Motorcycle Insurance Greenville- Discounts offered by Progressive

A great thing about your auto insurance company is that they offer discounts! You can call your agent and see what kind of discounts you can be eligible for motorcycle insurance Greenville. We made a list below of some of the popular ones that you could get for your motorcycle policy.

Progressive Discounts
Homeowners
Multi Policy
Education Discount
Auto Pay
No Accidents or Violations
Paid in Full
Paperless Discount
Married
Continuous Insurance
Advanced Quote
Military

Motorcycle Insurance In Greenville – The Best Drives In Greenville, South Carolina

• If you are a young driver in Greenville perhaps you’ve thought about cruising in your very own motorcycle one of these days. With Harley-Davidson right down the road right off I385 and I-85 it’s a hard thought to not consider.
• You’ve also become very aware of everything a Greenville based location has to offer. On one hand you have the mountains in one direction. Or you can head to the beach.
• Every bike owner in the Carolinas will join you during bike week.
• If the beach isn’t your thing, just a short ride over and you’re in Blue Ridge Mountain territory a few miles away from Asheville. If you’re brave enough you can head to the North Carolina / Tennessee border and take on the “Tail of the Dragon” at Deals Gap. 318 curves all squeezed into 11 miles.
• If all this sounds appealing to you it sounds like the word bike may just be in your blood after all.

Motorcycle Insurance Greenville- Do Your Insurance Homework

• Before you take off and hit up Harley-Davidson you should probably head over to your local insurance office and make some changes.
• Your current license you got under whatever vehicle you are driving does not carry over to your motorcycle. A separate license is required and maybe its hit you by now but a change in your insurance is also required.
• Comprehensive coverage is not required but highly recommended as the risks of driving a motorcycle are much higher than in a 4-wheel vehicle.

Coverage needed will change from state to state but if you’re a Greenville native, here are your requirements as a SC motorcycle driver:

Minimal liability insurance amounts include $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $25,000 per accident for property damage.

With all these considerations you may decide you are up for the changes to your motorcycle insurance Greenville and you’ll be on your way to your favorite scenic drive location.

The South Carolina Law requires of you to carry insurance whenever you ride your motorcycle on the state roads. In South Carolina Motorcycle Insurance required amounts of liability insurance are as follows:

$25,000―per person for bodily injury

$50,000―per accident for bodily injury

$25,000―per accident for property damage

While it is mandated by the state to carry liability insurance, you should also add physical damage coverage as well as uninsured/underinsured motorist and medical payments to your policy. Physical damage is also known as comprehensive, and collision will provide coverage if your bike is stolen or damaged by hail. You pull all this together and you are covered to enjoy a ride out on the ole bike!

Read more about other coverages on a motorcycle insurance Greenville policy here.

Motorcycle Insurance Greenville- Facts and Myths

Facts:

1. Legal Requirement: Like most states, South Carolina requires motorcycle riders to have liability insurance coverage to legally operate their motorcycles on public roads. This coverage helps pay for damages and injuries to others if you’re at fault in an accident.
2. Coverage Options: Motorcycle insurance policies typically offer various coverage options, including liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, medical payments coverage, and optional add-ons such as roadside assistance or accessory coverage.
3. Discounts Available: Just like with auto insurance, many insurance companies offer discounts on motorcycle insurance. These discounts may be based on factors such as completing a motorcycle safety course, having a clean driving record, bundling multiple policies, or belonging to certain organizations.
4. Customized Policies: Motorcycle insurance policies can be tailored to fit your specific needs and preferences. You can adjust coverage limits, deductibles, and add-ons to create a policy that provides the protection you want at a price you can afford.
5. Protection for Your Investment: Motorcycle insurance not only helps protect you financially in case of an accident but also protects your investment in your bike. Comprehensive coverage, for example, can help cover the cost of repairs or replacement if your bike is damaged or stolen.

Myths:

1. It’s Optional: One common myth is that motorcycle insurance is optional in South Carolina. In reality, liability insurance is required by law to ride legally on public roads.
2. Coverage is Expensive: While the cost of motorcycle insurance can vary depending on factors such as the type of bike, your riding history, and coverage options, it’s not necessarily more expensive than auto insurance. Many riders find affordable coverage options by shopping around and taking advantage of discounts.
3. Health Insurance Covers Motorcycle Injuries: Another myth is that your health insurance will cover injuries sustained in a motorcycle accident. While health insurance may cover some medical expenses, motorcycle insurance can provide additional coverage for medical payments, lost wages, and other related costs.
4. Only Required for Street Bikes: Some riders mistakenly believe that motorcycle insurance is only required for street bikes and not for off-road or recreational motorcycles. However, liability insurance is typically required regardless of where you ride your motorcycle if it’s operated on public roads.
5. All Policies Are the Same: Not all motorcycle insurance policies are the same. It’s essential to compare coverage options, limits, deductibles, and exclusions from different insurance providers to find the policy that best meets your needs.

Understanding the facts and debunking common myths about motorcycle insurance can help you make informed decisions when purchasing coverage for your motorcycle in Greenville or anywhere else in South Carolina.

Additional South Carolina Insurance
Auto Insurance South Carolina
South Carolina Homeowner’s Insurance
SR22 Insurance in South Carolina
Additional Motorcycle Insurance Guide in South Carolina
Greenville, SC Auto Insurance
Cheap Car Insurance Anderson
Cheap Car Insurance Elgin
Liberty, SC Car Insurance

Last Updated on March 26, 2024 by Marlon Moss