Rosenberg Insurance

Insurance policy

Competitive Insurance Rates in Rosenberg, Texas

Find discounts offered by your Rosenberg carrier for affordable auto Insurance

Many companies offer discounts for auto pay or advanced quoting as an incentive. Other discounts are available as well, check below to see if you’re missing out on any discount.

ProgressiveDairylandMendota Advantage AutoTravelers
No Accidents or ViolationsMulti PolicyContinuous InsurancePaid in Full
Auto PayMarriedMulti VehicleMarried
Multi VehicleAuto PayAuto PayHomeowners
Education DiscountNo Accidents or ViolationsMarriedAuto Pay
Paid in FullContinuous InsuranceNo Accidents or ViolationsNo Accidents or Violations
Paperless DiscountMulti VehicleHomeownersMulti Vehicle
Multi PolicyPaid in FullPaid in FullMulti Policy
MarriedMilitaryContinuous Insurance
HomeownersHomeowners
Military
Advanced Quote
Continuous Insurance

Competitive pricing for SR-22 Insurance in Rosenberg

CompanyAverage (SR22 Fee)
Assurance America$25
Bristol West$35
DairylandFree
Gains Co$25
Mendota$25
Progressive5% (average)
State FarmSR22 Not available
The General$25
TravelersSR22 Not available
You may be required to carry SR-22 insurance by the state, which notifies the state you have insurance, and if the insurance is ever cancelled. Most insurance companies charge a $25 fee for the filing, some charge more or may not offer that service.

What rating factors are used to determine my premium in Rosenberg, Texas?

FactorRate Impact
Driving recordHigh
EducationLow
lien holderNone
vehicle safety featuresMedium
Credit historyHigh
Claims HistoryMedium
GenderMedium
Type of Vehicle CoverageMedium
anti theft deviceLow
vehicle performance (symbol)Medium
A customer with a large history of accidents or violations will end up paying more in car insurance opposed to a customer with few violations. Look at the rating factors above to see how heavily weighted they are when determining insurance premiums.

What does Credit score have to do with insurance rates in Rosenberg?

Excellent$126.54
Good$142.59
Average$171.68
Poor$242.82
Credit score helps determine a customers risk factor, used in calculating car insurance premiums, along with other big life purchases such as buying a home or financing a new vehicle. A customer with a higher credit score has shown they can make their payments on time. Look at the chart above to see how much your high credit score can save you on car insurance.

Competitive prices our current customers are receiving in Rosenberg

Below are sample rates our current customers have with us through various insurance companies and unique situations. Look to see if one of these sample rates sounds like coverage you may need.

Sample Rates in Rosenberg, Texas
Sample Quote/ policy location: Cleburne
Agent :Lauren
Current Company: Bristol West
Previous Company: Allstate
Who: male Age: 50 Vehicle: Chevrolet Prizm
Type of coverage: full coverage , med pay
Notes: Driver, high risk
Rate: $148
Sample Quote/ policy location: Cleburne
Agent :Jola
Current Company: Mendota
Previous Company: Allstate
Who: insured Age: 51 Vehicle: Subaru Justy
Type of coverage: liability , state min
Notes: uninsured, Price
Rate: $304
Sample Quote/ policy location: Cleburne
Agent :Crystal
Current Company: Viking
Previous Company: Sentry
Who: Driver Age: 26 Vehicle: Toyota Tacoma Double Cab
Type of coverage: broad form , uninsured motorist
Notes: Driver, proof of insurance
Rate: $130
Sample Quote/ policy location: Cleburne
Agent :Lauren
Current Company: Mendota
Previous Company:
Who: resident Age: 58 Vehicle: Pontiac Sunbird
Type of coverage: liability insurance , state min
Notes: uninsured, Price
Rate: $289
Sample Quote/ policy location: Cleburne
Agent :Katie
Current Company: Progressive
Previous Company: none
Who: Female Age: 33 Vehicle: GMC Sierra 1500 Extended Cab
Type of coverage: full coverage , sr22
Notes: id cards, accidents
Rate: $172
Sample Quote/ policy location: Cleburne
Agent :Jola
Current Company: Viking
Previous Company: State Farm
Who: Age: 49 Vehicle: Oldsmobile Ciera
Type of coverage: broad form , med pay
Notes: young driver, Insurance Card
Rate: $205

Rosenberg’s cheapest liability insurance rates

RankCompanyAverage price
1Dairyland (Viking)$85.00
2Progressive$95.00
3Bristol West$109.00
4The General$110.00
5Liberty Mutual$120.00
6Mendota$125.00
7Travelers$127.00
You can tailor your insurance policy to meet your specific needs. If you own an older vehicle and don’t require full coverage, you should consider carrying Uninsured Motorist and Medical payments. This is still considered liability insurance, but it gives a little more coverage for your money

Most affordable full coverage rates by company in Rosenberg

Are you financing a new vehicle? Chances are you need to carry full coverage insurance. You can alter your deductible, making your monthly payments lower, and add extra coverages on like roadside, rental reimbursement and gap insurance for an additional cost.

RankCompanyAverage price
1Bristol West$142.00
2The General$143.00
3Progressive$146.00
4Mendota$156.00
5Travelers$162.00
6Liberty Mutual$205.00
7Dairyland (Viking)$212.00

Additional savings offered in Rosenberg for a competitive price

Impact on ratesDiscounts Available
HighAdvanced Quote
MildPaperless Discount
MildEducation Discount
MildMulti Policy
HighPaid in Full
MildHomeowners
HighAuto Pay
HighNo Accidents or Violations
Very HighContinuous Insurance
Some discounts may save more money than others. If you look at the chart below, you will see the type of savings and the impact on the premium

Rosenberg’s neighboring cities and zip codes & why they matter

Insurance companies do rate revisions often, calculating the number of claims/accidents in an area and surrounding areas. If a city near you has experienced an increase in the number of claims, insurance rates will likely increase for your zip code as well

Neighborhoods in Rosenberg, TexasCities Near RosenbergZip Codes in Rosenberg
AlazanLufklin, Texas75961
Fredonia HillHenderson, Texas75962
Bonita JunctionJacksonville, Texas75963
Orton HillKilgore, Texas
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Last Updated on August 30, 2021 by Katie Sopko

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