- Cheapest Car Insurance Indiana For Someone With Bad Or Good Credit
- CHEAPEST INSURANCE WITH A BUNDLE IN INDIANA FOR YOUR CAR
- CHEAPEST CAR INSURANCE INDIANA – CLEAN DRIVING HISTORY
- BROADFORM/ NON-OWNERS INSURANCE INDIANA
- CHEAPEST FULL COVERAGE INSURANCE INDIANA
- CHEAPEST INSURANCE FOR YOUNG DRIVERS
- CHEAPEST INSURANCE FOR INDIANA FEMALES DRIVERS
- AFFORDABLE INDIANA INSURANCE FOR MALES
- SR-22 INSURANCE – BEST RATE FOR INDIANA
- Top 10 Ways to Reduce Your Home and Auto Insurance Deductible
- Frequently Asked Questions about Car Insurance Indiana
- FAQs About Car Insurance in Indiana at A Plus Insurance
- What We Do at A Plus Insurance
Cheapest Car Insurance Indiana For Someone With Bad Or Good Credit
Having bad, or poor credit can affect many financial aspects in life. Bad credit can absolutely affect your insurance rates in a negative way. Fortunately, some companies do not penalize you as hard as others for having poor credit! Shopping around to compare the most options is definitely the route to take!
Your insurance score makes up a big factor in determining your auto insurance premiums! This could mean a decrease in your monthly premium from anywhere between $15-$40 less! Adding those savings up over the course of a year could mean big things! See rates below for how much you could pay in Indiana with good credit!
Bad Credit Average
| Bristol West | $151 |
| Progressive Insurance | $155 |
| The General | $155 |
| Dairyland | $157 |
| Mendota Ins. Company | $167 |
GOOD CREDIT AVERAGE
| Progressive Insurance | $128 |
| Mendota Ins. Company | $133 |
| Acceptance RTR | $137 |
| National General | $140 |
| Dairyland | $143 |
CHEAPEST INSURANCE WITH A BUNDLE IN INDIANA FOR YOUR CAR
You’ve probably seen enough Progressive, and Geico commercials by now to understand what bundling your home, and auto insurance means. But just in case you haven’t, here is the rundown! First of all, bundling is not limited to just your home and auto, bundling can mean purchasing auto, motorcycle, RV, renters and even more with the same insurance company. The more you bundle, the more you save!
Bundle Savings Averages
| Dairyland | $124 |
| Acceptance RTR | $138 |
| 21st Century | $139 |
| Geico | $139 |
| AssuranceAmerica | $150 |
| The General | $155 |
CHEAPEST CAR INSURANCE INDIANA – CLEAN DRIVING HISTORY
Maintaining a clean driving history might not be the most fun task. This could definitely mean backing off a bit on that lead foot, and trying to be more courteous to the not so smart drivers out there. But doing these things can surely pay off when it comes to your Indiana car insurance rates. See how much you can save below with a clean driving history!
Clean Driving History Rates
| Dairyland | $130 |
| Mendota Ins. Company | $133 |
| Nationwide | $136 |
| The General | $137 |
| 21st Century | $140 |
BROADFORM/ NON-OWNERS INSURANCE INDIANA
There are many options available today to obtain both a broad form policy, and a non-owners policy. The question is- which policy fits your needs? First of all, do you own a vehicle? If your answer is no, you will be needing a non owners policy. Good news is most companies offer this type of coverage. If you own multiple vehicles but only need liability insurance a broad form policy is the right choice for you! Only some companies will offer this type of coverage.
BROADFORM POLICY AVERAGES
| Dairyland | $68 |
| The General | $110 |
| Progressive Insurance | $115 |
| Bristol West | $141 |
| Mendota Ins. Company | $145 |
| Geico | $168 |
| Allstate | $203 |
| Acceptance RTR | $219 |
| State Farm | $222 |
CHEAPEST FULL COVERAGE INSURANCE INDIANA
Full coverage insurance… hearing that you need this coverage can cause a lump in the throat for some! But don’t worry, full coverage insurance isn’t always expensive. You just need to do your homework! Doing your homework involves getting multiple quotes at different deductible amounts, calling around for the best rate, and asking for discounts.
FULL COVERAGE MONTHLY RATES
| Travelers | $145 |
| Mendota Ins. Company | $147 |
| American Family | $148 |
| Acceptance RTR | $151 |
| Allstate | $151 |
| National General | $151 |
| Progressive Insurance | $151 |
| USAA | $152 |
| Farmers | $162 |
| GAINSCO | $165 |
Insurance rates vary due to a number of different statistics and situations! Such as Age, Gender, or if you have Violations.
CHEAPEST INSURANCE FOR YOUNG DRIVERS
Being a youngster sure has its perks in many ways! Being young while trying to find an affordable insurance policy is not one of these perks! There are ways to avoid paying so much for your auto insurance.
One option is to stay on your parents policy for as long as you are living in the household. Another option is to capitalize on as many discounts as you can, don’t be afraid to ask your agent to search for the best discounted company!
YOUNG DRIVER MONTHLY AVERAGE RATE
| Progressive Insurance | $139 |
| National General | $145 |
| Dairyland | $159 |
| Nationwide | $160 |
| Acceptance RTR | $161 |
CHEAPEST INSURANCE FOR INDIANA FEMALES DRIVERS
Being a female driver can be seen as a bonus in the insurance world! What, you may ask, is so special about female drivers? Female drivers are statistically proven to be more careful drivers in comparison to males. Female drivers also drive less than men, and cause less accidents than men on an annual basis.
MONTHLY AVERAGE INSURANCE RATES FOR FEMALE DRIVERS
| GAINSCO | $133 |
| Nationwide | $135 |
| The General | $138 |
| Dairyland | $140 |
| 21st Century | $144 |
| AssuranceAmerica | $144 |
| Geico | $145 |
| Progressive Insurance | $146 |
AFFORDABLE INDIANA INSURANCE FOR MALES
As mentioned above, females will pay less than male drivers across the board. Men are just more likely to drive recklessly, choose sporty, fast cars, and drive for a living. These factors will increase rates no matter what you do! Fortunately, not all companies will be sky high, see some rates below for the best option in Indiana!
MONTHLY AVERAGE INSURANCE RATES FOR MALE DRIVERS
| Mendota Ins. Company | $156 |
| 21st Century | $157 |
| AssuranceAmerica | $158 |
| Acceptance RTR | $160 |
| Dairyland | $162 |
| The General | $162 |
| Bristol West | $177 |
SR-22 INSURANCE – BEST RATE FOR INDIANA
A common misconception with Sr22 insurance is that your rates will just instantly skyrocket. This can be true for some individuals, but not for the reason you might think!
Insurance companies charge a one time policy Sr22 fee, and some companies may not charge anything additional at all.
What makes the insurance at times seem expensive, is the violation or ticket the driver obtained to require the Sr22.
SR-22 MONTHLY RATE
| Progressive Insurance | $94 |
| The General | $98 |
| National General | $104 |
| Acceptance RTR | $105 |
| Bristol West | $106 |
| Dairyland | $111 |
| 21st Century | $114 |
Do you live in Hoosier State? In need of Auto, Home or Motor home insurance? Don’t know where to start and have no time to make several phone calls throughout you day? Believe us we understand! We have great news for you! At A Plus insurance you can rest assured that we’re ready for your call now. For car insurance Indiana it can take 10-15 minutes. For Home, about 15-20 minutes.
At A Plus Insurance our goal is to make the quote process for our clients easy, fast, informative and as painless as possible. To be able to get the best quote for your property, It’s always best to compare at least 3 different insurers so you know you’re getting the best policy for your property and for your lifestyle.
Top 10 Ways to Reduce Your Home and Auto Insurance Deductible
- Bundle Your Home and Auto Insurance – Most insurance companies offer discounts when you bundle your home and auto policies, which can help you negotiate a lower deductible. Text Us to explore bundling options for your policies.
- Maintain a Clean Claims History – Avoid filing small claims to keep your claims history clean. Insurance companies often reward policyholders with fewer claims by offering lower deductibles. Contact us at 1.888.445.2793 for guidance on handling potential claims.
- Increase Your Credit Score – A higher credit score can lead to better insurance terms, including a lower deductible. Work on improving your credit by paying off debts and monitoring your credit report regularly.
- Install Safety Features in Your Home – Installing security systems, smoke detectors, and fire alarms can qualify you for discounts and a reduced deductible on your home insurance policy. Text Us to find out which safety features qualify for discounts.
- Opt for a Higher Deductible Initially – Some insurers offer the option to lower your deductible over time if you initially choose a higher deductible and remain claim-free for a certain period. Ask your insurer about this option when setting up your policy.
- Take a Defensive Driving Course – Completing a defensive driving course can help reduce your auto insurance premium, which might also give you leverage to negotiate a lower deductible. Text Us for more details on qualifying courses.
- Review Your Policy Annually – Regularly reviewing your insurance policy helps identify areas where you can cut costs, including your deductible. Call us at 1.888.445.2793 to schedule a policy review.
- Maintain a Good Driving Record – Insurance companies offer discounts for safe drivers, which can contribute to a lower auto insurance deductible. Avoid traffic violations and accidents to maintain a clean driving record.
- Shop Around for Better Rates – Different insurance companies have varying deductible options. Shop around and compare quotes to find a policy that offers a lower deductible with the coverage you need. Text Us to get personalized quotes from multiple insurers.
- Ask About Deductible Rewards Programs – Some insurers have deductible rewards programs that reduce your deductible for every year you remain claim-free. Inquire with your insurer or Text Us to learn about available reward programs.
Frequently Asked Questions about Car Insurance Indiana
FAQs About Car Insurance in Indiana at A Plus Insurance
What are the minimum car insurance requirements in Indiana?
In Indiana, the minimum car insurance requirements include liability insurance for bodily injury and property damage. To ensure you meet the legal requirements and explore additional coverage options, contact our office at 888-445-2793.
How can I save on car insurance premiums in Indiana?
You can save on car insurance premiums in Indiana by bundling your policies, maintaining a safe driving record, and taking advantage of available discounts. Our experienced agents at A Plus Insurance can assist you in finding cost-saving options. Contact our office at 888-445-2793 for personalized guidance.
Why choose A Plus Insurance for car insurance in Indiana?
A Plus Insurance is your trusted partner for car insurance in Indiana. We work with multiple insurance providers, allowing us to find the most competitive rates and coverage options tailored to your needs. Contact our office at 888-445-2793 to discuss your car insurance choices and obtain a free quote.
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Last Updated on by Marlon Moss