Insurance Fort Carson

Fort Carson, Colorado, is the Army installation known as “The Mountain Post”. Located in the Colorado Springs area, this fort is one of several important military bases and operations in the region including Peterson Air Force Base, NORAD, and the U.S. Air Force Academy.

Liability and Full Coverage Insurance Fort Carson

What is the difference between liability and full coverage? This is one of the most commonly asked questions we get as an insurance agent. Liability insurance is the state requirement to be road legal in Colorado. Those required state minimum liability limits are 25/50/25.

Full coverage includes comprehensive and collision which protects your vehicle. If you are on the fence about which coverage you prefer, or if it is a budget concern, consider asking your insurance company about just carrying comprehensive coverage without collision coverage.

Below are the rates for liability and full coverage in Fort Carson, Colorado.

Liability Insurance rates in Fort CarsonLiability State Average
Full Coverage Insurance in Fort CarsonFull Coverage CO average
Insurance Fort Carson
2024 Insurance Fort Carson CO

Top 10 vehicles we insure in Fort Carson

We insure so many different models of vehicles here at A Plus Insurance. We serve in many different states and each state varies as far as what are the most popular models we insure.

We are going to look at the top vehicles we do insure in FT. Carson, CO. Jeep gets the number one spot, following that is Subaru, Toyota, GMC, Cadillac, Mazda, Ford, BMW, Nissan, Hyundai, Honda, and Ford F-models. Do not see your model listed here? Does not mean we do not insure it! Call your agent today and see how we can help you get your vehicle insured!

12Ford F-Models
Insurance Fort Carson

SR22 Insurance Fort Carson

SR22 is a certificate that proves you have auto insurance. It is commonly known for when you have a DUI or do not have a license and are working on getting it back. Each state is different as far as the requirements and limits for it. It is also different with each insurance carrier and how much they charge for the filing of the SR22, some do not even file with it. Below is a list of carriers in Fort Carson and how much the filing cost of it is.

Below is amount the amounts company adds to the premium to file the SR22 with the state.

CompanyAverage (SR22 Fee)
Assurance America$25
Bristol West$35
Gains Co$25
Progressive5% (average)
State FarmSR22 Not available
The General$25
TravelersSR22 Not available
SR22 Insurance Fort Carson, Colorado

Cheapest Full Coverage Rates Insurance Fort Carson

Full coverage is a great thing to consider having on your if you are searching for auto insurance. In fact, if you are financing your vehicle, some places make you put full coverage on the vehicle until you pay it off. Full coverage includes comprehensive, collision and liability. That will all protect you and your car if you ever get into an accident. The list below are some auto insurance companies in Fort Carson and some prices ranges for Full Coverage.

RankFort Carson Insurance CarriersAverage Price
4Bristol West$143.00
5The General$154.00
6Liberty Mutual$198.00
7Dairyland (Viking)$203.00
Insurance Fort Carson

Sample Rates – Insurance Fort Carson

Your auto insurance rates have many factors. Your age, driving record, vehicle, credit history, and what kind of coverage you purchase. The chart below are sample rates for Fort Carson, CO. The sample rates show a variety of things to determine what the rate will look like. For instance, you see the first one is 43 years old and it shows the type of vehicle he has on his policy, the type of coverage he has is liability and med pay. The rate shows with all that information it is $338.00. See the rest of the chart to see some other examples.

Sample Rates in Fort Carson, Colorado
Sample Quote/ policy location: Fort Carson
Agent :Amy
Current Company: Bristol West
Previous Company: Safeco
Who: Homeowner
Age: 43
Vehicle: Mazda 929
Type of coverage: liability only , med pay
Notes: Insurance Card, automobile
Rate: $338
Sample Quote/ policy location: Fort Carson
Agent :Jola
Current Company: The General
Previous Company: None
Who: Male
Age: 52
Vehicle: Suzuki Equator Extended Cab
Type of coverage: liability insurance , med pay
Notes: now, accidents
Rate: $180
Sample Quote/ policy location: Fort Carson
Agent :Amy
Current Company: Liberty Mutual
Previous Company: Sentry
Who: Homeowner
Age: 42
Vehicle: MINI Cooper Clubman
Type of coverage: liability insurance , sr22
Notes: multi policy, quotes
Rate: $299
Sample Quote/ policy location: Fort Carson
Agent :Sy
Current Company: Suncoast
Previous Company: Bristol West
Who: motorist
Age: 40
Vehicle: Audi A8
Type of coverage: broad form , sr22
Notes: vehicle, snapshot
Rate: $315
Sample Quote/ policy location: Fort Carson
Agent :Katie
Current Company: Dairyland
Previous Company: Viking
Who: Female
Age: 36
Vehicle: Kia Sportage
Type of coverage: car insurance , uninsured motorist
Notes: coverage, automobile
Rate: $158
Sample Quote/ policy location: Fort Carson
Agent :Shawn
Current Company: Bristol West
Previous Company: the General
Who: insured
Age: 62
Vehicle: BMW Z3
Type of coverage: full coverage , state min
Notes: online, vehicle
Rate: $307
Insurance Fort Carson Sample Rates
Insurance Fort Carson
Who do you think pays more monthy? Insurance Fort Carson.

How age and gender affect your Insurance Fort Carson

Does age and gender matter when it comes to your insurance rates? Why yes it does. Like most things in life, as you get older many things get cheaper. Auto insurance is no different. Individuals under the age of 25 statistically pay more than others. Reason being that the younger the driver, the less experience driving that individual has.

Insurers look at that younger driver as a high risk, thus higher insurance rates. Gender as you can tell below definitely is a factor in your insurance rates.

16-18$ 231.84$ 184.09
19-24$ 193.20$ 161.00
25-30$ 139.84$ 124.84
31-40$ 110.40$ 106.08
41-50$ 109.48$ 98.44
50-65$ 99.36$ 101.48
65+$ 106.08$ 114.08
Insurance Fort Carson sample rates by age

Your Credit and how it affects your insurance premiums

A credit score pretty much affects our buying power with almost anything in today’s world. A good credit means low interest rates. A bad score means higher payments and higher interest. This same principle applies to Auto Insurance. Many people do not know that your insurance score plays a key factor in your insurance rates. Some insurance companies run a hard pull on your credit, while others might do a soft pull. Ask your insurance agent for more information today.

Credit Impact on Insurance rates in Fort CarsonAverage Premium by Score
Insurance Fort Carson

Insurance Fort Carson – Discounts from Each Company

Many people miss out on several insurance discounts on their auto insurance policy. A key way to capitalize on these discounts available to you is do some research on what companies offer discounts that are applicable to you.

Then when shopping around for quotes be sure to ask your agent for any additional discounts they may have not mentioned to you. Auto insurance is a necessary bill, so why not save the most you can on your insurance premium. Discounts are listed below for progressive and Dairyland insurance.

No Accidents or ViolationsMulti Policy
Education DiscountPaid in Full
MarriedNo Accidents or Violations
Paperless DiscountAuto Pay
Continuous InsuranceMilitary
Multi VehicleHomeowners
Multi PolicyMulti Vehicle
Auto PayContinuous Insurance
Insurance Fort Carson

We save our client in Fort Carson an average of $590.55

Number of Candy bars you could buy435
Months of Netflix you could afford with your savings43
Number of Peanuts you could buy107568

Here at A Plus Insurance we love to save our customers the highest amount of money that is possible. How can you help yourself save on your insurance premium? Always shop around for multiple quotes before purchasing an auto policy. In addition, ask your agent to reshop your rates when you are up for renewal. Choosing a 6 month auto insurance policy can be very helpful. If you have a violation or an accident falling off your record at renewal, chances are your rates will decrease! 


What types of insurance do you offer in Fort Carson, CO?

We offer a range of insurance types, including home, auto, life, and business insurance.

How can I contact you for more information?

You can call us at 1.888.445.2793 for assistance.

Do you provide insurance consultations in Fort Carson, CO?

Yes, we offer free insurance consultations tailored to your needs in Fort Carson, CO.

Who has the best car insurance for military?

Several insurance companies offer competitive rates and discounts for military personnel. Companies like USAA and Geico are well-known for providing excellent car insurance options for military members.

Does the military pay for car insurance?

No, the military does not typically pay for personal car insurance for service members. However, many insurance companies offer military discounts.

What is the military car insurance called?

Military car insurance isn’t a specific type of policy; rather, it refers to car insurance policies that are tailored to meet the needs of military personnel. These policies often come with special discounts and benefits suited for those in the military.

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Last Updated on by Amanda Moss

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