Insurance Fort Carson CO

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Insurance Fort Carson CO

SR22 Insurance in Fort Carson

SR22 is a certificate that proves you have auto insurance. It is commonly known for when you have a DUI or do not have a license and are working on getting it back. Each state is different as far as the requirements and limits for it. It is also different with each insurance carrier and how much they charge for the filing of the SR22, some do not even file with it. Below is a list of carriers in Fort Carson and how much the filing cost of it is.

SR22 Insurance Rates in Fort Carson, Colorado
Below is amount the amounts company adds to the premium to file the SR22 with the state.
CompanyAverage (SR22 Fee)
Assurance America$25
Bristol West$35
DairylandFree
Gains Co$25
Mendota$25
Progressive5% (average)
State FarmSR22 Not available
The General$25
TravelersSR22 Not available

Top 10 vehicles we insure in Fort Carson

1Jeep
2Subaru
3Toyota
4GMC
5Cadillac
6Mazda
7Ford
8BMW
9Nissan
10Hyundai
11Honda
12Ford F-Models
We insure so many different models of vehicles here at A Plus Insurance. We serve in many different states and each state varies as far as what are the most popular models we insure. We are going to look at the top vehicles we do insure in FT. Carson, CO. Jeep gets the number one spot, following that is Subaru, Toyota, GMC, Cadillac, Mazda, Ford, BMW, Nissan, Hyundai, Honda, and Ford F-models. Do not see your model listed here? Does not mean we do not insure it! Call your agent today and see how we can help you get your vehicle insured!

Cheapest full coverage insurance rates in Fort Carson

Full coverage is a great thing to consider having on your if you are searching for auto insurance. In fact, if you are financing your vehicle, some places make you put full coverage on the vehicle until you pay it off. Full coverage includes comprehensive, collision and liability. That will all protect you and your car if you ever get into an accident. The list below are some auto insurance companies in Fort Carson and some prices ranges for Full Coverage.

RankCompanyAverage price
1Progressive$124.00
2Travelers$138.00
3Mendota$142.00
4Bristol West$143.00
5The General$154.00
6Liberty Mutual$198.00
7Dairyland (Viking)$203.00

Sample Insurance Rates for Fort Carson

Sample Rates in Fort Carson, Colorado
Sample Quote/ policy location: Fort Carson
Agent :Amy
Current Company: Bristol West
Previous Company: Safeco
Who: Homeowner Age: 43 Vehicle: Mazda 929
Type of coverage: liability only , med pay
Notes: Insurance Card, automobile
Rate: $338
Sample Quote/ policy location: Fort Carson
Agent :Jola
Current Company: The General
Previous Company: None
Who: Age: 52 Vehicle: Suzuki Equator Extended Cab
Type of coverage: liability insurance , med pay
Notes: now, accidents
Rate: $180
Sample Quote/ policy location: Fort Carson
Agent :Amy
Current Company: Liberty Mutual
Previous Company: Sentry
Who: Homeowner Age: 42 Vehicle: MINI Cooper Clubman
Type of coverage: liability insurance , sr22
Notes: multi policy, quotes
Rate: $299
Sample Quote/ policy location: Fort Carson
Agent :Sy
Current Company: Suncoast
Previous Company: Bristol West
Who: motorist Age: 40 Vehicle: Audi A8
Type of coverage: broad form , sr22
Notes: vehicle, snapshot
Rate: $315
Sample Quote/ policy location: Fort Carson
Agent :Katie
Current Company: Dairyland
Previous Company: Viking
Who: Female Age: 36 Vehicle: Kia Sportage
Type of coverage: car insurance , uninsured motorist
Notes: coverage, automobile
Rate: $158
Sample Quote/ policy location: Fort Carson
Agent :Shawn
Current Company: Bristol West
Previous Company: the General
Who: insured Age: 62 Vehicle: BMW Z3
Type of coverage: full coverage , state min
Notes: online, vehicle
Rate: $307
Your auto insurance rates have many factors. Your age, driving record, vehicle, credit history, and what kind of coverage you purchase. The chart below are sample rates for Fort Carson, CO. The sample rates show a variety of things to determine what the rate will look like. For instance, you see the first one is 43 years old and it shows the type of vehicle he has on his policy, the type of coverage he has is liability and med pay. The rate shows with all that information it is $338.00. See the rest of the chart to see some other examples.

How age and gender affect your insurance

Does age and gender matter when it comes to your insurance rates? Why yes it does. Like most things in life, as you get older many things get cheaper. Auto insurance is no different. Individuals under the age of 25 statistically pay more than others. Reason being that the younger the driver, the less experience driving that individual has. Insurers look at that younger driver as a high risk, thus higher insurance rates. Gender as you can tell below definitely is a factor in your insurance rates.

AgeMaleFemale
16-18$ 231.84$ 184.09
19-24$ 193.20$ 161.00
25-30$ 139.84$ 124.84
31-40$ 110.40$ 106.08
41-50$ 109.48$ 98.44
50-65$ 99.36$ 101.48
65+$ 106.08$ 114.08

Your Credit and how it affects your insurance premiums

Credit Impact on Insurance rates in Fort Carson
Average Premium by Score
Excellent$134.31
Good$151.35
Average$182.23
Poor$257.73
A credit score pretty much affects our buying power with almost anything in today’s world. A good credit means low interest rates. A bad score means higher payments and higher interest. This same principle applies to Auto Insurance. Many people do not know that your insurance score plays a key factor in your insurance rates. Some insurance companies run a hard pull on your credit, while others might do a soft pull. Ask your insurance agent for more information today.

Insurance Discounts from Each Company

Many people miss out on several insurance discounts on their auto insurance policy. A key way to capitalize on these discounts available to you is do some research on what companies offer discounts that are applicable to you. Then when shopping around for quotes be sure to ask your agent for any additional discounts they may have not mentioned to you. Auto insurance is a necessary bill, so why not save the most you can on your insurance premium. Discounts are listed below for progressive and Dairyland insurance.

Progressive
Dairyland
No Accidents or ViolationsMulti Policy
Education DiscountPaid in Full
MarriedNo Accidents or Violations
Paperless DiscountAuto Pay
Continuous InsuranceMilitary
Multi VehicleHomeowners
HomeownersMarried
Multi PolicyMulti Vehicle
Auto PayContinuous Insurance
Paid in Full 
Military 
Advanced Quote 

We save our client in Fort Carson an average of $590.55

New Customers in Fort Carson, Colorado Save on Average$590.55
Number of Candy bars you could buy435
Months of Netflix you could afford with your savings43
Number of Peanuts you could buy107568
Here at A Plus Insurance we love to save our customers the highest amount of money that is possible. How can you help yourself save on your insurance premium? Always shop around for multiple quotes before purchasing an auto policy. In addition, ask your agent to reshop your rates when you are up for renewal. Choosing a 6 month auto insurance policy can be very helpful. If you have a violation or an accident falling off your record at renewal, chances are your rates will decrease! 

Liability and full coverage in Fort Carson

What is the difference between liability and full coverage? This is one of the most commonly asked questions we get as an insurance agent. Liability insurance is the state requirement to be road legal in Colorado. Those required state minimum liability limits are 25/50/25. Full coverage includes comprehensive and collision which protects your vehicle. If you are on the fence about which coverage you prefer, or if it is a budget concern, consider asking your insurance company about just carrying comprehensive coverage without collision coverage. Below are the rates for liability and full coverage in Fort Carson, Colorado.

Average Annual Insurance Rates in Fort Carson
Liability Insurance rates in Fort CarsonLiability State Average
$607.08$510.15
Full Coverage Insurance in Fort CarsonFull Coverage CO average
$1,112.17$934.59

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Last Updated on August 30, 2021 by Katie Sopko

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