AUTO – COLORADO
Insurance Fort Carson
Fort Carson, Colorado, is the Army installation known as “The Mountain Post”. Located in the Colorado Springs area, this fort is one of several important military bases and operations in the region including Peterson Air Force Base, NORAD, and the U.S. Air Force Academy.
Liability and full coverage in Fort Carson
What is the difference between liability and full coverage? This is one of the most commonly asked questions we get as an insurance agent. Liability insurance is the state requirement to be road legal in Colorado. Those required state minimum liability limits are 25/50/25. Full coverage includes comprehensive and collision which protects your vehicle. If you are on the fence about which coverage you prefer, or if it is a budget concern, consider asking your insurance company about just carrying comprehensive coverage without collision coverage. Below are the rates for liability and full coverage in Fort Carson, Colorado.
| Average Annual Insurance Rates in Fort Carson | |
| Liability Insurance rates in Fort Carson | Liability State Average |
| $607.08 | $510.15 |
| Full Coverage Insurance in Fort Carson | Full Coverage CO average |
| $1,112.17 | $934.59 |
Top 10 vehicles we insure in Fort Carson
| 1 | Jeep |
| 2 | Subaru |
| 3 | Toyota |
| 4 | GMC |
| 5 | Cadillac |
| 6 | Mazda |
| 7 | Ford |
| 8 | BMW |
| 9 | Nissan |
| 10 | Hyundai |
| 11 | Honda |
| 12 | Ford F-Models |
SR22 Insurance Fort Carson
SR22 is a certificate that proves you have auto insurance. It is commonly known for when you have a DUI or do not have a license and are working on getting it back. Each state is different as far as the requirements and limits for it. It is also different with each insurance carrier and how much they charge for the filing of the SR22, some do not even file with it. Below is a list of carriers in Fort Carson and how much the filing cost of it is.
| SR22 Insurance Rates in Fort Carson, Colorado | |
| Below is amount the amounts company adds to the premium to file the SR22 with the state. | |
| Company | Average (SR22 Fee) |
| Assurance America | $25 |
| Bristol West | $35 |
| Dairyland | Free |
| Gains Co | $25 |
| Mendota | $25 |
| Progressive | 5% (average) |
| State Farm | SR22 Not available |
| The General | $25 |
| Travelers | SR22 Not available |
Cheapest full coverage rates Insurance Fort Carson
Full coverage is a great thing to consider having on your if you are searching for auto insurance. In fact, if you are financing your vehicle, some places make you put full coverage on the vehicle until you pay it off. Full coverage includes comprehensive, collision and liability. That will all protect you and your car if you ever get into an accident. The list below are some auto insurance companies in Fort Carson and some prices ranges for Full Coverage.
| Rank | Company | Average price |
| 1 | Progressive | $124.00 |
| 2 | Travelers | $138.00 |
| 3 | Mendota | $142.00 |
| 4 | Bristol West | $143.00 |
| 5 | The General | $154.00 |
| 6 | Liberty Mutual | $198.00 |
| 7 | Dairyland (Viking) | $203.00 |
Sample Rates – Insurance Fort Carson
| Sample Rates in Fort Carson, Colorado |
| Sample Quote/ policy location: Fort Carson Agent :Amy Current Company: Bristol West Previous Company: Safeco Who: Homeowner Age: 43 Vehicle: Mazda 929 Type of coverage: liability only , med pay Notes: Insurance Card, automobile Rate: $338 |
| Sample Quote/ policy location: Fort Carson Agent :Jola Current Company: The General Previous Company: None Who: Age: 52 Vehicle: Suzuki Equator Extended Cab Type of coverage: liability insurance , med pay Notes: now, accidents Rate: $180 |
| Sample Quote/ policy location: Fort Carson Agent :Amy Current Company: Liberty Mutual Previous Company: Sentry Who: Homeowner Age: 42 Vehicle: MINI Cooper Clubman Type of coverage: liability insurance , sr22 Notes: multi policy, quotes Rate: $299 |
| Sample Quote/ policy location: Fort Carson Agent :Sy Current Company: Suncoast Previous Company: Bristol West Who: motorist Age: 40 Vehicle: Audi A8 Type of coverage: broad form , sr22 Notes: vehicle, snapshot Rate: $315 |
| Sample Quote/ policy location: Fort Carson Agent :Katie Current Company: Dairyland Previous Company: Viking Who: Female Age: 36 Vehicle: Kia Sportage Type of coverage: car insurance , uninsured motorist Notes: coverage, automobile Rate: $158 |
| Sample Quote/ policy location: Fort Carson Agent :Shawn Current Company: Bristol West Previous Company: the General Who: insured Age: 62 Vehicle: BMW Z3 Type of coverage: full coverage , state min Notes: online, vehicle Rate: $307 |
How age and gender affect your insurance Fort Carson
Does age and gender matter when it comes to your insurance rates? Why yes it does. Like most things in life, as you get older many things get cheaper. Auto insurance is no different. Individuals under the age of 25 statistically pay more than others. Reason being that the younger the driver, the less experience driving that individual has.
Insurers look at that younger driver as a high risk, thus higher insurance rates. Gender as you can tell below definitely is a factor in your insurance rates.
| Age | Male | Female |
| 16-18 | $ 231.84 | $ 184.09 |
| 19-24 | $ 193.20 | $ 161.00 |
| 25-30 | $ 139.84 | $ 124.84 |
| 31-40 | $ 110.40 | $ 106.08 |
| 41-50 | $ 109.48 | $ 98.44 |
| 50-65 | $ 99.36 | $ 101.48 |
| 65+ | $ 106.08 | $ 114.08 |
Your Credit and how it affects your insurance premiums
| Credit Impact on Insurance rates in Fort Carson Average Premium by Score | |
| Excellent | $134.31 |
| Good | $151.35 |
| Average | $182.23 |
| Poor | $257.73 |
Insurance Discounts from Each Company
Many people miss out on several insurance discounts on their auto insurance policy. A key way to capitalize on these discounts available to you is do some research on what companies offer discounts that are applicable to you.
Then when shopping around for quotes be sure to ask your agent for any additional discounts they may have not mentioned to you. Auto insurance is a necessary bill, so why not save the most you can on your insurance premium. Discounts are listed below for progressive and Dairyland insurance.
|
Progressive
|
Dairyland
|
| No Accidents or Violations | Multi Policy |
| Education Discount | Paid in Full |
| Married | No Accidents or Violations |
| Paperless Discount | Auto Pay |
| Continuous Insurance | Military |
| Multi Vehicle | Homeowners |
| Homeowners | Married |
| Multi Policy | Multi Vehicle |
| Auto Pay | Continuous Insurance |
| Paid in Full | |
| Military | |
| Advanced Quote |
We save our client in Fort Carson an average of $590.55
| Number of Candy bars you could buy | 435 |
| Months of Netflix you could afford with your savings | 43 |
| Number of Peanuts you could buy | 107568 |
Last Updated on by Lauren Mckenzie