- Rosenberg's Cheapest Liability Insurance Rates
- Most Affordable Full Coverage Rates by Company For Rosenberg Insurance
- Find Discounts Offered by Your Rosenberg Insurance Carrier
- Competitive pricing for SR-22 Insurance in Rosenberg
- What Rating Factors Are Used to Determine My Insurance Premium in Rosenberg, Texas?
- What Does Credit Score Have to Do With Insurance Rates in Rosenberg?
- Competitive Prices Our Current Customers are Receiving in Rosenberg
- Additional Savings Offered in Rosenberg for a Competitive Price
- Rosenberg's Neighboring Cities and Zip Codes & Why They Matter
- INSURANCE SERVICES WE OFFER
Rosenberg’s Cheapest Liability Insurance Rates
You can tailor your insurance policy to meet your specific needs. If you own an older vehicle and don’t require full coverage, you should consider carrying Uninsured Motorist and Medical payments. This is still considered liability insurance, but it gives a little more coverage for your money
| Rank | Company | Average Price |
|---|---|---|
| 1 | Dairyland (Viking) | $85.00 |
| 2 | Progressive | $95.00 |
| 3 | Bristol West | $109.00 |
| 4 | The General | $110.00 |
| 5 | Liberty Mutual | $120.00 |
| 6 | Mendota | $125.00 |
| 7 | Travelers | $127.00 |
Most Affordable Full Coverage Rates by Company For Rosenberg Insurance
Are you financing a new vehicle? Chances are you need to carry full coverage insurance. You can alter your deductible, making your monthly payments lower, and add extra coverages on like roadside, rental reimbursement and gap insurance for an additional cost.
| Rank | Company | Average Price |
|---|---|---|
| 1 | Bristol West | $142.00 |
| 2 | The General | $143.00 |
| 3 | Progressive | $146.00 |
| 4 | Mendota | $156.00 |
| 5 | Travelers | $162.00 |
| 6 | Liberty Mutual | $205.00 |
| 7 | Dairyland (Viking) | $212.00 |
Find Discounts Offered by Your Rosenberg Insurance Carrier
Many companies offer discounts for auto pay or advanced quoting as an incentive. Other discounts are available as well, check below to see if you’re missing out on any discount.
| Progressive | Dairyland | Mendota / Advantage Auto | Travelers |
|---|---|---|---|
| No Accidents or Violations | Multi Policy | Continuous Insurance | Paid in Full |
| Auto Pay | Married | Multi Vehicle | Married |
| Multi Vehicle | Auto Pay | Auto Pay | Homeowners |
| Education Discount | No Accidents or Violations | Married | Auto Pay |
| Paid in Full | Continuous Insurance | No Accidents or Violations | No Accidents or Violations |
| Paperless Discount | Multi Vehicle | Homeowners | Multi Vehicle |
| Multi Policy | Paid in Full | Paid in Full | Multi Policy |
| Married | Military | Continuous Insurance | |
| Homeowners | Homeowners | ||
| Military | |||
| Advanced Quote | |||
| Continuous Insurance |
Competitive pricing for SR-22 Insurance in Rosenberg
Why Would Someone Need an SR22? SR22 Filings are required if you have certain moving violations or a series of moving violations. Included in these are DUI’s, multiple speeding tickets, and the like.
What is SR22? SR22 is a filing with your state that you are financially responsible enough to legally drive. It is filed by your insurance company at the moment of binding the policy or payment is received starting the policy.
How Do I Get SR22? Just let you Agent know and they will add that filing on to your policy.
| Compnay | Average SR22 Fee |
|---|---|
| Assurance America | $25 |
| Bristol West | $35 |
| Dairyland | Free |
| Gains Co | $25 |
| Mendota | $25 |
| Progressive | 5% (Average) |
| State Farm | SR22 Not Available |
| The General | $25 |
| Travelers | SR22 Not Available |
You may be required to carry SR-22 insurance by the state, which notifies the state you have insurance, and if the insurance is ever cancelled. Most insurance companies charge a $25 fee for the filing, some charge more or may not offer that service.
What Rating Factors Are Used to Determine My Insurance Premium in Rosenberg, Texas?
A customer with a large history of accidents or violations will end up paying more in car insurance opposed to a customer with few violations. Look at the rating factors below to see how heavily weighted they are when determining insurance premiums.
| Factor | Rate Impact |
|---|---|
| Driving Record | High |
| Education | Low |
| Lienholder | None |
| Vehicle Safety Features | Medium |
| Credit History | High |
| Claims History | Medium |
| Gender | Medium |
| Type of Vehicle Coverage | Medium |
| Anti Theft Device | Low |
| Vehicle Performance (Symbol) | Medium |
What Does Credit Score Have to Do With Insurance Rates in Rosenberg?
Credit score helps determine a customers risk factor, used in calculating car insurance premiums, along with other big life purchases such as buying a home or financing a new vehicle. A customer with a higher credit score has shown they can make their payments on time.
Look at the chart below to see how much your high credit score can save you on car insurance:
| Credit Score | Average Cost |
|---|---|
| Excellent | $126.54 |
| Good | $142.59 |
| Average | $171.68 |
| Poor | $242.82 |
Competitive Prices Our Current Customers are Receiving in Rosenberg
Below are sample rates our current customers have with us through various insurance companies and unique situations. Look to see if one of these sample rates sounds like coverage you may need.
| Sample Rates for Rosenberg Insurance |
|---|
| Sample Quote / Policy Location: Cleburne Agent: Lauren Current Company: Bristol West Previous Company: Allstate Who: Male Age: 50 Vehicle: Chevrolet Prizm Type of Coverage: Full Coverage, Med Pay Notes: Driver, High Risk Rate: $148 |
| Sample Quote / Policy Location: Cleburne Agent: Jola Current Company: Mendota Previous Company: Allstate Who: Insured Age: 51 Vehicle: Subaru Justy Type of Coverage: liability , state min Notes: Uninsured, Price Rate: $304 |
| Sample Quote / Policy Location: Cleburne Agent: Crystal Current Company: Viking Previous Company: Sentry Who: Driver Age: 26 Vehicle: Toyota Tacoma Double Cab Type of Coverage: Broad Form, Uninsured Motorist Notes: Driver, Proof of Insurance Rate: $130 |
| Sample Quote / Policy Location: Cleburne Agent: Lauren Current Company: Mendota Previous Company: Who: Resident Age: 58 Vehicle: Pontiac Sunbird Type of Coverage: Liability Insurance, State Min Notes: Uninsured, Price Rate: $289 |
| Sample Quote / Policy Location: Cleburne Agent: Katie Current Company: Progressive Previous Company: none Who: Female Age: 33 Vehicle: GMC Sierra 1500 Extended Cab Type of Coverage: Full Coverage , SR22 Notes: ID Cards, Accidents Rate: $172 |
| Sample Quote / Policy Location: Cleburne Agent: Jola Current Company: Viking Previous Company: State Farm Who: Client Age: 49 Vehicle: Oldsmobile Ciera Type of Coverage: Broad Form, Med Pay Notes: Young Driver, Insurance Card Rate: $205 |
Additional Savings Offered in Rosenberg for a Competitive Price
Some discounts may save more money than others. If you look at the chart below, you will see the type of savings and the impact on the premium
| Impact on Rates | Discounts Available |
|---|---|
| High | Advanced Quote |
| Mild | Paperless Discount |
| Mild | Education Discount |
| Mild | Multi Policy |
| High | Paid in Full |
| Mild | Homeowners |
| High | Auto Pay |
| High | No Accidents or Violations |
| Very High | Continuous Insurance |
Rosenberg’s Neighboring Cities and Zip Codes & Why They Matter
Insurance companies do rate revisions often, calculating the number of claims/accidents in an area and surrounding areas. If a city near you has experienced an increase in the number of claims, insurance rates will likely increase for your zip code as well
| Neighborhoods in Rosenberg, Texas | Cities Near Rosenberg | Zip Codes in Rosenberg |
|---|---|---|
| Alazan | Lufklin, Texas | 75961 |
| Fredonia Hill | Henderson, Texas | 75962 |
| Bonita Junction | Jacksonville, Texas | 75963 |
| Orton Hill | Kilgore, Texas |
INSURANCE SERVICES WE OFFER
Homeowners Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
Last Updated on by Camron Moss