is brand new! Thank you for your help
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Paige P.
7/21/2021
Easy to understand, was easy and i had to do everything via chat. Friendly and helpful.
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Andrew R.
10/21/2021
Easy peezy to get my insurance started. Great rate!!!!! The rep, Ms. Crystal Farley was very helpful, friendly and down to earth.
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Troy D.
7/21/2021
Fast, easy and efficient.
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Sherman P.
11/17/2023
Katie was a great Rep! Thanks for all your help!!!
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Robbie D.
7/21/2020
Lauren was so awesome great and excellent customer service, very helpful, and friendly. She walked me the whole way through and gave me a great quote.
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jessica s.
3/15/2023
Super friendly!
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Sterling B.
10/14/2022
Katie is awesome! She was able to get the insurance that my fiance and I needed and she was so nice! She went above and beyond for us and we thank her for that.
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Pana C.
7/21/2021
Veronica was super helpful with finding me the most affordable car insurance. She answered all my questions and made sure I understood the whole process, since this was new to me! I would definitely recommend her to others!!
Owner Response: Thank you Andrea, we are so happy we could help!
Insurance policy notes: National General was the least expensive for a 2019 Honda CRV - able to provide immediate proof of insurance
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Andrea I.
6/21/2022
Communication was great, and followed up immediately.
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Crystal M.
11/30/2022
Extremely helpful and found me a much better deal!
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Mountain M.
7/21/2020
Marlon was fantastic! Helped me when I needed it the most! I couldn’t have asked for a better person to help me get the insurance I needed.
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Ashley L.
2/02/2023
Excellent service. Thought getting my own Insurance would be a headache but with the help of Veronica and Katie it ended up being a breeze. Thank you both.
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Sam R.
7/14/2022
Jola is hands down the best agent I've ever dealt with. My wife and I have been with A Plus for around 4 years and Jola always makes you feel like family. She works to get you the best rate. If A Plus can't do it, it can't be done! Thanks, Jola!
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Gary S.
1/18/2021
Super friendly, and very cheap and amazing to work with