What do you call an apple that plays the trumpet? A tooty fruity! Welcome to Fruita Colorado! Our insurance rates will leave you craving dessert!
See What People Are Saying About Us!
Camron was a great help! He made everything very easy
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Samantha P.
2/06/2024
Thank you to agent Lauren with A Plus! Today was my first time shopping for insurance and she made it seem so easy over the phone, she found a quality policy for me, and was professional yet with a great attitude. Thank you so much! Highly recommend.
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Alicia L.
7/21/2020
McKenzie helped me find insurance fast and it was super affordable I would definitely recommend her and a plus insurance
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Mathew B.
7/21/2021
Notes: young Hyundai owner 47 bundle immediate cycle and auto insurance No accidents South Carolina Prior insurance Travelers . Paid in full discount.
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Eva P.
7/07/2022
3 stars cus the guy had great customer service which led me to giving up my money
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IiClouded
8/14/2022
Love Marlon! He did such an amazing job and was so patient and looked for everything that would work best for me! Thank you!
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Danielle B.
9/14/2022
Jola is absolutely amazing! Thank you so much!
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Samanatha V.
9/25/2022
So helpful thank you very much.
Notes: Long term client looking to upgrade vehicle - found lower rates through National general, 2017 Honda HR-V.. Young male single driver. Multiple discounts applied: Paperless, proor of prior insurance through Dairyland.
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andre t.
7/07/2022
Lauren McKenzie was a great help. Thanks Aplus
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Miranda W.
7/21/2020
Made it super easy to get setup. The best part is I got offered rates from many companies and my personal information was kept private!
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Simon D.
8/14/2022
Mrs jola did a great job in assisting me with getting insured pretty quickly as needed and was also very helpful with getting a quote that suited me. Happy with my experience.
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Isacc M.
7/21/2020
quick and pleasant service no headaches at all
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MR. D.
7/21/2020
Katie took care of me with speed and care! Thank you for the fast insurance policy, best service I’ve had on the phone in a while.
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eli c.
7/21/2021
Veronica was super helpful with finding me the most affordable car insurance. She answered all my questions and made sure I understood the whole process, since this was new to me! I would definitely recommend her to others!!
Owner Response: Thank you Andrea, we are so happy we could help!
Insurance policy notes: National General was the least expensive for a 2019 Honda CRV - able to provide immediate proof of insurance
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Andrea I.
6/21/2022
Excellent service
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Melissa S.
9/27/2023
My insurance agent, Marlon, was thorough and efficient in helping me find the best quote possible. It was half the price that I had paid earlier this year, and he was quick and easy. Friendly, too, I may add! Thank you for your help!
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Bobbi m.
12/08/2022
insurance rating factors: married client 28 deal Discounted Business insurance proof of insurance South Carolina Prior insurance Foremost Lexus
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Jennifer M.
6/21/2022
Alexis saved my life !!! If I didn’t find full coverage car insurance with a decent rate or at least cheaper than $500 per month I was going to not only lose my new car but also lose my job and this is the worse time for me to be taking ANY of those type of loses. Alexis was able to find me a WONDERFUL rate in a matter of 10-15 mins of being on the phone, keeping in mind that I had been calling various insurance companies back to back for 3 days and could not get a full coverage insurance policy for less than $500 per month anywhere. When Alexis told me what my monthly premium and down payment would be I instantly cried joyful tears and rejoiced over the phone. I just couldn’t contain my emotions at that point bc the whole process before speaking with her was extremely stressful. Thank You so much A Plus for having such an amazing employee, she was kind, patient, knowledgeable, and absolutely amazing.
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Brionna W.
3/26/2024
Fast, easy and to the point. I was very pleased.
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David M.
10/15/2022
great customer services
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Lakisha T.
8/30/2023
My agent Lauren help me out great and saved me over 100$!
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Nickolas P.
9/08/2022
Jole did a great job. Answered all of my questions. Thank you for your help.
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rw3 s.
7/21/2021
Great lots of help and very kind.
Response from Owner: Thank you so much Kaitlyn! Please let us know if you need a renters policy. Proof of prior insurance discount applied while reshopping rates from Dairyland to Mendota to save money.
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Kaitlyn T.
7/14/2022
Christie was such an amazing person! She truly help me find something I could afford at the moment.
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Evelyn L.
1/05/2024
Discounts available for Insurance in Fruita, CO by Company
If you are a good and safe driver, have multiple vehicles with the same insurance company, and pay for your insurance in full? If you answered yes to any of those questions, do you know you may be able to get some auto insurance discounts? If you look at the chart below you can see two different carriers and what kind of discounts they offer.
Assurance America
Bristol West
Continuous Insurance
Multi Policy
Paid in Full
Homeowners
Homeowners
Auto Pay
Auto Pay
Advanced Quote
Multi Vehicle
Paid in Full
Married
No Accidents or Violations
No Accidents or Violations
Married
Multi Vehicle
Continuous Insurance
Insurance Fruita
Fruita DMV address and phone number
Fruita DMV Office
325 E Aspen Ave
Fruita, CO 81521
Phone: (970) 244-1664
Fruita Registration and Title Office
200 S Spruce St
Grand Junction, CO 81501
Phone: (970) 244-1664
Above is the contact information for the local DMV in Fruita, Colorado. Due to Covid-19, appointments may require scheduling several weeks in advance. The DMV has helpful links on their website, such as frequently asked questions, and hours of operations. You are also able to renew tags online and get replacement IDs that may be quicker than scheduling an appointment.
Insurance Fruita: Other types of Insurance
We use multiple different companies that offer multiple different coverages. Are you looking to buy a house or start a business this year? Here at A Plus, we offer much more than liability insurance in Fruita. We would love to help you find the best quote for any of your insurance needs! Check out the chart below and see some of the other coverages and out top companies we work with.
Type of Coverage
Our Top Companies
Home Insurance
Travelers, ASI, Foremost Star
Business Insurance
BTIS, Hiscox
RV Insurance
Progressive, Travelers
Motorcycle Insurance
Dairyland, Progressive
Renters Insurance
ASI, Foremost
Boat Insurance
Travelers, Progressive
Commercial Auto Insurance
Progressive
Insurance Fruita – How Age and Gender Impact your Rate
Age
Male
Female
16-18
$ 231.84
$ 184.09
19-24
$ 193.20
$ 161.00
25-30
$ 139.84
$ 124.84
31-40
$ 110.40
$ 106.08
41-50
$ 109.48
$ 98.44
50-65
$ 99.36
$ 101.48
65+
$ 106.08
$ 114.08
Good things come with age; they say. The same can be said with your auto insurance rates. Yes, the older you get, you can see a decrease in your insurance rates! You have much more experience in driving the older you are if you maintain a good record, you could see some great rates. Check out the list above, that shows the price difference in rates by gender and age.
Violations and how long they impact your auto insurance rates in Fruita
Accidents happen, and sometimes they may not even be your fault. Regardless, when it comes to driving on the road’s violations happen. The question is, how much of an impact do violations have on your record and your auto insurance rates in Fruita? We listed some violations below and what kind of affect they can have on your rates and for how long.
Violation Name
Major, Minor, or Non Moving
How Long it Will Affect Your Insurance Rates
Using a Cell Phone with Driving
Minor
3 Years
Improper Lane use
Minor
3 Years
Failure to maintain Clear Distance (tailgating
Minor
3 Years
Parking
Non Moving
NA*
Driving without a License
Major
3 Years
No Proof of insurance
Non Moving
NA*
Failure to Use Turn Signal
Minor
3 Years
Failure to Yeld
Minor
3 Years
DUI
Major
10 Years
Reckless Driving
Major
5 Years
Expired Tags
Non Moving
NA*
Failure to Stop for a Pedestrian Side walk
Minor
3 Years
Violations Affect Your Insurance Fruita, CO
Insurance Fruita, Colorado: The Top 10 vehicles we insure
1
Subaru
2
Lexus
3
Honda
4
Volvo
5
Chevrolet
6
Cadillac
7
Ford
8
Acura
9
Toyota
10
Audi
11
Nissan
12
Buick
The highly rated vehicles to insure in Fruita are listed below. Subaru is the number one vehicle we insure, while Buick is the last on the list. Subaru’s are great for daily drivers, exploration, or weekend trips. They do well in most types of weather conditions. Toyota is number 9, which isn’t surprising as Toyotas are known to “last forever”.
Liability Insurance Fruita
The state minimum liability requirements vary from state to state. Liability insurance in Fruita, and the entire state of Colorado, requires you carry 25/50/15. Liability protects others from you in the event of an accident. Understanding the limits better – $25,000 per person for bodily injury, up to $50,000 per accident, and $15,000 for property damage would pay out to the other party if you were at fault.
Your credit and how it affects your insurance rates in Fruita
Insurance Fruita: Credit Impact on Insurance Rates
Excellent
$113.22
Good
$127.58
Average
$153.61
Poor
$217.26
Do you have good or excellent credit? If so, you can see yourself getting some rather good rates for your auto insurance! Now even if you may not have the best of credit, you can still obtain auto insurance, but you may see that you will have higher rates. Check out some statistics we did for Fruita, CO. We listed the average premium based on credit score.
Insurance Fruita – Rating Factors that Impact your Rate
There are quite a few factors that impact your auto insurance rates in Fruita. When getting an auto quote, the insurance carrier will ask you some of these questions and take that into consideration. Do you know all the factors? We made it easy for you, and listed just a few of them below and listed how much of an impact they have on your rates.
Factor
Rate Impact
Type of Vehicle Coverage
Medium
Anual Mileage
Low
lien holder
None
anti theft device
Low
Age
High
Claims History
Medium
Insurance History
Medium
vehicle safety features
Medium
vehicle performance (symbol)
Medium
How long have you owned the vehicle
Low
Insurance Fruita
Our client in Fruita, CO saves an average of $597.55 on Insurance
Number of Candy bars you could buy
435
Months of Netflix you could afford with your savings
43
Number of Peanuts you could buy
107568
Everybody loves to save money, and we love to help our customers save that money! For example, let’s look at how we have helped some new customers in Fruita, Colorado save money and how much we saved them! The numbers above speak for themselves, and just look at some of the great things they can now buy and enjoy with them money they saved!
Weather and driving conditions in Fruita
Weather conditions should determine how much extra time you give yourself to get somewhere, and how carefully you are driving. If it is snowing in the winter time, the roads may be slick so give yourself an extra 10 minutes and stay back a couple extra car lengths from the person in front of you to give yourself a longer reaction time. An extra 10 minutes could prevent an accident.
Liability insurance in car insurance refers to coverage that pays for injuries and damages you cause to others in an accident. It is a mandatory coverage in most states and does not cover damages to your own vehicle.
Does comprehensive mean full coverage?
Comprehensive insurance is a part of what is often referred to as full coverage, but it does not constitute full coverage by itself. It covers damages to your vehicle caused by events other than collisions, such as theft, vandalism, or natural disasters.
What is miscellaneous vehicle coverage?
Miscellaneous vehicle coverage typically refers to insurance for vehicles that don’t fall under standard auto or motorcycle categories. This can include coverage for RVs, ATVs, boats, and other specialized vehicles, providing protection against various risks associated with these types of vehicles.
Jola was so great at helping me! She didn’t mind how much I wanted to compare the prices on things and was so kind and patient through a few bumps in the road we had during the process! Really felt taken care of, thank you!
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Stephanie S.
7/21/2021
Very professional, helpful and Amy has a wonderful attitude and personality
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Pamela J.
7/21/2020
It was very easy to get insurance quick and responsive
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Derick H.
12/22/2023
Katie is great: returned my calls, did extensive research in just a few minutes, answered all of my question. I really look forward to working with Katie Advantage Auto
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Winnie D.
7/21/2021
Crystal was super helpful made everything super simple and quick!
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Yesenia C.
6/14/2022
Did a great job switching company’s had all my information ready and was fast thank you.
Policy Notes: One driver for a 2006 Subaru Outback, liability only with proof of prior insurance discount applied - Previous insurance Bristol West - switched to Mendota Other products offered: Renters insurance and ATV Insurance.
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Sam B.
7/14/2022
Marlon was extremely patient, kind and helpful. He found me the best rate in town. It was truly a pleasure!
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Shammie S.
4/13/2023
Marlon was very fun and Helpful in getting me the best rates possible!
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Ivette F.
3/01/2023
Jola was amazing she got job for me and went above and beyond for me I appreciate that . 🙏🏾
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Brittany C.
9/09/2022
Perfect service! Crystal Farley provided more help than I could have ever asked for! So glad I made the call to A plus insurance! Highly recommended to anyone in need!
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Anthony M.
8/03/2023
GREAT PERSON, KIND AND HELPED ME WITHOUT ANY PROBLEMS. THANK YOU
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Patty W.
11/04/2022
Alexis was very good and was a big help
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Ellanna M.
12/07/2023
Jola was amazing!! Answered every question and concern I had very clearly. I will be recommending!
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Isaac O.
10/08/2022
Katie was awesome, even though I was very irate and frustrated due to her having to re-run everything. Her patience and calmness calmed me down and allowed me to be patient with her. She is the best and I would highly recommend her and her company.
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Takeisha D.
7/21/2021
I was very stressed about getting insurance before I moved and she made it so easy and not stressful at all.
Insurance policy notes: Liability only 2014 Buick, married Homeowner 31 value Discounted car insurance by phone AZ Prior insurance: Sentry
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Christin A.
7/14/2022
3 stars cus the guy had great customer service which led me to giving up my money
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IiClouded
8/14/2022
Alexis did a phenomenal job of getting me the best auto insurance for my new vehicle. She was kind, professional and overall great to work with. She made the whole process smoother than I could've anticipated. Thank you!
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Rob
12/09/2023
Amazing experience, Crystal took her time and fount me the best rates regardless on how complicated my situation was! I won’t be using anyone else!
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Heather L.
9/27/2023
Huge thanks to Lauren. Extremely helpful, knowledgeable, patient, and professional!
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Jess W.
8/21/2021
I worked with Katie today and she was informative, prompt, and empathetic to my situation. I was so disgruntled before working with Katie and now I feel 10 times better about my insurance situation. Thanks so much!
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Melanie S.
7/21/2021
Jola did an excellent job from the time we changed vehicles through the time when our policies renewed, all within a month. Very knowledgeable and provided outstanding service. By changing auto insurance companies and modifying our coverage she worked hard and saved us about $1,000. Highly recommend.
Discounts Applies: Proof of Prior, Home owner, Multi vehicle, safe driver, paperless
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RJ K.
4/21/2022
Amanda has helped me a couple times. I was a new Colorado resident & was unaware of insurance requirements. Amanda was so helpful in getting me the best rate possible based on the requirements. She is a huge blessing!
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Lynne A.
10/14/2023
Marlon Moss was the best agent I have ever worked with getting coverage!! Out of 20 calls i maid today trying to get coverage after hearing sorry we can’t help you he stepped up and knocked it out of the park with the best customer care I have ever experienced 100% he will get all of my company and personal business from here on out!!