What do you call an apple that plays the trumpet? A tooty fruity! Welcome to Fruita Colorado! Our insurance rates will leave you craving dessert!
See What People Are Saying About Us!
Great rates. If you feel you already...read moreGreat rates. If you feel you already have great rates get a quote anyway šread less
Mardell H.
7/21/2020
Lauren McKenzie was very helpful and professional!! Great...read moreLauren McKenzie was very helpful and professional!! Great experience she made everything easy!!read less
Steven G.
7/21/2020
My rep was the absolute best I love...read moreMy rep was the absolute best I love my insurance companyread less
The O.
3/01/2023
Professional and reliable pricing! Thanks Amy and Crystal
Di F.
7/21/2021
Wonderful service with excellent communication and going above...read moreWonderful service with excellent communication and going above and beyond to ensure we received the best insurance option for our needs!! Thanks much Jola!
Owners Response: Thank you Sherra for letting us help with both of your auto and home insurance. single Homeowner 46 acquire quick insurance coverage VA Prior insurance: Nationwide Kiaread less
Sherra O.
7/14/2022
Katie made my insurance search and renewal very...read moreKatie made my insurance search and renewal very simple.Thank you.read less
Doc81 S.
7/21/2021
Crystal did an amazing job getting me set...read moreCrystal did an amazing job getting me set up with car insurance. She was very friendly and that helps 100% when purchasing car insurance.read less
Stephanie V.
7/21/2021
She helped me find the lowest quote and...read moreShe helped me find the lowest quote and are supporting the research for children help great family owns business thank you so muchread less
Leshauna L.
7/21/2020
I'm on SR22 and I pay less then...read moreI'm on SR22 and I pay less then 200$ a month now for my insurance.read less
Alex S.
3/21/2022
Jola was fantastic, she was super nice and...read moreJola was fantastic, she was super nice and had all the knowledge to answer any and all questions I had. I look forward to continuing working with a plus because of the service and information she provided!read less
Daniel R.
7/21/2020
Amy helped me find auto insurance that i...read moreAmy helped me find auto insurance that i am very happy with. She made it real easy to set everything up.read less
Joe B.
7/21/2021
notes: first time insured 45 buy coverage...read morenotes: first time insured 45 buy coverage auto insurance to drive a vehicle home from the dealership. coverage WI Prior insurance Sentry Mitsubishiread less
Bryan T.
6/21/2022
Full coverage at an awesome price Auto Insurance policy notes: 2008 CHev HH5...read moreAuto Insurance policy notes: 2008 CHev HH5 fully coverage with roadside, rental, uninusured motorist protection and comprehensive and collision insurance. Premium insurance coverage for low cost - No proof of prior insurance but still a great deal with other discount found.read less
Lisa M.
7/07/2022
Agent was extremely efficient and knowledgeable. She went...read moreAgent was extremely efficient and knowledgeable. She went in depth detail about the policy & statistics in my city. Will definitely be referring friends & family.read less
Regina R.
1/05/2023
Iād give them an A+ for finding me...read moreIād give them an A+ for finding me a good provider and how promptly they did it. Thank you.read less
Johnny G.
3/29/2023
She was amazing and truly an asset to...read moreShe was amazing and truly an asset to your team, please thank her again for her customer service skills.read less
A. R.
7/21/2020
Alexandria was the most Pleasant and polite person...read moreAlexandria was the most Pleasant and polite person that I've ever spoke to on the phone I give her five thumbs up she said she don't even doing the job for 4 months I told her she acts like she's been doing the job for at least 5 years experience y'all should definitely think about her for Future bossread less
Brandy t.
12/28/2022
Lauren was very helpful.
salvador j.
7/21/2021
Crystal gave me a fantastic quote 1 1/2...read moreCrystal gave me a fantastic quote 1 1/2 months ago, helped me pick the right policy and was extremely helpful when I set up my new policy today. She made it very easy to follow and she was very professional and nice. Even with an at fault accident and a ticket she got me insurance that was $100 cheaper than my old insurance. I HIGHLY recommend using this insurance and as for Crystal, she was fantastic! I would give more than 5 stars if I could.read less
Jaime H.
7/21/2020
Lauren McKenzie was amazingly kind and understanding of...read moreLauren McKenzie was amazingly kind and understanding of needs. Listened to more than she needed to. Very good phone skills. In today day there is not much of that. I appreciate nice kind people with excellent phone skills.read less
Roxann H.
7/21/2020
Very great service thank you
bill l.
6/14/2022
The agent is very nice and friendly.
Churamani K.
7/21/2020
Crystal was really nice and helpful!
joyce p.
9/14/2022
Excellent customer service. Helped me out significantly.
John W.
7/21/2020
Discounts available for Insurance in Fruita, CO by Company
If you are a good and safe driver, have multiple vehicles with the same insurance company, and pay for your insurance in full? If you answered yes to any of those questions, do you know you may be able to get some auto insurance discounts? If you look at the chart below you can see two different carriers and what kind of discounts they offer.
Assurance America
Bristol West
Continuous Insurance
Multi Policy
Paid in Full
Homeowners
Homeowners
Auto Pay
Auto Pay
Advanced Quote
Multi Vehicle
Paid in Full
Married
No Accidents or Violations
No Accidents or Violations
Married
Multi Vehicle
Continuous Insurance
Insurance Fruita
Fruita DMV address and phone number
Fruita DMV Office
325 E Aspen Ave
Fruita, CO 81521
Phone: (970) 244-1664
Fruita Registration and Title Office
200 S Spruce St
Grand Junction, CO 81501
Phone: (970) 244-1664
Above is the contact information for the local DMV in Fruita, Colorado. Due to Covid-19, appointments may require scheduling several weeks in advance. The DMV has helpful links on their website, such as frequently asked questions, and hours of operations. You are also able to renew tags online and get replacement IDs that may be quicker than scheduling an appointment.
Insurance Fruita: Other types of Insurance
We use multiple different companies that offer multiple different coverages. Are you looking to buy a house or start a business in 2021? Here at A Plus, we offer much more than liability insurance in Fruita. We would love to help you find the best quote for any of your insurance needs! Check out the chart below and see some of the other coverages and out top companies we work with.
Type of Coverage
Our Top Companies
Home Insurance
Travelers, ASI, Foremost Star
Business Insurance
BTIS, Hiscox
RV Insurance
Progressive, Travelers
Motorcycle Insurance
Dairyland, Progressive
Renters Insurance
ASI, Foremost
Boat Insurance
Travelers, Progressive
Commercial Auto Insurance
Progressive
Insurance Fruita – How Age and Gender Impact your Rate
Age
Male
Female
16-18
$ 231.84
$ 184.09
19-24
$ 193.20
$ 161.00
25-30
$ 139.84
$ 124.84
31-40
$ 110.40
$ 106.08
41-50
$ 109.48
$ 98.44
50-65
$ 99.36
$ 101.48
65+
$ 106.08
$ 114.08
Good things come with age; they say. The same can be said with your auto insurance rates. Yes, the older you get, you can see a decrease in your insurance rates! You have much more experience in driving the older you are if you maintain a good record, you could see some great rates. Check out the list above, that shows the price difference in rates by gender and age.
Violations and how long they impact your auto insurance rates in Fruita
insurance fruita
Accidents happen, and sometimes they may not even be your fault. Regardless, when it comes to driving on the roadās violations happen. The question is, how much of an impact do violations have on your record and your auto insurance rates in Fruita? We listed some violations below and what kind of affect they can have on your rates and for how long.
Violation Name
Major, Minor, or Non Moving
How Long it Will Affect Your Insurance Rates
Using a Cell Phone with Driving
Minor
3 Years
Improper Lane use
Minor
3 Years
Failure to maintain Clear Distance (tailgating
Minor
3 Years
Parking
Non Moving
NA*
Driving without a License
Major
3 Years
No Proof of insurance
Non Moving
NA*
Failure to Use Turn Signal
Minor
3 Years
Failure to Yeld
Minor
3 Years
DUI
Major
10 Years
Reckless Driving
Major
5 Years
Expired Tags
Non Moving
NA*
Failure to Stop for a Pedestrian Side walk
Minor
3 Years
Violations Affect Your Insurance Fruita, CO
Insurance Fruita, Colorado: The Top 10 vehicles we insure
1
Subaru
2
Lexus
3
Honda
4
Volvo
5
Chevrolet
6
Cadillac
7
Ford
8
Acura
9
Toyota
10
Audi
11
Nissan
12
Buick
The highly rated vehicles to insure in Fruita are listed below. Subaru is the number one vehicle we insure, while Buick is the last on the list. Subaruās are great for daily drivers, exploration, or weekend trips. They do well in most types of weather conditions. Toyota is number 9, which isnāt surprising as Toyotas are known to ālast foreverā.
Liability Insurance Fruita
The state minimum liability requirements vary from state to state. Liability insurance in Fruita, and the entire state of Colorado, requires you carry 25/50/15. Liability protects others from you in the event of an accident. Understanding the limits better – $25,000 per person for bodily injury, up to $50,000 per accident, and $15,000 for property damage would pay out to the other party if you were at fault.
Your credit and how it affects your insurance rates in Fruita
Insurance Fruita: Credit Impact on Insurance Rates
Excellent
$113.22
Good
$127.58
Average
$153.61
Poor
$217.26
Do you have good or excellent credit? If so, you can see yourself getting some rather good rates for your auto insurance! Now even if you may not have the best of credit, you can still obtain auto insurance, but you may see that you will have higher rates. Check out some statistics we did for Fruita, CO. We listed the average premium based on credit score.
Insurance Fruita – Rating Factors that Impact your Rate
There are quite a few factors that impact your auto insurance rates in Fruita. When getting an auto quote, the insurance carrier will ask you some of these questions and take that into consideration. Do you know all the factors? We made it easy for you, and listed just a few of them below and listed how much of an impact they have on your rates.
Factor
Rate Impact
Type of Vehicle Coverage
Medium
Anual Mileage
Low
lien holder
None
anti theft device
Low
Age
High
Claims History
Medium
Insurance History
Medium
vehicle safety features
Medium
vehicle performance (symbol)
Medium
How long have you owned the vehicle
Low
Insurance Fruita
Our client in Fruita, CO saves an average of $597.55 on Insurance
Number of Candy bars you could buy
435
Months of Netflix you could afford with your savings
43
Number of Peanuts you could buy
107568
Everybody loves to save money, and we love to help our customers save that money! For example, letās look at how we have helped some new customers in Fruita, Colorado save money and how much we saved them! The numbers above speak for themselves, and just look at some of the great things they can now buy and enjoy with them money they saved!
Weather and driving conditions in Fruita
Weather conditions should determine how much extra time you give yourself to get somewhere, and how carefully you are driving. If it is snowing in the winter time, the roads may be slick so give yourself an extra 10 minutes and stay back a couple extra car lengths from the person in front of you to give yourself a longer reaction time. An extra 10 minutes could prevent an accident.
Great rates. If you feel you already...read moreGreat rates. If you feel you already have great rates get a quote anyway šread less
Mardell H.
7/21/2020
Lauren McKenzie was very helpful and professional!! Great...read moreLauren McKenzie was very helpful and professional!! Great experience she made everything easy!!read less
Steven G.
7/21/2020
My rep was the absolute best I love...read moreMy rep was the absolute best I love my insurance companyread less
The O.
3/01/2023
Professional and reliable pricing! Thanks Amy and Crystal
Di F.
7/21/2021
Wonderful service with excellent communication and going above...read moreWonderful service with excellent communication and going above and beyond to ensure we received the best insurance option for our needs!! Thanks much Jola!
Owners Response: Thank you Sherra for letting us help with both of your auto and home insurance. single Homeowner 46 acquire quick insurance coverage VA Prior insurance: Nationwide Kiaread less
Sherra O.
7/14/2022
Katie made my insurance search and renewal very...read moreKatie made my insurance search and renewal very simple.Thank you.read less
Doc81 S.
7/21/2021
Crystal did an amazing job getting me set...read moreCrystal did an amazing job getting me set up with car insurance. She was very friendly and that helps 100% when purchasing car insurance.read less
Stephanie V.
7/21/2021
She helped me find the lowest quote and...read moreShe helped me find the lowest quote and are supporting the research for children help great family owns business thank you so muchread less
Leshauna L.
7/21/2020
I'm on SR22 and I pay less then...read moreI'm on SR22 and I pay less then 200$ a month now for my insurance.read less
Alex S.
3/21/2022
Jola was fantastic, she was super nice and...read moreJola was fantastic, she was super nice and had all the knowledge to answer any and all questions I had. I look forward to continuing working with a plus because of the service and information she provided!read less
Daniel R.
7/21/2020
Amy helped me find auto insurance that i...read moreAmy helped me find auto insurance that i am very happy with. She made it real easy to set everything up.read less
Joe B.
7/21/2021
notes: first time insured 45 buy coverage...read morenotes: first time insured 45 buy coverage auto insurance to drive a vehicle home from the dealership. coverage WI Prior insurance Sentry Mitsubishiread less
Bryan T.
6/21/2022
Full coverage at an awesome price Auto Insurance policy notes: 2008 CHev HH5...read moreAuto Insurance policy notes: 2008 CHev HH5 fully coverage with roadside, rental, uninusured motorist protection and comprehensive and collision insurance. Premium insurance coverage for low cost - No proof of prior insurance but still a great deal with other discount found.read less
Lisa M.
7/07/2022
Agent was extremely efficient and knowledgeable. She went...read moreAgent was extremely efficient and knowledgeable. She went in depth detail about the policy & statistics in my city. Will definitely be referring friends & family.read less
Regina R.
1/05/2023
Iād give them an A+ for finding me...read moreIād give them an A+ for finding me a good provider and how promptly they did it. Thank you.read less
Johnny G.
3/29/2023
She was amazing and truly an asset to...read moreShe was amazing and truly an asset to your team, please thank her again for her customer service skills.read less
A. R.
7/21/2020
Alexandria was the most Pleasant and polite person...read moreAlexandria was the most Pleasant and polite person that I've ever spoke to on the phone I give her five thumbs up she said she don't even doing the job for 4 months I told her she acts like she's been doing the job for at least 5 years experience y'all should definitely think about her for Future bossread less
Brandy t.
12/28/2022
Lauren was very helpful.
salvador j.
7/21/2021
Crystal gave me a fantastic quote 1 1/2...read moreCrystal gave me a fantastic quote 1 1/2 months ago, helped me pick the right policy and was extremely helpful when I set up my new policy today. She made it very easy to follow and she was very professional and nice. Even with an at fault accident and a ticket she got me insurance that was $100 cheaper than my old insurance. I HIGHLY recommend using this insurance and as for Crystal, she was fantastic! I would give more than 5 stars if I could.read less
Jaime H.
7/21/2020
Lauren McKenzie was amazingly kind and understanding of...read moreLauren McKenzie was amazingly kind and understanding of needs. Listened to more than she needed to. Very good phone skills. In today day there is not much of that. I appreciate nice kind people with excellent phone skills.read less
Roxann H.
7/21/2020
Very great service thank you
bill l.
6/14/2022
The agent is very nice and friendly.
Churamani K.
7/21/2020
Crystal was really nice and helpful!
joyce p.
9/14/2022
Excellent customer service. Helped me out significantly.
