AUTO – COLORADO
Insurance Fruita
What do you call an apple that plays the trumpet? A tooty fruity! Welcome to Fruita Colorado! Our insurance rates will leave you craving dessert!
Discounts available in Fruita Insurance company
If you are a good and safe driver, have multiple vehicles with the same insurance company, and pay for your insurance in full? If you answered yes to any of those questions, do you know you may be able to get some auto insurance discounts? If you look at the chart below you can see two different carriers and what kind of discounts they offer.
| Assurance America | Bristol West |
| Continuous Insurance | Multi Policy |
| Paid in Full | Homeowners |
| Homeowners | Auto Pay |
| Auto Pay | Advanced Quote |
| Multi Vehicle | Paid in Full |
| Married | No Accidents or Violations |
| No Accidents or Violations | Married |
| Multi Vehicle | |
| Continuous Insurance |
Fruita DMV address and phone number
| Fruita DMV Office |
| 325 E Aspen Ave |
| Fruita, CO 81521 |
| Phone: (970) 244-1664 |
| Fruita Registration and Title Office |
| 200 S Spruce St |
| Grand Junction, CO 81501 |
| Phone: (970) 244-1664 |
Other types of Insurance we carry in Fruita
We use multiple different companies that offer multiple different coverages. Are you looking to buy a house or start a business in 2021? Here at A Plus, we offer much more than liability insurance in Fruita. We would love to help you find the best quote for any of your insurance needs! Check out the chart below and see some of the other coverages and out top companies we work with.
| Type of Coverage | Our Top Companies |
| Home Insurance | Travelers, ASI, Foremost Star |
| Business Insurance | BTIS, Hiscox |
| RV Insurance | Progressive, Travelers |
| Motorcycle Insurance | Dairyland, Progressive |
| Renters Insurance | ASI, Foremost |
| Boat Insurance | Travelers, Progressive |
| Commercial Auto Insurance | Progressive |
Insurance Fruita – How Age and Gender Impact your Rate
| Age | Male | Female |
| 16-18 | $ 231.84 | $ 184.09 |
| 19-24 | $ 193.20 | $ 161.00 |
| 25-30 | $ 139.84 | $ 124.84 |
| 31-40 | $ 110.40 | $ 106.08 |
| 41-50 | $ 109.48 | $ 98.44 |
| 50-65 | $ 99.36 | $ 101.48 |
| 65+ | $ 106.08 | $ 114.08 |
Good things come with age; they say. The same can be said with your auto insurance rates. Yes, the older you get, you can see a decrease in your insurance rates! You have much more experience in driving the older you are if you maintain a good record, you could see some great rates. Check out the list above, that shows the price difference in rates by gender and age.
Violations and how long they impact your auto insurance rates in Fruita
Accidents happen, and sometimes they may not even be your fault. Regardless, when it comes to driving on the road’s violations happen. The question is, how much of an impact do violations have on your record and your auto insurance rates in Fruita? We listed some violations below and what kind of affect they can have on your rates and for how long.
| Violation Name | Major, Minor, or Non Moving | How Long it Will Affect Your Insurance Rates |
| Using a Cell Phone with Driving | Minor | 3 Years |
| Improper Lane use | Minor | 3 Years |
| Failure to maintain Clear Distance (tailgating | Minor | 3 Years |
| Parking | Non Moving | NA* |
| Driving without a License | Major | 3 Years |
| No Proof of insurance | Non Moving | NA* |
| Failure to Use Turn Signal | Minor | 3 Years |
| Failure to Yeld | Minor | 3 Years |
| DUI | Major | 10 Years |
| Reckless Driving | Major | 5 Years |
| Expired Tags | Non Moving | NA* |
| Failure to Stop for a Pedestrian Side walk | Minor | 3 Years |
The Top 10 vehicles we insure in Fruita
| 1 | Subaru |
| 2 | Lexus |
| 3 | Honda |
| 4 | Volvo |
| 5 | Chevrolet |
| 6 | Cadillac |
| 7 | Ford |
| 8 | Acura |
| 9 | Toyota |
| 10 | Audi |
| 11 | Nissan |
| 12 | Buick |
Liability Insurance Fruita
The state minimum liability requirements vary from state to state. Liability insurance in Fruita, and the entire state of Colorado, requires you carry 25/50/15. Liability protects others from you in the event of an accident. Understanding the limits better – $25,000 per person for bodily injury, up to $50,000 per accident, and $15,000 for property damage would pay out to the other party if you were at fault.
| State | Minimum Coverage Requirements | Average Cost for Minimum Liability Coverage |
| Colorado | 25/50/15 | $510 |
Your credit and how it affects your insurance rates in Fruita
| Credit Impact on Insurance rates in Fruita Average Premium by Score | |
| Excellent | $113.22 |
| Good | $127.58 |
| Average | $153.61 |
| Poor | $217.26 |
Do you have good or excellent credit? If so, you can see yourself getting some rather good rates for your auto insurance! Now even if you may not have the best of credit, you can still obtain auto insurance, but you may see that you will have higher rates. Check out some statistics we did for Fruita, CO. We listed the average premium based on credit score.
Insurance Fruita – Rating Factors that Impact your Rate
There are quite a few factors that impact your auto insurance rates in Fruita. When getting an auto quote, the insurance carrier will ask you some of these questions and take that into consideration. Do you know all the factors? We made it easy for you, and listed just a few of them below and listed how much of an impact they have on your rates.
| Factor | Rate Impact |
| Type of Vehicle Coverage | Medium |
| Anual Mileage | Low |
| lien holder | None |
| anti theft device | Low |
| Age | High |
| Claims History | Medium |
| Insurance History | Medium |
| vehicle safety features | Medium |
| vehicle performance (symbol) | Medium |
| How long have you owned the vehicle | Low |
Our client in Fruita saves an average of $597.55
| Number of Candy bars you could buy | 435 |
| Months of Netflix you could afford with your savings | 43 |
| Number of Peanuts you could buy | 107568 |
Everybody loves to save money, and we love to help our customers save that money! For example, let’s look at how we have helped some new customers in Fruita, Colorado save money and how much we saved them! The numbers above speak for themselves, and just look at some of the great things they can now buy and enjoy with them money they saved!
Weather and driving conditions in Fruita
Weather conditions should determine how much extra time you give yourself to get somewhere, and how carefully you are driving. If it is snowing in the winter time, the roads may be slick so give yourself an extra 10 minutes and stay back a couple extra car lengths from the person in front of you to give yourself a longer reaction time. An extra 10 minutes could prevent an accident.
| Fruita, Colorado |
| Summer high: The July high is around 86 degrees |
| Winter Low: The January low is 17 degrees |
| Rain: 9.5 Inches of rain a year |
| Snow: 16 inches of snow per year |
Last Updated on by Lauren Mckenzie