Complete Guide to Auto Insurance Options in Brentwood, TN

Discover peace of mind on the road with A Plus Insurance, your trusted insurance brokerage in Brentwood. Call us now for a free quote and experience unmatched coverage tailored to your car insurance needs.

Tennessee State Liability Requirements

Required Liability Coverage:
$25,000 bodily injury liability per person
$50,000 bodily injury liability per accident
$25,000 property damage liability per accident
Uninsured Motorist Coverage: Rejection Form
Medical Payments: Rejection Form

Who Offers the Cheapest Car Insurance in Brentwood, TN?

For the cheapest car insurance in Brentwood, drivers should compare quotes from multiple providers. Companies like Dairyland and Mendota are often competitive in pricing. Opting for liability-only coverage and higher deductibles can also reduce the monthly premium.

Most Affordable Car Insurance Quotes Brentwood, TN: Young Drivers

Young drivers in Brentwood can find the most affordable auto insurance by looking for carriers offering student or beginner driver discounts. It’s key to choose a policy that balances cost with adequate coverage. Encouraging young drivers to maintain good grades or complete a recognized driver’s education course can often lead to significant discounts. Providers like Progressive and National General are known for competitive rates for younger drivers.

Insurance company, TennesseeAvg. Monthly Rate Estimate
National General$124
Mendota Ins. Company$147
Farmers$148
American Family$149
The General$152
Acceptance RTR$154
Progressive Insurance$154
Dairyland$155
AssuranceAmerica$158
USAA$158
21st Century$159
GAINSCO$161
Bristol West$171
Allstate$173

How to Find the Best Auto Insurance for Bad Credit in Brentwood, TN?

For Brentwood drivers with bad credit, finding favorable auto insurance requires comparing quotes from carriers that weigh credit scores differently. Assurance America and The General are known to offer more lenient rates for those with less-than-perfect credit. Improving credit scores over time, and opting for higher deductibles, can also help reduce premiums.

Insurance company, TennesseeAvg. Monthly Rate Estimate
National General$150
The General$159
Geico$162
Progressive Insurance$168
Nationwide$170
Mendota Ins. Company$171
Acceptance RTR$174
Bristol West$174
Dairyland$175
AssuranceAmerica$176
GAINSCO$183
Safeco$188
21st Century$193
State Auto$196

Where to Get the Cheapest Insurance with Good Credit in Brentwood, TN?

Drivers in Brentwood with good credit scores should leverage their financial reliability for lower insurance rates. Carriers like Suncoast and Bristol West often provide significant discounts for those with strong credit histories. Maintaining a good credit score and bundling policies can further reduce the cost.

Insurance company, TennesseeAvg. Monthly Rate Estimate
GAINSCO$139
National General$144
Dairyland$146
Acceptance RTR$148
Geico$149
The General$149
Progressive Insurance$150
Mendota Ins. Company$153
Nationwide$154
AssuranceAmerica$160
American Family$163
Farmers$163
21st Century$169
Bristol West$170

Best Options for Car Insurance with Homeowners Discount in Brentwood, TN

Homeowners in Brentwood can benefit from bundling their car and home insurance for discounts. Providers like Progressive and Allstate offer substantial bundling discounts. Keeping a clean driving record and updating home security features can additionally help in lowering insurance costs.

Insurance company, TennesseeAvg. Monthly Rate Estimate
Geico$134
Bristol West$137
Mendota Ins. Company$137
National General$138
AssuranceAmerica$143
Dairyland$143
Acceptance RTR$145
Nationwide$151
The General$152
GAINSCO$157
Progressive Insurance$160
21st Century$165
Liberty Mutual$167
State Auto$172

Top Auto Insurance Providers for Drivers with DUIs or Violations in Brentwood, TN

Drivers in Brentwood with DUIs or violations can still find competitive rates with carriers like National General and The General, which specialize in high-risk insurance. Attending defensive driving courses and opting for a policy with a higher deductible can help mitigate the cost impact of a tarnished driving record.

Insurance company, TennesseeAvg. Monthly Rate Estimate
National General$155
Nationwide$157
Acceptance RTR$161
Mendota Ins. Company$167
Dairyland$174
The General$179
GAINSCO$182
AssuranceAmerica$187
Farmers$187
21st Century$188
American Family$188
Progressive Insurance$191
Allstate$197
Bristol West$198

Lowest Cost Options for SR22 Auto Insurance in Brentwood, TN

For SR22 insurance requirements in Brentwood, cost-effective options are available with providers like Dairyland and Gainsco. Drivers should focus on maintaining a clean driving record post-SR22 requirement to gradually reduce their insurance rates.

Insurance company, TennesseeAvg. Monthly Rate Estimate
National General$93
AssuranceAmerica$95
Bristol West$106
Geico$106
The General$110
Progressive Insurance$113
Dairyland$114
Mendota Ins. Company$115
Liberty Mutual$127
Travelers$130
GAINSCO$132
Acceptance RTR$133
Farmers$137
USAA$140

SR22 Insurance Process in Brentwood, TN

01.

Consultation​

We gather detailed information, ensuring you have all the facts before making a decision.

02.

Quote

Receive your SR22 insurance quote, customized to your unique needs and credit profile

03.

Filing

We work closely with the insurance carrier to ensure that the sr22 is filed with the state

04.

Policy Management

Our policy service doesn’t end once the documents are signed. We’re here for you, month to month.

Cheapest Car Insurance Plans for Male Drivers in Brentwood, TN

Male drivers in Brentwood looking for the most economical car insurance should consider companies like Falcon and Assurance America. Adopting safe driving habits and avoiding sports cars or high-performance vehicles can significantly lower insurance premiums for male drivers.

Insurance Company, TNAvg. Monthly Rate Estimate
Dairyland$150
Acceptance RTR$156
21st Century$157
Nationwide$157
The General$165
AssuranceAmerica$173
National General$173
GAINSCO$177
Mendota Ins. Company$180
Progressive Insurance$186
Bristol West$192
Geico$199
Farmers$204
Liberty Mutual$205

01.

Contact Us​

Start by reaching out to us, either online, by phone, or in person. Provide basic personal and vehicle information to initiate the quote process.

02.

Details

Provide more detailed information about your driving history, the vehicle you wish to insure, and any specific coverage needs or preferences you have

03.

Quote

We will process your information and present you with a customized insurance quote, outlining coverage options and prices tailored to your needs.

04.

Decision

Review the provided quote at your leisure. If you decide to proceed, you can finalize the policy, setting up payment and coverage start dates.

Why does my Brentwood zip code affect my Tennessee car insurance rates?

In Brentwood, TN, various local factors significantly influence the cost of auto insurance rates. The region’s climate, with its mix of humid summers and mild winters, can lead to weather-related driving hazards like heavy rain or occasional ice, impacting accident rates. Additionally, the area’s crime rate, particularly vehicle thefts and break-ins, can affect insurance premiums.

  1. Weather Conditions: Brentwood’s humid subtropical climate increases risks of rain-related accidents, influencing insurers to adjust rates accordingly.
  2. Crime Rates: Higher incidents of car thefts and break-ins in certain areas can lead to increased insurance premiums.
  3. Population Density: As a relatively less densely populated suburb of Nashville, Brentwood may have lower traffic congestion, potentially reducing accident rates and insurance costs.
  4. Demographics: The demographic composition, including the age distribution of drivers, can influence risk assessments. Younger populations typically face higher rates due to perceived inexperience.
  5. Road Conditions and Traffic: The quality of roads and traffic patterns in Brentwood also play a role. Well-maintained roads and less heavy traffic can lead to fewer accidents and lower insurance rates.
  6. Economic Factors: The general economic well-being of Brentwood, which can influence the type of vehicles owned and the ability of residents to afford comprehensive coverage, also impacts insurance rates.

These factors, combined with individual driver histories and vehicle types, create a unique insurance landscape in Brentwood, TN.

ZIP CODES IN Brentwood, TN

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Don’t give up…we can help you find affordable rates, need an SR-22? We got you!

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Homeowners, renters, and mobile home owners: make sure you have the protection you need.

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Motorcycles, RVs, ATVs, life insurance, you name it…we can help!

Top models known for their lower insurance costs:

Certain cars are cheaper to insure due to factors like safety ratings, repair costs, theft rates, and overall risk. Vehicles with advanced safety features, good crash-test ratings, and lower repair expenses tend to have lower insurance premiums. Additionally, cars less prone to theft or with moderate engine power often come with cheaper insurance rates.

Honda CR-V
Subaru Outback
Ford Escape
Jeep Wrangler
Toyota RAV4
Chevrolet Equinox

WORST CARS known for their higher insurance costs

Certain cars command higher insurance premiums due to factors like high repair costs, increased theft rates, powerful engines, and elevated accident risks. These vehicles often include luxury cars, high-performance models, and some electric vehicles, contributing to pricier insurance rates.

Mercedes-Benz S-Class
BMW M4
Audi R8
Tesla Model S
Dodge Charger Hellcat
Ford Mustang Shelby GT500

Frequently Asked Questions about Car Insurance Quotes in Brentwood, Tennessee


What factors affect car insurance quotes in Brentwood?

Several factors influence car insurance quotes, including driving history, vehicle type, and coverage needs.

How can I get a personalized car insurance quote?

Contact A Plus Insurance for a personalized quote tailored to your specific car insurance requirements. Call us at 1.888.445.2793.

What sets A Plus Insurance apart in Brentwood?

A Plus Insurance stands out with unmatched coverage options, personalized service, and competitive rates to meet your car insurance needs.

Here’s What Our Clients Say About Us​

Last Updated on by Treasure Coleman

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